City · 455,548 residents · Los Angeles County, California
Long Beach, California
In Long Beach, a typical home is worth $806,600 and typical rent is $1,871 a month. Home values, rent and income are very close to those of all of Los Angeles County.
Typical home value from Zillow, September 2021 to September 2026: from $732,350 to $852,391.
Typical rent
$2,412a month
▲ 2.4% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,027 to $2,412.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Long Beach is in Los Angeles County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Los Angeles County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Seal Beach, the typical home value is $486,800: 40% less than in Long Beach ($806,600).
2
Long Beach has the 49th lowest homeownership rate of the 652 cities in California with more than 5,000 people (41%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Long Beach
What homes there are in Long Beach, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Long Beach
Los Angeles County
California
United States
Kind of home: Long Beach and its comparisons
Measure
Long Beach
Los Angeles County
California
United States
Detached house
41%
47%
57%
61%
Attached house
5%
7%
7%
6%
Building of 2 to 4
13%
9%
8%
8%
Apartments (5 or more)
40%
36%
24%
19%
Mobile home
1%
2%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Long Beach there is a bit of everything: no kind of home reaches half. The most common are detached houses (41%); in Los Angeles County, 47%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Long Beach
Los Angeles County
California
United States
Year built: Long Beach and its comparisons
Measure
Long Beach
Los Angeles County
California
United States
Before 1960
52%
43%
27%
26%
1960–1979
26%
28%
29%
24%
1980–1999
15%
18%
25%
25%
2000–2009
4%
6%
11%
14%
2010 or later
3%
6%
8%
11%
In Long Beach, half of the homes were built before 1959; in Los Angeles County, before 1965.
Homes in Long Beach are smaller: 32% have 3 bedrooms or more; in Los Angeles County, 44%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitCould be either side
Under $100K4%
$100K–$200K1%
$200K–$300K1%
$300K–$500K11%
$500K–$750K26%
$750K–$1M29%
$1M or more27%
FHA limit: $1,249,125
Value of owner-occupied homes: Long Beach and its comparisons
Measure
Long Beach
Under $100K
4%
$100K–$200K
1%
$200K–$300K
1%
$300K–$500K
11%
$500K–$750K
26%
$750K–$1M
29%
$1M or more
27%
The FHA limit for Los Angeles County is high ($1,249,125): at least 73% of owner-occupied homes in Long Beach are worth less than $1,000,000.
Monthly rent with utilities
Under the limitOver the limit
Under $5003%
$500–$9995%
$1,000–$1,49919%
$1,500–$1,99932%
$2,000–$2,49923%
$2,500–$2,9999%
HUD fair market rent, 2 bedrooms: $2,964
$3,000 or more10%
Monthly rent with utilities: Long Beach and its comparisons
Measure
Long Beach
Under $500
3%
$500–$999
5%
$1,000–$1,499
19%
$1,500–$1,999
32%
$2,000–$2,499
23%
$2,500–$2,999
9%
$3,000 or more
10%
HUD's 2-bedroom fair market rent (FMR) for Los Angeles County is $2,964; about 89% of rents in Long Beach are below it.
With a mortgage
$2,984 a month
Los Angeles County: $3,160 a month
Without a mortgage
$712 a month
Los Angeles County: $843 a month
Owners with a mortgage
70%
Los Angeles County: 68%
In Long Beach, 70% of owners have a mortgage, and their typical cost is $2,984 a month, against $3,160 in Los Angeles County. Without one it drops to $712.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Long Beach+45%
Los Angeles County+43%
California+46%
United States+53%
Typical rent
Long Beach+41%
Los Angeles County+34%
California+36%
United States+33%
Typical household income
Long Beach+39%
Los Angeles County+32%
California+32%
United States+29%
Change since 2015–2019: Long Beach and its comparisons
Measure
Long Beach
Los Angeles County
California
United States
Typical home value
+45%
+43%
+46%
+53%
Typical rent
+41%
+34%
+36%
+33%
Typical household income
+39%
+32%
+32%
+29%
The typical home value in Long Beach rose 45% since 2015–2019, about the same as in Los Angeles County (43%).
Rents in Long Beach rose faster than in Los Angeles County: 41% since 2015–2019, against 34%.
The typical household income in Long Beach rose 39% over that time; home values changed +45% and rent +41%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Long Beach and its comparisons
Measure
Long Beach
Los Angeles County
California
United States
Rental vacancy
4.1%
4.0%
4.2%
5.5%
Homeowner vacancy
0.7%
0.7%
0.8%
0.9%
More than one person per room
10.3%
10.9%
8.2%
3.4%
People per household
2.60
2.81
2.84
2.53
Drive alone
67%
65%
66%
69%
Carpool
8%
9%
10%
9%
Public transit
4%
4%
3%
3%
Walk or bike
3%
3%
3%
3%
Work from home
16%
17%
17%
15%
Other means
2%
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Long Beach, the rental vacancy rate is 4.1%, about the same as in Los Angeles County.
