In Winfield, a typical home is worth $386,300 and typical rent is $1,493 a month. Compared with all of DuPage County, typical household income is 21% higher, typical rent is 12% lower, and the share of households that own their home is 19 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $348,077 to $460,942.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Winfield is in DuPage County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of DuPage County. See the county
What this place has that others do not, from public data, most unusual first.
1
92% of households in Winfield own their home, against 73% in DuPage County.
2
Nearby, in Warrenville, the typical home value is $286,100: 26% less than in Winfield ($386,300).
3
The typical household income in Winfield is $135,795,21% more than in DuPage County as a whole ($112,096).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Winfield
What homes there are in Winfield, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Winfield
DuPage County
Illinois
United States
Kind of home: Winfield and its comparisons
Measure
Winfield
DuPage County
Illinois
United States
Detached house
67%
58%
58%
61%
Attached house
20%
12%
6%
6%
Building of 2 to 4
Unreliable estimate
5%
12%
8%
Apartments (5 or more)
Unreliable estimate
25%
22%
19%
Mobile home
Unreliable estimate
0%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Winfield, 7 in 10 homes are single-family detached houses; in DuPage County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or later
Winfield
DuPage County
Illinois
United States
Year built: Winfield and its comparisons
Measure
Winfield
DuPage County
Illinois
United States
Before 1960
8%
18%
38%
26%
1960–1979
24%
36%
26%
24%
1980–1999
46%
32%
20%
25%
2000–2009
12%
9%
11%
14%
2010 or later
9%
6%
6%
11%
Homes in Winfield are newer: the typical year built is 1986; in DuPage County, 1978.
Homes in Winfield are bigger: 71% have 3 bedrooms or more; in DuPage County, 63%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K7%
$200K–$300K17%
$300K–$500K49%
$500K–$750K18%
$750K–$1M3%
$1M or moreUnreliable
Value of owner-occupied homes: Winfield and its comparisons
Measure
Winfield
Under $100K
Unreliable estimate
$100K–$200K
7%
$200K–$300K
17%
$300K–$500K
49%
$500K–$750K
18%
$750K–$1M
3%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Winfield and its comparisons
Measure
Winfield
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,450 a month
DuPage County: $2,450 a month
Without a mortgage
$1,038 a month
DuPage County: $1,056 a month
Owners with a mortgage
64%
DuPage County: 65%
In Winfield, 64% of owners have a mortgage; their typical cost is $2,450 a month, about the same as in DuPage County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Winfield+27%
DuPage County+27%
Illinois+35%
United States+53%
Typical rent
Winfield−30%
DuPage County+28%
Illinois+26%
United States+33%
Typical household income
WinfieldNo clear change
DuPage County+21%
Illinois+27%
United States+29%
Change since 2015–2019: Winfield and its comparisons
Measure
Winfield
DuPage County
Illinois
United States
Typical home value
+27%
+27%
+35%
+53%
Typical rent
−30%
+28%
+26%
+33%
Typical household income
No clear change
+21%
+27%
+29%
From 2015–2019 to 2020–2024, home values in Winfield rose at about the same pace as in DuPage County: 27% against 27%.
Since 2015–2019, the typical rent in Winfield fell 30%. In DuPage County, it rose 28%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Winfield and its comparisons
Measure
Winfield
DuPage County
Illinois
United States
Rental vacancy
Unreliable estimate
5.6%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
1.0%
0.9%
More than one person per room
Unreliable estimate
2.7%
2.5%
3.4%
People per household
2.51
2.61
2.46
2.53
Drive alone
62%
65%
66%
69%
Carpool
4%
7%
8%
9%
Public transit
5%
4%
6%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
27%
22%
16%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in DuPage County, a household in Winfield has 2.51 people on average.
Many people here do not commute at all: 27% work from home; in DuPage County, 22%.
Do the math
What would you pay each month for a home in Winfield?
A typical home is tight for the typical income
We start with a typical home in Winfield, worth $386,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Winfield, which is $135,795 a year. For that payment to be 28% of income, a household would need to earn about $154,558 a year.
The calculator's FHA and conventional loan limits are those of all of DuPage County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Winfield. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,521 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,606
at 7.18% · 30 years
Loan amount
$379,303
Total interest
$545,728
Paid off in
November 2056
Includes $6,524 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,169 a month
Tight
$3,169 to $4,074 a month
Your payment · 32%
Hard
more than $4,074 a month
Compared with the typical household income in Winfield ($135,795 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,570
Property tax
$705
Home insurance
$161
FHA mortgage insurance (MIP)
$171
You need at least $13,521 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,606; principal and interest $2,570.
The city and its county
Winfield and DuPage County
Winfield is in DuPage County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Winfield
Map of DuPage County, Illinois, with Winfield marked. Around it, the neighboring counties.
