City · 7,918 residents · St. Bernard Parish, Louisiana
Meraux, Louisiana
In Meraux, a typical home is worth $208,700 and typical rent is $1,055 a month. Compared with all of St. Bernard Parish, typical household income is 30% higher and the share of households that own their home is 16 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $240,131 to $239,733.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Meraux is in St. Bernard Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of St. Bernard Parish. See the county
What this place has that others do not, from public data, most unusual first.
1
86% of households in Meraux own their home, against 70% in St. Bernard Parish.
2
The typical household income in Meraux is $76,021,30% more than in St. Bernard Parish as a whole ($58,651).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Meraux
What homes there are in Meraux, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Meraux
St. Bernard Parish
Louisiana
United States
Kind of home: Meraux and its comparisons
Measure
Meraux
St. Bernard Parish
Louisiana
United States
Detached house
90%
72%
65%
61%
Attached house
Unreliable estimate
8%
3%
6%
Building of 2 to 4
Unreliable estimate
8%
8%
8%
Apartments (5 or more)
Unreliable estimate
5%
11%
19%
Mobile home
Unreliable estimate
6%
13%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Meraux: 90% of homes, more than in St. Bernard Parish (72%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Meraux
St. Bernard Parish
Louisiana
United States
Year built: Meraux and its comparisons
Measure
Meraux
St. Bernard Parish
Louisiana
United States
Before 1960
Unreliable estimate
16%
18%
26%
1960–1979
32%
33%
28%
24%
1980–1999
34%
24%
26%
25%
2000–2009
22%
18%
14%
14%
2010 or later
Unreliable estimate
9%
14%
11%
Homes in Meraux are newer: the typical year built is 1986; in St. Bernard Parish, 1981.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K38%
$200K–$300K31%
$300K–$500K19%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Meraux and its comparisons
Measure
Meraux
Under $100K
Unreliable estimate
$100K–$200K
38%
$200K–$300K
31%
$300K–$500K
19%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Meraux and its comparisons
Measure
Meraux
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,307 a month
St. Bernard Parish: $1,382 a month
Without a mortgage
$465 a month
St. Bernard Parish: $399 a month
Owners with a mortgage
73%
St. Bernard Parish: 56%
The typical cost for an owner with a mortgage in Meraux is $1,307 a month, less than in St. Bernard Parish ($1,382); without one, $465.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Meraux+23%
St. Bernard Parish+34%
Louisiana+33%
United States+53%
Typical rent
MerauxNo clear change
St. Bernard Parish+14%
Louisiana+23%
United States+33%
Typical household income
MerauxNo clear change
St. Bernard Parish+31%
Louisiana+23%
United States+29%
Change since 2015–2019: Meraux and its comparisons
Measure
Meraux
St. Bernard Parish
Louisiana
United States
Typical home value
+23%
+34%
+33%
+53%
Typical rent
No clear change
+14%
+23%
+33%
Typical household income
No clear change
+31%
+23%
+29%
The typical home value in Meraux rose 23% since 2015–2019, less than in St. Bernard Parish (34%).
The typical rent in Meraux stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Meraux and its comparisons
Measure
Meraux
St. Bernard Parish
Louisiana
United States
Rental vacancy
Unreliable estimate
5.1%
7.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.3%
0.9%
More than one person per room
Unreliable estimate
4.0%
2.3%
3.4%
People per household
3.03
2.72
2.49
2.53
Drive alone
82%
76%
79%
69%
Carpool
9%
11%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
8%
8%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 3.03 on average, against 2.72 in St. Bernard Parish.
In Meraux, 82% of workers drive alone to work; in St. Bernard Parish, 76%.
Do the math
What would you pay each month for a home in Meraux?
A typical home is within reach of the typical income
We start with a typical home in Meraux, worth $208,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Meraux, which is $76,021 a year.
The calculator's FHA and conventional loan limits are those of all of St. Bernard Parish.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Meraux. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,305 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,651
at 7.18% · 30 years
Loan amount
$204,919
Total interest
$294,831
Paid off in
November 2056
Includes $3,524 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,774 a month
Your payment · 26%
Tight
$1,774 to $2,281 a month
Hard
more than $2,281 a month
Compared with the typical household income in Meraux ($76,021 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,388
Property tax
$84
Home insurance
$87
FHA mortgage insurance (MIP)
$92
You need at least $7,305 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,651; principal and interest $1,388.
The city and its county
Meraux and St. Bernard Parish
Meraux is in St. Bernard Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Meraux
Map of St. Bernard Parish, Louisiana, with Meraux marked. Around it, the neighboring counties.
Meraux
St. Bernard Parish
Other cities with a page
Meraux's own numbers
Typical home value
$208,700
Typical monthly rent
$1,055
Typical yearly household income
$76,021
Households that own their home
86%
Effective property tax rate
0.48%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of St. Bernard Parish
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,480
Price change over 5 years (FHFA)
+22%
Homes in a high flood-risk zone
13%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of St. Bernard Parish.
A typical home in Meraux is worth $208,700: 3% above the parish and 4% below Louisiana. With the typical household income in Meraux ($76,021 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Meraux2.7 years
St. Bernard3.5 years
Louisiana3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in St. Bernard Parish
According to FHFA’s house price index, home prices in St. Bernard Parish rose 57% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of St. Bernard Parish.
