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City · 22,752 residents · DuPage County, Illinois

Roselle , Illinois

In Roselle, a typical home is worth $344,700 and typical rent is $1,641 a month. Compared with all of DuPage County, the typical home value is 12% lower and the share of households that own their home is 5 points higher.

Roselle in numbers

  • Typical home value

    $344,700

    12% below the county

    31% above Illinois

    • Roselle
    • DuPage
    • Illinois
  • Typical rent

    $1,641a month

    3% below the county

    29% above Illinois

    • Roselle
    • DuPage
    • Illinois
  • Typical household income

    $111,318a year

    About the same as the county

    33% above Illinois

    • Roselle
    • DuPage
    • Illinois
  • Households that own their home

    78%

    5 points above the county

    11 points above Illinois

    • Roselle
    • DuPage
    • Illinois

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$379,865
3.8% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $287,097 to $379,865.
Typical rent
$2,211 a month
Typical rent from Zillow, December 2025 to September 2026: from $2,169 to $2,211.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Roselle is in DuPage County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of DuPage County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Roselle apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Glendale Heights, the typical home value is $261,700: 24% less than in Roselle ($344,700).

  2. 78% of households in Roselle own their home, against 73% in DuPage County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Roselle

What homes there are in Roselle, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Roselle and its comparisons
MeasureRoselleDuPage CountyIllinoisUnited States
Detached house 58%58%58%61%
Attached house 15%12%6%6%
Building of 2 to 4 12%5%12%8%
Apartments (5 or more) 14%25%22%19%
Mobile home Unreliable estimate0%2%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

As in DuPage County, most homes in Roselle are detached houses (58%).

Year built
Year built: Roselle and its comparisons
MeasureRoselleDuPage CountyIllinoisUnited States
Before 1960 12%18%38%26%
1960–1979 51%36%26%24%
1980–1999 28%32%20%25%
2000–2009 6%9%11%14%
2010 or later 3%6%6%11%

The typical year built in Roselle is 1977, about the same as in DuPage County (1978).

Homes in Roselle are bigger: 70% have 3 bedrooms or more; in DuPage County, 63%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Roselle and its comparisons
MeasureRoselle
Under $100K Unreliable estimate
$100K–$200K 8%
$200K–$300K 26%
$300K–$500K 48%
$500K–$750K 13%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Roselle and its comparisons
MeasureRoselle
Under $500 Unreliable estimate
$500–$999 Unreliable
$1,000–$1,499 33%
$1,500–$1,999 30%
$2,000–$2,499 25%
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$2,349 a month

DuPage County: $2,450 a month

Without a mortgage

$1,027 a month

DuPage County: $1,056 a month

Owners with a mortgage

69%

DuPage County: 65%

In Roselle, 69% of owners have a mortgage; their typical cost is $2,349 a month, about the same as in DuPage County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Roselle and its comparisons
MeasureRoselleDuPage CountyIllinoisUnited States
Typical home value +34%+27%+35%+53%
Typical rent +15%+28%+26%+33%
Typical household income +23%+21%+27%+29%

Since 2015–2019, homes in Roselle gained value faster than in DuPage County: 34% against 27%.

Since 2015–2019, the typical rent in Roselle rose 15%, less than in DuPage County (28%).

The typical household income in Roselle rose 23% over that time; home values changed +34% and rent +15%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Roselle and its comparisons
MeasureRoselleDuPage CountyIllinoisUnited States
Rental vacancy Unreliable estimate5.6%5.0%5.5%
Homeowner vacancy Unreliable estimate0.7%1.0%0.9%
More than one person per room Unreliable estimate2.7%2.5%3.4%
People per household 2.632.612.462.53
Drive alone 76%65%66%69%
Carpool 4%7%8%9%
Public transit 3%4%6%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 16%22%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in DuPage County, a household in Roselle has 2.63 people on average.

To get to work, 76% of workers in Roselle drive alone; in DuPage County, 65%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Roselle?

A typical home is tight for the typical income

We start with a typical home in Roselle, worth $344,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Roselle, which is $111,318 a year. For that payment to be 28% of income, a household would need to earn about $135,944 a year.

The calculator's FHA and conventional loan limits are those of all of DuPage County.

Your numbers

Local data
$

Starts at the typical home value in Roselle. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,065 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,172

at 7.18% · 30 years

Loan amount
$338,456
Total interest
$486,959
Paid off in
November 2056

Includes $5,821 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,597 a month

  • Tight

    $2,597 to $3,340 a month

    Your payment · 34%

  • Hard

    more than $3,340 a month

Compared with the typical household income in Roselle ($111,318 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,172
Monthly payment breakdown
Principal & interest$2,293
Property tax$583
Home insurance$144
FHA mortgage insurance (MIP)$152

You need at least $12,065 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $3,172; principal and interest $2,293.

The city and its county

Roselle and DuPage County

Roselle is in DuPage County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of DuPage County, Illinois, with Roselle marked. Around it, the neighboring counties.

Roselle's own numbers

Typical home value
$344,700
Typical monthly rent
$1,641
Typical yearly household income
$111,318
Households that own their home
78%
Effective property tax rate
2.03%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DuPage County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DuPage County.

Everything about DuPage County

Buying

Buying a home in Roselle

A typical home in Roselle is worth $344,700: 12% below the county and 31% above Illinois. With the typical household income in Roselle ($111,318 a year), a typical home costs 3.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Roselle 3.1 years
  • DuPage 3.5 years
  • Illinois 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DuPage County

According to FHFA’s house price index, home prices in DuPage County rose 64% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DuPage County.

