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City · 10,934 residents · Plaquemines Parish, Louisiana

Belle Chasse , Louisiana

In Belle Chasse, a typical home is worth $410,000 and typical rent is $1,485 a month. Compared with all of Plaquemines Parish, the typical home value is 45% higher and typical household income is 33% higher.

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  • Typical home value

    $410,000

    45% above the parish

    89% above Louisiana

    • Belle Chasse
    • Plaquemines
    • Louisiana

  • Typical rent

    $1,485a month

    6% below the parish

    40% above Louisiana

    • Belle Chasse
    • Plaquemines
    • Louisiana

  • Typical household income

    $115,012a year

    33% above the parish

    89% above Louisiana

    • Belle Chasse
    • Plaquemines
    • Louisiana

  • Households that own their home

    80%

    4 points above the parish

    12 points above Louisiana

    • Belle Chasse
    • Plaquemines
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$336,390
0.8% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Belle Chasse is in Plaquemines Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Plaquemines Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Belle Chasse apart

What this place has that others do not, from public data, most unusual first.

  1. Belle Chasse has the highest typical home value of the 96 cities in Louisiana with more than 5,000 people: $410,000.

  2. Belle Chasse has the 2nd highest typical household income of the 94 cities in Louisiana with more than 5,000 people ($115,012).

  3. Nearby, in Woodmere, the typical home value is $191,100: 53% less than in Belle Chasse ($410,000).

  4. Nearby, in Gretna, the typical rent is $1,060: 29% less than in Belle Chasse ($1,485).

  5. Belle Chasse has the 7th highest typical rent of the 92 cities in Louisiana with more than 5,000 people ($1,485).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Belle Chasse

What homes there are in Belle Chasse, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Belle Chasse, 8 in 10 homes are single-family detached houses; in Plaquemines Parish, 5.

Year built

In Belle Chasse, half of the homes were built before 1989; in Plaquemines Parish, before 1997.

Homes in Belle Chasse are bigger: 85% have 3 bedrooms or more; in Plaquemines Parish, 80%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,413 a month

Plaquemines Parish: $2,188 a month

Without a mortgage

$600 a month

Plaquemines Parish: $397 a month

Owners with a mortgage

64%

Plaquemines Parish: 51%

The typical cost for an owner with a mortgage in Belle Chasse is $2,413 a month, more than in Plaquemines Parish ($2,188); without one, $600.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of Belle Chasse changed since 2015–2019, so the Census does not compare its figures from then and now. In Plaquemines Parish, the typical home value rose 48%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBelle ChassePlaquemines ParishLouisianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.3%3.4%
People per household 2.582.692.492.53
Drive alone 82%81%79%69%
Carpool 12%10%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate6%8%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Belle Chasse look like those in Plaquemines Parish: 2.58 people on average.

In Belle Chasse, 82% of workers drive alone to work; in Plaquemines Parish, 81%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Belle Chasse?

A typical home is tight for the typical income

We start with a typical home in Belle Chasse, worth $410,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Belle Chasse, which is $115,012 a year. For that payment to be 28% of income, a household would need to earn about $138,561 a year.

The calculator's FHA and conventional loan limits are those of all of Plaquemines Parish.

Your numbers

Local data
$

Starts at the typical home value in Belle Chasse. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,350 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,233

at 7.18% · 30 years

Loan amount
$402,574
Total interest
$579,209
Paid off in
November 2056

Includes $6,924 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,684 a month

  • Tight

    $2,684 to $3,450 a month

    Your payment · 34%

  • Hard

    more than $3,450 a month

Compared with the typical household income in Belle Chasse ($115,012 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,233
Principal & interest$2,727
Property tax$154
Home insurance$171
FHA mortgage insurance (MIP)$181

You need at least $14,350 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Belle Chasse and Plaquemines Parish

Belle Chasse is in Plaquemines Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Belle Chasse's own numbers

Typical home value
$410,000
Typical monthly rent
$1,485
Typical yearly household income
$115,012
Households that own their home
80%
Effective property tax rate
0.45%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Plaquemines Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,480
Price change over 5 years (FHFA)
+12%
Homes in a high flood-risk zone
55%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Plaquemines Parish.

Everything about Plaquemines Parish

Buying

Buying a home in Belle Chasse

A typical home in Belle Chasse is worth $410,000: 45% above the parish and 89% above Louisiana. With the typical household income in Belle Chasse ($115,012 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Belle Chasse 3.6 years
  • Plaquemines 3.3 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Plaquemines Parish

According to FHFA’s house price index, home prices in Plaquemines Parish rose 25% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Plaquemines Parish.

