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City · 138,600 residents · Broward County, Florida

Miramar , Florida

In Miramar, a typical home is worth $462,700 and typical rent is $2,117 a month. Compared with all of Broward County, typical household income is 15% higher, the typical home value is 12% higher, and the share of households that own their home is 5 points higher.

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  • Typical home value

    $462,700

    12% above the county

    29% above Florida

    • Miramar
    • Broward
    • Florida

  • Typical rent

    $2,117a month

    11% above the county

    27% above Florida

    • Miramar
    • Broward
    • Florida

  • Typical household income

    $89,125a year

    15% above the county

    20% above Florida

    • Miramar
    • Broward
    • Florida

  • Households that own their home

    69%

    5 points above the county

    1 points above Florida

    • Miramar
    • Broward
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$519,502
0.9% less than 12 months ago
Typical rent
$2,685 a month
1% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Miramar is in Broward County. The FHA loan limit ($667,000 for a one-unit home), the fair market rents and the help on this page are those of all of Broward County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Miramar apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Country Club, the typical home value is $378,600: 18% less than in Miramar ($462,700).

  2. 69% of households in Miramar own their home, against 64% in Broward County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Miramar

What homes there are in Miramar, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 62% of homes here, against 40% in Broward County.

Year built

Here half of the homes date from 1996 or later; in Broward County, from 1980 or later.

There is more room for a big family here: 67% of homes have 3 bedrooms or more, against 44% in Broward County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Broward County is $667,000, and about 78% of owner-occupied homes in Miramar are worth less than that.

Monthly rent with utilities

With a mortgage

$2,523 a month

Broward County: $2,433 a month

Without a mortgage

$834 a month

Broward County: $859 a month

Owners with a mortgage

66%

Broward County: 59%

Owning costs about the same in Miramar as in Broward County: with a mortgage, $2,523 a month; without one, $834.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Miramar rose at about the same pace as in Broward County: 54% against 57%.

Since 2015–2019, the typical rent in Miramar rose 45%, more than in Broward County (37%).

Housing prices ran ahead of income in Miramar: typical income rose 26%, against +54% for home values and +45% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMiramarBroward CountyFloridaUnited States
Rental vacancy 2.0%6.6%7.6%5.5%
Homeowner vacancy Unreliable estimate1.2%1.4%0.9%
More than one person per room 6.4%4.9%3.3%3.4%
People per household 3.072.602.512.53
Drive alone 74%70%70%69%
Carpool 8%10%9%9%
Public transit 2%2%1%3%
Walk or bike 1%2%2%3%
Work from home 13%15%16%15%
Other means 2%2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

There is little rental housing open in Miramar: only 2.0% is empty and offered for rent, against 6.6% in Broward County.

More households are short on space in Miramar: 6.4% have more than one person per room; in Broward County, 4.9%.

More people live in each home here: 3.07 on average, against 2.60 in Broward County.

To get to work, 74% of workers in Miramar drive alone; in Broward County, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Miramar?

A typical home costs more than the typical income allows

We start with a typical home in Miramar, worth $462,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 52% of the typical household income in Miramar, which is $89,125 a year. For that payment to be 28% of income, a household would need to earn about $164,634 a year.

The calculator's FHA and conventional loan limits are those of all of Broward County.

Your numbers

Local data
$

Starts at the typical home value in Miramar. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,195 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,842

at 7.18% · 30 years

Loan amount
$454,319
Total interest
$653,658
Paid off in
November 2056

Includes $7,814 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,080 a month

  • Tight

    $2,080 to $2,674 a month

  • Hard

    more than $2,674 a month

    Your payment · 52%

Compared with the typical household income in Miramar ($89,125 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,842
Principal & interest$3,078
Property tax$366
Home insurance$193
FHA mortgage insurance (MIP)$205

You need at least $16,195 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Miramar and Broward County

Miramar is in Broward County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Miramar's own numbers

Typical home value
$462,700
Typical monthly rent
$2,117
Typical yearly household income
$89,125
Households that own their home
69%
Effective property tax rate
0.95%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Broward County

FHA limit, one-unit home
$667,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,321
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Broward County.

Everything about Broward County

Buying

Buying a home in Miramar

A typical home in Miramar is worth $462,700: 12% above the county and 29% above Florida. With the typical household income in Miramar ($89,125 a year), a typical home costs 5.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Miramar 5.2 years
  • Broward 5.3 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Broward County

According to FHFA’s house price index, home prices in Broward County rose 126% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Broward County.

