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City · 88,093 residents · Broward County, Florida

Deerfield Beach , Florida

In Deerfield Beach, a typical home is worth $309,600 and typical rent is $1,774 a month. Compared with all of Broward County, the typical home value is 25% lower and typical household income is 23% lower.

Deerfield Beach in numbers

  • Typical home value

    $309,600

    25% below the county

    14% below Florida

    • Deerfield Beach
    • Broward
    • Florida
  • Typical rent

    $1,774a month

    7% below the county

    6% above Florida

    • Deerfield Beach
    • Broward
    • Florida
  • Typical household income

    $59,730a year

    23% below the county

    20% below Florida

    • Deerfield Beach
    • Broward
    • Florida
  • Households that own their home

    64%

    About the same as the county

    4 points below Florida

    • Deerfield Beach
    • Broward
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$271,903
2.3% less than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $231,557 to $271,903.
Typical rent
$2,418 a month
2.1% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,844 to $2,418.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Deerfield Beach is in Broward County. The FHA loan limit ($667,000 for a one-unit home), the fair market rents and the help on this page are those of all of Broward County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Deerfield Beach apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Deerfield Beach is worth $309,600, 25% less than in Broward County as a whole ($414,600).

  2. The typical household income in Deerfield Beach is $59,730, 23% less than in Broward County as a whole ($77,633).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Deerfield Beach

What homes there are in Deerfield Beach, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Deerfield Beach and its comparisons
MeasureDeerfield BeachBroward CountyFloridaUnited States
Detached house 27%40%55%61%
Attached house 10%9%7%6%
Building of 2 to 4 6%7%6%8%
Apartments (5 or more) 52%41%25%19%
Mobile home 6%3%8%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

Many people here live in apartments: 5 in 10 homes; in Broward County, 4.

Mobile homes are 6% of homes in Deerfield Beach, more than in Broward County (3%).

Year built
Year built: Deerfield Beach and its comparisons
MeasureDeerfield BeachBroward CountyFloridaUnited States
Before 1960 8%11%10%26%
1960–1979 51%39%24%24%
1980–1999 31%32%34%25%
2000–2009 6%11%18%14%
2010 or later 4%7%14%11%

The typical year built in Deerfield Beach is 1978, about the same as in Broward County (1980).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Deerfield Beach and its comparisons
MeasureDeerfield Beach
Under $100K 16%
$100K–$200K 17%
$200K–$300K 16%
$300K–$500K 30%
$500K–$750K 14%
$750K–$1M 4%
$1M or more 5%

By price, most homes in Deerfield Beach sit under the FHA limit for Broward County ($667,000): about 87%.

Monthly rent with utilities
Monthly rent with utilities: Deerfield Beach and its comparisons
MeasureDeerfield Beach
Under $500 5%
$500–$999 5%
$1,000–$1,499 21%
$1,500–$1,999 35%
$2,000–$2,499 24%
$2,500–$2,999 5%
$3,000 or more 6%

About 81% of rented homes in Deerfield Beach cost less than HUD's 2-bedroom fair market rent for Broward County ($2,321).

With a mortgage

$2,094 a month

Broward County: $2,433 a month

Without a mortgage

$747 a month

Broward County: $859 a month

Owners with a mortgage

50%

Broward County: 59%

The typical cost for an owner with a mortgage in Deerfield Beach is $2,094 a month, less than in Broward County ($2,433); without one, $747.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Deerfield Beach and its comparisons
MeasureDeerfield BeachBroward CountyFloridaUnited States
Typical home value +84%+57%+67%+53%
Typical rent +34%+37%+42%+33%
Typical household income +24%+30%+34%+29%

The typical home value in Deerfield Beach rose 84% since 2015–2019, more than in Broward County (57%).

Since 2015–2019, the typical rent in Deerfield Beach rose 34%, less than in Broward County (37%).

Housing prices ran ahead of income in Deerfield Beach: typical income rose 24%, against +84% for home values and +34% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Deerfield Beach and its comparisons
MeasureDeerfield BeachBroward CountyFloridaUnited States
Rental vacancy 5.5%6.6%7.6%5.5%
Homeowner vacancy Unreliable estimate1.2%1.4%0.9%
More than one person per room 5.3%4.9%3.3%3.4%
People per household 2.392.602.512.53
Drive alone 70%70%70%69%
Carpool 12%10%9%9%
Public transit 3%2%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 13%15%16%15%
Other means 2%2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

The rental vacancy rate in Deerfield Beach is 5.5%, lower than in Broward County (6.6%).

Much as in Broward County, 5.3% of households in Deerfield Beach have more than one person per room.

