Español

Este sitio también está en español. Leer en español

City · 12,946 residents · St. Tammany Parish, Louisiana

Mandeville , Louisiana

In Mandeville, a typical home is worth $376,100 and typical rent is $1,422 a month. Compared with all of St. Tammany Parish, the typical home value is 32% higher, typical household income is 16% higher, and the share of households that own their home is 11 points lower.

WhatsApp

  • Typical home value

    $376,100

    32% above the parish

    74% above Louisiana

    • Mandeville
    • St. Tammany
    • Louisiana

  • Typical rent

    $1,422a month

    7% above the parish

    34% above Louisiana

    • Mandeville
    • St. Tammany
    • Louisiana

  • Typical household income

    $94,405a year

    16% above the parish

    55% above Louisiana

    • Mandeville
    • St. Tammany
    • Louisiana

  • Households that own their home

    68%

    11 points below the parish

    1 points above Louisiana

    • Mandeville
    • St. Tammany
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$363,950
1% more than 12 months ago
Typical rent
$1,617 a month
3.8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Mandeville is in St. Tammany Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of St. Tammany Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Mandeville apart

What this place has that others do not, from public data, most unusual first.

  1. Mandeville has the 2nd highest typical home value of the 96 cities in Louisiana with more than 5,000 people ($376,100).

  2. Nearby, in Ponchatoula, the typical home value is $200,300: 47% less than in Mandeville ($376,100).

  3. Nearby, in Lacombe, the typical rent is $886: 38% less than in Mandeville ($1,422).

  4. Mandeville has the 6th highest typical household income of the 94 cities in Louisiana with more than 5,000 people ($94,405).

  5. Mandeville has the 6th smallest share of rent-burdened renters of the 83 cities in Louisiana with more than 5,000 people (40%).

  6. 68% of households in Mandeville own their home, against 79% in St. Tammany Parish.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Mandeville

What homes there are in Mandeville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Mandeville, 6 in 10 homes are single-family detached houses; in St. Tammany Parish, 8.

Year built

Homes in Mandeville are older: the typical year built is 1990; in St. Tammany Parish, 1995.

There are fewer big homes in Mandeville than in St. Tammany Parish: 67% have 3 bedrooms or more, against 79%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,210 a month

St. Tammany Parish: $1,813 a month

Without a mortgage

$842 a month

St. Tammany Parish: $611 a month

Owners with a mortgage

66%

St. Tammany Parish: 65%

Owning costs more in Mandeville: with a mortgage, the typical cost is $2,210 a month; in St. Tammany Parish, $1,813. Without one, $842.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Mandeville rose at about the same pace as in St. Tammany Parish: 30% against 30%.

Rents in Mandeville rose at about the same pace as in St. Tammany Parish: 26% since 2015–2019, against 23%.

To compare: typical income in Mandeville rose 29%; the home, +30%; the rent, +26%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMandevilleSt. Tammany ParishLouisianaUnited States
Rental vacancy Unreliable estimate6.6%7.8%5.5%
Homeowner vacancy Unreliable estimate1.1%1.3%0.9%
More than one person per room Unreliable estimate1.6%2.3%3.4%
People per household 2.272.572.492.53
Drive alone 71%77%79%69%
Carpool Unreliable estimate7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 22%13%8%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.27 on average, against 2.57 in St. Tammany Parish.

Many people here do not commute at all: 22% work from home; in St. Tammany Parish, 13%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Mandeville?

A typical home costs more than the typical income allows

We start with a typical home in Mandeville, worth $376,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Mandeville, which is $94,405 a year. For that payment to be 28% of income, a household would need to earn about $132,209 a year.

The calculator's FHA and conventional loan limits are those of all of St. Tammany Parish.

Your numbers

Local data
$

Starts at the typical home value in Mandeville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,164 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,085

at 7.18% · 30 years

Loan amount
$369,287
Total interest
$531,318
Paid off in
November 2056

Includes $6,351 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,203 a month

  • Tight

    $2,203 to $2,832 a month

  • Hard

    more than $2,832 a month

    Your payment · 39%

Compared with the typical household income in Mandeville ($94,405 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,085
Principal & interest$2,502
Property tax$260
Home insurance$157
FHA mortgage insurance (MIP)$166

You need at least $13,164 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Mandeville and St. Tammany Parish

Mandeville is in St. Tammany Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Mandeville's own numbers

Typical home value
$376,100
Typical monthly rent
$1,422
Typical yearly household income
$94,405
Households that own their home
68%
Effective property tax rate
0.83%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of St. Tammany Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,354
Price change over 5 years (FHFA)
+31%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of St. Tammany Parish.

Everything about St. Tammany Parish

Buying

Buying a home in Mandeville

A typical home in Mandeville is worth $376,100: 32% above the parish and 74% above Louisiana. With the typical household income in Mandeville ($94,405 a year), a typical home costs 4.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Mandeville 4.0 years
  • St. Tammany 3.5 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in St. Tammany Parish

According to FHFA’s house price index, home prices in St. Tammany Parish rose 50% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of St. Tammany Parish.

