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City · 7,656 residents · Broward County, Florida

Southwest Ranches , Florida

In Southwest Ranches, a typical home is worth $906,500 and typical rent is $2,733 a month. Compared with all of Broward County, the typical home value is 119% higher, typical household income is 107% higher, and the share of households that own their home is 32 points higher.

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  • Typical home value

    $906,500

    119% above the county

    153% above Florida

    • Southwest Ranches
    • Broward
    • Florida

  • Typical rent

    $2,733a month

    43% above the county

    64% above Florida

    • Southwest Ranches
    • Broward
    • Florida

  • Typical household income

    $161,051a year

    107% above the county

    116% above Florida

    • Southwest Ranches
    • Broward
    • Florida

  • Households that own their home

    96%

    32 points above the county

    28 points above Florida

    • Southwest Ranches
    • Broward
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,467,540
5.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Southwest Ranches is in Broward County. The FHA loan limit ($667,000 for a one-unit home), the fair market rents and the help on this page are those of all of Broward County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Southwest Ranches apart

What this place has that others do not, from public data, most unusual first.

  1. 96% of households in Southwest Ranches own their home, against 64% in Broward County.

  2. The typical household income in Southwest Ranches is $161,051, 107% more than in Broward County as a whole ($77,633).

  3. The typical home in Southwest Ranches is worth $906,500, 119% more than in Broward County as a whole ($414,600).

  4. Southwest Ranches has the 10th highest typical rent of the 471 cities in Florida with more than 5,000 people ($2,733).

  5. Nearby, in Pembroke Pines, the typical home value is $439,500: 52% less than in Southwest Ranches ($906,500).

  6. According to Zillow, in the 12 months to September 2026 the typical home value in Southwest Ranches rose 5.2%; in Florida, it fell 0.9%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Southwest Ranches

What homes there are in Southwest Ranches, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Southwest Ranches: 98% of homes, more than in Broward County (40%).

Year built

By age, homes in Southwest Ranches look like those in Broward County: the typical year built is 1982.

In Southwest Ranches, 99% of homes have 3 bedrooms or more, more than in Broward County (44%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Without a mortgage

$1,315 a month

Broward County: $859 a month

Owners with a mortgage

61%

Broward County: 59%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Southwest Ranches gained value more slowly than in Broward County: 41% since 2015–2019, against 57%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSouthwest RanchesBroward CountyFloridaUnited States
Rental vacancy Unreliable estimate6.6%7.6%5.5%
Homeowner vacancy Unreliable estimate1.2%1.4%0.9%
More than one person per room Unreliable estimate4.9%3.3%3.4%
People per household 3.542.602.512.53
Drive alone 70%70%70%69%
Carpool 9%10%9%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 18%15%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 3.54 on average, against 2.60 in Broward County.

In Southwest Ranches, 18% of workers work from home, more than in Broward County (15%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Southwest Ranches?

A typical home costs more than the typical income allows

We start with a typical home in Southwest Ranches, worth $906,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 57% of the typical household income in Southwest Ranches, which is $161,051 a year. For that payment to be 28% of income, a household would need to earn about $328,792 a year. Note: at that price the loan is above the FHA limit for Broward County ($667,000), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Broward County.

Your numbers

Local data
$

Starts at the typical home value in Southwest Ranches. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $31,728 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$7,672

at 7.18% · 30 years

Loan amount
$890,081
Total interest
$1,280,617
Paid off in
November 2056

Includes $15,309 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,758 a month

  • Tight

    $3,758 to $4,832 a month

  • Hard

    more than $4,832 a month

    Your payment · 57%

Compared with the typical household income in Southwest Ranches ($161,051 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$7,672
Principal & interest$6,030
Property tax$718
Home insurance$378
FHA mortgage insurance (MIP)$547

This loan is over the FHA limit

You'd borrow $874,772, but the FHA limit for a one-unit home in Southwest Ranches is $667,000. You'd need a bigger down payment or a different loan.

You need at least $31,728 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Southwest Ranches and Broward County

Southwest Ranches is in Broward County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Southwest Ranches's own numbers

Typical home value
$906,500
Typical monthly rent
$2,733
Typical yearly household income
$161,051
Households that own their home
96%
Effective property tax rate
0.95%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Broward County

FHA limit, one-unit home
$667,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,321
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Broward County.

Everything about Broward County

Buying

Buying a home in Southwest Ranches

A typical home in Southwest Ranches is worth $906,500: 119% above the county and 153% above Florida. With the typical household income in Southwest Ranches ($161,051 a year), a typical home costs 5.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Southwest Ranches 5.6 years
  • Broward 5.3 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Broward County

According to FHFA’s house price index, home prices in Broward County rose 126% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Broward County.

