City · 37,571 residents · Los Angeles County, California
Monrovia, California
In Monrovia, a typical home is worth $909,400 and typical rent is $2,114 a month. Compared with all of Los Angeles County, the typical home value is 9% higher and typical rent is 8% higher.
Typical home value from Zillow, September 2021 to September 2026: from $854,438 to $973,541.
Typical rent
$2,822a month
▼ 0.6% less than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,411 to $2,822.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Monrovia is in Los Angeles County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Los Angeles County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Azusa, the typical home value is $641,400: 29% less than in Monrovia ($909,400).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Monrovia
What homes there are in Monrovia, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Monrovia
Los Angeles County
California
United States
Kind of home: Monrovia and its comparisons
Measure
Monrovia
Los Angeles County
California
United States
Detached house
58%
47%
57%
61%
Attached house
10%
7%
7%
6%
Building of 2 to 4
8%
9%
8%
8%
Apartments (5 or more)
23%
36%
24%
19%
Mobile home
1%
2%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 58% of homes here, against 47% in Los Angeles County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Monrovia
Los Angeles County
California
United States
Year built: Monrovia and its comparisons
Measure
Monrovia
Los Angeles County
California
United States
Before 1960
47%
43%
27%
26%
1960–1979
23%
28%
29%
24%
1980–1999
18%
18%
25%
25%
2000–2009
7%
6%
11%
14%
2010 or later
5%
6%
8%
11%
By age, homes in Monrovia look like those in Los Angeles County: the typical year built is 1962.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750K17%
$750K–$1M37%
$1M or more37%
Value of owner-occupied homes: Monrovia and its comparisons
Measure
Monrovia
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
17%
$750K–$1M
37%
$1M or more
37%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49913%
$1,500–$1,99927%
$2,000–$2,49928%
$2,500–$2,99914%
$3,000 or more15%
Monthly rent with utilities: Monrovia and its comparisons
Measure
Monrovia
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
13%
$1,500–$1,999
27%
$2,000–$2,499
28%
$2,500–$2,999
14%
$3,000 or more
15%
With a mortgage
$3,134 a month
Los Angeles County: $3,160 a month
Without a mortgage
$882 a month
Los Angeles County: $843 a month
Owners with a mortgage
64%
Los Angeles County: 68%
The typical cost for an owner with a mortgage in Monrovia is $3,134 a month, near the figure in Los Angeles County ($3,160).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Monrovia+37%
Los Angeles County+43%
California+46%
United States+53%
Typical rent
Monrovia+33%
Los Angeles County+34%
California+36%
United States+33%
Typical household income
Monrovia+25%
Los Angeles County+32%
California+32%
United States+29%
Change since 2015–2019: Monrovia and its comparisons
Measure
Monrovia
Los Angeles County
California
United States
Typical home value
+37%
+43%
+46%
+53%
Typical rent
+33%
+34%
+36%
+33%
Typical household income
+25%
+32%
+32%
+29%
Homes in Monrovia gained value more slowly than in Los Angeles County: 37% since 2015–2019, against 43%.
Much as in Los Angeles County, the typical rent in Monrovia rose 33% since 2015–2019.
Housing prices ran ahead of income in Monrovia: typical income rose 25%, against +37% for home values and +33% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Monrovia and its comparisons
Measure
Monrovia
Los Angeles County
California
United States
Rental vacancy
Unreliable estimate
4.0%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
0.8%
0.9%
More than one person per room
6.3%
10.9%
8.2%
3.4%
People per household
2.63
2.81
2.84
2.53
Drive alone
68%
65%
66%
69%
Carpool
9%
9%
10%
9%
Public transit
2%
4%
3%
3%
Walk or bike
2%
3%
3%
3%
Work from home
18%
17%
17%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Monrovia, 6.3% of households live with more than one person per room, against 10.9% in Los Angeles County.
Fewer people live in each home here: 2.63 on average, against 2.81 in Los Angeles County.
In Monrovia, 68% of workers drive alone to work; in Los Angeles County, 65%.
Do the math
What would you pay each month for a home in Monrovia?
A typical home costs more than the typical income allows
We start with a typical home in Monrovia, worth $909,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 94% of the typical household income in Monrovia, which is $96,021 a year. For that payment to be 28% of income, a household would need to earn about $321,074 a year.
The calculator's FHA and conventional loan limits are those of all of Los Angeles County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Monrovia. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $31,829 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$7,492
at 7.18% · 30 years
Loan amount
$892,928
Total interest
$1,284,715
Paid off in
November 2056
Includes $15,357 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,240 a month
Tight
$2,240 to $2,881 a month
Hard
more than $2,881 a month
Your payment · 94%
Compared with the typical household income in Monrovia ($96,021 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$6,049
Property tax
$515
Home insurance
$379
FHA mortgage insurance (MIP)
$548
You need at least $31,829 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $7,492; principal and interest $6,049.
