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City · 91,483 residents · Los Angeles County, California

South Gate , California

In South Gate, a typical home is worth $636,300 and typical rent is $1,531 a month. Compared with all of Los Angeles County, the typical home value is 24% lower and typical rent is 22% lower.

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  • Typical home value

    $636,300

    24% below the county

    13% below California

    • South Gate
    • Los Angeles
    • California

  • Typical rent

    $1,531a month

    22% below the county

    25% below California

    • South Gate
    • Los Angeles
    • California

  • Typical household income

    $74,571a year

    17% below the county

    25% below California

    • South Gate
    • Los Angeles
    • California

  • Households that own their home

    45%

    1 points below the county

    11 points below California

    • South Gate
    • Los Angeles
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$696,567
2% more than 12 months ago
Typical rent
$2,291 a month
about the same as 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

South Gate is in Los Angeles County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Los Angeles County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets South Gate apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Cudahy, the typical home value is $494,100: 22% less than in South Gate ($636,300).

  2. The typical home in South Gate is worth $636,300, 24% less than in Los Angeles County as a whole ($834,200).

  3. The typical rent in South Gate is $1,531 a month, 22% less than in Los Angeles County as a whole ($1,954).

  4. The typical household income in South Gate is $74,571, 17% less than in Los Angeles County as a whole ($90,112).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in South Gate

What homes there are in South Gate, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In South Gate, 6 in 10 homes are single-family detached houses; in Los Angeles County, 5.

Year built

The typical home in South Gate was built in 1952, 13 years before the typical one in Los Angeles County.

Homes in South Gate are smaller: 35% have 3 bedrooms or more; in Los Angeles County, 44%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

By rent, most homes in South Gate cost less than HUD's 2-bedroom fair market rent ($2,964): about 97%.

With a mortgage

$2,325 a month

Los Angeles County: $3,160 a month

Without a mortgage

$624 a month

Los Angeles County: $843 a month

Owners with a mortgage

67%

Los Angeles County: 68%

The typical cost for an owner with a mortgage in South Gate is $2,325 a month, less than in Los Angeles County ($3,160); without one, $624.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in South Gate gained value faster than in Los Angeles County: 56% against 43%.

Much as in Los Angeles County, the typical rent in South Gate rose 32% since 2015–2019.

The typical household income in South Gate rose 43% over that time; home values changed +56% and rent +32%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSouth GateLos Angeles CountyCaliforniaUnited States
Rental vacancy 1.9%4.0%4.2%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room 20.4%10.9%8.2%3.4%
People per household 3.632.812.842.53
Drive alone 70%65%66%69%
Carpool 16%9%10%9%
Public transit 4%4%3%3%
Walk or bike 2%3%3%3%
Work from home 7%17%17%15%
Other means 2%2%2%2%
Typical commute 30 to 39 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

There is little rental housing open in South Gate: only 1.9% is empty and offered for rent, against 4.0% in Los Angeles County.

More than one person per room: that is how 20.4% of households in South Gate live, more than in Los Angeles County (10.9%).

Households in South Gate are bigger: 3.63 people on average; in Los Angeles County, 2.81.

In South Gate, 16% of workers share a car to get to work; in Los Angeles County, 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in South Gate?

A typical home costs more than the typical income allows

We start with a typical home in South Gate, worth $636,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 82% of the typical household income in South Gate, which is $74,571 a year. For that payment to be 28% of income, a household would need to earn about $218,904 a year.

The calculator's FHA and conventional loan limits are those of all of Los Angeles County.

Your numbers

Local data
$

Starts at the typical home value in South Gate. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $22,271 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,108

at 7.18% · 30 years

Loan amount
$624,775
Total interest
$898,904
Paid off in
November 2056

Includes $10,746 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,740 a month

  • Tight

    $1,740 to $2,237 a month

  • Hard

    more than $2,237 a month

    Your payment · 82%

Compared with the typical household income in South Gate ($74,571 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,108
Principal & interest$4,232
Property tax$329
Home insurance$265
FHA mortgage insurance (MIP)$281

You need at least $22,271 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

South Gate and Los Angeles County

South Gate is in Los Angeles County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

South Gate's own numbers

Typical home value
$636,300
Typical monthly rent
$1,531
Typical yearly household income
$74,571
Households that own their home
45%
Effective property tax rate
0.62%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Los Angeles County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,964
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Los Angeles County.

Everything about Los Angeles County

Buying

Buying a home in South Gate

A typical home in South Gate is worth $636,300: 24% below the county and 13% below California. With the typical household income in South Gate ($74,571 a year), a typical home costs 8.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • South Gate 8.5 years
  • Los Angeles 9.3 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Los Angeles County

According to FHFA’s house price index, home prices in Los Angeles County rose 87% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Los Angeles County.

