City · 47,180 residents · Los Angeles County, California
La Mirada, California
In La Mirada, a typical home is worth $825,900 and typical rent is $2,217 a month. Compared with all of Los Angeles County, typical household income is 21% higher, typical rent is 13% higher, and the share of households that own their home is 30 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $737,070 to $880,279.
Typical rent
$3,191a month
▲ 3.7% more than 12 months ago
Typical rent from Zillow, March 2023 to September 2026: from $2,868 to $3,191.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
La Mirada is in Los Angeles County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Los Angeles County. See the county
What this place has that others do not, from public data, most unusual first.
1
76% of households in La Mirada own their home, against 46% in Los Angeles County.
2
Nearby, in Santa Fe Springs, the typical home value is $659,900: 20% less than in La Mirada ($825,900).
3
Nearby, in East Whittier, the typical rent is $1,794: 19% less than in La Mirada ($2,217).
4
The typical household income in La Mirada is $109,288,21% more than in Los Angeles County as a whole ($90,112).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in La Mirada
What homes there are in La Mirada, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
La Mirada
Los Angeles County
California
United States
Kind of home: La Mirada and its comparisons
Measure
La Mirada
Los Angeles County
California
United States
Detached house
78%
47%
57%
61%
Attached house
5%
7%
7%
6%
Building of 2 to 4
1%
9%
8%
8%
Apartments (5 or more)
15%
36%
24%
19%
Mobile home
1%
2%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In La Mirada, 8 in 10 homes are single-family detached houses; in Los Angeles County, 5.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
La Mirada
Los Angeles County
California
United States
Year built: La Mirada and its comparisons
Measure
La Mirada
Los Angeles County
California
United States
Before 1960
52%
43%
27%
26%
1960–1979
28%
28%
29%
24%
1980–1999
16%
18%
25%
25%
2000–2009
4%
6%
11%
14%
2010 or later
Unreliable estimate
6%
8%
11%
The typical home in La Mirada was built in 1960, 5 years before the typical one in Los Angeles County.
Homes in La Mirada are bigger: 78% have 3 bedrooms or more; in Los Angeles County, 44%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K2%
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K4%
$500K–$750K26%
$750K–$1M51%
$1M or more14%
Value of owner-occupied homes: La Mirada and its comparisons
Measure
La Mirada
Under $100K
2%
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
4%
$500K–$750K
26%
$750K–$1M
51%
$1M or more
14%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49914%
$1,500–$1,99918%
$2,000–$2,49915%
$2,500–$2,99914%
$3,000 or more27%
Monthly rent with utilities: La Mirada and its comparisons
Measure
La Mirada
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
14%
$1,500–$1,999
18%
$2,000–$2,499
15%
$2,500–$2,999
14%
$3,000 or more
27%
With a mortgage
$3,012 a month
Los Angeles County: $3,160 a month
Without a mortgage
$729 a month
Los Angeles County: $843 a month
Owners with a mortgage
68%
Los Angeles County: 68%
In La Mirada, 68% of owners have a mortgage; their typical cost is $3,012 a month, about the same as in Los Angeles County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
La Mirada+45%
Los Angeles County+43%
California+46%
United States+53%
Typical rent
La Mirada+32%
Los Angeles County+34%
California+36%
United States+33%
Typical household income
La Mirada+14%
Los Angeles County+32%
California+32%
United States+29%
Change since 2015–2019: La Mirada and its comparisons
Measure
La Mirada
Los Angeles County
California
United States
Typical home value
+45%
+43%
+46%
+53%
Typical rent
+32%
+34%
+36%
+33%
Typical household income
+14%
+32%
+32%
+29%
From 2015–2019 to 2020–2024, home values in La Mirada rose at about the same pace as in Los Angeles County: 45% against 43%.
Rents in La Mirada rose at about the same pace as in Los Angeles County: 32% since 2015–2019, against 34%.
Housing prices ran ahead of income in La Mirada: typical income rose 14%, against +45% for home values and +32% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: La Mirada and its comparisons
Measure
La Mirada
Los Angeles County
California
United States
Rental vacancy
Unreliable estimate
4.0%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
0.8%
0.9%
More than one person per room
5.9%
10.9%
8.2%
3.4%
People per household
2.93
2.81
2.84
2.53
Drive alone
74%
65%
66%
69%
Carpool
7%
9%
10%
9%
Public transit
Unreliable estimate
4%
3%
3%
Walk or bike
3%
3%
3%
3%
Work from home
14%
17%
17%
15%
Other means
1%
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In La Mirada, 5.9% of households live with more than one person per room, against 10.9% in Los Angeles County.
By size, households in La Mirada look like those in Los Angeles County: 2.93 people on average.
To get to work, 74% of workers in La Mirada drive alone; in Los Angeles County, 65%.
Do the math
What would you pay each month for a home in La Mirada?
A typical home costs more than the typical income allows
We start with a typical home in La Mirada, worth $825,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 73% of the typical household income in La Mirada, which is $109,288 a year. For that payment to be 28% of income, a household would need to earn about $285,311 a year.