Yearly change in FHFA’s price index in St. Bernard Parish, 2016 to 2025
2016: +7.0% +7.0% 2016
2017: +3.8% +3.8% 2017
2018: +6.8% +6.8% 2018
2019: +4.0% +4.0% 2019
2020: +4.2% +4.2% 2020
2021: +9.3% +9.3% 2021
2022: +15.8% +15.8% 2022
2023: −1.8% −1.8% 2023
2024: −1.6% −1.6% 2024
2025: −0.4% −0.4% 2025
Change in FHFA’s price index in St. Bernard Parish, Louisiana and the United States
Period
Parish
Louisiana
U.S.
Last year (2025)
−0.4%
+1.8%
+2.9%
5 years (2020–2025)
+22%
+22%
+47%
10 years (2015–2025)
+57%
+38%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Meraux next to St. Bernard Parish, Louisiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Meraux$208,700
St. Bernard$202,500
Louisiana$216,500
United States$332,700
Typical monthly rent
Meraux$1,055
St. Bernard$1,082
Louisiana$1,064
United States$1,413
Typical yearly household income
Meraux$76,021
St. Bernard$58,651
Louisiana$60,756
United States$80,734
See the full table
Meraux next to St. Bernard Parish and Louisiana
Measure
Meraux
St. Bernard Parish
Louisiana
U.S.
Typical home value
$208,700 ▲3% above the parish
$202,500
$216,500
$332,700
Typical monthly rent
$1,055 ▼2% below the parish
$1,082
$1,064
$1,413
Typical yearly household income
$76,021 ▲30% above the parish
$58,651
$60,756
$80,734
Households that own their home
86% ▲16 points above the parish
70%
67%
65%
Typical yearly property tax
$1,011 ▲5% above the parish
$961
$1,180
$3,119
Effective property tax rate
0.48% ▲0.01 points above the parish
0.47%
0.55%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below St. Bernard Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Meraux
For a typical $208,700 home in Meraux, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Meraux's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,651a month
Least cash to close
Down payment
$7,305
Cash to close
$13,566
Rate
7.18%
Mortgage insurance
FHA MIP · $92
Conventional, 5% down$1,613a month
Down payment
$10,435
Cash to close
$16,696
Rate
7.18%
Mortgage insurance
PMI · $99
Conventional, 20% down, no PMI$1,301a month
Down payment
$41,740
Cash to close
$48,001
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,494a month
Down payment
$31,305
Cash to close
$37,566
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Meraux
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,651
$7,305
$204,920
7.18%
FHA MIP · $92
$13,566
580
Conventional, 5% down
$1,613
$10,435
$198,265
7.18%
PMI · $99
$16,696
620*
Conventional, 20% down, no PMI
$1,301
$41,740
$166,960
7.18%
None
$48,001
620*
ITIN, 15% down (example)
$1,494
$31,305
$177,395
8.18%
None
$37,566
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Meraux is $1,055 a month: 2% below the parish.
HUD publishes a fair market rent for all of St. Bernard Parish, by unit size. To pay the 2-bedroom one ($1,480 a month) without spending more than 30% of your income, you would need to earn $28.46 an hour working full time.
HUD fair market rent for all of St. Bernard Parish
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in St. Bernard Parish (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,096
$21.08
$43,840
1 bedroom
$1,229
$23.63
$49,160
2 bedrooms
$1,480
$28.46
$59,200
3 bedrooms
$1,900
$36.54
$76,000
4 bedrooms
$2,233
$42.94
$89,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Meraux
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Meraux has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,360 in 70075 to $1,420 in 70092.
None is above the fair market rent for St. Bernard Parish ($1,480).
Fair market rent by ZIP code and size in Meraux, fiscal year 2027.
70075
$1,010
$1,130
$1,360
$1,750
$2,050
70092
$1,050
$1,180
$1,420
$1,820
$2,140
ZIP code2 bd3 bd
70075 $1,360$1,750
70092 $1,420$1,820
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Meraux when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in St. Bernard Parish. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Meraux or St. Bernard Parish. The ones below are statewide in Louisiana: they work in Meraux the same as in the rest of the state.
Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months.Offered by Louisiana Housing Corporation (LHC).
Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing.Offered by Louisiana Housing Corporation (LHC).
No legal help resource on our list is for Meraux or St. Bernard Parish in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Meraux and all of St. Bernard Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Meraux?
The typical home value in Meraux is $208,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in St. Bernard Parish it is $202,500.
How much does it cost to rent in Meraux?
Typical rent in Meraux is $1,055 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in St. Bernard Parish is $1,480.
What is the FHA loan limit in Meraux?
Meraux uses the FHA limit for all of St. Bernard Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Meraux?
The typical homeowner in Meraux pays $1,011 a year, according to the U.S. Census Bureau. That is 0.48% of the home’s value; in St. Bernard Parish, the rate is 0.47%.
Where can I find free help to buy or rent in Meraux?
We found no HUD-approved counseling agencies with an office in St. Bernard Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
