In Lauderdale-by-the-Sea, a typical home is worth $680,900 and typical rent is $1,787 a month. Compared with all of Broward County, the typical home value is 64% higher, typical rent is 6% lower, and the share of households that own their home is 14 points higher.
Lauderdale-by-the-Sea is in Broward County. The FHA loan limit ($667,000 for a one-unit home), the fair market rents and the help on this page are those of all of Broward County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Lauderdale-by-the-Sea is worth $680,900,64% more than in Broward County as a whole ($414,600).
2
Nearby, in Pompano Beach, the typical home value is $349,300: 49% less than in Lauderdale-by-the-Sea ($680,900).
3
78% of households in Lauderdale-by-the-Sea own their home, against 64% in Broward County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Lauderdale-by-the-Sea
What homes there are in Lauderdale-by-the-Sea, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Lauderdale-by-the-Sea
Broward County
Florida
United States
Kind of home: Lauderdale-by-the-Sea and its comparisons
Measure
Lauderdale-by-the-Sea
Broward County
Florida
United States
Detached house
15%
40%
55%
61%
Attached house
5%
9%
7%
6%
Building of 2 to 4
7%
7%
6%
8%
Apartments (5 or more)
73%
41%
25%
19%
Mobile home
Unreliable estimate
3%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Many people here live in apartments: 7 in 10 homes; in Broward County, 4.
Year built
Before 19601960–19791980–19992000–20092010 or later
Lauderdale-by-the-Sea
Broward County
Florida
United States
Year built: Lauderdale-by-the-Sea and its comparisons
Measure
Lauderdale-by-the-Sea
Broward County
Florida
United States
Before 1960
12%
11%
10%
26%
1960–1979
61%
39%
24%
24%
1980–1999
16%
32%
34%
25%
2000–2009
8%
11%
18%
14%
2010 or later
3%
7%
14%
11%
Homes in Lauderdale-by-the-Sea are older: the typical year built is 1972; in Broward County, 1980.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K6%
$300K–$500K20%
$500K–$750K26%
$750K–$1M15%
$1M or more28%
Value of owner-occupied homes: Lauderdale-by-the-Sea and its comparisons
Measure
Lauderdale-by-the-Sea
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
6%
$300K–$500K
20%
$500K–$750K
26%
$750K–$1M
15%
$1M or more
28%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99938%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Lauderdale-by-the-Sea and its comparisons
Measure
Lauderdale-by-the-Sea
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
38%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$3,231 a month
Broward County: $2,433 a month
Without a mortgage
$1,478 a month
Broward County: $859 a month
Owners with a mortgage
32%
Broward County: 59%
The typical cost for an owner with a mortgage in Lauderdale-by-the-Sea is $3,231 a month, more than in Broward County ($2,433); without one, $1,478.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Lauderdale-by-the-Sea+54%
Broward County+57%
Florida+67%
United States+53%
Typical rent
Lauderdale-by-the-Sea+26%
Broward County+37%
Florida+42%
United States+33%
Typical household income
Lauderdale-by-the-SeaNo clear change
Broward County+30%
Florida+34%
United States+29%
Change since 2015–2019: Lauderdale-by-the-Sea and its comparisons
Measure
Lauderdale-by-the-Sea
Broward County
Florida
United States
Typical home value
+54%
+57%
+67%
+53%
Typical rent
+26%
+37%
+42%
+33%
Typical household income
No clear change
+30%
+34%
+29%
From 2015–2019 to 2020–2024, home values in Lauderdale-by-the-Sea rose at about the same pace as in Broward County: 54% against 57%.
Since 2015–2019, the typical rent in Lauderdale-by-the-Sea rose 26%, less than in Broward County (37%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Lauderdale-by-the-Sea and its comparisons
Measure
Lauderdale-by-the-Sea
Broward County
Florida
United States
Rental vacancy
Unreliable estimate
6.6%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.4%
0.9%
More than one person per room
Unreliable estimate
4.9%
3.3%
3.4%
People per household
1.82
2.60
2.51
2.53
Drive alone
54%
70%
70%
69%
Carpool
Unreliable estimate
10%
9%
9%
Public transit
Unreliable estimate
2%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
15%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Lauderdale-by-the-Sea are smaller: 1.82 people on average; in Broward County, 2.60.
