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City · 3,857,263 residents · Los Angeles County, California

Los Angeles , California

In Los Angeles, a typical home is worth $921,200 and typical rent is $1,933 a month. Compared with all of Los Angeles County, the typical home value is 10% higher, typical household income is 9% lower, and the share of households that own their home is 10 points lower.

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  • Typical home value

    $921,200

    10% above the county

    25% above California

    • Los Angeles
    • County
    • California

  • Typical rent

    $1,933a month

    About the same as the county

    5% below California

    • Los Angeles
    • County
    • California

  • Typical household income

    $81,939a year

    9% below the county

    17% below California

    • Los Angeles
    • County
    • California

  • Households that own their home

    36%

    10 points below the county

    20 points below California

    • Los Angeles
    • County
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$927,891
0.5% less than 12 months ago
Typical rent
$2,772 a month
0.8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Los Angeles is in Los Angeles County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Los Angeles County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Los Angeles apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Marina del Rey, the typical home value is $458,800: 50% less than in Los Angeles ($921,200).

  2. Los Angeles has the 24th lowest homeownership rate of the 652 cities in California with more than 5,000 people (36%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Los Angeles

What homes there are in Los Angeles, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Los Angeles, the apartment is the most common kind of home: 48%, against 36% in Los Angeles County.

Year built

The typical year built in Los Angeles is 1965, about the same as in Los Angeles County (1965).

There are fewer big homes in Los Angeles than in Los Angeles County: 34% have 3 bedrooms or more, against 44%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Los Angeles County is high ($1,249,125): at least 58% of owner-occupied homes in Los Angeles are worth less than $1,000,000.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Los Angeles County is $2,964; about 82% of rents in Los Angeles are below it.

With a mortgage

$3,497 a month

Los Angeles County: $3,160 a month

Without a mortgage

$1,001 a month

Los Angeles County: $843 a month

Owners with a mortgage

70%

Los Angeles County: 68%

Owning costs more in Los Angeles: with a mortgage, the typical cost is $3,497 a month; in Los Angeles County, $3,160. Without one, $1,001.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Los Angeles County, the typical home value in Los Angeles rose 45% since 2015–2019.

Much as in Los Angeles County, the typical rent in Los Angeles rose 33% since 2015–2019.

The typical household income in Los Angeles rose 32% over that time; home values changed +45% and rent +33%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLos AngelesLos Angeles CountyCaliforniaUnited States
Rental vacancy 4.6%4.0%4.2%5.5%
Homeowner vacancy 0.9%0.7%0.8%0.9%
More than one person per room 12.1%10.9%8.2%3.4%
People per household 2.612.812.842.53
Drive alone 60%65%66%69%
Carpool 9%9%10%9%
Public transit 6%4%3%3%
Walk or bike 4%3%3%3%
Work from home 20%17%17%15%
Other means 2%2%2%2%
Typical commute 30 to 39 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Los Angeles County, the rental vacancy rate in Los Angeles is 4.6%.

More than one person per room: that is how 12.1% of households in Los Angeles live, more than in Los Angeles County (10.9%).

On average, a household in Los Angeles has 2.61 people, fewer than in Los Angeles County (2.81).

The car rules in Los Angeles: 60% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Los Angeles?

A typical home costs more than the typical income allows

We start with a typical home in Los Angeles, worth $921,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 111% of the typical household income in Los Angeles, which is $81,939 a year. For that payment to be 28% of income, a household would need to earn about $324,582 a year.

The calculator's FHA and conventional loan limits are those of all of Los Angeles County.

Your numbers

Local data
$

Starts at the typical home value in Los Angeles. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $32,242 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$7,574

at 7.18% · 30 years

Loan amount
$904,515
Total interest
$1,301,385
Paid off in
November 2056

Includes $15,557 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,912 a month

  • Tight

    $1,912 to $2,458 a month

  • Hard

    more than $2,458 a month

    Your payment · 111%

Compared with the typical household income in Los Angeles ($81,939 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$7,574
Principal & interest$6,127
Property tax$507
Home insurance$384
FHA mortgage insurance (MIP)$556

You need at least $32,242 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Los Angeles and Los Angeles County

Los Angeles is in Los Angeles County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Los Angeles's own numbers

Typical home value
$921,200
Typical monthly rent
$1,933
Typical yearly household income
$81,939
Households that own their home
36%
Effective property tax rate
0.66%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Los Angeles County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,964
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Los Angeles County.