The calculator's FHA and conventional loan limits are those of all of Los Angeles County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in La Mirada. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $28,907 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$6,657
at 7.18% · 30 years
Loan amount
$810,940
Total interest
$1,166,753
Paid off in
November 2056
Includes $13,947 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,550 a month
Tight
$2,550 to $3,279 a month
Hard
more than $3,279 a month
Your payment · 73%
Compared with the typical household income in La Mirada ($109,288 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$5,494
Property tax
$454
Home insurance
$344
FHA mortgage insurance (MIP)
$365
You need at least $28,907 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $6,657; principal and interest $5,494.
The city and its county
La Mirada and Los Angeles County
La Mirada is in Los Angeles County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
La Mirada
Map of Los Angeles County, California, with La Mirada marked. Around it, the neighboring counties.
La Mirada
Los Angeles County
Other cities with a page
La Mirada's own numbers
Typical home value
$825,900
Typical monthly rent
$2,217
Typical yearly household income
$109,288
Households that own their home
76%
Effective property tax rate
0.66%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Los Angeles County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,964
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
0.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Los Angeles County.
A typical home in La Mirada is worth $825,900: about the same as the county and 12% above California. With the typical household income in La Mirada ($109,288 a year), a typical home costs 7.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
La Mirada7.6 years
Los Angeles9.3 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Los Angeles County
According to FHFA’s house price index, home prices in Los Angeles County rose 87% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Los Angeles County.
Yearly change in FHFA’s price index in Los Angeles County, 2016 to 2025
2016: +7.6% +7.6% 2016
2017: +6.9% +6.9% 2017
2018: +6.7% +6.7% 2018
2019: +3.5% +3.5% 2019
2020: +2.7% +2.7% 2020
2021: +11.6% +11.6% 2021
2022: +15.5% +15.5% 2022
2023: +3.2% +3.2% 2023
2024: +6.0% +6.0% 2024
2025: +1.7% +1.7% 2025
Change in FHFA’s price index in Los Angeles County, California and the United States
Period
County
California
U.S.
Last year (2025)
+1.7%
+0.8%
+2.9%
5 years (2020–2025)
+43%
+40%
+47%
10 years (2015–2025)
+87%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
La Mirada next to Los Angeles County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
La Mirada$825,900
Los Angeles$834,200
California$734,700
United States$332,700
Typical monthly rent
La Mirada$2,217
Los Angeles$1,954
California$2,036
United States$1,413
Typical yearly household income
La Mirada$109,288
Los Angeles$90,112
California$99,122
United States$80,734
See the full table
La Mirada next to Los Angeles County and California
Measure
La Mirada
Los Angeles County
California
U.S.
Typical home value
$825,900
$834,200
$734,700
$332,700
Typical monthly rent
$2,217 ▲13% above the county
$1,954
$2,036
$1,413
Typical yearly household income
$109,288 ▲21% above the county
$90,112
$99,122
$80,734
Households that own their home
76% ▲30 points above the county
46%
56%
65%
Typical yearly property tax
$5,422 ▼4% below the county
$5,675
$5,124
$3,119
Effective property tax rate
0.66% ▼0.02 points below the county
0.68%
0.7%
0.94%
Renters with high rent for their income
60% ▲2 points above the county
58%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Los Angeles County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in La Mirada
For a typical $825,900 home in La Mirada, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, La Mirada's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$6,657a month
Least cash to close
Down payment
$28,907
Cash to close
$53,684
Rate
7.18%
Mortgage insurance
FHA MIP · $365
Conventional, 5% down$6,506a month
Down payment
$41,295
Cash to close
$66,072
Rate
7.18%
Mortgage insurance
PMI · $392
Conventional, 20% down, no PMI$5,274a month
Down payment
$165,180
Cash to close
$189,957
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$6,038a month
Down payment
$123,885
Cash to close
$148,662
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in La Mirada
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$6,657
$28,907
$810,941
7.18%
FHA MIP · $365
$53,684
580
Conventional, 5% down
$6,506
$41,295
$784,605
7.18%
PMI · $392
$66,072
620*
Conventional, 20% down, no PMI
$5,274
$165,180
$660,720
7.18%
None
$189,957
620*
ITIN, 15% down (example)
$6,038
$123,885
$702,015
8.18%
None
$148,662
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in La Mirada is $2,217 a month: 13% above the county. In La Mirada, 60% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Los Angeles County, by unit size. To pay the 2-bedroom one ($2,964 a month) without spending more than 30% of your income, you would need to earn $57.00 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 17 HUD-approved agencies with an office in Los Angeles County; 13 say they serve in Spanish.
1 program is for La Mirada or Los Angeles County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in California: they work in La Mirada the same as in the rest of the state.
Los Angeles County program that paid back rent to owners and renters affected by an emergency; its page says it has closed.Offered by Los Angeles County Department of Consumer and Business Affairs (DCBA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for La Mirada or Los Angeles County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for La Mirada and all of Los Angeles County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in La Mirada?
The typical home value in La Mirada is $825,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Los Angeles County it is $834,200.
How much does it cost to rent in La Mirada?
Typical rent in La Mirada is $2,217 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Los Angeles County is $2,964.
What is the FHA loan limit in La Mirada?
La Mirada uses the FHA limit for all of Los Angeles County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in La Mirada?
The typical homeowner in La Mirada pays $5,422 a year, according to the U.S. Census Bureau. That is 0.66% of the home’s value; in Los Angeles County, the rate is 0.68%.
Where can I find free help to buy or rent in La Mirada?
There are 17 HUD-approved counseling agencies with an office in Los Angeles County. 13 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
