City · 17,389 residents · Jefferson Parish, Louisiana
Gretna, Louisiana
In Gretna, a typical home is worth $257,400 and typical rent is $1,060 a month. Compared with all of Jefferson Parish, typical household income is 34% lower, typical rent is 11% lower, and the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $262,259 to $235,014.
Typical rent
$1,567a month
▲ 2.2% more than 12 months ago
Typical rent from Zillow, June 2022 to September 2026: from $1,310 to $1,567.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Gretna is in Jefferson Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jefferson Parish. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Marrero, the typical home value is $169,800: 34% less than in Gretna ($257,400).
2
The typical household income in Gretna is $43,110,34% less than in Jefferson Parish as a whole ($65,252).
3
49% of households in Gretna own their home, against 63% in Jefferson Parish.
4
18% of households in Gretna have no internet at home (10% in Jefferson Parish).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Gretna
What homes there are in Gretna, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Gretna
Jefferson Parish
Louisiana
United States
Kind of home: Gretna and its comparisons
Measure
Gretna
Jefferson Parish
Louisiana
United States
Detached house
57%
65%
65%
61%
Attached house
6%
4%
3%
6%
Building of 2 to 4
16%
10%
8%
8%
Apartments (5 or more)
18%
19%
11%
19%
Mobile home
Unreliable estimate
2%
13%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Gretna, 6 in 10 homes are single-family detached houses; in Jefferson Parish, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Gretna
Jefferson Parish
Louisiana
United States
Year built: Gretna and its comparisons
Measure
Gretna
Jefferson Parish
Louisiana
United States
Before 1960
37%
18%
18%
26%
1960–1979
36%
44%
28%
24%
1980–1999
14%
24%
26%
25%
2000–2009
6%
9%
14%
14%
2010 or later
6%
5%
14%
11%
The typical home in Gretna was built in 1966, 9 years before the typical one in Jefferson Parish.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K6%
$100K–$200K30%
$200K–$300K24%
$300K–$500K34%
$500K–$750K6%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Gretna and its comparisons
Measure
Gretna
Under $100K
6%
$100K–$200K
30%
$200K–$300K
24%
$300K–$500K
34%
$500K–$750K
6%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
By price, most homes in Gretna sit under the FHA limit for Jefferson Parish ($541,287): about 94%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99939%
$1,000–$1,49942%
$1,500–$1,99914%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Gretna and its comparisons
Measure
Gretna
Under $500
Unreliable estimate
$500–$999
39%
$1,000–$1,499
42%
$1,500–$1,999
14%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,940 a month
Jefferson Parish: $1,762 a month
Without a mortgage
$488 a month
Jefferson Parish: $539 a month
Owners with a mortgage
53%
Jefferson Parish: 53%
In Gretna, 53% of owners have a mortgage, and their typical cost is $1,940 a month, against $1,762 in Jefferson Parish. Without one it drops to $488.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Gretna+50%
Jefferson Parish+34%
Louisiana+33%
United States+53%
Typical rent
Gretna+20%
Jefferson Parish+22%
Louisiana+23%
United States+33%
Typical household income
GretnaNo clear change
Jefferson Parish+21%
Louisiana+23%
United States+29%
Change since 2015–2019: Gretna and its comparisons
Measure
Gretna
Jefferson Parish
Louisiana
United States
Typical home value
+50%
+34%
+33%
+53%
Typical rent
+20%
+22%
+23%
+33%
Typical household income
No clear change
+21%
+23%
+29%
From 2015–2019 to 2020–2024, the typical home value in Gretna rose 50%; in Jefferson Parish, it rose 34%.
Rents in Gretna rose at about the same pace as in Jefferson Parish: 20% since 2015–2019, against 22%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Gretna and its comparisons
Measure
Gretna
Jefferson Parish
Louisiana
United States
Rental vacancy
4.3%
6.1%
7.8%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.3%
0.9%
More than one person per room
Unreliable estimate
2.6%
2.3%
3.4%
People per household
2.16
2.42
2.49
2.53
Drive alone
75%
77%
79%
69%
Carpool
11%
11%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
8%
8%
8%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Gretna, the rental vacancy rate is 4.3%; in Jefferson Parish, 6.1%.
Fewer people live in each home here: 2.16 on average, against 2.42 in Jefferson Parish.
In Gretna, 75% of workers drive alone to work; in Jefferson Parish, 77%.
Do the math
What would you pay each month for a home in Gretna?
A typical home costs more than the typical income allows
We start with a typical home in Gretna, worth $257,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 57% of the typical household income in Gretna, which is $43,110 a year. For that payment to be 28% of income, a household would need to earn about $88,277 a year.
The calculator's FHA and conventional loan limits are those of all of Jefferson Parish.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Gretna. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,009 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,060
at 7.18% · 30 years
Loan amount
$252,738
Total interest
$363,630
Paid off in
November 2056
Includes $4,347 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,006 a month
Tight
$1,006 to $1,293 a month
Hard
more than $1,293 a month
Your payment · 57%
Compared with the typical household income in Gretna ($43,110 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,712
Property tax
$127
Home insurance
$107
FHA mortgage insurance (MIP)
$114
You need at least $9,009 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,060; principal and interest $1,712.
The city and its county
Gretna and Jefferson Parish
Gretna is in Jefferson Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Map of Jefferson Parish, Louisiana, with Gretna marked. Around it, the neighboring counties.