Period Parish Louisiana U.S.
Last year (2025) +2.0% +1.8% +2.9%
5 years (2020–2025) +31% +22% +47%
10 years (2015–2025) +50% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Mandeville next to St. Tammany Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Mandeville $376,100
  • St. Tammany $284,000
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Mandeville $1,422
  • St. Tammany $1,332
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Mandeville $94,405
  • St. Tammany $81,202
  • Louisiana $60,756
  • United States $80,734
See the full table
Mandeville next to St. Tammany Parish and Louisiana
Measure Mandeville St. Tammany Parish Louisiana U.S.
Typical home value $376,100 $284,000 $216,500 $332,700
Typical monthly rent $1,422 $1,332 $1,064 $1,413
Typical yearly household income $94,405 $81,202 $60,756 $80,734
Households that own their home 68% 79% 67% 65%
Typical yearly property tax $3,108 $2,028 $1,180 $3,119
Effective property tax rate 0.83% 0.71% 0.55% 0.94%
Renters with high rent for their income 40% 52% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below St. Tammany Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Mandeville

For a typical $376,100 home in Mandeville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mandeville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,085a month

    Least cash to close
    Down payment
    $13,164
    Cash to close
    $24,447
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $166

  • Conventional, 5% down $3,016a month

    Down payment
    $18,805
    Cash to close
    $30,088
    Rate
    7.18%
    Mortgage insurance
    PMI · $179

  • Conventional, 20% down, no PMI $2,455a month

    Down payment
    $75,220
    Cash to close
    $86,503
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,803a month

    Down payment
    $56,415
    Cash to close
    $67,698
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Mandeville and for St. Tammany Parish.

Property tax

Effective rate in Mandeville

0.83%of the home’s value each year

$3,108 a year for the typical owner in Mandeville.

  • Mandeville 0.83%
  • St. Tammany 0.71%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in St. Tammany Parish

FEMA does not publish these numbers by city: they are for all of St. Tammany Parish.

FEMA’s maps count no homes in the high-risk zone in St. Tammany Parish. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Mandeville

Typical rent in Mandeville is $1,422 a month: 7% above the parish. In Mandeville, 40% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of St. Tammany Parish, by unit size. To pay the 2-bedroom one ($1,354 a month) without spending more than 30% of your income, you would need to earn $26.04 an hour working full time.

HUD fair market rent for all of St. Tammany Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,074 $20.65 $42,960
1 bedroom $1,164 $22.38 $46,560
2 bedrooms $1,354 $26.04 $54,160
3 bedrooms $1,745 $33.56 $69,800
4 bedrooms $1,997 $38.40 $79,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Mandeville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mandeville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,360 in 70471 to $1,570 in 70448.

2 of the 2 are above the fair market rent for St. Tammany Parish ($1,354).

  • 70448 $1,570$2,020
  • 70471 $1,360$1,750

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mandeville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Mandeville

HUD lists 4 buildings with rents for lower incomes in Mandeville. These are the largest.

  • Rouquette Lodge (PRAC202/R4P Rel.-2 Contracts) 4300 Highway 22, Mandeville 70471 170 low-income homes · For older adults (985) 626-5217
  • Rouquette Lodge III 4300 Highway 22, Mandeville 70471 67 low-income homes · For older adults (985) 626-5217
  • St. Bernard III/Rouquette IV (PRAC202-Pend R4P) 4310 Highway 22, Mandeville 70471 66 low-income homes · For older adults (985) 635-0305
  • Pine Cliff Apartments 1575 Highway 1088, Mandeville 70448 32 homes · For families

See all 25 buildings in St. Tammany Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Mandeville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in St. Tammany Parish; none says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Mandeville

No down payment, repair or rent-help program on our list is for Mandeville or St. Tammany Parish. The ones below are statewide in Louisiana: they work in Mandeville the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Mandeville

The HUD-approved agencies closest to the center of Mandeville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Habitat for Humanity ST. Tammany West

    1400 North Ln, Mandeville · 5 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (985) 888-1214

  • NSC (naca Counseling Subsidiary) - New Orleans, LA

    10555 Lake Forest Blvd Ste 3J, New Orleans · 25 miles away · Spanish

    (504) 241-2090

  • Desire Community Housing Corporation

    3831 Hamburg St, New Orleans · 26 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (504) 905-1425

Every agency in St. Tammany Parish All counseling agencies in Louisiana

Help in Spanish near Mandeville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Mandeville

In HUD’s record, no housing authority with an office in St. Tammany Parish is named for Mandeville or St. Tammany Parish.

2 other authorities have an office in St. Tammany Parish: see the list Source: HUD

Cities

Other cities in St. Tammany Parish

These cities are also in St. Tammany Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about St. Tammany Parish Housing in Louisiana

Nearby cities

The cities closest to Mandeville, with the typical home value.

Neighboring counties

If St. Tammany Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Mandeville.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Mandeville

Short answers with the numbers for Mandeville and all of St. Tammany Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Mandeville?

The typical home value in Mandeville is $376,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in St. Tammany Parish it is $284,000.

How much does it cost to rent in Mandeville?

Typical rent in Mandeville is $1,422 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in St. Tammany Parish is $1,354.

What is the FHA loan limit in Mandeville?

Mandeville uses the FHA limit for all of St. Tammany Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Mandeville?

The typical homeowner in Mandeville pays $3,108 a year, according to the U.S. Census Bureau. That is 0.83% of the home’s value; in St. Tammany Parish, the rate is 0.71%.

Where can I find free help to buy or rent in Mandeville?

There is 1 HUD-approved counseling agency with an office in St. Tammany Parish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).