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City · 10,600 residents · Broward County, Florida

Lighthouse Point , Florida

In Lighthouse Point, a typical home is worth $688,400 and typical rent is $1,880 a month. Compared with all of Broward County, the typical home value is 66% higher, typical household income is 19% higher, and the share of households that own their home is 14 points higher.

Lighthouse Point in numbers

  • Typical home value

    $688,400

    66% above the county

    92% above Florida

    • Lighthouse Point
    • Broward
    • Florida
  • Typical rent

    $1,880a month

    About the same as the county

    13% above Florida

    • Lighthouse Point
    • Broward
    • Florida
  • Typical household income

    $92,135a year

    19% above the county

    24% above Florida

    • Lighthouse Point
    • Broward
    • Florida
  • Households that own their home

    77%

    14 points above the county

    10 points above Florida

    • Lighthouse Point
    • Broward
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$774,839
3.3% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $597,320 to $774,839.
Typical rent
$3,371 a month
9.5% more than 12 months ago
Typical rent from Zillow, December 2023 to September 2026: from $3,012 to $3,371.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lighthouse Point is in Broward County. The FHA loan limit ($667,000 for a one-unit home), the fair market rents and the help on this page are those of all of Broward County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lighthouse Point apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Lighthouse Point is worth $688,400, 66% more than in Broward County as a whole ($414,600).

  2. Nearby, in Deerfield Beach, the typical home value is $309,600: 55% less than in Lighthouse Point ($688,400).

  3. According to Zillow, in the 12 months to September 2026 the typical home value in Lighthouse Point rose 3.3%; in Florida, it fell 0.9%.

  4. 77% of households in Lighthouse Point own their home, against 64% in Broward County.

  5. The typical household income in Lighthouse Point is $92,135, 19% more than in Broward County as a whole ($77,633).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Lighthouse Point

What homes there are in Lighthouse Point, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Lighthouse Point and its comparisons
MeasureLighthouse PointBroward CountyFloridaUnited States
Detached house 56%40%55%61%
Attached house 3%9%7%6%
Building of 2 to 4 6%7%6%8%
Apartments (5 or more) 34%41%25%19%
Mobile home Unreliable estimate3%8%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

Detached houses, standing on their own, make up 56% of homes here, against 40% in Broward County.

Year built
Year built: Lighthouse Point and its comparisons
MeasureLighthouse PointBroward CountyFloridaUnited States
Before 1960 24%11%10%26%
1960–1979 59%39%24%24%
1980–1999 7%32%34%25%
2000–2009 4%11%18%14%
2010 or later 7%7%14%11%

Homes in Lighthouse Point are older: the typical year built is 1967; in Broward County, 1980.

In Lighthouse Point, 49% of homes have 3 bedrooms or more, more than in Broward County (44%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Lighthouse Point and its comparisons
MeasureLighthouse Point
Under $100K Unreliable estimate
$100K–$200K 13%
$200K–$300K Unreliable estimate
$300K–$500K 15%
$500K–$750K 19%
$750K–$1M 16%
$1M or more 30%
Monthly rent with utilities
Monthly rent with utilities: Lighthouse Point and its comparisons
MeasureLighthouse Point
Under $500 Unreliable
$500–$999 Unreliable estimate
$1,000–$1,499 26%
$1,500–$1,999 28%
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$3,701 a month

Broward County: $2,433 a month

Without a mortgage

$1,051 a month

Broward County: $859 a month

Owners with a mortgage

46%

Broward County: 59%

In Lighthouse Point, 46% of owners have a mortgage, and their typical cost is $3,701 a month, against $2,433 in Broward County. Without one it drops to $1,051.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Lighthouse Point and its comparisons
MeasureLighthouse PointBroward CountyFloridaUnited States
Typical home value +28%+57%+67%+53%
Typical rent +31%+37%+42%+33%
Typical household income No clear change+30%+34%+29%

Homes in Lighthouse Point gained value more slowly than in Broward County: 28% since 2015–2019, against 57%.