Jefferson Parish
Gretna's own numbers
Typical home value
$257,400
Typical monthly rent
$1,060
Typical yearly household income
$43,110
Households that own their home
49%
Effective property tax rate
0.59%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Jefferson Parish
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,480
Price change over 5 years (FHFA)
+22%
Homes in a high flood-risk zone
32%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jefferson Parish.
A typical home in Gretna is worth $257,400: 2% above the parish and 19% above Louisiana. With the typical household income in Gretna ($43,110 a year), a typical home costs 6.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Gretna6.0 years
Jefferson3.9 years
Louisiana3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Jefferson Parish
According to FHFA’s house price index, home prices in Jefferson Parish rose 48% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Jefferson Parish.
Yearly change in FHFA’s price index in Jefferson Parish, 2016 to 2025
2016: +5.7% +5.7% 2016
2017: +3.2% +3.2% 2017
2018: +3.5% +3.5% 2018
2019: +4.4% +4.4% 2019
2020: +3.7% +3.7% 2020
2021: +7.3% +7.3% 2021
2022: +11.4% +11.4% 2022
2023: +0.5% +0.5% 2023
2024: −1.1% −1.1% 2024
2025: +2.3% +2.3% 2025
Change in FHFA’s price index in Jefferson Parish, Louisiana and the United States
Period
Parish
Louisiana
U.S.
Last year (2025)
+2.3%
+1.8%
+2.9%
5 years (2020–2025)
+22%
+22%
+47%
10 years (2015–2025)
+48%
+38%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Gretna next to Jefferson Parish, Louisiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Gretna$257,400
Jefferson$251,400
Louisiana$216,500
United States$332,700
Typical monthly rent
Gretna$1,060
Jefferson$1,190
Louisiana$1,064
United States$1,413
Typical yearly household income
Gretna$43,110
Jefferson$65,252
Louisiana$60,756
United States$80,734
See the full table
Gretna next to Jefferson Parish and Louisiana
Measure
Gretna
Jefferson Parish
Louisiana
U.S.
Typical home value
$257,400 ▲2% above the parish
$251,400
$216,500
$332,700
Typical monthly rent
$1,060 ▼11% below the parish
$1,190
$1,064
$1,413
Typical yearly household income
$43,110 ▼34% below the parish
$65,252
$60,756
$80,734
Households that own their home
49% ▼14 points below the parish
63%
67%
65%
Typical yearly property tax
$1,531 ▲17% above the parish
$1,312
$1,180
$3,119
Effective property tax rate
0.59% ▲0.07 points above the parish
0.52%
0.55%
0.94%
Renters with high rent for their income
70% ▲16 points above the parish
54%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jefferson Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Gretna
For a typical $257,400 home in Gretna, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Gretna's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,060a month
Least cash to close
Down payment
$9,009
Cash to close
$16,731
Rate
7.18%
Mortgage insurance
FHA MIP · $114
Conventional, 5% down$2,013a month
Down payment
$12,870
Cash to close
$20,592
Rate
7.18%
Mortgage insurance
PMI · $122
Conventional, 20% down, no PMI$1,629a month
Down payment
$51,480
Cash to close
$59,202
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,867a month
Down payment
$38,610
Cash to close
$46,332
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Gretna
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,060
$9,009
$252,738
7.18%
FHA MIP · $114
$16,731
580
Conventional, 5% down
$2,013
$12,870
$244,530
7.18%
PMI · $122
$20,592
620*
Conventional, 20% down, no PMI
$1,629
$51,480
$205,920
7.18%
None
$59,202
620*
ITIN, 15% down (example)
$1,867
$38,610
$218,790
8.18%
None
$46,332
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Gretna is $1,060 a month: 11% below the parish. In Gretna, 70% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Jefferson Parish, by unit size. To pay the 2-bedroom one ($1,480 a month) without spending more than 30% of your income, you would need to earn $28.46 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Jefferson Parish (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,096
$21.08
$43,840
1 bedroom
$1,229
$23.63
$49,160
2 bedrooms
$1,480
$28.46
$59,200
3 bedrooms
$1,900
$36.54
$76,000
4 bedrooms
$2,233
$42.94
$89,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Gretna
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Gretna has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,270 in 70053 to $1,480 in 70056.
None is above the fair market rent for Jefferson Parish ($1,480).
Fair market rent by ZIP code and size in Gretna, fiscal year 2027.
70053
$940
$1,050
$1,270
$1,630
$1,920
70056
$1,100
$1,230
$1,480
$1,900
$2,230
ZIP code2 bd3 bd
70053 $1,270$1,630
70056 $1,480$1,900
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Gretna when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Jefferson Parish; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Gretna or Jefferson Parish. The ones below are statewide in Louisiana: they work in Gretna the same as in the rest of the state.
Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months.Offered by Louisiana Housing Corporation (LHC).
Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing.Offered by Louisiana Housing Corporation (LHC).
No legal help resource on our list is for Gretna or Jefferson Parish in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Gretna and all of Jefferson Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Gretna?
The typical home value in Gretna is $257,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jefferson Parish it is $251,400.
How much does it cost to rent in Gretna?
Typical rent in Gretna is $1,060 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jefferson Parish is $1,480.
What is the FHA loan limit in Gretna?
Gretna uses the FHA limit for all of Jefferson Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Gretna?
The typical homeowner in Gretna pays $1,531 a year, according to the U.S. Census Bureau. That is 0.59% of the home’s value; in Jefferson Parish, the rate is 0.52%.
Where can I find free help to buy or rent in Gretna?
There is 1 HUD-approved counseling agency with an office in Jefferson Parish. They can help you get ready to buy, with your credit, or with rent.