Fewer people live in each home here: 2.39 on average, against 2.60 in Broward County.

In Deerfield Beach, 70% of workers drive alone to work; in Broward County, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Deerfield Beach?

A typical home costs more than the typical income allows

We start with a typical home in Deerfield Beach, worth $309,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Deerfield Beach, which is $59,730 a year. For that payment to be 28% of income, a household would need to earn about $109,717 a year.

The calculator's FHA and conventional loan limits are those of all of Broward County.

Your numbers

Local data
$

Starts at the typical home value in Deerfield Beach. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,836 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,560

at 7.18% · 30 years

Loan amount
$303,992
Total interest
$437,374
Paid off in
November 2056

Includes $5,228 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,394 a month

  • Tight

    $1,394 to $1,792 a month

  • Hard

    more than $1,792 a month

    Your payment · 51%

Compared with the typical household income in Deerfield Beach ($59,730 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,560
Monthly payment breakdown
Principal & interest$2,059
Property tax$235
Home insurance$129
FHA mortgage insurance (MIP)$137

You need at least $10,836 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,560; principal and interest $2,059.

The city and its county

Deerfield Beach and Broward County

Deerfield Beach is in Broward County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Broward County, Florida, with Deerfield Beach marked. Around it, the neighboring counties.

Deerfield Beach's own numbers

Typical home value
$309,600
Typical monthly rent
$1,774
Typical yearly household income
$59,730
Households that own their home
64%
Effective property tax rate
0.91%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Broward County

FHA limit, one-unit home
$667,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,321
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Broward County.

Everything about Broward County

Buying

Buying a home in Deerfield Beach

A typical home in Deerfield Beach is worth $309,600: 25% below the county and 14% below Florida. With the typical household income in Deerfield Beach ($59,730 a year), a typical home costs 5.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Deerfield Beach 5.2 years
  • Broward 5.3 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Broward County

According to FHFA’s house price index, home prices in Broward County rose 126% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Broward County.

Yearly change in FHFA’s price index in Broward County, 2016 to 2025
  1. 2020: +4.4%
  2. 2021: +13.8%
  3. 2022: +22.6%
  4. 2023: +10.6%
  5. 2024: +5.9%
  6. 2025: +0.5%
Change in FHFA’s price index in Broward County, Florida and the United States
Period County Florida U.S.
Last year (2025) +0.5% −0.5% +2.9%
5 years (2020–2025) +64% +60% +47%
10 years (2015–2025) +126% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Deerfield Beach next to Broward County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Deerfield Beach $309,600
  • Broward $414,600
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Deerfield Beach $1,774
  • Broward $1,907
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Deerfield Beach $59,730
  • Broward $77,633
  • Florida $74,568
  • United States $80,734
See the full table
Deerfield Beach next to Broward County and Florida
Measure Deerfield Beach Broward County Florida U.S.
Typical home value $309,600 25% below the county $414,600 $359,000 $332,700
Typical monthly rent $1,774 7% below the county $1,907 $1,669 $1,413
Typical yearly household income $59,730 23% below the county $77,633 $74,568 $80,734
Households that own their home 64% 64% 68% 65%
Typical yearly property tax $2,825 27% below the county $3,890 $2,730 $3,119
Effective property tax rate 0.91% 0.03 points below the county 0.94% 0.76% 0.94%
Renters with high rent for their income 66% 1 points above the county 65% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Broward County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Deerfield Beach

For a typical $309,600 home in Deerfield Beach, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Deerfield Beach's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,560a month

    Least cash to close
    Down payment
    $10,836
    Cash to close
    $20,124
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $137
  • Conventional, 5% down $2,503a month

    Down payment
    $15,480
    Cash to close
    $24,768
    Rate
    7.18%
    Mortgage insurance
    PMI · $147
  • Conventional, 20% down, no PMI $2,042a month

    Down payment
    $61,920
    Cash to close
    $71,208
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,328a month

    Down payment
    $46,440
    Cash to close
    $55,728
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Deerfield Beach and for Broward County.

Property tax

Effective rate in Deerfield Beach

0.91%of the home’s value each year

$2,825 a year for the typical owner in Deerfield Beach.

  • Deerfield Beach 0.91%
  • Broward 0.94%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Broward County

FEMA does not publish these numbers by city: they are for all of Broward County.