Since 2015–2019, the typical rent in Lighthouse Point rose 31%, less than in Broward County (37%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Lighthouse Point and its comparisons
MeasureLighthouse PointBroward CountyFloridaUnited States
Rental vacancy Unreliable estimate6.6%7.6%5.5%
Homeowner vacancy Unreliable estimate1.2%1.4%0.9%
More than one person per room Unreliable estimate4.9%3.3%3.4%
People per household 1.972.602.512.53
Drive alone 78%70%70%69%
Carpool Unreliable estimate10%9%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 12%15%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Lighthouse Point are smaller: 1.97 people on average; in Broward County, 2.60.

In Lighthouse Point, 78% of workers drive alone to work; in Broward County, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lighthouse Point?

A typical home costs more than the typical income allows

We start with a typical home in Lighthouse Point, worth $688,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 74% of the typical household income in Lighthouse Point, which is $92,135 a year. For that payment to be 28% of income, a household would need to earn about $242,482 a year.

The calculator's FHA and conventional loan limits are those of all of Broward County.

Your numbers

Local data
$

Starts at the typical home value in Lighthouse Point. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $24,094 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,658

at 7.18% · 30 years

Loan amount
$675,931
Total interest
$972,507
Paid off in
November 2056

Includes $11,625 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,150 a month

  • Tight

    $2,150 to $2,764 a month

  • Hard

    more than $2,764 a month

    Your payment · 74%

Compared with the typical household income in Lighthouse Point ($92,135 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,658
Monthly payment breakdown
Principal & interest$4,579
Property tax$488
Home insurance$287
FHA mortgage insurance (MIP)$304

You need at least $24,094 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $5,658; principal and interest $4,579.

The city and its county

Lighthouse Point and Broward County

Lighthouse Point is in Broward County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Broward County, Florida, with Lighthouse Point marked. Around it, the neighboring counties.

Lighthouse Point's own numbers

Typical home value
$688,400
Typical monthly rent
$1,880
Typical yearly household income
$92,135
Households that own their home
77%
Effective property tax rate
0.85%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Broward County

FHA limit, one-unit home
$667,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,321
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Broward County.

Everything about Broward County

Buying

Buying a home in Lighthouse Point

A typical home in Lighthouse Point is worth $688,400: 66% above the county and 92% above Florida. With the typical household income in Lighthouse Point ($92,135 a year), a typical home costs 7.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lighthouse Point 7.5 years
  • Broward 5.3 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Broward County

According to FHFA’s house price index, home prices in Broward County rose 126% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Broward County.

Yearly change in FHFA’s price index in Broward County, 2016 to 2025
  1. 2020: +4.4%
  2. 2021: +13.8%
  3. 2022: +22.6%
  4. 2023: +10.6%
  5. 2024: +5.9%
  6. 2025: +0.5%
Change in FHFA’s price index in Broward County, Florida and the United States
Period County Florida U.S.
Last year (2025) +0.5% −0.5% +2.9%
5 years (2020–2025) +64% +60% +47%
10 years (2015–2025) +126% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lighthouse Point next to Broward County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lighthouse Point $688,400
  • Broward $414,600
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Lighthouse Point $1,880
  • Broward $1,907
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Lighthouse Point $92,135
  • Broward $77,633
  • Florida $74,568
  • United States $80,734
See the full table
Lighthouse Point next to Broward County and Florida
Measure Lighthouse Point Broward County Florida U.S.
Typical home value $688,400 66% above the county $414,600 $359,000 $332,700
Typical monthly rent $1,880 $1,907 $1,669 $1,413
Typical yearly household income $92,135 19% above the county $77,633 $74,568 $80,734
Households that own their home 77% 14 points above the county 64% 68% 65%
Typical yearly property tax $5,844 50% above the county $3,890 $2,730 $3,119
Effective property tax rate 0.85% 0.09 points below the county 0.94% 0.76% 0.94%
Renters with high rent for their income 58% 7 points below the county 65% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Broward County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lighthouse Point

For a typical $688,400 home in Lighthouse Point, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lighthouse Point's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,658a month