Everything about Los Angeles County

Buying

Buying a home in Los Angeles

A typical home in Los Angeles is worth $921,200: 10% above the county and 25% above California. With the typical household income in Los Angeles ($81,939 a year), a typical home costs 11.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Los Angeles 11.2 years
  • County 9.3 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Los Angeles County

According to FHFA’s house price index, home prices in Los Angeles County rose 87% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Los Angeles County.

Period County California U.S.
Last year (2025) +1.7% +0.8% +2.9%
5 years (2020–2025) +43% +40% +47%
10 years (2015–2025) +87% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Los Angeles next to Los Angeles County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Los Angeles $921,200
  • County $834,200
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Los Angeles $1,933
  • County $1,954
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Los Angeles $81,939
  • County $90,112
  • California $99,122
  • United States $80,734
See the full table
Los Angeles next to Los Angeles County and California
Measure Los Angeles Los Angeles County California U.S.
Typical home value $921,200 $834,200 $734,700 $332,700
Typical monthly rent $1,933 $1,954 $2,036 $1,413
Typical yearly household income $81,939 $90,112 $99,122 $80,734
Households that own their home 36% 46% 56% 65%
Typical yearly property tax $6,050 $5,675 $5,124 $3,119
Effective property tax rate 0.66% 0.68% 0.7% 0.94%
Renters with high rent for their income 59% 58% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Los Angeles County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Los Angeles

For a typical $921,200 home in Los Angeles, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Los Angeles's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $7,574a month

    Least cash to close
    Down payment
    $32,242
    Cash to close
    $59,878
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $556

  • Conventional, 5% down $7,257a month

    Down payment
    $46,060
    Cash to close
    $73,696
    Rate
    7.18%
    Mortgage insurance
    PMI · $438

  • Conventional, 20% down, no PMI $5,883a month

    Down payment
    $184,240
    Cash to close
    $211,876
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $6,735a month

    Down payment
    $138,180
    Cash to close
    $165,816
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Los Angeles and for Los Angeles County.

Property tax

Effective rate in Los Angeles

0.66%of the home’s value each year

$6,050 a year for the typical owner in Los Angeles.

  • Los Angeles 0.66%
  • County 0.68%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Los Angeles County

FEMA does not publish these numbers by city: they are for all of Los Angeles County.

Homes in the high-risk zone
0.5%
11,989
Of those, with NFIP insurance
33%
County California U.S.
Homes in the high-risk zone 0.5% 2.8% 3.5%
Of those, with NFIP insurance 33% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Los Angeles

Typical rent in Los Angeles is $1,933 a month: about the same as the county. In Los Angeles, 59% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Los Angeles County, by unit size. To pay the 2-bedroom one ($2,964 a month) without spending more than 30% of your income, you would need to earn $57.00 an hour working full time.

HUD fair market rent for all of Los Angeles County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,151 $41.37 $86,040
1 bedroom $2,402 $46.19 $96,080
2 bedrooms $2,964 $57.00 $118,560
3 bedrooms $3,760 $72.31 $150,400
4 bedrooms $4,208 $80.92 $168,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Los Angeles

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Los Angeles has 102 ZIP codes with their own.

For 2 bedrooms it runs from $2,220 in 90031 to $4,450 in 91436.

65 of the 102 are above the fair market rent for Los Angeles County ($2,964).

Here are 60 of the 102 ZIP codes of Los Angeles. The other 42 are in the tool: Is your rent high for your ZIP? 16 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Los Angeles when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Los Angeles

HUD lists 148 buildings with rents for lower incomes in Los Angeles. These are the largest.

