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City · 7,683 residents · St. Tammany Parish, Louisiana

Eden Isle , Louisiana

In Eden Isle, a typical home is worth $371,600 and typical rent is $1,328 a month. Compared with all of St. Tammany Parish, the typical home value is 31% higher.

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  • Typical home value

    $371,600

    31% above the parish

    72% above Louisiana

    • Eden Isle
    • St. Tammany
    • Louisiana

  • Typical rent

    $1,328a month

    About the same as the parish

    25% above Louisiana

    • Eden Isle
    • St. Tammany
    • Louisiana

  • Typical household income

    $78,426a year

    3% below the parish

    29% above Louisiana

    • Eden Isle
    • St. Tammany
    • Louisiana

  • Households that own their home

    81%

    2 points above the parish

    13 points above Louisiana

    • Eden Isle
    • St. Tammany
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$334,299
2.1% less than 12 months ago
Typical rent
$1,848 a month
4.2% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Eden Isle is in St. Tammany Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of St. Tammany Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Eden Isle apart

What this place has that others do not, from public data, most unusual first.

  1. Eden Isle has the 3rd highest typical home value of the 96 cities in Louisiana with more than 5,000 people ($371,600).

  2. Nearby, in Lacombe, the typical home value is $207,900: 44% less than in Eden Isle ($371,600).

  3. Nearby, in Lacombe, the typical rent is $886: 33% less than in Eden Isle ($1,328).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Eden Isle fell 2.1%; in Louisiana, it rose 2.1%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Eden Isle

What homes there are in Eden Isle, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Eden Isle, 7 in 10 homes are single-family detached houses; in St. Tammany Parish, 8.

Year built

In Eden Isle, half of the homes were built before 1996; in St. Tammany Parish, before 1995.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,281 a month

St. Tammany Parish: $1,813 a month

Without a mortgage

$821 a month

St. Tammany Parish: $611 a month

Owners with a mortgage

67%

St. Tammany Parish: 65%

In Eden Isle, 67% of owners have a mortgage, and their typical cost is $2,281 a month, against $1,813 in St. Tammany Parish. Without one it drops to $821.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Eden Isle gained value more slowly than in St. Tammany Parish: 27% since 2015–2019, against 30%.

Rent in Eden Isle moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEden IsleSt. Tammany ParishLouisianaUnited States
Rental vacancy Unreliable estimate6.6%7.8%5.5%
Homeowner vacancy Unreliable estimate1.1%1.3%0.9%
More than one person per room Unreliable estimate1.6%2.3%3.4%
People per household 2.212.572.492.53
Drive alone 85%77%79%69%
Carpool Unreliable estimate7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 11%13%8%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Eden Isle are smaller: 2.21 people on average; in St. Tammany Parish, 2.57.

To get to work, 85% of workers in Eden Isle drive alone; in St. Tammany Parish, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Eden Isle?

A typical home costs more than the typical income allows

We start with a typical home in Eden Isle, worth $371,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Eden Isle, which is $78,426 a year. For that payment to be 28% of income, a household would need to earn about $129,300 a year.

The calculator's FHA and conventional loan limits are those of all of St. Tammany Parish.

Your numbers

Local data
$

Starts at the typical home value in Eden Isle. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,006 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,017

at 7.18% · 30 years

Loan amount
$364,869
Total interest
$524,961
Paid off in
November 2056

Includes $6,275 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,830 a month

  • Tight

    $1,830 to $2,353 a month

  • Hard

    more than $2,353 a month

    Your payment · 46%

Compared with the typical household income in Eden Isle ($78,426 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,017
Principal & interest$2,472
Property tax$226
Home insurance$155
FHA mortgage insurance (MIP)$164

You need at least $13,006 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Eden Isle and St. Tammany Parish

Eden Isle is in St. Tammany Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Eden Isle's own numbers

Typical home value
$371,600
Typical monthly rent
$1,328
Typical yearly household income
$78,426
Households that own their home
81%
Effective property tax rate
0.73%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of St. Tammany Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,354
Price change over 5 years (FHFA)
+31%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of St. Tammany Parish.

Everything about St. Tammany Parish

Buying

Buying a home in Eden Isle

A typical home in Eden Isle is worth $371,600: 31% above the parish and 72% above Louisiana. With the typical household income in Eden Isle ($78,426 a year), a typical home costs 4.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Eden Isle 4.7 years
  • St. Tammany 3.5 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in St. Tammany Parish

According to FHFA’s house price index, home prices in St. Tammany Parish rose 50% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of St. Tammany Parish.