    Above the FHA limit for Broward County ($667,000)
    Down payment
    $24,094
    Cash to close
    $44,746
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $304
  • Conventional, 5% down $5,532a month

    Least cash to close
    Down payment
    $34,420
    Cash to close
    $55,072
    Rate
    7.18%
    Mortgage insurance
    PMI · $327
  • Conventional, 20% down, no PMI $4,505a month

    Down payment
    $137,680
    Cash to close
    $158,332
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $5,142a month

    Down payment
    $103,260
    Cash to close
    $123,912
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is Conventional, 5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lighthouse Point and for Broward County.

Property tax

Effective rate in Lighthouse Point

0.85%of the home’s value each year

$5,844 a year for the typical owner in Lighthouse Point.

  • Lighthouse Point 0.85%
  • Broward 0.94%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Broward County

FEMA does not publish these numbers by city: they are for all of Broward County.

Homes in the high-risk zone
19%
123,414
Of those, with NFIP insurance
76%
Homes in the high-risk zone and with NFIP insurance: Broward County, Florida and the U.S.
Measure County Florida U.S.
Homes in the high-risk zone 19% 13% 3.5%
Of those, with NFIP insurance 76% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lighthouse Point

Typical rent in Lighthouse Point is $1,880 a month: about the same as the county. In Lighthouse Point, 58% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Broward County, by unit size. To pay the 2-bedroom one ($2,321 a month) without spending more than 30% of your income, you would need to earn $44.63 an hour working full time.

HUD fair market rent for all of Broward County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Broward County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,759 $33.83 $70,360
1 bedroom $1,902 $36.58 $76,080
2 bedrooms $2,321 $44.63 $92,840
3 bedrooms $3,172 $61.00 $126,880
4 bedrooms $3,662 $70.42 $146,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lighthouse Point

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lighthouse Point is in ZIP code 33064.

For 2 bedrooms it is $2,350: $29 more than the fair market rent for Broward County ($2,321).

  • 33064 $2,350$3,210

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lighthouse Point when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Lighthouse Point

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 12 HUD-approved agencies with an office in Broward County; 7 say they serve in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Lighthouse Point

No down payment, repair or rent-help program on our list is for Lighthouse Point or Broward County. The ones below are statewide in Florida: they work in Lighthouse Point the same as in the rest of the state.

Housing counselors near Lighthouse Point

The HUD-approved agencies closest to the center of Lighthouse Point, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Oasis of Hope CDC

    600 SW 3rd St Ste 2290, Pompano Beach · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
  • Real Estate Education and Community Housing

    1451 W Cypress Creek Road, Fort Lauderdale · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
  • Housing Foundation of America, FT. Lauderdale Branch

    2101 N Andrews Ave, Wilton Manors · 9 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more

Every agency in Broward County All counseling agencies in Florida

Help in Spanish near Lighthouse Point

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lighthouse Point

HUD’s record names them for Lighthouse Point or Broward County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Broward County Housing Authority Public housing and Section 8 vouchers (954) 739-1114

5 other authorities have an office in Broward County: see the list Source: HUD

Cities

Other cities in Broward County

These cities are also in Broward County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 16 more cities in Broward County, with prices and rents

Questions

Housing questions about Lighthouse Point

Short answers with the numbers for Lighthouse Point and all of Broward County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lighthouse Point?

The typical home value in Lighthouse Point is $688,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Broward County it is $414,600.

How much does it cost to rent in Lighthouse Point?

Typical rent in Lighthouse Point is $1,880 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Broward County is $2,321.

What is the FHA loan limit in Lighthouse Point?

Lighthouse Point uses the FHA limit for all of Broward County (2026): $667,000 for a one-unit home and $1,282,700 for a four-unit home.

How much property tax do owners pay in Lighthouse Point?

The typical homeowner in Lighthouse Point pays $5,844 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in Broward County, the rate is 0.94%.

Where can I find free help to buy or rent in Lighthouse Point?

There are 12 HUD-approved counseling agencies with an office in Broward County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).