Period County Florida U.S.
Last year (2025) +0.5% −0.5% +2.9%
5 years (2020–2025) +64% +60% +47%
10 years (2015–2025) +126% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Southwest Ranches next to Broward County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Southwest Ranches $906,500
  • Broward $414,600
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Southwest Ranches $2,733
  • Broward $1,907
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Southwest Ranches $161,051
  • Broward $77,633
  • Florida $74,568
  • United States $80,734
See the full table
Southwest Ranches next to Broward County and Florida
Measure Southwest Ranches Broward County Florida U.S.
Typical home value $906,500 $414,600 $359,000 $332,700
Typical monthly rent $2,733 $1,907 $1,669 $1,413
Typical yearly household income $161,051 $77,633 $74,568 $80,734
Households that own their home 96% 64% 68% 65%
Typical yearly property tax $8,648 $3,890 $2,730 $3,119
Effective property tax rate 0.95% 0.94% 0.76% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Broward County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Southwest Ranches

For a typical $906,500 home in Southwest Ranches, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Southwest Ranches's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $7,672a month

    Above the FHA limit for Broward County ($667,000)
    Down payment
    $31,728
    Cash to close
    $58,923
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $547

  • Conventional, 5% down $7,360a month

    Above the conventional limit for Broward County ($832,750): it would be a "jumbo" loan
    Down payment
    $45,325
    Cash to close
    $72,520
    Rate
    7.18%
    Mortgage insurance
    PMI · $431

  • Conventional, 20% down, no PMI $6,008a month

    Least cash to close
    Down payment
    $181,300
    Cash to close
    $208,495
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $6,846a month

    Down payment
    $135,975
    Cash to close
    $163,170
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is Conventional, 20% down, no PMI.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Southwest Ranches and for Broward County.

Property tax

Effective rate in Southwest Ranches

0.95%of the home’s value each year

$8,648 a year for the typical owner in Southwest Ranches.

  • Southwest Ranches 0.95%
  • Broward 0.94%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Broward County

FEMA does not publish these numbers by city: they are for all of Broward County.

Homes in the high-risk zone
19%
123,414
Of those, with NFIP insurance
76%
County Florida U.S.
Homes in the high-risk zone 19% 13% 3.5%
Of those, with NFIP insurance 76% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Southwest Ranches

Typical rent in Southwest Ranches is $2,733 a month: 43% above the county.

HUD publishes a fair market rent for all of Broward County, by unit size. To pay the 2-bedroom one ($2,321 a month) without spending more than 30% of your income, you would need to earn $44.63 an hour working full time.

HUD fair market rent for all of Broward County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,759 $33.83 $70,360
1 bedroom $1,902 $36.58 $76,080
2 bedrooms $2,321 $44.63 $92,840
3 bedrooms $3,172 $61.00 $126,880
4 bedrooms $3,662 $70.42 $146,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Southwest Ranches

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Southwest Ranches has 3 ZIP codes with their own.

For 2 bedrooms it runs from $3,370 in 33330 to $3,480 in 33332.

3 of the 3 are above the fair market rent for Broward County ($2,321).

  • 33330 $3,370$4,610
  • 33331 $3,480$4,760
  • 33332 $3,480$4,760

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Southwest Ranches when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Southwest Ranches

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 12 HUD-approved agencies with an office in Broward County; 7 say they serve in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Southwest Ranches

No down payment, repair or rent-help program on our list is for Southwest Ranches or Broward County. The ones below are statewide in Florida: they work in Southwest Ranches the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Southwest Ranches

The HUD-approved agencies closest to the center of Southwest Ranches, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Foundation of America

    2400 N University Dr Ste 200, Pembroke Pines · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    954-923-5001-1101

  • Housing Foundation of America

    2400 N University Dr, Pembroke Pines · 8 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (954) 923-5001

  • Hispanic Unity of Florida

    5840 Johnson St, Hollywood · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (754) 256-8225

Every agency in Broward County All counseling agencies in Florida

Help in Spanish near Southwest Ranches

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Southwest Ranches

HUD’s record names them for Southwest Ranches or Broward County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Broward County Housing Authority Public housing and Section 8 vouchers (954) 739-1114

5 other authorities have an office in Broward County: see the list Source: HUD

Cities

Other cities in Broward County

These cities are also in Broward County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Broward County Housing in Florida
See 16 more cities in Broward County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Southwest Ranches, with the typical home value.

Neighboring counties

If Broward County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Southwest Ranches.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Southwest Ranches

Short answers with the numbers for Southwest Ranches and all of Broward County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Southwest Ranches?

The typical home value in Southwest Ranches is $906,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Broward County it is $414,600.

How much does it cost to rent in Southwest Ranches?

Typical rent in Southwest Ranches is $2,733 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Broward County is $2,321.

What is the FHA loan limit in Southwest Ranches?

Southwest Ranches uses the FHA limit for all of Broward County (2026): $667,000 for a one-unit home and $1,282,700 for a four-unit home.

How much property tax do owners pay in Southwest Ranches?

The typical homeowner in Southwest Ranches pays $8,648 a year, according to the U.S. Census Bureau. That is 0.95% of the home’s value; in Broward County, the rate is 0.94%.

Where can I find free help to buy or rent in Southwest Ranches?

There are 12 HUD-approved counseling agencies with an office in Broward County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).