  • Nickerson Gardens 11415 Zamora Ave, Los Angeles 90059 1,066 low-income homes · Run by Housing Authority of the City of Los Angeles · Average payment: $731 a month · Average wait: 95 months (833) 422-5248
  • Angelus Plaza 255 S Hill St, Los Angeles 90012 761 homes, 757 low-income · 1 bd: 761 · In service since 2010 · For older adults
  • Angelus Plaza 245 S Hill St, Los Angeles 90012 761 homes, 757 low-income · For older adults (213) 623-4352
  • Pueblo del Rio 1725 E 53rd St, Los Angeles 90058 660 low-income homes · Run by Housing Authority of the City of Los Angeles · Average payment: $729 a month · Average wait: 95 months (833) 422-5248
  • Nueva Maravilla Los Angeles 90022 504 low-income homes · Run by Los Angeles County Development Authority · Average payment: $802 a month · Average wait: 55 months (626) 586-1500

See all 1,535 buildings in Los Angeles County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Los Angeles

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 17 HUD-approved agencies with an office in Los Angeles County; 13 say they serve in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Los Angeles

3 programs are for Los Angeles or Los Angeles County, by their own records: they come first, each with what its official page says about being open.

Which programs do I qualify for? All programs in California

  • Low Income Purchase Assistance (LIPA) Program

    For Los Angeles

    Limited funds remain, per the source

    City of Los Angeles loan with no interest and no monthly payments for the down payment, closing costs and purchase of low-income first-time buyers; when you sell, you repay it with a share of the appreciation. Offered by City of Los Angeles Housing Department (LAHD).

    DeferredShared appreciation

    See the program Official page

  • Handyworker Program

    For Los Angeles

    City of Los Angeles program that makes safety and accessibility repairs for low-income homeowners who are older adults or have a disability. Offered by Los Angeles Housing Department (LAHD).

    Repairs

    See the program Official page

  • Los Angeles County Emergency Rent Relief Program

    For Los Angeles County

    Closed, per the source

    Los Angeles County program that paid back rent to owners and renters affected by an emergency; its page says it has closed. Offered by Los Angeles County Department of Consumer and Business Affairs (DCBA).

    Rental

    See the program Official page

Housing counselors near Los Angeles

The HUD-approved agencies closest to the center of Los Angeles, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Money Management International, Los Angeles

    6080 Center Dr Fl 6, Los Angeles · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (866) 232-9080

  • Nid-Hca Reeves

    4602 Crenshaw Blvd Ste 2A, Los Angeles · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (323) 299-4067

  • West Angeles Community Development Corp.

    6028 Crenshaw Blvd, Los Angeles · 5 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (323) 751-3440

Every agency in Los Angeles County All counseling agencies in California

Help in Spanish near Los Angeles

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Los Angeles

HUD’s record names them for Los Angeles or Los Angeles County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Los Angeles Public housing and Section 8 vouchers (833) 422-5248
  • Los Angeles County Development Authority Public housing and Section 8 vouchers (626) 586-1500

18 other authorities have an office in Los Angeles County: see the list Source: HUD

Cities

Other cities in Los Angeles County

These cities are also in Los Angeles County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Los Angeles County Housing in California
See 108 more cities in Los Angeles County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Los Angeles, with the typical home value.

Neighboring counties

If Los Angeles County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Los Angeles.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Los Angeles

Short answers with the numbers for Los Angeles and all of Los Angeles County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Los Angeles?

The typical home value in Los Angeles is $921,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Los Angeles County it is $834,200.

How much does it cost to rent in Los Angeles?

Typical rent in Los Angeles is $1,933 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Los Angeles County is $2,964.

What is the FHA loan limit in Los Angeles?

Los Angeles uses the FHA limit for all of Los Angeles County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Los Angeles?

The typical homeowner in Los Angeles pays $6,050 a year, according to the U.S. Census Bureau. That is 0.66% of the home’s value; in Los Angeles County, the rate is 0.68%.

Where can I find free help to buy or rent in Los Angeles?

There are 17 HUD-approved counseling agencies with an office in Los Angeles County. 13 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).