Winfield
DuPage County
Other cities with a page
Winfield's own numbers
Typical home value
$386,300
Typical monthly rent
$1,493
Typical yearly household income
$135,795
Households that own their home
92%
Effective property tax rate
2.19%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of DuPage County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DuPage County.
A typical home in Winfield is worth $386,300: about the same as the county and 47% above Illinois. With the typical household income in Winfield ($135,795 a year), a typical home costs 2.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Winfield2.8 years
DuPage3.5 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in DuPage County
According to FHFA’s house price index, home prices in DuPage County rose 64% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of DuPage County.
Yearly change in FHFA’s price index in DuPage County, 2016 to 2025
2016: +2.7% +2.7% 2016
2017: +3.3% +3.3% 2017
2018: +2.5% +2.5% 2018
2019: +2.1% +2.1% 2019
2020: +0.9% +0.9% 2020
2021: +6.4% +6.4% 2021
2022: +11.0% +11.0% 2022
2023: +8.2% +8.2% 2023
2024: +7.7% +7.7% 2024
2025: +6.2% +6.2% 2025
Change in FHFA’s price index in DuPage County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+6.2%
+5.7%
+2.9%
5 years (2020–2025)
+46%
+47%
+47%
10 years (2015–2025)
+64%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Winfield next to DuPage County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Winfield$386,300
DuPage$391,400
Illinois$263,300
United States$332,700
Typical monthly rent
Winfield$1,493
DuPage$1,688
Illinois$1,274
United States$1,413
Typical yearly household income
Winfield$135,795
DuPage$112,096
Illinois$83,390
United States$80,734
See the full table
Winfield next to DuPage County and Illinois
Measure
Winfield
DuPage County
Illinois
U.S.
Typical home value
$386,300
$391,400
$263,300
$332,700
Typical monthly rent
$1,493 ▼12% below the county
$1,688
$1,274
$1,413
Typical yearly household income
$135,795 ▲21% above the county
$112,096
$83,390
$80,734
Households that own their home
92% ▲19 points above the county
73%
67%
65%
Typical yearly property tax
$8,460 ▲6% above the county
$8,007
$5,298
$3,119
Effective property tax rate
2.19% ▲0.14 points above the county
2.05%
2.01%
0.94%
Renters with high rent for their income
46% ▲1 points above the county
45%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DuPage County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Winfield
For a typical $386,300 home in Winfield, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Winfield's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,606a month
Least cash to close
Down payment
$13,521
Cash to close
$25,110
Rate
7.18%
Mortgage insurance
FHA MIP · $171
Conventional, 5% down$3,536a month
Down payment
$19,315
Cash to close
$30,904
Rate
7.18%
Mortgage insurance
PMI · $183
Conventional, 20% down, no PMI$2,960a month
Down payment
$77,260
Cash to close
$88,849
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,317a month
Down payment
$57,945
Cash to close
$69,534
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Winfield
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,606
$13,521
$379,303
7.18%
FHA MIP · $171
$25,110
580
Conventional, 5% down
$3,536
$19,315
$366,985
7.18%
PMI · $183
$30,904
620*
Conventional, 20% down, no PMI
$2,960
$77,260
$309,040
7.18%
None
$88,849
620*
ITIN, 15% down (example)
$3,317
$57,945
$328,355
8.18%
None
$69,534
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Winfield is $1,493 a month: 12% below the county. In Winfield, 46% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of DuPage County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in DuPage County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,678
$32.27
$67,120
1 bedroom
$1,780
$34.23
$71,200
2 bedrooms
$2,011
$38.67
$80,440
3 bedrooms
$2,586
$49.73
$103,440
4 bedrooms
$2,954
$56.81
$118,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Winfield
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Winfield is in ZIP code 60190.
For 2 bedrooms it is $2,130: $119 more than the fair market rent for DuPage County ($2,011).
Fair market rent by ZIP code and size in Winfield, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
60190
$1,780
$1,890
$2,130
$2,740
$3,130
ZIP code2 bd3 bd
60190 $2,130$2,740
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Winfield when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in DuPage County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Winfield or DuPage County. The ones below are statewide in Illinois: they work in Winfield the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Winfield or DuPage County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Winfield and all of DuPage County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Winfield?
The typical home value in Winfield is $386,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DuPage County it is $391,400.
How much does it cost to rent in Winfield?
Typical rent in Winfield is $1,493 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DuPage County is $2,011.
What is the FHA loan limit in Winfield?
Winfield uses the FHA limit for all of DuPage County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Winfield?
The typical homeowner in Winfield pays $8,460 a year, according to the U.S. Census Bureau. That is 2.19% of the home’s value; in DuPage County, the rate is 2.05%.
Where can I find free help to buy or rent in Winfield?
There is 1 HUD-approved counseling agency with an office in DuPage County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
