In North Aurora, a typical home is worth $342,100 and typical rent is $1,504 a month. Compared with all of Kane County, typical household income is 11% higher.
Typical home value from Zillow, September 2021 to September 2026: from $300,011 to $404,361.
Typical rent
$2,442a month
Typical rent from Zillow, December 2025 to September 2026: from $2,340 to $2,442.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
North Aurora is in Kane County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kane County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Aurora, the typical home value is $274,800: 20% less than in North Aurora ($342,100).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in North Aurora
What homes there are in North Aurora, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
North Aurora
Kane County
Illinois
United States
Kind of home: North Aurora and its comparisons
Measure
North Aurora
Kane County
Illinois
United States
Detached house
63%
69%
58%
61%
Attached house
14%
12%
6%
6%
Building of 2 to 4
5%
7%
12%
8%
Apartments (5 or more)
17%
12%
22%
19%
Mobile home
Unreliable estimate
1%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in North Aurora, but it weighs less than in Kane County: 63% against 69%.
Year built
Before 19601960–19791980–19992000–20092010 or later
North Aurora
Kane County
Illinois
United States
Year built: North Aurora and its comparisons
Measure
North Aurora
Kane County
Illinois
United States
Before 1960
8%
24%
38%
26%
1960–1979
20%
21%
26%
24%
1980–1999
22%
25%
20%
25%
2000–2009
37%
21%
11%
14%
2010 or later
14%
8%
6%
11%
Here half of the homes date from 2000 or later; in Kane County, from 1985 or later.
By size, homes in North Aurora look like those in Kane County: 65% have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K5%
$200K–$300K29%
$300K–$500K55%
$500K–$750K9%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: North Aurora and its comparisons
Measure
North Aurora
Under $100K
Unreliable estimate
$100K–$200K
5%
$200K–$300K
29%
$300K–$500K
55%
$500K–$750K
9%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49930%
$1,500–$1,99912%
$2,000–$2,49923%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: North Aurora and its comparisons
Measure
North Aurora
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
30%
$1,500–$1,999
12%
$2,000–$2,499
23%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,302 a month
Kane County: $2,256 a month
Without a mortgage
$1,021 a month
Kane County: $958 a month
Owners with a mortgage
68%
Kane County: 67%
Owning costs about the same in North Aurora as in Kane County: with a mortgage, $2,302 a month; without one, $1,021.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
North Aurora+39%
Kane County+37%
Illinois+35%
United States+53%
Typical rent
North Aurora+28%
Kane County+27%
Illinois+26%
United States+33%
Typical household income
North Aurora+32%
Kane County+30%
Illinois+27%
United States+29%
Change since 2015–2019: North Aurora and its comparisons
Measure
North Aurora
Kane County
Illinois
United States
Typical home value
+39%
+37%
+35%
+53%
Typical rent
+28%
+27%
+26%
+33%
Typical household income
+32%
+30%
+27%
+29%
The typical home value in North Aurora rose 39% since 2015–2019, about the same as in Kane County (37%).
Much as in Kane County, the typical rent in North Aurora rose 28% since 2015–2019.
The typical household income in North Aurora rose 32% over that time; home values changed +39% and rent +28%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: North Aurora and its comparisons
Measure
North Aurora
Kane County
Illinois
United States
Rental vacancy
Unreliable estimate
3.1%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
1.0%
0.9%
More than one person per room
Unreliable estimate
3.0%
2.5%
3.4%
People per household
2.61
2.77
2.46
2.53
Drive alone
72%
71%
66%
69%
Carpool
5%
9%
8%
9%
Public transit
Unreliable estimate
2%
6%
3%
Walk or bike
Unreliable estimate
1%
3%
3%
Work from home
21%
16%
16%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.61 on average, against 2.77 in Kane County.
Many people here do not commute at all: 21% work from home; in Kane County, 16%.
Do the math
What would you pay each month for a home in North Aurora?
A typical home is tight for the typical income
We start with a typical home in North Aurora, worth $342,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in North Aurora, which is $114,305 a year. For that payment to be 28% of income, a household would need to earn about $137,973 a year.
The calculator's FHA and conventional loan limits are those of all of Kane County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in North Aurora. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,974 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,219
at 7.18% · 30 years
Loan amount
$335,903
Total interest
$483,286
Paid off in
November 2056
Includes $5,777 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,667 a month
Tight
$2,667 to $3,429 a month
Your payment · 34%
Hard
more than $3,429 a month
Compared with the typical household income in North Aurora ($114,305 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,276
Property tax
$650
Home insurance
$143
FHA mortgage insurance (MIP)
$151
You need at least $11,974 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,219; principal and interest $2,276.
The city and its county
North Aurora and Kane County
North Aurora is in Kane County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
North Aurora
Map of Kane County, Illinois, with North Aurora marked. Around it, the neighboring counties.