Period County Florida U.S.
Last year (2025) +0.5% −0.5% +2.9%
5 years (2020–2025) +64% +60% +47%
10 years (2015–2025) +126% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Miramar next to Broward County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Miramar $462,700
  • Broward $414,600
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Miramar $2,117
  • Broward $1,907
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Miramar $89,125
  • Broward $77,633
  • Florida $74,568
  • United States $80,734
See the full table
Miramar next to Broward County and Florida
Measure Miramar Broward County Florida U.S.
Typical home value $462,700 $414,600 $359,000 $332,700
Typical monthly rent $2,117 $1,907 $1,669 $1,413
Typical yearly household income $89,125 $77,633 $74,568 $80,734
Households that own their home 69% 64% 68% 65%
Typical yearly property tax $4,396 $3,890 $2,730 $3,119
Effective property tax rate 0.95% 0.94% 0.76% 0.94%
Renters with high rent for their income 66% 65% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Broward County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Miramar

For a typical $462,700 home in Miramar, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Miramar's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,841a month

    Least cash to close
    Down payment
    $16,195
    Cash to close
    $30,076
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $205

  • Conventional, 5% down $3,757a month

    Down payment
    $23,135
    Cash to close
    $37,016
    Rate
    7.18%
    Mortgage insurance
    PMI · $220

  • Conventional, 20% down, no PMI $3,067a month

    Down payment
    $92,540
    Cash to close
    $106,421
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,494a month

    Down payment
    $69,405
    Cash to close
    $83,286
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Miramar and for Broward County.

Property tax

Effective rate in Miramar

0.95%of the home’s value each year

$4,396 a year for the typical owner in Miramar.

  • Miramar 0.95%
  • Broward 0.94%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Broward County

FEMA does not publish these numbers by city: they are for all of Broward County.

Homes in the high-risk zone
19%
123,414
Of those, with NFIP insurance
76%
County Florida U.S.
Homes in the high-risk zone 19% 13% 3.5%
Of those, with NFIP insurance 76% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Miramar

Typical rent in Miramar is $2,117 a month: 11% above the county. In Miramar, 66% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Broward County, by unit size. To pay the 2-bedroom one ($2,321 a month) without spending more than 30% of your income, you would need to earn $44.63 an hour working full time.

HUD fair market rent for all of Broward County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,759 $33.83 $70,360
1 bedroom $1,902 $36.58 $76,080
2 bedrooms $2,321 $44.63 $92,840
3 bedrooms $3,172 $61.00 $126,880
4 bedrooms $3,662 $70.42 $146,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Miramar

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Miramar has 3 ZIP codes with their own.

For 2 bedrooms it runs from $2,290 in 33027 to $3,120 in 33029.

2 of the 3 are above the fair market rent for Broward County ($2,321).

  • 33025 $2,550$3,480
  • 33027 $2,290$3,130
  • 33029 $3,120$4,260

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Miramar when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Miramar

HUD lists 3 buildings with rents for lower incomes in Miramar. These are the largest.

  • Sorrento at Miramar 8991 SW 41st St, Miramar 33025 320 low-income homes · 1 bd: 120 · 2 bd: 164 · 3 bd: 36 · In service since 2018 · For families
  • Villas de Mallorca 3440 S Douglas Rd, Miramar 33025 252 low-income homes · 1 bd: 16 · 2 bd: 140 · 3 bd: 96 · In service since 2002 · For families
  • Heron Pointe 2260 N Sherman Cir, Miramar 33025 200 low-income homes · 1 bd: 44 · 2 bd: 140 · 3 bd: 16 · In service since 1999 · For families

See all 122 buildings in Broward County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Miramar

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 12 HUD-approved agencies with an office in Broward County; 7 say they serve in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Miramar

No down payment, repair or rent-help program on our list is for Miramar or Broward County. The ones below are statewide in Florida: they work in Miramar the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Miramar

The HUD-approved agencies closest to the center of Miramar, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Foundation of America

    2400 N University Dr, Pembroke Pines · 7 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (954) 923-5001

  • Housing Foundation of America

    2400 N University Dr Ste 200, Pembroke Pines · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    954-923-5001-1101

  • Opa-Locka Community Development Corporation

    490 Opa Locka Blvd, Opa Locka · 7 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 5 more
    (305) 687-3545

Every agency in Broward County All counseling agencies in Florida

Help in Spanish near Miramar

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Miramar

HUD’s record names them for Miramar or Broward County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Broward County Housing Authority Public housing and Section 8 vouchers (954) 739-1114

5 other authorities have an office in Broward County: see the list Source: HUD

Cities

Other cities in Broward County

These cities are also in Broward County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Broward County Housing in Florida
See 16 more cities in Broward County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Miramar, with the typical home value.

Neighboring counties

If Broward County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Miramar.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Miramar

Short answers with the numbers for Miramar and all of Broward County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Miramar?

The typical home value in Miramar is $462,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Broward County it is $414,600.

How much does it cost to rent in Miramar?

Typical rent in Miramar is $2,117 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Broward County is $2,321.

What is the FHA loan limit in Miramar?

Miramar uses the FHA limit for all of Broward County (2026): $667,000 for a one-unit home and $1,282,700 for a four-unit home.

How much property tax do owners pay in Miramar?

The typical homeowner in Miramar pays $4,396 a year, according to the U.S. Census Bureau. That is 0.95% of the home’s value; in Broward County, the rate is 0.94%.

Where can I find free help to buy or rent in Miramar?

There are 12 HUD-approved counseling agencies with an office in Broward County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).