More than one person per room: that is how 10.3% of households in Long Beach live, near the figure in Los Angeles County (10.9%).
Households in Long Beach are smaller: 2.60 people on average; in Los Angeles County, 2.81.
To get to work, 67% of workers in Long Beach drive alone; in Los Angeles County, 65%.
Do the math
What would you pay each month for a home in Long Beach?
A typical home costs more than the typical income allows
We start with a typical home in Long Beach, worth $806,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 89% of the typical household income in Long Beach, which is $87,430 a year. For that payment to be 28% of income, a household would need to earn about $278,068 a year.
The calculator's FHA and conventional loan limits are those of all of Los Angeles County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Long Beach. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $28,231 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$6,488
at 7.18% · 30 years
Loan amount
$791,990
Total interest
$1,139,488
Paid off in
November 2056
Includes $13,621 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,040 a month
Tight
$2,040 to $2,623 a month
Hard
more than $2,623 a month
Your payment · 89%
Compared with the typical household income in Long Beach ($87,430 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$5,365
Property tax
$430
Home insurance
$336
FHA mortgage insurance (MIP)
$357
You need at least $28,231 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $6,488; principal and interest $5,365.
The city and its county
Long Beach and Los Angeles County
Long Beach is in Los Angeles County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Long Beach
Map of Los Angeles County, California, with Long Beach marked. Around it, the neighboring counties.
Long Beach
Los Angeles County
Other cities with a page
Long Beach's own numbers
Typical home value
$806,600
Typical monthly rent
$1,871
Typical yearly household income
$87,430
Households that own their home
41%
Effective property tax rate
0.64%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Los Angeles County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,964
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
0.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Los Angeles County.
A typical home in Long Beach is worth $806,600: 3% below the county and 10% above California. With the typical household income in Long Beach ($87,430 a year), a typical home costs 9.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Long Beach9.2 years
Los Angeles9.3 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Los Angeles County
According to FHFA’s house price index, home prices in Los Angeles County rose 87% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Los Angeles County.
Yearly change in FHFA’s price index in Los Angeles County, 2016 to 2025
2016: +7.6% +7.6% 2016
2017: +6.9% +6.9% 2017
2018: +6.7% +6.7% 2018
2019: +3.5% +3.5% 2019
2020: +2.7% +2.7% 2020
2021: +11.6% +11.6% 2021
2022: +15.5% +15.5% 2022
2023: +3.2% +3.2% 2023
2024: +6.0% +6.0% 2024
2025: +1.7% +1.7% 2025
Change in FHFA’s price index in Los Angeles County, California and the United States
Period
County
California
U.S.
Last year (2025)
+1.7%
+0.8%
+2.9%
5 years (2020–2025)
+43%
+40%
+47%
10 years (2015–2025)
+87%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Long Beach next to Los Angeles County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Long Beach$806,600
Los Angeles$834,200
California$734,700
United States$332,700
Typical monthly rent
Long Beach$1,871
Los Angeles$1,954
California$2,036
United States$1,413
Typical yearly household income
Long Beach$87,430
Los Angeles$90,112
California$99,122
United States$80,734
See the full table
Long Beach next to Los Angeles County and California
Measure
Long Beach
Los Angeles County
California
U.S.
Typical home value
$806,600 ▼3% below the county
$834,200
$734,700
$332,700
Typical monthly rent
$1,871 ▼4% below the county
$1,954
$2,036
$1,413
Typical yearly household income
$87,430 ▼3% below the county
$90,112
$99,122
$80,734
Households that own their home
41% ▼5 points below the county
46%
56%
65%
Typical yearly property tax
$5,151 ▼9% below the county
$5,675
$5,124
$3,119
Effective property tax rate
0.64% ▼0.04 points below the county
0.68%
0.7%
0.94%
Renters with high rent for their income
56% ▼2 points below the county
58%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Los Angeles County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Long Beach
For a typical $806,600 home in Long Beach, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Long Beach's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$6,488a month
Least cash to close
Down payment
$28,231
Cash to close
$52,429
Rate
7.18%
Mortgage insurance
FHA MIP · $357
Conventional, 5% down$6,340a month
Down payment
$40,330
Cash to close
$64,528
Rate
7.18%
Mortgage insurance
PMI · $383
Conventional, 20% down, no PMI$5,138a month
Down payment
$161,320
Cash to close
$185,518
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$5,883a month
Down payment
$120,990
Cash to close
$145,188
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Long Beach
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$6,488
$28,231
$791,990
7.18%
FHA MIP · $357
$52,429
580
Conventional, 5% down
$6,340
$40,330
$766,270
7.18%
PMI · $383
$64,528
620*
Conventional, 20% down, no PMI
$5,138
$161,320
$645,280
7.18%
None
$185,518
620*
ITIN, 15% down (example)
$5,883
$120,990
$685,610
8.18%
None
$145,188
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Long Beach is $1,871 a month: 4% below the county. In Long Beach, 56% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Los Angeles County, by unit size. To pay the 2-bedroom one ($2,964 a month) without spending more than 30% of your income, you would need to earn $57.00 an hour working full time.