To get to work, 54% of workers in Lauderdale-by-the-Sea drive alone; in Broward County, 70%.
Do the math
What would you pay each month for a home in Lauderdale-by-the-Sea?
A typical home costs more than the typical income allows
We start with a typical home in Lauderdale-by-the-Sea, worth $680,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 82% of the typical household income in Lauderdale-by-the-Sea, which is $81,655 a year. For that payment to be 28% of income, a household would need to earn about $239,840 a year.
The calculator's FHA and conventional loan limits are those of all of Broward County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Lauderdale-by-the-Sea. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $23,832 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,596
at 7.18% · 30 years
Loan amount
$668,567
Total interest
$961,911
Paid off in
November 2056
Includes $11,499 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,905 a month
Tight
$1,905 to $2,450 a month
Hard
more than $2,450 a month
Your payment · 82%
Compared with the typical household income in Lauderdale-by-the-Sea ($81,655 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,529
Property tax
$482
Home insurance
$284
FHA mortgage insurance (MIP)
$301
You need at least $23,832 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,596; principal and interest $4,529.
The city and its county
Lauderdale-by-the-Sea and Broward County
Lauderdale-by-the-Sea is in Broward County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Lauderdale-by-the-Sea
Map of Broward County, Florida, with Lauderdale-by-the-Sea marked. Around it, the neighboring counties.
Lauderdale-by-the-Sea
Broward County
Other cities with a page
Lauderdale-by-the-Sea's own numbers
Typical home value
$680,900
Typical monthly rent
$1,787
Typical yearly household income
$81,655
Households that own their home
78%
Effective property tax rate
0.85%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Broward County
FHA limit, one-unit home
$667,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,321
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
19%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Broward County.
A typical home in Lauderdale-by-the-Sea is worth $680,900: 64% above the county and 90% above Florida. With the typical household income in Lauderdale-by-the-Sea ($81,655 a year), a typical home costs 8.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Lauderdale-by-the-Sea8.3 years
Broward5.3 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Broward County
According to FHFA’s house price index, home prices in Broward County rose 126% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Broward County.
Yearly change in FHFA’s price index in Broward County, 2016 to 2025
2016: +8.4% +8.4% 2016
2017: +7.9% +7.9% 2017
2018: +7.6% +7.6% 2018
2019: +4.7% +4.7% 2019
2020: +4.4% +4.4% 2020
2021: +13.8% +13.8% 2021
2022: +22.6% +22.6% 2022
2023: +10.6% +10.6% 2023
2024: +5.9% +5.9% 2024
2025: +0.5% +0.5% 2025
Change in FHFA’s price index in Broward County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
+0.5%
−0.5%
+2.9%
5 years (2020–2025)
+64%
+60%
+47%
10 years (2015–2025)
+126%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Lauderdale-by-the-Sea next to Broward County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Lauderdale-by-the-Sea$680,900
Broward$414,600
Florida$359,000
United States$332,700
Typical monthly rent
Lauderdale-by-the-Sea$1,787
Broward$1,907
Florida$1,669
United States$1,413
Typical yearly household income
Lauderdale-by-the-Sea$81,655
Broward$77,633
Florida$74,568
United States$80,734
See the full table
Lauderdale-by-the-Sea next to Broward County and Florida
Measure
Lauderdale-by-the-Sea
Broward County
Florida
U.S.