Period County California U.S.
Last year (2025) +1.7% +0.8% +2.9%
5 years (2020–2025) +43% +40% +47%
10 years (2015–2025) +87% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

South Gate next to Los Angeles County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • South Gate $636,300
  • Los Angeles $834,200
  • California $734,700
  • United States $332,700
Typical monthly rent
  • South Gate $1,531
  • Los Angeles $1,954
  • California $2,036
  • United States $1,413
Typical yearly household income
  • South Gate $74,571
  • Los Angeles $90,112
  • California $99,122
  • United States $80,734
See the full table
South Gate next to Los Angeles County and California
Measure South Gate Los Angeles County California U.S.
Typical home value $636,300 $834,200 $734,700 $332,700
Typical monthly rent $1,531 $1,954 $2,036 $1,413
Typical yearly household income $74,571 $90,112 $99,122 $80,734
Households that own their home 45% 46% 56% 65%
Typical yearly property tax $3,932 $5,675 $5,124 $3,119
Effective property tax rate 0.62% 0.68% 0.7% 0.94%
Renters with high rent for their income 54% 58% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Los Angeles County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in South Gate

For a typical $636,300 home in South Gate, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, South Gate's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,108a month

    Least cash to close
    Down payment
    $22,271
    Cash to close
    $41,360
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $281

  • Conventional, 5% down $4,991a month

    Down payment
    $31,815
    Cash to close
    $50,904
    Rate
    7.18%
    Mortgage insurance
    PMI · $302

  • Conventional, 20% down, no PMI $4,042a month

    Down payment
    $127,260
    Cash to close
    $146,349
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,631a month

    Down payment
    $95,445
    Cash to close
    $114,534
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for South Gate and for Los Angeles County.

Property tax

Effective rate in South Gate

0.62%of the home’s value each year

$3,932 a year for the typical owner in South Gate.

  • South Gate 0.62%
  • Los Angeles 0.68%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Los Angeles County

FEMA does not publish these numbers by city: they are for all of Los Angeles County.

Homes in the high-risk zone
0.5%
11,989
Of those, with NFIP insurance
33%
County California U.S.
Homes in the high-risk zone 0.5% 2.8% 3.5%
Of those, with NFIP insurance 33% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in South Gate

Typical rent in South Gate is $1,531 a month: 22% below the county. In South Gate, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Los Angeles County, by unit size. To pay the 2-bedroom one ($2,964 a month) without spending more than 30% of your income, you would need to earn $57.00 an hour working full time.

HUD fair market rent for all of Los Angeles County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,151 $41.37 $86,040
1 bedroom $2,402 $46.19 $96,080
2 bedrooms $2,964 $57.00 $118,560
3 bedrooms $3,760 $72.31 $150,400
4 bedrooms $4,208 $80.92 $168,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in South Gate

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). South Gate is in ZIP code 90280.

For 2 bedrooms it is $2,420: $544 less than the fair market rent for Los Angeles County ($2,964).

  • 90280 $2,420$3,070

A ZIP code counts for South Gate when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in South Gate

HUD lists 2 buildings with rents for lower incomes in South Gate. These are the largest.

  • Calden Court Apartments 8901 Calden Ave, South Gate 90280 216 homes, 214 low-income · 2 bd: 71 · 3 bd: 115 · 4 bd: 30 · In service since 2015 · For families
  • Hollydale Senior Apts 12222 Garfield Ave, South Gate 90280 101 homes, 100 low-income · 1 bd: 76 · 2 bd: 25 · In service since 2010 · For older adults

See all 1,535 buildings in Los Angeles County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in South Gate

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 17 HUD-approved agencies with an office in Los Angeles County; 13 say they serve in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in South Gate

1 program is for South Gate or Los Angeles County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in California: they work in South Gate the same as in the rest of the state.

Which programs do I qualify for? All programs in California

Housing counselors near South Gate

The HUD-approved agencies closest to the center of South Gate, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Operation Hope Inc. - South Gate Branch

    8710 Garfield Ave, South Gate · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (424) 373-0854

  • Habitat for Humanity Greater Los Angeles

    8739 Artesia Blvd, Bellflower · 6 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (310) 323-4663

  • East La Community Corporation (ELACC)

    2917 E 1st St Ste 101, Los Angeles · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (323) 850-8050

Every agency in Los Angeles County All counseling agencies in California

Help in Spanish near South Gate

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of South Gate

HUD’s record names them for South Gate or Los Angeles County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of South Gate Section 8 vouchers (323) 563-9535
  • Los Angeles County Development Authority Public housing and Section 8 vouchers (626) 586-1500

18 other authorities have an office in Los Angeles County: see the list Source: HUD

Cities

Other cities in Los Angeles County

These cities are also in Los Angeles County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Los Angeles County Housing in California
See 108 more cities in Los Angeles County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to South Gate, with the typical home value.

Neighboring counties

If Los Angeles County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in South Gate.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about South Gate

Short answers with the numbers for South Gate and all of Los Angeles County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in South Gate?

The typical home value in South Gate is $636,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Los Angeles County it is $834,200.

How much does it cost to rent in South Gate?

Typical rent in South Gate is $1,531 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Los Angeles County is $2,964.

What is the FHA loan limit in South Gate?

South Gate uses the FHA limit for all of Los Angeles County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in South Gate?

The typical homeowner in South Gate pays $3,932 a year, according to the U.S. Census Bureau. That is 0.62% of the home’s value; in Los Angeles County, the rate is 0.68%.

Where can I find free help to buy or rent in South Gate?

There are 17 HUD-approved counseling agencies with an office in Los Angeles County. 13 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).