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City · 12,216 residents · Los Angeles County, California

San Marino , California

In San Marino, a typical home is worth $2,000,001 and typical rent is $3,501 a month. Compared with all of Los Angeles County, the typical home value is 140% higher, typical household income is 138% higher, and the share of households that own their home is 37 points higher.

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  • Typical home value

    $2,000,001

    140% above the county

    172% above California

    • San Marino
    • Los Angeles
    • California

  • Typical rent

    $3,501a month

    79% above the county

    72% above California

    • San Marino
    • Los Angeles
    • California

  • Typical household income

    $214,167a year

    138% above the county

    116% above California

    • San Marino
    • Los Angeles
    • California

  • Households that own their home

    83%

    37 points above the county

    27 points above California

    • San Marino
    • Los Angeles
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$2,793,023
6.5% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

San Marino is in Los Angeles County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Los Angeles County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets San Marino apart

What this place has that others do not, from public data, most unusual first.

  1. San Marino has the highest typical rent of the 648 cities in California with more than 5,000 people: $3,501.

  2. San Marino has the highest typical home value of the 654 cities in California with more than 5,000 people: $2,000,001.

  3. 83% of households in San Marino own their home, against 46% in Los Angeles County.

  4. The typical household income in San Marino is $214,167, 138% more than in Los Angeles County as a whole ($90,112).

  5. Nearby, in San Gabriel, the typical home value is $945,700: 53% less than in San Marino ($2,000,001).

  6. Nearby, in San Gabriel, the typical rent is $1,915: 45% less than in San Marino ($3,501).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in San Marino

What homes there are in San Marino, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in San Marino: 99% of homes, more than in Los Angeles County (47%).

Year built

Homes in San Marino are older: the typical year built is 1943; in Los Angeles County, 1965.

Homes in San Marino are bigger: 94% have 3 bedrooms or more; in Los Angeles County, 44%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Owners with a mortgage

54%

Los Angeles County: 68%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSan MarinoLos Angeles CountyCaliforniaUnited States
Rental vacancy Unreliable estimate4.0%4.2%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate10.9%8.2%3.4%
People per household 3.102.812.842.53
Drive alone 58%65%66%69%
Carpool 9%9%10%9%
Public transit Unreliable estimate4%3%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 28%17%17%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in San Marino are bigger: 3.10 people on average; in Los Angeles County, 2.81.

Working from home is more common in San Marino: 28%, against 17% in Los Angeles County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in San Marino?

A typical home costs more than the typical income allows

We start with a typical home in San Marino, worth $2,000,001, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 91% of the typical household income in San Marino, which is $214,167 a year. For that payment to be 28% of income, a household would need to earn about $693,267 a year. Note: at that price the loan is above the FHA limit for Los Angeles County ($1,249,125), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Los Angeles County.

Your numbers

Local data
$

Starts at the typical home value in San Marino. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $70,000 (3.5% of the price). The usual minimum for this loan is 3.5%.

This loan usually requires at least 3.5% down.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$16,176

at 7.18% · 30 years

Loan amount
$1,963,776
Total interest
$2,825,413
Paid off in
November 2056

Includes $33,775 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,997 a month

  • Tight

    $4,997 to $6,425 a month

  • Hard

    more than $6,425 a month

    Your payment · 91%

Compared with the typical household income in San Marino ($214,167 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$16,176
Principal & interest$13,303
Property tax$833
Home insurance$833
FHA mortgage insurance (MIP)$1,206

This loan is over the FHA limit

You'd borrow $1,930,001, but the FHA limit for a one-unit home in San Marino is $1,249,125. You'd need a bigger down payment or a different loan.

You need at least $70,000 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

San Marino and Los Angeles County

San Marino is in Los Angeles County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

San Marino's own numbers

Typical home value
$2,000,001
Typical monthly rent
$3,501
Typical yearly household income
$214,167
Households that own their home
83%
Effective property tax rate
0.5%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Los Angeles County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,964
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Los Angeles County.

Everything about Los Angeles County

Buying

Buying a home in San Marino

A typical home in San Marino is worth $2,000,001: 140% above the county and 172% above California. With the typical household income in San Marino ($214,167 a year), a typical home costs 9.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • San Marino 9.3 years
  • Los Angeles 9.3 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Los Angeles County

According to FHFA’s house price index, home prices in Los Angeles County rose 87% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Los Angeles County.

