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City · 185,604 residents · Broward County, Florida

Fort Lauderdale , Florida

In Fort Lauderdale, a typical home is worth $486,700 and typical rent is $1,854 a month. Compared with all of Broward County, the typical home value is 17% higher, typical household income is 7% higher, and the share of households that own their home is 9 points lower.

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  • Typical home value

    $486,700

    17% above the county

    36% above Florida

    • Fort Lauderdale
    • Broward
    • Florida

  • Typical rent

    $1,854a month

    3% below the county

    11% above Florida

    • Fort Lauderdale
    • Broward
    • Florida

  • Typical household income

    $83,130a year

    7% above the county

    11% above Florida

    • Fort Lauderdale
    • Broward
    • Florida

  • Households that own their home

    54%

    9 points below the county

    13 points below Florida

    • Fort Lauderdale
    • Broward
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$509,743
0.6% less than 12 months ago
Typical rent
$2,697 a month
2% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Fort Lauderdale is in Broward County. The FHA loan limit ($667,000 for a one-unit home), the fair market rents and the help on this page are those of all of Broward County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fort Lauderdale apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Lauderdale Lakes, the typical home value is $214,100: 56% less than in Fort Lauderdale ($486,700).

  2. The typical home in Fort Lauderdale is worth $486,700, 17% more than in Broward County as a whole ($414,600).

  3. 54% of households in Fort Lauderdale own their home, against 64% in Broward County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fort Lauderdale

What homes there are in Fort Lauderdale, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

There are more apartments in Fort Lauderdale than in Broward County: 49% of homes, against 41%.

Year built

Homes in Fort Lauderdale are older: the typical year built is 1973; in Broward County, 1980.

Homes in Fort Lauderdale are smaller: 36% have 3 bedrooms or more; in Broward County, 44%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Broward County is $667,000: about 65% of owner-occupied homes in Fort Lauderdale are worth less, and the rest more.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Broward County is $2,321; about 69% of rents in Fort Lauderdale are below it.

With a mortgage

$2,679 a month

Broward County: $2,433 a month

Without a mortgage

$1,122 a month

Broward County: $859 a month

Owners with a mortgage

54%

Broward County: 59%

In Fort Lauderdale, 54% of owners have a mortgage, and their typical cost is $2,679 a month, against $2,433 in Broward County. Without one it drops to $1,122.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Fort Lauderdale gained value more slowly than in Broward County: 46% since 2015–2019, against 57%.

Rents in Fort Lauderdale rose faster than in Broward County: 43% since 2015–2019, against 37%.

Here income did not keep up with housing: it rose 40%, while home values changed +46% and rent +43%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFort LauderdaleBroward CountyFloridaUnited States
Rental vacancy 6.9%6.6%7.6%5.5%
Homeowner vacancy 3.4%1.2%1.4%0.9%
More than one person per room 4.0%4.9%3.3%3.4%
People per household 2.252.602.512.53
Drive alone 64%70%70%69%
Carpool 8%10%9%9%
Public transit 2%2%1%3%
Walk or bike 3%2%2%3%
Work from home 19%15%16%15%
Other means 4%2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Open rentals in Fort Lauderdale look like those in Broward County: the rental vacancy rate is 6.9%.

More than one person per room: that is how 4.0% of households in Fort Lauderdale live, near the figure in Broward County (4.9%).

Fewer people live in each home here: 2.25 on average, against 2.60 in Broward County.

Many people here do not commute at all: 19% work from home; in Broward County, 15%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fort Lauderdale?

A typical home costs more than the typical income allows

We start with a typical home in Fort Lauderdale, worth $486,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 58% of the typical household income in Fort Lauderdale, which is $83,130 a year. For that payment to be 28% of income, a household would need to earn about $172,826 a year.

The calculator's FHA and conventional loan limits are those of all of Broward County.