HUD fair market rent for all of Los Angeles County
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Los Angeles County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$2,151
$41.37
$86,040
1 bedroom
$2,402
$46.19
$96,080
2 bedrooms
$2,964
$57.00
$118,560
3 bedrooms
$3,760
$72.31
$150,400
4 bedrooms
$4,208
$80.92
$168,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Long Beach
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Long Beach has 13 ZIP codes with their own.
For 2 bedrooms it runs from $2,560 in 90806 to $3,920 in 90803.
7 of the 13 are above the fair market rent for Los Angeles County ($2,964).
2-bedroom fair market rent in each of the 13 ZIP codes of Long Beach, beside the one for Los Angeles County. For 2 bedrooms it runs from $2,560 in 90806 to $3,920 in 90803. 7 of the 13 are above the fair market rent for Los Angeles County ($2,964).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $2,964
Lowest: $2,560 (90806)Highest: $3,920 (90803)
Fair market rent by ZIP code and size in Long Beach, fiscal year 2027.
90802
$2,370
$2,640
$3,260
$4,140
$4,630
90803
$2,840
$3,180
$3,920
$4,970
$5,570
90804
$2,160
$2,410
$2,970
$3,770
$4,220
90805
$1,910
$2,130
$2,630
$3,340
$3,730
90806
$1,860
$2,070
$2,560
$3,250
$3,630
90807
$2,120
$2,370
$2,920
$3,700
$4,150
90808
$2,610
$2,910
$3,590
$4,550
$5,100
90813
$1,910
$2,130
$2,630
$3,340
$3,730
90814
$2,370
$2,640
$3,260
$4,140
$4,630
90815
$2,480
$2,770
$3,420
$4,340
$4,860
90822
$2,490
$2,790
$3,440
$4,360
$4,880
90831
$2,150
$2,400
$2,960
$3,760
$4,200
90840
$2,150
$2,400
$2,960
$3,760
$4,200
ZIP code2 bd3 bd
90802 $3,260$4,140
90803 $3,920$4,970
90804 $2,970$3,770
90805 $2,630$3,340
90806 $2,560$3,250
90807 $2,920$3,700
90808 $3,590$4,550
90813 $2,630$3,340
90814 $3,260$4,140
90815 $3,420$4,340
90822 $3,440$4,360
90831 $2,960$3,760
90840 $2,960$3,760
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Long Beach when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 21 buildings with rents for lower incomes in Long Beach. These are the largest.
Carmelitos761 E Via Carmelitos, Long Beach 90805713 low-income homes · Run by Los Angeles County Development Authority · Average payment: $613 a month · Average wait: 55 months(626) 586-1500
Parwood Apts5441 N Paramount Blvd, Long Beach 90805528 homes, 526 low-income · 1 bd: 32 · 2 bd: 400 · 3 bd: 96 · In service since 2002
Springdale West Apts2095 W Spring St, Long Beach 90810410 homes, 406 low-income · 1 bd: 10 · 2 bd: 296 · 3 bd: 104 · In service since 1999
American Gold Star Manor3080 N Gold Star Dr, Long Beach 90810348 homes, 337 low-income · Studio: 22 · 1 bd: 290 · 2 bd: 36 · In service since 2017 · For older adults
Decro Long Beach745 Alamitos Ave, Long Beach 90813321 homes, 307 low-income · Studio: 5 · 1 bd: 128 · 2 bd: 178 · 3 bd: 9 · In service since 2006 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 17 HUD-approved agencies with an office in Los Angeles County; 13 say they serve in Spanish.
1 program is for Long Beach or Los Angeles County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in California: they work in Long Beach the same as in the rest of the state.
Los Angeles County program that paid back rent to owners and renters affected by an emergency; its page says it has closed.Offered by Los Angeles County Department of Consumer and Business Affairs (DCBA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Long Beach or Los Angeles County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Long Beach and all of Los Angeles County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Long Beach?
The typical home value in Long Beach is $806,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Los Angeles County it is $834,200.
How much does it cost to rent in Long Beach?
Typical rent in Long Beach is $1,871 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Los Angeles County is $2,964.
What is the FHA loan limit in Long Beach?
Long Beach uses the FHA limit for all of Los Angeles County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Long Beach?
The typical homeowner in Long Beach pays $5,151 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Los Angeles County, the rate is 0.68%.
Where can I find free help to buy or rent in Long Beach?
There are 17 HUD-approved counseling agencies with an office in Los Angeles County. 13 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
