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City · 7,334 residents · Los Angeles County, California

Ladera Heights , California

In Ladera Heights, a typical home is worth $1,661,600 and typical rent is $2,875 a month. Compared with all of Los Angeles County, the typical home value is 99% higher, typical household income is 85% higher, and the share of households that own their home is 17 points higher.

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  • Typical home value

    $1,661,600

    99% above the county

    126% above California

    • Ladera Heights
    • Los Angeles
    • California

  • Typical rent

    $2,875a month

    47% above the county

    41% above California

    • Ladera Heights
    • Los Angeles
    • California

  • Typical household income

    $167,065a year

    85% above the county

    69% above California

    • Ladera Heights
    • Los Angeles
    • California

  • Households that own their home

    63%

    17 points above the county

    7 points above California

    • Ladera Heights
    • Los Angeles
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,706,455
3.3% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Ladera Heights is in Los Angeles County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Los Angeles County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Ladera Heights apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Ladera Heights is $167,065, 85% more than in Los Angeles County as a whole ($90,112).

  2. The typical home in Ladera Heights is worth $1,661,600, 99% more than in Los Angeles County as a whole ($834,200).

  3. Nearby, in Lennox, the typical home value is $708,000: 57% less than in Ladera Heights ($1,661,600).

  4. Nearby, in Lennox, the typical rent is $1,517: 47% less than in Ladera Heights ($2,875).

  5. The typical rent in Ladera Heights is $2,875 a month, 47% more than in Los Angeles County as a whole ($1,954).

  6. 63% of households in Ladera Heights own their home, against 46% in Los Angeles County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Ladera Heights

What homes there are in Ladera Heights, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Ladera Heights: 64% of homes, more than in Los Angeles County (47%).

Year built

Homes in Ladera Heights are older: the typical year built is 1961; in Los Angeles County, 1965.

There is more room for a big family here: 69% of homes have 3 bedrooms or more, against 44% in Los Angeles County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,860 a month

Los Angeles County: $3,160 a month

Without a mortgage

$1,376 a month

Los Angeles County: $843 a month

Owners with a mortgage

64%

Los Angeles County: 68%

In Ladera Heights, 64% of owners have a mortgage, and their typical cost is $3,860 a month, against $3,160 in Los Angeles County. Without one it drops to $1,376.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Ladera Heights gained value faster than in Los Angeles County: 63% against 43%.

The typical rent in Ladera Heights rose 43% over the same time; in Los Angeles County, it rose 34%.

While home values in Ladera Heights changed +63% and rent +43%, the typical household income rose 65%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLadera HeightsLos Angeles CountyCaliforniaUnited States
Rental vacancy Unreliable estimate4.0%4.2%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate10.9%8.2%3.4%
People per household 2.662.812.842.53
Drive alone 61%65%66%69%
Carpool Unreliable estimate9%10%9%
Public transit Unreliable estimate4%3%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 30%17%17%15%
Other means Unreliable estimate2%2%2%
Typical commute 30 to 39 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Ladera Heights are smaller: 2.66 people on average; in Los Angeles County, 2.81.

Working from home is more common in Ladera Heights: 30%, against 17% in Los Angeles County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Ladera Heights?

A typical home costs more than the typical income allows

We start with a typical home in Ladera Heights, worth $1,661,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 97% of the typical household income in Ladera Heights, which is $167,065 a year. For that payment to be 28% of income, a household would need to earn about $577,152 a year. Note: at that price the loan is above the FHA limit for Los Angeles County ($1,249,125), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Los Angeles County.

Your numbers

Local data
$

Starts at the typical home value in Ladera Heights. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $58,156 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$13,467

at 7.18% · 30 years

Loan amount
$1,631,504
Total interest
$2,347,352
Paid off in
November 2056

Includes $28,060 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,898 a month

  • Tight

    $3,898 to $5,012 a month

  • Hard

    more than $5,012 a month

    Your payment · 97%

Compared with the typical household income in Ladera Heights ($167,065 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$13,467
Principal & interest$11,052
Property tax$720
Home insurance$692
FHA mortgage insurance (MIP)$1,002

This loan is over the FHA limit

You'd borrow $1,603,444, but the FHA limit for a one-unit home in Ladera Heights is $1,249,125. You'd need a bigger down payment or a different loan.

You need at least $58,156 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Ladera Heights and Los Angeles County

Ladera Heights is in Los Angeles County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Ladera Heights's own numbers

Typical home value
$1,661,600
Typical monthly rent
$2,875
Typical yearly household income
$167,065
Households that own their home
63%
Effective property tax rate
0.52%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Los Angeles County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,964
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Los Angeles County.

Everything about Los Angeles County

Buying

Buying a home in Ladera Heights

A typical home in Ladera Heights is worth $1,661,600: 99% above the county and 126% above California. With the typical household income in Ladera Heights ($167,065 a year), a typical home costs 9.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Ladera Heights 9.9 years
  • Los Angeles 9.3 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Los Angeles County

According to FHFA’s house price index, home prices in Los Angeles County rose 87% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Los Angeles County.