Your numbers

Local data
$

Starts at the typical home value in Fort Lauderdale. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $17,035 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,033

at 7.18% · 30 years

Loan amount
$477,884
Total interest
$687,563
Paid off in
November 2056

Includes $8,219 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,940 a month

  • Tight

    $1,940 to $2,494 a month

  • Hard

    more than $2,494 a month

    Your payment · 58%

Compared with the typical household income in Fort Lauderdale ($83,130 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,033
Principal & interest$3,237
Property tax$377
Home insurance$203
FHA mortgage insurance (MIP)$215

You need at least $17,035 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fort Lauderdale and Broward County

Fort Lauderdale is in Broward County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fort Lauderdale's own numbers

Typical home value
$486,700
Typical monthly rent
$1,854
Typical yearly household income
$83,130
Households that own their home
54%
Effective property tax rate
0.93%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Broward County

FHA limit, one-unit home
$667,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,321
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Broward County.

Everything about Broward County

Buying

Buying a home in Fort Lauderdale

A typical home in Fort Lauderdale is worth $486,700: 17% above the county and 36% above Florida. With the typical household income in Fort Lauderdale ($83,130 a year), a typical home costs 5.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fort Lauderdale 5.9 years
  • Broward 5.3 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Broward County

According to FHFA’s house price index, home prices in Broward County rose 126% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Broward County.

Period County Florida U.S.
Last year (2025) +0.5% −0.5% +2.9%
5 years (2020–2025) +64% +60% +47%
10 years (2015–2025) +126% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fort Lauderdale next to Broward County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fort Lauderdale $486,700
  • Broward $414,600
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Fort Lauderdale $1,854
  • Broward $1,907
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Fort Lauderdale $83,130
  • Broward $77,633
  • Florida $74,568
  • United States $80,734
See the full table
Fort Lauderdale next to Broward County and Florida
Measure Fort Lauderdale Broward County Florida U.S.
Typical home value $486,700 $414,600 $359,000 $332,700
Typical monthly rent $1,854 $1,907 $1,669 $1,413
Typical yearly household income $83,130 $77,633 $74,568 $80,734
Households that own their home 54% 64% 68% 65%
Typical yearly property tax $4,516 $3,890 $2,730 $3,119
Effective property tax rate 0.93% 0.94% 0.76% 0.94%
Renters with high rent for their income 58% 65% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Broward County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fort Lauderdale

For a typical $486,700 home in Fort Lauderdale, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fort Lauderdale's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,033a month

    Least cash to close
    Down payment
    $17,035
    Cash to close
    $31,636
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $215

  • Conventional, 5% down $3,943a month

    Down payment
    $24,335
    Cash to close
    $38,936
    Rate
    7.18%
    Mortgage insurance
    PMI · $231

  • Conventional, 20% down, no PMI $3,218a month

    Down payment
    $97,340
    Cash to close
    $111,941
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,668a month

    Down payment
    $73,005
    Cash to close
    $87,606
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fort Lauderdale and for Broward County.

Property tax

Effective rate in Fort Lauderdale

0.93%of the home’s value each year

$4,516 a year for the typical owner in Fort Lauderdale.

  • Fort Lauderdale 0.93%
  • Broward 0.94%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Broward County

FEMA does not publish these numbers by city: they are for all of Broward County.

Homes in the high-risk zone
19%
123,414
Of those, with NFIP insurance
76%
County Florida U.S.
Homes in the high-risk zone 19% 13% 3.5%
Of those, with NFIP insurance 76% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fort Lauderdale

Typical rent in Fort Lauderdale is $1,854 a month: 3% below the county. In Fort Lauderdale, 58% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Broward County, by unit size. To pay the 2-bedroom one ($2,321 a month) without spending more than 30% of your income, you would need to earn $44.63 an hour working full time.

HUD fair market rent for all of Broward County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,759 $33.83 $70,360
1 bedroom $1,902 $36.58 $76,080
2 bedrooms $2,321 $44.63 $92,840
3 bedrooms $3,172 $61.00 $126,880
4 bedrooms $3,662 $70.42 $146,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fort Lauderdale

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fort Lauderdale has 9 ZIP codes with their own.