The city and its county
Monrovia and Los Angeles County
Monrovia is in Los Angeles County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Monrovia
Map of Los Angeles County, California, with Monrovia marked. Around it, the neighboring counties.
Monrovia
Los Angeles County
Other cities with a page
Monrovia's own numbers
Typical home value
$909,400
Typical monthly rent
$2,114
Typical yearly household income
$96,021
Households that own their home
46%
Effective property tax rate
0.68%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Los Angeles County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,964
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
0.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Los Angeles County.
A typical home in Monrovia is worth $909,400: 9% above the county and 24% above California. With the typical household income in Monrovia ($96,021 a year), a typical home costs 9.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Monrovia9.5 years
Los Angeles9.3 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Los Angeles County
According to FHFA’s house price index, home prices in Los Angeles County rose 87% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Los Angeles County.
Yearly change in FHFA’s price index in Los Angeles County, 2016 to 2025
2016: +7.6% +7.6% 2016
2017: +6.9% +6.9% 2017
2018: +6.7% +6.7% 2018
2019: +3.5% +3.5% 2019
2020: +2.7% +2.7% 2020
2021: +11.6% +11.6% 2021
2022: +15.5% +15.5% 2022
2023: +3.2% +3.2% 2023
2024: +6.0% +6.0% 2024
2025: +1.7% +1.7% 2025
Change in FHFA’s price index in Los Angeles County, California and the United States
Period
County
California
U.S.
Last year (2025)
+1.7%
+0.8%
+2.9%
5 years (2020–2025)
+43%
+40%
+47%
10 years (2015–2025)
+87%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Monrovia next to Los Angeles County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Monrovia$909,400
Los Angeles$834,200
California$734,700
United States$332,700
Typical monthly rent
Monrovia$2,114
Los Angeles$1,954
California$2,036
United States$1,413
Typical yearly household income
Monrovia$96,021
Los Angeles$90,112
California$99,122
United States$80,734
See the full table
Monrovia next to Los Angeles County and California
Measure
Monrovia
Los Angeles County
California
U.S.
Typical home value
$909,400 ▲9% above the county
$834,200
$734,700
$332,700
Typical monthly rent
$2,114 ▲8% above the county
$1,954
$2,036
$1,413
Typical yearly household income
$96,021 ▲7% above the county
$90,112
$99,122
$80,734
Households that own their home
46%
46%
56%
65%
Typical yearly property tax
$6,178 ▲9% above the county
$5,675
$5,124
$3,119
Effective property tax rate
0.68%
0.68%
0.7%
0.94%
Renters with high rent for their income
55% ▼3 points below the county
58%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Los Angeles County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Monrovia
For a typical $909,400 home in Monrovia, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Monrovia's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$7,492a month
Least cash to close
Down payment
$31,829
Cash to close
$59,111
Rate
7.18%
Mortgage insurance
FHA MIP · $548
Conventional, 5% down$7,179a month
Down payment
$45,470
Cash to close
$72,752
Rate
7.18%
Mortgage insurance
PMI · $432
Conventional, 20% down, no PMI$5,823a month
Down payment
$181,880
Cash to close
$209,162
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$6,663a month
Down payment
$136,410
Cash to close
$163,692
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Monrovia
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$7,492
$31,829
$892,928
7.18%
FHA MIP · $548
$59,111
580
Conventional, 5% down
$7,179
$45,470
$863,930
7.18%
PMI · $432
$72,752
620*
Conventional, 20% down, no PMI
$5,823
$181,880
$727,520
7.18%
None
$209,162
620*
ITIN, 15% down (example)
$6,663
$136,410
$772,990
8.18%
None
$163,692
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Monrovia is $2,114 a month: 8% above the county. In Monrovia, 55% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Los Angeles County, by unit size. To pay the 2-bedroom one ($2,964 a month) without spending more than 30% of your income, you would need to earn $57.00 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 17 HUD-approved agencies with an office in Los Angeles County; 13 say they serve in Spanish.
1 program is for Monrovia or Los Angeles County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in California: they work in Monrovia the same as in the rest of the state.
Los Angeles County program that paid back rent to owners and renters affected by an emergency; its page says it has closed.Offered by Los Angeles County Department of Consumer and Business Affairs (DCBA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Monrovia or Los Angeles County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Monrovia and all of Los Angeles County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Monrovia?
The typical home value in Monrovia is $909,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Los Angeles County it is $834,200.
How much does it cost to rent in Monrovia?
Typical rent in Monrovia is $2,114 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Los Angeles County is $2,964.
What is the FHA loan limit in Monrovia?
Monrovia uses the FHA limit for all of Los Angeles County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Monrovia?
The typical homeowner in Monrovia pays $6,178 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Los Angeles County, the rate is 0.68%.
Where can I find free help to buy or rent in Monrovia?
There are 17 HUD-approved counseling agencies with an office in Los Angeles County. 13 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