Period County California U.S.
Last year (2025) +1.7% +0.8% +2.9%
5 years (2020–2025) +43% +40% +47%
10 years (2015–2025) +87% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Ladera Heights next to Los Angeles County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Ladera Heights $1,661,600
  • Los Angeles $834,200
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Ladera Heights $2,875
  • Los Angeles $1,954
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Ladera Heights $167,065
  • Los Angeles $90,112
  • California $99,122
  • United States $80,734
See the full table
Ladera Heights next to Los Angeles County and California
Measure Ladera Heights Los Angeles County California U.S.
Typical home value $1,661,600 $834,200 $734,700 $332,700
Typical monthly rent $2,875 $1,954 $2,036 $1,413
Typical yearly household income $167,065 $90,112 $99,122 $80,734
Households that own their home 63% 46% 56% 65%
Typical yearly property tax $8,636 $5,675 $5,124 $3,119
Effective property tax rate 0.52% 0.68% 0.7% 0.94%
Renters with high rent for their income 51% 58% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Los Angeles County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Ladera Heights

For a typical $1,661,600 home in Ladera Heights, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Ladera Heights's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $13,467a month

    Above the FHA limit for Los Angeles County ($1,249,125)
    Down payment
    $58,156
    Cash to close
    $108,004
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $1,002

  • Conventional, 5% down $12,895a month

    Above the conventional limit for Los Angeles County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $83,080
    Cash to close
    $132,928
    Rate
    7.18%
    Mortgage insurance
    PMI · $789

  • Conventional, 20% down, no PMI $10,417a month

    Above the conventional limit for Los Angeles County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $332,320
    Cash to close
    $382,168
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $11,954a month

    Down payment
    $249,240
    Cash to close
    $299,088
    Rate
    8.18%
    Mortgage insurance
    None
  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Ladera Heights and for Los Angeles County.

Property tax

Effective rate in Ladera Heights

0.52%of the home’s value each year

$8,636 a year for the typical owner in Ladera Heights.

  • Ladera Heights 0.52%
  • Los Angeles 0.68%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Los Angeles County

FEMA does not publish these numbers by city: they are for all of Los Angeles County.

Homes in the high-risk zone
0.5%
11,989
Of those, with NFIP insurance
33%
County California U.S.
Homes in the high-risk zone 0.5% 2.8% 3.5%
Of those, with NFIP insurance 33% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Ladera Heights

Typical rent in Ladera Heights is $2,875 a month: 47% above the county. In Ladera Heights, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Los Angeles County, by unit size. To pay the 2-bedroom one ($2,964 a month) without spending more than 30% of your income, you would need to earn $57.00 an hour working full time.

HUD fair market rent for all of Los Angeles County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,151 $41.37 $86,040
1 bedroom $2,402 $46.19 $96,080
2 bedrooms $2,964 $57.00 $118,560
3 bedrooms $3,760 $72.31 $150,400
4 bedrooms $4,208 $80.92 $168,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Ladera Heights

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Ladera Heights has 2 ZIP codes with their own.

For 2 bedrooms it runs from $3,550 in 90056 to $3,890 in 90230.

2 of the 2 are above the fair market rent for Los Angeles County ($2,964).

  • 90056 $3,550$4,500
  • 90230 $3,890$4,940

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Ladera Heights when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Ladera Heights

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 17 HUD-approved agencies with an office in Los Angeles County; 13 say they serve in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Ladera Heights

1 program is for Ladera Heights or Los Angeles County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in California: they work in Ladera Heights the same as in the rest of the state.

Which programs do I qualify for? All programs in California

Housing counselors near Ladera Heights

The HUD-approved agencies closest to the center of Ladera Heights, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Money Management International, Los Angeles

    6080 Center Dr Fl 6, Los Angeles · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (866) 232-9080

  • Nid-Hca Reeves

    4602 Crenshaw Blvd Ste 2A, Los Angeles · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (323) 299-4067

  • West Angeles Community Development Corp.

    6028 Crenshaw Blvd, Los Angeles · 2 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (323) 751-3440

Every agency in Los Angeles County All counseling agencies in California

Help in Spanish near Ladera Heights

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Ladera Heights

HUD’s record names them for Ladera Heights or Los Angeles County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Los Angeles County Development Authority Public housing and Section 8 vouchers (626) 586-1500

19 other authorities have an office in Los Angeles County: see the list Source: HUD

Cities

Other cities in Los Angeles County

These cities are also in Los Angeles County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Los Angeles County Housing in California
See 108 more cities in Los Angeles County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Ladera Heights, with the typical home value.

Neighboring counties

If Los Angeles County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Ladera Heights.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Ladera Heights

Short answers with the numbers for Ladera Heights and all of Los Angeles County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Ladera Heights?

The typical home value in Ladera Heights is $1,661,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Los Angeles County it is $834,200.

How much does it cost to rent in Ladera Heights?

Typical rent in Ladera Heights is $2,875 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Los Angeles County is $2,964.

What is the FHA loan limit in Ladera Heights?

Ladera Heights uses the FHA limit for all of Los Angeles County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Ladera Heights?

The typical homeowner in Ladera Heights pays $8,636 a year, according to the U.S. Census Bureau. That is 0.52% of the home’s value; in Los Angeles County, the rate is 0.68%.

Where can I find free help to buy or rent in Ladera Heights?

There are 17 HUD-approved counseling agencies with an office in Los Angeles County. 13 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).