For 2 bedrooms it runs from $1,780 in 33311 to $3,070 in 33301.

5 of the 9 are above the fair market rent for Broward County ($2,321).

  • 33301 $3,070$4,200
  • 33304 $2,500$3,420
  • 33305 $2,370$3,240
  • 33306 $1,900$2,600
  • 33308 $2,730$3,730
  • 33311 $1,780$2,430
  • 33312 $2,120$2,900
  • 33315 $2,270$3,100
  • 33316 $2,580$3,530

7 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fort Lauderdale when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Fort Lauderdale

HUD lists 10 buildings with rents for lower incomes in Fort Lauderdale. These are the largest.

  • Gateway Terrace Apartments Gateway Terrace Apartments,, Fort Lauderdale 33304 257 homes, 252 low-income · For older adults (954) 463-6721
  • Federal Apartments 821 NW 11th Ave, Fort Lauderdale 33311 164 low-income homes · For families (954) 763-7142
  • Hillmont Gardens 2001 NW 9th Ave, Fort Lauderdale 33311 124 homes, 123 low-income · For older adults (954) 462-2310
  • Everglades Heights Apartments 2400 NW 22nd St, Fort Lauderdale 33311 86 low-income homes · For families (561) 655-0285
  • Progresso Point 619 N Andrews Ave, Fort Lauderdale 33311 76 low-income homes · Studio: 12 · 1 bd: 64 · In service since 2011 · For families

See all 122 buildings in Broward County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Fort Lauderdale

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 12 HUD-approved agencies with an office in Broward County; 7 say they serve in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Fort Lauderdale

No down payment, repair or rent-help program on our list is for Fort Lauderdale or Broward County. The ones below are statewide in Florida: they work in Fort Lauderdale the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Fort Lauderdale

The HUD-approved agencies closest to the center of Fort Lauderdale, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Foundation of America, FT. Lauderdale Branch

    2101 N Andrews Ave, Wilton Manors · 1 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (954) 923-5001

  • Housing Foundation of America, Lauderhill Florida

    2101 N Andrews Ave, Wilton Manors · 1 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (954) 923-5001

  • Urban League of Broward County

    560 NW 27th Ave, Fort Lauderdale · 2 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (954) 625-2501

Every agency in Broward County All counseling agencies in Florida

Help in Spanish near Fort Lauderdale

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fort Lauderdale

HUD’s record names them for Fort Lauderdale or Broward County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Fort Lauderdale Public housing and Section 8 vouchers (954) 525-6444
  • Broward County Housing Authority Public housing and Section 8 vouchers (954) 739-1114

4 other authorities have an office in Broward County: see the list Source: HUD

Cities

Other cities in Broward County

These cities are also in Broward County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Broward County Housing in Florida
See 16 more cities in Broward County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Fort Lauderdale, with the typical home value.

Neighboring counties

If Broward County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fort Lauderdale.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Fort Lauderdale

Short answers with the numbers for Fort Lauderdale and all of Broward County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fort Lauderdale?

The typical home value in Fort Lauderdale is $486,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Broward County it is $414,600.

How much does it cost to rent in Fort Lauderdale?

Typical rent in Fort Lauderdale is $1,854 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Broward County is $2,321.

What is the FHA loan limit in Fort Lauderdale?

Fort Lauderdale uses the FHA limit for all of Broward County (2026): $667,000 for a one-unit home and $1,282,700 for a four-unit home.

How much property tax do owners pay in Fort Lauderdale?

The typical homeowner in Fort Lauderdale pays $4,516 a year, according to the U.S. Census Bureau. That is 0.93% of the home’s value; in Broward County, the rate is 0.94%.

Where can I find free help to buy or rent in Fort Lauderdale?

There are 12 HUD-approved counseling agencies with an office in Broward County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).