Homes in the high-risk zone
19%
123,414
Of those, with NFIP insurance
76%
Homes in the high-risk zone and with NFIP insurance: Broward County, Florida and the U.S.
Measure County Florida U.S.
Homes in the high-risk zone 19% 13% 3.5%
Of those, with NFIP insurance 76% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Deerfield Beach

Typical rent in Deerfield Beach is $1,774 a month: 7% below the county. In Deerfield Beach, 66% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Broward County, by unit size. To pay the 2-bedroom one ($2,321 a month) without spending more than 30% of your income, you would need to earn $44.63 an hour working full time.

HUD fair market rent for all of Broward County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Broward County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,759 $33.83 $70,360
1 bedroom $1,902 $36.58 $76,080
2 bedrooms $2,321 $44.63 $92,840
3 bedrooms $3,172 $61.00 $126,880
4 bedrooms $3,662 $70.42 $146,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Deerfield Beach

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Deerfield Beach has 3 ZIP codes with their own.

For 2 bedrooms it runs from $2,020 in 33441 to $2,480 in 33442.

2 of the 3 are above the fair market rent for Broward County ($2,321).

2-bedroom fair market rent in each of the 3 ZIP codes of Deerfield Beach, beside the one for Broward County. For 2 bedrooms it runs from $2,020 in 33441 to $2,480 in 33442. 2 of the 3 are above the fair market rent for Broward County ($2,321).
  • 33064 $2,350$3,210
  • 33441 $2,020$2,760
  • 33442 $2,480$3,390

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Deerfield Beach when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Deerfield Beach

HUD lists 15 buildings with rents for lower incomes in Deerfield Beach. These are the largest.

  • Tallman Pines 700 NE 41st St, Deerfield Beach 33064 176 low-income homes · 2 bd: 104 · 3 bd: 72 · In service since 2009 · For families
  • Praxis of Deerfield Beach III 1111 SW 15th St, Deerfield Beach 33441 128 low-income homes · 1 bd: 96 · 2 bd: 32 · In service since 2000 · For families
  • Highland Gardens II 331 NE 48th St, Deerfield Beach 33064 100 low-income homes · 1 bd: 65 · 2 bd: 35 · In service since 2008 · For older adults, families (954) 497-4580
  • Palms of Deerfield 425 NW 1st Ter, Deerfield Beach 33441 100 low-income homes · Studio: 50 · 1 bd: 50 · In service since 2019 · For older adults, families
  • Bnai Brith Apartments 299 SW 3rd Ave, Deerfield Beach 33441 100 homes, 99 low-income · For older adults (954) 426-5577

See all 122 buildings in Broward County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Deerfield Beach

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 12 HUD-approved agencies with an office in Broward County; 7 say they serve in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Deerfield Beach

No down payment, repair or rent-help program on our list is for Deerfield Beach or Broward County. The ones below are statewide in Florida: they work in Deerfield Beach the same as in the rest of the state.

Housing counselors near Deerfield Beach

The HUD-approved agencies closest to the center of Deerfield Beach, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Oasis of Hope CDC

    600 SW 3rd St Ste 2290, Pompano Beach · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
  • Real Estate Education and Community Housing

    1451 W Cypress Creek Road, Fort Lauderdale · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
  • Gateway To Housing

    160 Congress Park Dr Ste 116, Delray Beach · 10 miles away

    • Budget and financial counseling
    • Pre-purchase counseling
    • and 1 more

Every agency in Broward County All counseling agencies in Florida

Help in Spanish near Deerfield Beach

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Deerfield Beach

HUD’s record names them for Deerfield Beach or Broward County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Deerfield Beach Public housing and Section 8 vouchers (954) 428-0678
  • Broward County Housing Authority Public housing and Section 8 vouchers (954) 739-1114

4 other authorities have an office in Broward County: see the list Source: HUD

Cities

Other cities in Broward County

These cities are also in Broward County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 16 more cities in Broward County, with prices and rents

Questions

Housing questions about Deerfield Beach

Short answers with the numbers for Deerfield Beach and all of Broward County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Deerfield Beach?

The typical home value in Deerfield Beach is $309,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Broward County it is $414,600.

How much does it cost to rent in Deerfield Beach?

Typical rent in Deerfield Beach is $1,774 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Broward County is $2,321.

What is the FHA loan limit in Deerfield Beach?

Deerfield Beach uses the FHA limit for all of Broward County (2026): $667,000 for a one-unit home and $1,282,700 for a four-unit home.

How much property tax do owners pay in Deerfield Beach?

The typical homeowner in Deerfield Beach pays $2,825 a year, according to the U.S. Census Bureau. That is 0.91% of the home’s value; in Broward County, the rate is 0.94%.

Where can I find free help to buy or rent in Deerfield Beach?

There are 12 HUD-approved counseling agencies with an office in Broward County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).