Yearly change in FHFA’s price index in DuPage County, 2016 to 2025
  1. 2020: +0.9%
  2. 2021: +6.4%
  3. 2022: +11.0%
  4. 2023: +8.2%
  5. 2024: +7.7%
  6. 2025: +6.2%
Change in FHFA’s price index in DuPage County, Illinois and the United States
Period County Illinois U.S.
Last year (2025) +6.2% +5.7% +2.9%
5 years (2020–2025) +46% +47% +47%
10 years (2015–2025) +64% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Roselle next to DuPage County, Illinois and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Roselle $344,700
  • DuPage $391,400
  • Illinois $263,300
  • United States $332,700
Typical monthly rent
  • Roselle $1,641
  • DuPage $1,688
  • Illinois $1,274
  • United States $1,413
Typical yearly household income
  • Roselle $111,318
  • DuPage $112,096
  • Illinois $83,390
  • United States $80,734
See the full table
Roselle next to DuPage County and Illinois
Measure Roselle DuPage County Illinois U.S.
Typical home value $344,700 12% below the county $391,400 $263,300 $332,700
Typical monthly rent $1,641 3% below the county $1,688 $1,274 $1,413
Typical yearly household income $111,318 $112,096 $83,390 $80,734
Households that own their home 78% 5 points above the county 73% 67% 65%
Typical yearly property tax $7,008 12% below the county $8,007 $5,298 $3,119
Effective property tax rate 2.03% 0.02 points below the county 2.05% 2.01% 0.94%
Renters with high rent for their income 40% 6 points below the county 45% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DuPage County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Roselle

For a typical $344,700 home in Roselle, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Roselle's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,172a month

    Least cash to close
    Down payment
    $12,065
    Cash to close
    $22,406
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $152
  • Conventional, 5% down $3,109a month

    Down payment
    $17,235
    Cash to close
    $27,576
    Rate
    7.18%
    Mortgage insurance
    PMI · $164
  • Conventional, 20% down, no PMI $2,595a month

    Down payment
    $68,940
    Cash to close
    $79,281
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,914a month

    Down payment
    $51,705
    Cash to close
    $62,046
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Roselle and for DuPage County.

Property tax

Effective rate in Roselle

2.03%of the home’s value each year

$7,008 a year for the typical owner in Roselle.

  • Roselle 2.03%
  • DuPage 2.05%
  • Illinois 2.01%

What Illinois publishes General Homestead Exemption (Illinois Department of Revenue)

Exemptions and deadlines in Illinois

Flood risk in DuPage County

FEMA does not publish these numbers by city: they are for all of DuPage County.

Homes in the high-risk zone
0.8%
2,485
Of those, with NFIP insurance
41%
Homes in the high-risk zone and with NFIP insurance: DuPage County, Illinois and the U.S.
Measure County Illinois U.S.
Homes in the high-risk zone 0.8% 1.5% 3.5%
Of those, with NFIP insurance 41% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Roselle

Typical rent in Roselle is $1,641 a month: 3% below the county. In Roselle, 40% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DuPage County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.

HUD fair market rent for all of DuPage County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in DuPage County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,678 $32.27 $67,120
1 bedroom $1,780 $34.23 $71,200
2 bedrooms $2,011 $38.67 $80,440
3 bedrooms $2,586 $49.73 $103,440
4 bedrooms $2,954 $56.81 $118,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Roselle

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Roselle is in ZIP code 60172.

For 2 bedrooms it is $2,240: $229 more than the fair market rent for DuPage County ($2,011).

  • 60172 $2,240$2,880

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Roselle when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Roselle

HUD lists one building with rents for lower incomes in Roselle.

  • Rose Glen Senior Housing I 227 Frontier Dr, Roselle 60172 46 homes, 45 low-income · 1 bd: 45 · In service since 1990 · For older adults

See all 38 buildings in DuPage County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Roselle

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in DuPage County; 1 says it serves in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Roselle

No down payment, repair or rent-help program on our list is for Roselle or DuPage County. The ones below are statewide in Illinois: they work in Roselle the same as in the rest of the state.

  • IHDAccess Home

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with deferred payments for first-time buyers in Illinois. Offered by Illinois Housing Development Authority (IHDA).

  • IHDAccess Forgivable

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan forgiven little by little over ten years, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

  • IHDAccess Deferred

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

Housing counselors near Roselle

The HUD-approved agencies closest to the center of Roselle, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • North West Housing Partnership

    1701 E Woodfield Rd Ste 203, Schaumburg · 5 miles away

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more
  • Dupage Homeownership Center, Inc. DBA H.o.m.e. Dupage, Inc.

    1600 E Roosevelt Rd, Wheaton · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
  • Center of Concern

    1665 Elk Blvd, Des Plaines · 11 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more

Every agency in DuPage County All counseling agencies in Illinois

Help in Spanish near Roselle

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Roselle

In HUD’s record, no housing authority with an office in DuPage County is named for Roselle or DuPage County.

One other authority has an office in DuPage County: see the list Source: HUD

Cities

Other cities in DuPage County

These cities are also in DuPage County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 16 more cities in DuPage County, with prices and rents

Questions

Housing questions about Roselle

Short answers with the numbers for Roselle and all of DuPage County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Roselle?

The typical home value in Roselle is $344,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DuPage County it is $391,400.

How much does it cost to rent in Roselle?

Typical rent in Roselle is $1,641 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DuPage County is $2,011.

What is the FHA loan limit in Roselle?

Roselle uses the FHA limit for all of DuPage County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Roselle?

The typical homeowner in Roselle pays $7,008 a year, according to the U.S. Census Bureau. That is 2.03% of the home’s value; in DuPage County, the rate is 2.05%.

Where can I find free help to buy or rent in Roselle?

There is 1 HUD-approved counseling agency with an office in DuPage County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).