Period Parish Louisiana U.S.
Last year (2025) −1.8% +1.8% +2.9%
5 years (2020–2025) +12% +22% +47%
10 years (2015–2025) +25% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Belle Chasse next to Plaquemines Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Belle Chasse $410,000
  • Plaquemines $282,900
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Belle Chasse $1,485
  • Plaquemines $1,573
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Belle Chasse $115,012
  • Plaquemines $86,315
  • Louisiana $60,756
  • United States $80,734
See the full table
Belle Chasse next to Plaquemines Parish and Louisiana
Measure Belle Chasse Plaquemines Parish Louisiana U.S.
Typical home value $410,000 $282,900 $216,500 $332,700
Typical monthly rent $1,485 $1,573 $1,064 $1,413
Typical yearly household income $115,012 $86,315 $60,756 $80,734
Households that own their home 80% 76% 67% 65%
Typical yearly property tax $1,826 $1,427 $1,180 $3,119
Effective property tax rate 0.45% 0.5% 0.55% 0.94%
Renters with high rent for their income 61% 54% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Plaquemines Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Belle Chasse

For a typical $410,000 home in Belle Chasse, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Belle Chasse's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,233a month

    Least cash to close
    Down payment
    $14,350
    Cash to close
    $26,650
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $181

  • Conventional, 5% down $3,158a month

    Down payment
    $20,500
    Cash to close
    $32,800
    Rate
    7.18%
    Mortgage insurance
    PMI · $195

  • Conventional, 20% down, no PMI $2,547a month

    Down payment
    $82,000
    Cash to close
    $94,300
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,926a month

    Down payment
    $61,500
    Cash to close
    $73,800
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Belle Chasse and for Plaquemines Parish.

Property tax

Effective rate in Belle Chasse

0.45%of the home’s value each year

$1,826 a year for the typical owner in Belle Chasse.

  • Belle Chasse 0.45%
  • Plaquemines 0.5%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Plaquemines Parish

FEMA does not publish these numbers by city: they are for all of Plaquemines Parish.

Homes in the high-risk zone
55%
4,062
Of those, with NFIP insurance
53%
Parish Louisiana U.S.
Homes in the high-risk zone 55% 15% 3.5%
Of those, with NFIP insurance 53% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Belle Chasse

Typical rent in Belle Chasse is $1,485 a month: 6% below the parish. In Belle Chasse, 61% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Plaquemines Parish, by unit size. To pay the 2-bedroom one ($1,480 a month) without spending more than 30% of your income, you would need to earn $28.46 an hour working full time.

HUD fair market rent for all of Plaquemines Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,096 $21.08 $43,840
1 bedroom $1,229 $23.63 $49,160
2 bedrooms $1,480 $28.46 $59,200
3 bedrooms $1,900 $36.54 $76,000
4 bedrooms $2,233 $42.94 $89,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Belle Chasse

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Belle Chasse is in ZIP code 70037.

For 2 bedrooms it is $2,040: $560 more than the fair market rent for Plaquemines Parish ($1,480).

  • 70037 $2,040$2,620

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Belle Chasse when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Belle Chasse

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Plaquemines Parish. The nearest ones are below; many serve by phone or online.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Belle Chasse

No down payment, repair or rent-help program on our list is for Belle Chasse or Plaquemines Parish. The ones below are statewide in Louisiana: they work in Belle Chasse the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Belle Chasse

The HUD-approved agencies closest to the center of Belle Chasse, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • New Orleans Neighborhood Development Foundation

    1429 S Rampart St, New Orleans · 7 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (504) 488-0155

  • Louisiana Fair Housing Action Center, Inc.

    1340 Poydras St, New Orleans · 8 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    (504) 596-2100

  • Family Resources of New Orleans

    817 N Claiborne Ave, New Orleans · 8 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (504) 822-8519

All counseling agencies in Louisiana

Help in Spanish near Belle Chasse

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Belle Chasse

HUD lists no housing authority with an office in Plaquemines Parish. One in a neighboring county or the state’s may serve the area.

All housing agencies in Louisiana Source: HUD

Cities

Nearby cities

The cities closest to Belle Chasse, with the typical home value.

Everything about Plaquemines Parish Housing in Louisiana

Neighboring counties

If Plaquemines Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Belle Chasse.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Belle Chasse

Short answers with the numbers for Belle Chasse and all of Plaquemines Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Belle Chasse?

The typical home value in Belle Chasse is $410,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Plaquemines Parish it is $282,900.

How much does it cost to rent in Belle Chasse?

Typical rent in Belle Chasse is $1,485 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Plaquemines Parish is $1,480.

What is the FHA loan limit in Belle Chasse?

Belle Chasse uses the FHA limit for all of Plaquemines Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Belle Chasse?

The typical homeowner in Belle Chasse pays $1,826 a year, according to the U.S. Census Bureau. That is 0.45% of the home’s value; in Plaquemines Parish, the rate is 0.5%.

Where can I find free help to buy or rent in Belle Chasse?

We found no HUD-approved counseling agencies with an office in Plaquemines Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).