Period County California U.S.
Last year (2025) +1.7% +0.8% +2.9%
5 years (2020–2025) +43% +40% +47%
10 years (2015–2025) +87% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

San Marino next to Los Angeles County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • San Marino $2,000,001
  • Los Angeles $834,200
  • California $734,700
  • United States $332,700
Typical monthly rent
  • San Marino $3,501
  • Los Angeles $1,954
  • California $2,036
  • United States $1,413
Typical yearly household income
  • San Marino $214,167
  • Los Angeles $90,112
  • California $99,122
  • United States $80,734
See the full table
San Marino next to Los Angeles County and California
Measure San Marino Los Angeles County California U.S.
Typical home value $2,000,001 $834,200 $734,700 $332,700
Typical monthly rent $3,501 $1,954 $2,036 $1,413
Typical yearly household income $214,167 $90,112 $99,122 $80,734
Households that own their home 83% 46% 56% 65%
Typical yearly property tax $10,001 $5,675 $5,124 $3,119
Effective property tax rate 0.5% 0.68% 0.7% 0.94%
Renters with high rent for their income 46% 58% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Los Angeles County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in San Marino

For a typical $2,000,001 home in San Marino, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, San Marino's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $16,176a month

    Above the FHA limit for Los Angeles County ($1,249,125)
    Down payment
    $70,000
    Cash to close
    $130,000
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $1,206

  • Conventional, 5% down $15,488a month

    Above the conventional limit for Los Angeles County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $100,000
    Cash to close
    $160,000
    Rate
    7.18%
    Mortgage insurance
    PMI · $950

  • Conventional, 20% down, no PMI $12,506a month

    Above the conventional limit for Los Angeles County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $400,000
    Cash to close
    $460,000
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $14,355a month

    Down payment
    $300,000
    Cash to close
    $360,000
    Rate
    8.18%
    Mortgage insurance
    None
  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for San Marino and for Los Angeles County.

Property tax

Effective rate in San Marino

0.5%of the home’s value each year

$10,001 a year for the typical owner in San Marino.

  • San Marino 0.5%
  • Los Angeles 0.68%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Los Angeles County

FEMA does not publish these numbers by city: they are for all of Los Angeles County.

Homes in the high-risk zone
0.5%
11,989
Of those, with NFIP insurance
33%
County California U.S.
Homes in the high-risk zone 0.5% 2.8% 3.5%
Of those, with NFIP insurance 33% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in San Marino

Typical rent in San Marino is $3,501 a month: 79% above the county. In San Marino, 46% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Los Angeles County, by unit size. To pay the 2-bedroom one ($2,964 a month) without spending more than 30% of your income, you would need to earn $57.00 an hour working full time.

HUD fair market rent for all of Los Angeles County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,151 $41.37 $86,040
1 bedroom $2,402 $46.19 $96,080
2 bedrooms $2,964 $57.00 $118,560
3 bedrooms $3,760 $72.31 $150,400
4 bedrooms $4,208 $80.92 $168,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in San Marino

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). San Marino is in ZIP code 91108.

For 2 bedrooms it is $3,410: $446 more than the fair market rent for Los Angeles County ($2,964).

  • 91108 $3,410$4,330

A ZIP code counts for San Marino when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in San Marino

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 17 HUD-approved agencies with an office in Los Angeles County; 13 say they serve in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in San Marino

1 program is for San Marino or Los Angeles County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in California: they work in San Marino the same as in the rest of the state.

Which programs do I qualify for? All programs in California

Housing counselors near San Marino

The HUD-approved agencies closest to the center of San Marino, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Montebello Housing Development Corp.

    1619 Paramount Blvd, Montebello · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 2 more
    (323) 722-3955

  • East La Community Corporation (ELACC)

    2917 E 1st St Ste 101, Los Angeles · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (323) 850-8050

  • New Economics for Women

    303 Loma Dr, Los Angeles · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 3 more
    (213) 483-2060

Every agency in Los Angeles County All counseling agencies in California

Help in Spanish near San Marino

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of San Marino

HUD’s record names them for San Marino or Los Angeles County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Los Angeles County Development Authority Public housing and Section 8 vouchers (626) 586-1500

19 other authorities have an office in Los Angeles County: see the list Source: HUD

Cities

Other cities in Los Angeles County

These cities are also in Los Angeles County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Los Angeles County Housing in California
See 108 more cities in Los Angeles County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to San Marino, with the typical home value.

Neighboring counties

If Los Angeles County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in San Marino.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about San Marino

Short answers with the numbers for San Marino and all of Los Angeles County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in San Marino?

The typical home value in San Marino is $2,000,001, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Los Angeles County it is $834,200.

How much does it cost to rent in San Marino?

Typical rent in San Marino is $3,501 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Los Angeles County is $2,964.

What is the FHA loan limit in San Marino?

San Marino uses the FHA limit for all of Los Angeles County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in San Marino?

The typical homeowner in San Marino pays $10,001 a year, according to the U.S. Census Bureau. That is 0.5% of the home’s value; in Los Angeles County, the rate is 0.68%.

Where can I find free help to buy or rent in San Marino?

There are 17 HUD-approved counseling agencies with an office in Los Angeles County. 13 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).