Community lenders · Louisiana
Data from November 2026
CDFIs and community banks in Louisiana
96 institutions based in Louisiana hold CDFI certification from the Treasury Department’s CDFI Fund.
Key numbers in Louisiana
- Certified CDFIs
- 96
- certified by the Treasury’s CDFI Fund
- Credit unions
- 22
- credit unions among the CDFIs
- Hispanic-owned banks
- 0
- Hispanic American owned, per the FDIC
What they are
What they are and how to use this list
These are the definitions of the agencies that certify them: the Treasury’s CDFI Fund and the FDIC. Being on the list is not our recommendation.
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What a CDFI is
It is a certification the Treasury’s CDFI Fund gives to specialized organizations that provide financial services in low-income communities and to people who lack access to financing. They can be banks, credit unions or loan funds.
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What a minority depository institution (MDI) is
The FDIC uses the term for an insured bank where minority individuals own most of the voting stock, or whose board is mostly minority and serves a mostly minority community. Here you see the ones the FDIC lists as Hispanic American owned.
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Before you choose
This list is not a recommendation. Each institution decides whom it serves, what it offers and on what terms. Ask about costs and compare before you sign.
According to CDFI certification (CDFI Fund)Minority depository institutions (FDIC)
The CDFI Fund’s list
CDFIs based in Louisiana
CDFI Fund list as of September 17, 2026. Many serve several states; here they appear by the state of their main office.
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Credit union · Lafayette
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American Bancorp, Inc.
Bank holding company · Opelousas
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American Bancshares, Inc.
Bank holding company · Covington
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American Bank & Trust Company
Bank or thrift · Opelousas
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ANECA Federal Credit Union
Credit union · Shreveport
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Ascension Credit Union
Credit union · Gonzales
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Bank of Commerce & Trust Co.
Bank or thrift · Crowley
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Bank of Oak Ridge
Bank or thrift · Oak Ridge
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Bank of St Francisville
Bank or thrift · St. Francisville
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Bank Of Sunset & Trust Company
Bank or thrift · Sunset
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BASILE BANCSHARES, INC.
Bank holding company · Basile
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BASILE STATE BANK
Bank or thrift · Basile
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Bayou Community FCU
Credit union · Saint Gabiel
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BOM Bank
Bank or thrift · Natchitoches
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Bossier Federal Credit Union
Credit union · Bossier City
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BSJ Bancshares Inc.
Bank holding company · Saint Joseph
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Caldwell Bank and Trust Company
Bank or thrift · Columbia
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Caldwell Holding Company
Bank holding company · Columbia
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Capital Bancorp, Inc.
Bank holding company · Delhi
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Carter Federal Credit Union
Credit union · Springhill
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Catahoula Holding Company
Bank holding company · Jonesville
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Central Louisiana Capital Corporation
Bank holding company · Vidalia
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Centric Federal Credit Union
Credit union · West Monroe
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Citizens Progressive Bank
Bank or thrift · Columbia
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CLB The Community Bank
Bank or thrift · Jonesville
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Clinton Bancshares Inc.
Bank holding company · Clinton
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Commerce Bancshares, Inc.
Bank holding company · White Castle
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Commercial Capital Bank
Bank or thrift · Delhi
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Community Bancorp of Louisiana, Inc.
Bank holding company · Raceland
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Community Bank of Louisiana
Bank or thrift · Mansfield
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Concordia Bank and Trust Co.
Bank or thrift · Vidalia
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Concordia Capital Corporation
Bank holding company · Vidalia
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Cross Keys Bank
Bank or thrift · Saint Joseph
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Delhi Bancshares, Inc.
Bank holding company · Delhi
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Delta Bank
Bank or thrift · Vidalia
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Engage Federal Credit Union
Credit union · Natchitoches
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EPIC Federal Credit Union
Credit union · Metairie
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ESSENTIAL CREDIT UNION
Credit union · Baton Rouge
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Exchange Bancshares, Inc.
Bank holding company · Natchitoches
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Exchange Bank and Trust Co.
Bank or thrift · Natchitoches
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Farmers State Bank & Trust Co.
Bank or thrift · Church Point
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Farmers-Merchants Bank & Trust Company
Bank or thrift · Breaux Bridge
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First National Bank USA
Bank or thrift · Boutte
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First Pioneers FCU
Credit union · Lafayette
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First St. Charles Bancshares, Inc.
Bank holding company · Boutte
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Franklin Bancorp, Inc.
Bank holding company · Winnsboro
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Franklin State Bank & Trust Company
Bank or thrift · Winnsboro
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FSB Bancshares, Inc.