North Aurora
Kane County
Other cities with a page
North Aurora's own numbers
Typical home value
$342,100
Typical monthly rent
$1,504
Typical yearly household income
$114,305
Households that own their home
72%
Effective property tax rate
2.28%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Kane County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kane County.
A typical home in North Aurora is worth $342,100: 5% above the county and 30% above Illinois. With the typical household income in North Aurora ($114,305 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
North Aurora3.0 years
Kane3.2 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Kane County
According to FHFA’s house price index, home prices in Kane County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Kane County.
Yearly change in FHFA’s price index in Kane County, 2016 to 2025
2016: +4.1% +4.1% 2016
2017: +4.0% +4.0% 2017
2018: +3.5% +3.5% 2018
2019: +2.9% +2.9% 2019
2020: +1.1% +1.1% 2020
2021: +9.6% +9.6% 2021
2022: +14.7% +14.7% 2022
2023: +9.3% +9.3% 2023
2024: +7.1% +7.1% 2024
2025: +5.8% +5.8% 2025
Change in FHFA’s price index in Kane County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+5.8%
+5.7%
+2.9%
5 years (2020–2025)
+56%
+47%
+47%
10 years (2015–2025)
+82%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
North Aurora next to Kane County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
North Aurora$342,100
Kane$327,000
Illinois$263,300
United States$332,700
Typical monthly rent
North Aurora$1,504
Kane$1,453
Illinois$1,274
United States$1,413
Typical yearly household income
North Aurora$114,305
Kane$103,163
Illinois$83,390
United States$80,734
See the full table
North Aurora next to Kane County and Illinois
Measure
North Aurora
Kane County
Illinois
U.S.
Typical home value
$342,100 ▲5% above the county
$327,000
$263,300
$332,700
Typical monthly rent
$1,504 ▲4% above the county
$1,453
$1,274
$1,413
Typical yearly household income
$114,305 ▲11% above the county
$103,163
$83,390
$80,734
Households that own their home
72% ▼4 points below the county
76%
67%
65%
Typical yearly property tax
$7,790 ▲6% above the county
$7,382
$5,298
$3,119
Effective property tax rate
2.28% ▲0.02 points above the county
2.26%
2.01%
0.94%
Renters with high rent for their income
42% ▼7 points below the county
50%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kane County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in North Aurora
For a typical $342,100 home in North Aurora, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, North Aurora's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,219a month
Least cash to close
Down payment
$11,974
Cash to close
$22,237
Rate
7.18%
Mortgage insurance
FHA MIP · $151
Conventional, 5% down$3,157a month
Down payment
$17,105
Cash to close
$27,368
Rate
7.18%
Mortgage insurance
PMI · $162
Conventional, 20% down, no PMI$2,647a month
Down payment
$68,420
Cash to close
$78,683
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,963a month
Down payment
$51,315
Cash to close
$61,578
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in North Aurora
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,219
$11,974
$335,904
7.18%
FHA MIP · $151
$22,237
580
Conventional, 5% down
$3,157
$17,105
$324,995
7.18%
PMI · $162
$27,368
620*
Conventional, 20% down, no PMI
$2,647
$68,420
$273,680
7.18%
None
$78,683
620*
ITIN, 15% down (example)
$2,963
$51,315
$290,785
8.18%
None
$61,578
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in North Aurora is $1,504 a month: 4% above the county. In North Aurora, 42% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Kane County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Kane County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,678
$32.27
$67,120
1 bedroom
$1,780
$34.23
$71,200
2 bedrooms
$2,011
$38.67
$80,440
3 bedrooms
$2,586
$49.73
$103,440
4 bedrooms
$2,954
$56.81
$118,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in North Aurora
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). North Aurora is in ZIP code 60542.
For 2 bedrooms it is $2,300: $289 more than the fair market rent for Kane County ($2,011).
Fair market rent by ZIP code and size in North Aurora, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
60542
$1,920
$2,040
$2,300
$2,960
$3,380
ZIP code2 bd3 bd
60542 $2,300$2,960
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for North Aurora when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Kane County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for North Aurora or Kane County. The ones below are statewide in Illinois: they work in North Aurora the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
The HUD-approved agencies closest to the center of North Aurora, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for North Aurora or Kane County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for North Aurora and all of Kane County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in North Aurora?
The typical home value in North Aurora is $342,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kane County it is $327,000.
How much does it cost to rent in North Aurora?
Typical rent in North Aurora is $1,504 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kane County is $2,011.
What is the FHA loan limit in North Aurora?
North Aurora uses the FHA limit for all of Kane County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in North Aurora?
The typical homeowner in North Aurora pays $7,790 a year, according to the U.S. Census Bureau. That is 2.28% of the home’s value; in Kane County, the rate is 2.26%.
Where can I find free help to buy or rent in North Aurora?
There are 2 HUD-approved counseling agencies with an office in Kane County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