Typical home value
$680,900 ▲64% above the county
$414,600
$359,000
$332,700
Typical monthly rent
$1,787 ▼6% below the county
$1,907
$1,669
$1,413
Typical yearly household income
$81,655 ▲5% above the county
$77,633
$74,568
$80,734
Households that own their home
78% ▲14 points above the county
64%
68%
65%
Typical yearly property tax
$5,786 ▲49% above the county
$3,890
$2,730
$3,119
Effective property tax rate
0.85% ▼0.09 points below the county
0.94%
0.76%
0.94%
Renters with high rent for their income
67% ▲1 points above the county
65%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Broward County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Lauderdale-by-the-Sea
For a typical $680,900 home in Lauderdale-by-the-Sea, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lauderdale-by-the-Sea's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,596a month
Above the FHA limit for Broward County ($667,000)
Down payment
$23,832
Cash to close
$44,259
Rate
7.18%
Mortgage insurance
FHA MIP · $301
Conventional, 5% down$5,471a month
Least cash to close
Down payment
$34,045
Cash to close
$54,472
Rate
7.18%
Mortgage insurance
PMI · $323
Conventional, 20% down, no PMI$4,456a month
Down payment
$136,180
Cash to close
$156,607
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$5,086a month
Down payment
$102,135
Cash to close
$122,562
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Lauderdale-by-the-Sea
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Broward County ($667,000)
$5,596
$23,832
$668,567
7.18%
FHA MIP · $301
$44,259
580
Conventional, 5% down Least cash to close
$5,471
$34,045
$646,855
7.18%
PMI · $323
$54,472
620*
Conventional, 20% down, no PMI
$4,456
$136,180
$544,720
7.18%
None
$156,607
620*
ITIN, 15% down (example)
$5,086
$102,135
$578,765
8.18%
None
$122,562
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Lauderdale-by-the-Sea is $1,787 a month: 6% below the county. In Lauderdale-by-the-Sea, 67% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Broward County, by unit size. To pay the 2-bedroom one ($2,321 a month) without spending more than 30% of your income, you would need to earn $44.63 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Broward County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,759
$33.83
$70,360
1 bedroom
$1,902
$36.58
$76,080
2 bedrooms
$2,321
$44.63
$92,840
3 bedrooms
$3,172
$61.00
$126,880
4 bedrooms
$3,662
$70.42
$146,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Lauderdale-by-the-Sea
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lauderdale-by-the-Sea has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,680 in 33062 to $2,730 in 33308.
2 of the 2 are above the fair market rent for Broward County ($2,321).
Fair market rent by ZIP code and size in Lauderdale-by-the-Sea, fiscal year 2027.
33062
$2,030
$2,200
$2,680
$3,660
$4,230
33308
$2,070
$2,240
$2,730
$3,730
$4,310
ZIP code2 bd3 bd
33062 $2,680$3,660
33308 $2,730$3,730
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lauderdale-by-the-Sea when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 12 HUD-approved agencies with an office in Broward County; 7 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Lauderdale-by-the-Sea or Broward County. The ones below are statewide in Florida: they work in Lauderdale-by-the-Sea the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of Lauderdale-by-the-Sea, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
OH
Oasis of Hope CDC
600 SW 3rd St Ste 2290, Pompano Beach · 3 miles away · Spanish
1 of the 3 agencies on this list says it serves in Spanish.
Ask for service in Spanish
When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.
Housing authorities of Lauderdale-by-the-Sea
HUD’s record names them for Lauderdale-by-the-Sea or Broward County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.
Broward County Housing AuthorityPublic housing and Section 8 vouchers(954) 739-1114
No legal help resource on our list is for Lauderdale-by-the-Sea or Broward County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Lauderdale-by-the-Sea and all of Broward County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Lauderdale-by-the-Sea?
The typical home value in Lauderdale-by-the-Sea is $680,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Broward County it is $414,600.
How much does it cost to rent in Lauderdale-by-the-Sea?
Typical rent in Lauderdale-by-the-Sea is $1,787 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Broward County is $2,321.
What is the FHA loan limit in Lauderdale-by-the-Sea?
Lauderdale-by-the-Sea uses the FHA limit for all of Broward County (2026): $667,000 for a one-unit home and $1,282,700 for a four-unit home.
How much property tax do owners pay in Lauderdale-by-the-Sea?
The typical homeowner in Lauderdale-by-the-Sea pays $5,786 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in Broward County, the rate is 0.94%.
Where can I find free help to buy or rent in Lauderdale-by-the-Sea?
There are 12 HUD-approved counseling agencies with an office in Broward County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