Period Parish Louisiana U.S.
Last year (2025) +2.0% +1.8% +2.9%
5 years (2020–2025) +31% +22% +47%
10 years (2015–2025) +50% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Eden Isle next to St. Tammany Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Eden Isle $371,600
  • St. Tammany $284,000
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Eden Isle $1,328
  • St. Tammany $1,332
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Eden Isle $78,426
  • St. Tammany $81,202
  • Louisiana $60,756
  • United States $80,734
See the full table
Eden Isle next to St. Tammany Parish and Louisiana
Measure Eden Isle St. Tammany Parish Louisiana U.S.
Typical home value $371,600 $284,000 $216,500 $332,700
Typical monthly rent $1,328 $1,332 $1,064 $1,413
Typical yearly household income $78,426 $81,202 $60,756 $80,734
Households that own their home 81% 79% 67% 65%
Typical yearly property tax $2,730 $2,028 $1,180 $3,119
Effective property tax rate 0.73% 0.71% 0.55% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below St. Tammany Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Eden Isle

For a typical $371,600 home in Eden Isle, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Eden Isle's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,017a month

    Least cash to close
    Down payment
    $13,006
    Cash to close
    $24,154
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $164

  • Conventional, 5% down $2,949a month

    Down payment
    $18,580
    Cash to close
    $29,728
    Rate
    7.18%
    Mortgage insurance
    PMI · $177

  • Conventional, 20% down, no PMI $2,395a month

    Down payment
    $74,320
    Cash to close
    $85,468
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,738a month

    Down payment
    $55,740
    Cash to close
    $66,888
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Eden Isle and for St. Tammany Parish.

Property tax

Effective rate in Eden Isle

0.73%of the home’s value each year

$2,730 a year for the typical owner in Eden Isle.

  • Eden Isle 0.73%
  • St. Tammany 0.71%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in St. Tammany Parish

FEMA does not publish these numbers by city: they are for all of St. Tammany Parish.

FEMA’s maps count no homes in the high-risk zone in St. Tammany Parish. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Eden Isle

Typical rent in Eden Isle is $1,328 a month: about the same as the parish.

HUD publishes a fair market rent for all of St. Tammany Parish, by unit size. To pay the 2-bedroom one ($1,354 a month) without spending more than 30% of your income, you would need to earn $26.04 an hour working full time.

HUD fair market rent for all of St. Tammany Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,074 $20.65 $42,960
1 bedroom $1,164 $22.38 $46,560
2 bedrooms $1,354 $26.04 $54,160
3 bedrooms $1,745 $33.56 $69,800
4 bedrooms $1,997 $38.40 $79,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Eden Isle

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Eden Isle is in ZIP code 70458.

For 2 bedrooms it is $1,490: $136 more than the fair market rent for St. Tammany Parish ($1,354).

  • 70458 $1,490$1,920

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Eden Isle when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Eden Isle

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in St. Tammany Parish; none says it serves in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Eden Isle

No down payment, repair or rent-help program on our list is for Eden Isle or St. Tammany Parish. The ones below are statewide in Louisiana: they work in Eden Isle the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Eden Isle

The HUD-approved agencies closest to the center of Eden Isle, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NSC (naca Counseling Subsidiary) - New Orleans, LA

    10555 Lake Forest Blvd Ste 3J, New Orleans · 16 miles away · Spanish

    (504) 241-2090

  • Habitat for Humanity ST. Tammany West

    1400 North Ln, Mandeville · 20 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (985) 888-1214

  • Desire Community Housing Corporation

    3831 Hamburg St, New Orleans · 22 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (504) 905-1425

Every agency in St. Tammany Parish All counseling agencies in Louisiana

Help in Spanish near Eden Isle

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Eden Isle

In HUD’s record, no housing authority with an office in St. Tammany Parish is named for Eden Isle or St. Tammany Parish.

2 other authorities have an office in St. Tammany Parish: see the list Source: HUD

Cities

Other cities in St. Tammany Parish

These cities are also in St. Tammany Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about St. Tammany Parish Housing in Louisiana

Nearby cities

The cities closest to Eden Isle, with the typical home value.

Neighboring counties

If St. Tammany Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Eden Isle.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Eden Isle

Short answers with the numbers for Eden Isle and all of St. Tammany Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Eden Isle?

The typical home value in Eden Isle is $371,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in St. Tammany Parish it is $284,000.

How much does it cost to rent in Eden Isle?

Typical rent in Eden Isle is $1,328 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in St. Tammany Parish is $1,354.

What is the FHA loan limit in Eden Isle?

Eden Isle uses the FHA limit for all of St. Tammany Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Eden Isle?

The typical homeowner in Eden Isle pays $2,730 a year, according to the U.S. Census Bureau. That is 0.73% of the home’s value; in St. Tammany Parish, the rate is 0.71%.

Where can I find free help to buy or rent in Eden Isle?

There is 1 HUD-approved counseling agency with an office in St. Tammany Parish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).