Help to buy in Louisiana
Home-buying assistance programs in Louisiana
2 official programs for down payment and closing cost help in Louisiana, from Louisiana Housing Corporation. We show what each program says on its own page, with the date we checked it.
Key numbers in Louisiana
- Verified programs
- 2
- from Louisiana Housing Corporation
- First-time buyers only
- 1
- 1 does not require it or its page does not say
- Accept an ITIN
- 0
- per their own site · no: 2 · unconfirmed: 0
- Last checked
- November 5, 2026
- against each program’s official page
How to read the list
Not all help is the same
Amounts, limits and funding change: confirm with a participating lender.
Before you compare amounts, look at the kind of help: it changes what you pay later. These are the kinds the programs on this page use.
On ITIN, each card says what the program itself publishes: yes, no, or not confirmed on its site.
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Forgivable
Second loan forgiven if you stay in the home
The full list
Programs in Louisiana
Filter by who qualifies, by ITIN or by kind of help. Each card quotes the source and the date we checked it.
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- Forgivable
Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months
What it gives, per the source
Provides a 30-year fixed mortgage along with 4% assistance based on the original principal amount of the first mortgage … Assistance is through a 0% interest, forgivable second mortgage that is fully forgiven after 60 months
- First-time buyer?
- First-time buyers only
- Accepts ITIN?
- No, per its site
Run by Louisiana Housing Corporation (LHC)
Verified November 5, 2026
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- Forgivable
Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing
What it gives, per the source
Offers a 30-year fixed-rate first mortgage along with 4% forgivable assistance based on the final amount of the first mortgage. The assistance is provided through a 0% interest second mortgage that can be fully forgiven after 60 months when all applicable program requirements are met.
- First-time buyer?
- No first-time requirement
- Accepts ITIN?
- No, per its site
Run by Louisiana Housing Corporation (LHC)
Verified November 5, 2026
No program matches your search.
Help to repair your home
Repair programs in Louisiana
One program we checked in Louisiana to repair your home or make it more efficient, with what its page says.
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Weatherization Assistance Program (WAP)
Run by Louisiana Housing Corporation (LHC)
Louisiana weatherization program: upgrades that cut energy use in low-income homes, through local agencies
Your county
Price and income limits depend on the county. Your county page has the typical value, the FHA limit and the counseling agencies that can walk you through the application.
Frequently asked questions
What is down payment assistance?
Money from a public or nonprofit program for the down payment or closing costs. It can be a grant you never repay, a second loan forgiven if you stay in the home for some years, a second loan repaid when you sell or refinance, or a tax credit (MCC) that lowers your federal taxes.
Do I need to be a first-time buyer in Louisiana?
Of the 2 programs on this page, 1 requires it; the rest do not, or their page does not say. In general, “first-time buyer” means not having owned a home in the last three years.
Can I use these programs with an ITIN?
What each program’s own site says: accept an ITIN, 0; do not accept one, 2; not confirmed on its site, 0. Ask the participating lender directly before you start, and ask for it in writing.