Bank holding company · Church Point
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Gibsland Bancshares, Inc.
Bank holding company · Gibsland
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Gibsland Bank & Trust Company
Bank or thrift · Gibsland
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Grant Bancshares, Inc.
Bank holding company · Natchitoches
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Great Guaranty Bancshares, Inc.
Bank holding company · New Roads
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Guaranty Bank and Trust Company
Bank or thrift · New Roads
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Guaranty Bank and Trust Company of Delhi
Bank or thrift · Delhi
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Heart of Louisiana FCU
Credit union · Pineville
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Homeland Bancshares, Inc.
Bank holding company · Columbia
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Homeland Federal Savings Bank
Bank or thrift · Columbia
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Instep Federal Credit Union
Credit union · New Orleans
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Jeanerette First National Bancorp, Inc.
Bank holding company · Jeanerette
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LAFOURCHE BANCSHARES, INC.
Bank holding company · Larose
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Landmark Bank
Bank or thrift · Clinton
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Liberty Bank and Trust Company
Bank or thrift · New Orleans
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Liberty Financial Services, Inc.
Bank holding company · New Orleans
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Mansfield Bancshares, Inc.
Bank holding company · Mansfield
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Mansura Bancshares, Inc.
Bank holding company · Marksville
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New Orleans Firemen's Federal Credit Union, The
Credit union · Metairie
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NEWCORP, INC.
Loan fund · New Orleans
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Oak Ridge Bancshares, Inc.
Bank holding company · Oak Ridge
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OnPath Federal Credit Union
Credit union · Metairie
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Ouachita Valley Federal Credit Union
Credit union · West Monroe
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Pelican Credit Union
Credit union · Baton Rouge
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Plaquemine Bancshares Corporation
Bank holding company · Plaquemine
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Plaquemine Bank & Trust Company
Bank or thrift · Plaquemine
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PROGRESSIVE NATIONAL BANK
Bank or thrift · Mansfield
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SHB Bancorp, Inc.
Bank holding company · Jonesville
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SIMMESPORT STATE BANK
Bank or thrift · Simmesport
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SOUTH LAFOURCHE BANK & TRUST COMPANY
Bank or thrift · Larose
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Southern Heritage Bank
Bank or thrift · Jonesville
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SOUTHERN TEACHERS & PARENTS FCU
Credit union · Baton Rouge
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Southwest Louisiana Credit Union
Credit union · Lake Charles
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St. Francisville Bancshares, Inc.
Bank holding company · St. Francisville
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St. Tammany Federal Credit Union
Credit union · Slidell
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SUNSET BANCORP, INC.
Bank holding company · Sunset
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Tensas Bancshares, Inc.
Bank holding company · Newellton
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Tensas State Bank
Bank or thrift · Newellton
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The Bank of Commerce
Bank or thrift · White Castle
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The Cottonport Bank
Bank or thrift · Cottonport
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The First National Bank of Jeanerette
Bank or thrift · Jeanerette
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The Mer Rouge State Bank
Bank or thrift · Mer Rouge
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United Community Bank
Bank or thrift · Raceland
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University of Louisiana Federal Credit Union
Credit union · Lafayette
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UNO FEDERAL CREDIT UNION
Credit union · New Orleans
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Washington State Bancshares, Inc.
Bank holding company · Washington
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Washington State Bank
Bank or thrift · Washington
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Winnsboro Bancshares, Inc.
Bank holding company · Winnsboro
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Winnsboro State Bank & Trust Co.
Bank or thrift · Winnsboro
None match your search.
We do not recommend any institution. Check each one’s products, requirements and costs. Source: Certified CDFI list (CDFI Fund, Treasury) As of September 17, 2026 Certified CDFI list (CDFI Fund, Treasury) (external site)
Hispanic-owned banks
Hispanic American owned banks in Louisiana
The FDIC list has no Hispanic American owned banks based in Louisiana. Nationwide it has 14.
Source: Hispanic American owned minority depository institutions (FDIC) As of November 6, 2026 Hispanic American owned minority depository institutions (FDIC) (external site)
Frequently asked questions
Can a CDFI lend to me if I have little credit or use an ITIN?
It depends on each institution. CDFIs are certified for serving communities and people with little access to financing, but each sets its own rules. This list does not say what each one offers: ask them directly.
Why is an institution I know not listed?
The CDFI Fund list gives the state of the main office. Many institutions serve several states, so you can also search the CDFI Fund’s full list.
How current is this data?
The CDFI Fund list we use is from September 17, 2026, and the FDIC list from November 6, 2026. Both change when an institution gains or loses its status.