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City · 21,539 residents · Tangipahoa Parish, Louisiana

Hammond , Louisiana

In Hammond, a typical home is worth $221,400 and typical rent is $1,061 a month. Compared with all of Tangipahoa Parish, typical household income is 15% lower, typical rent is 6% higher, and the share of households that own their home is 24 points lower.

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  • Typical home value

    $221,400

    4% above the parish

    2% above Louisiana

    • Hammond
    • Tangipahoa
    • Louisiana

  • Typical rent

    $1,061a month

    6% above the parish

    About the same as Louisiana

    • Hammond
    • Tangipahoa
    • Louisiana

  • Typical household income

    $48,166a year

    15% below the parish

    21% below Louisiana

    • Hammond
    • Tangipahoa
    • Louisiana

  • Households that own their home

    46%

    24 points below the parish

    21 points below Louisiana

    • Hammond
    • Tangipahoa
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$221,162
about the same as 12 months ago
Typical rent
$1,279 a month
4% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Hammond is in Tangipahoa Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Tangipahoa Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hammond apart

What this place has that others do not, from public data, most unusual first.

  1. 46% of households in Hammond own their home, against 70% in Tangipahoa Parish.

  2. The typical household income in Hammond is $48,166, 15% less than in Tangipahoa Parish as a whole ($56,760).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Hammond

What homes there are in Hammond, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Hammond (56%), but less so than in Tangipahoa Parish (65%).

Year built

In Hammond, half of the homes were built before 1984; in Tangipahoa Parish, before 1993.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Tangipahoa Parish is high ($541,287): at least 94% of owner-occupied homes in Hammond are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,571 a month

Tangipahoa Parish: $1,451 a month

Without a mortgage

$492 a month

Tangipahoa Parish: $414 a month

Owners with a mortgage

57%

Tangipahoa Parish: 55%

The typical cost for an owner with a mortgage in Hammond is $1,571 a month, more than in Tangipahoa Parish ($1,451); without one, $492.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Hammond rose 39%; in Tangipahoa Parish, it rose 31%.

Rents in Hammond rose faster than in Tangipahoa Parish: 33% since 2015–2019, against 21%.

To compare: typical income in Hammond rose 31%; the home, +39%; the rent, +33%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHammondTangipahoa ParishLouisianaUnited States
Rental vacancy 12.6%9.0%7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate2.2%2.3%3.4%
People per household 2.352.552.492.53
Drive alone 78%80%79%69%
Carpool 11%9%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 4%1%2%3%
Work from home 8%7%8%15%
Other means Unreliable estimate2%2%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

The rental vacancy rate in Hammond is 12.6%, higher than in Tangipahoa Parish (9.0%).

Households in Hammond are smaller: 2.35 people on average; in Tangipahoa Parish, 2.55.

To get to work, 78% of workers in Hammond drive alone; in Tangipahoa Parish, 80%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hammond?

A typical home costs more than the typical income allows

We start with a typical home in Hammond, worth $221,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Hammond, which is $48,166 a year. For that payment to be 28% of income, a household would need to earn about $75,614 a year.

The calculator's FHA and conventional loan limits are those of all of Tangipahoa Parish.

Your numbers

Local data
$

Starts at the typical home value in Hammond. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,749 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,764

at 7.18% · 30 years

Loan amount
$217,390
Total interest
$312,773
Paid off in
November 2056

Includes $3,739 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,124 a month

  • Tight

    $1,124 to $1,445 a month

  • Hard

    more than $1,445 a month

    Your payment · 44%

Compared with the typical household income in Hammond ($48,166 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,764
Principal & interest$1,473
Property tax$102
Home insurance$92
FHA mortgage insurance (MIP)$98

You need at least $7,749 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hammond and Tangipahoa Parish

Hammond is in Tangipahoa Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hammond's own numbers

Typical home value
$221,400
Typical monthly rent
$1,061
Typical yearly household income
$48,166
Households that own their home
46%
Effective property tax rate
0.55%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Tangipahoa Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,097
Price change over 5 years (FHFA)
+32%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tangipahoa Parish.

Everything about Tangipahoa Parish

Buying

Buying a home in Hammond

A typical home in Hammond is worth $221,400: 4% above the parish and 2% above Louisiana. With the typical household income in Hammond ($48,166 a year), a typical home costs 4.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hammond 4.6 years
  • Tangipahoa 3.8 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Tangipahoa Parish

According to FHFA’s house price index, home prices in Tangipahoa Parish rose 47% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Tangipahoa Parish.

Period Parish Louisiana U.S.
Last year (2025) +0.3% +1.8% +2.9%
5 years (2020–2025) +32% +22% +47%
10 years (2015–2025) +47% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hammond next to Tangipahoa Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hammond $221,400
  • Tangipahoa $212,900
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Hammond $1,061
  • Tangipahoa $1,003
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Hammond $48,166
  • Tangipahoa $56,760
  • Louisiana $60,756
  • United States $80,734
See the full table
Hammond next to Tangipahoa Parish and Louisiana
Measure Hammond Tangipahoa Parish Louisiana U.S.
Typical home value $221,400 $212,900 $216,500 $332,700
Typical monthly rent $1,061 $1,003 $1,064 $1,413
Typical yearly household income $48,166 $56,760 $60,756 $80,734
Households that own their home 46% 70% 67% 65%
Typical yearly property tax $1,209 $882 $1,180 $3,119
Effective property tax rate 0.55% 0.41% 0.55% 0.94%
Renters with high rent for their income 69% 57% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tangipahoa Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hammond

For a typical $221,400 home in Hammond, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hammond's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,764a month

    Least cash to close
    Down payment
    $7,749
    Cash to close
    $14,391
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $98

  • Conventional, 5% down $1,724a month

    Down payment
    $11,070
    Cash to close
    $17,712
    Rate
    7.18%
    Mortgage insurance
    PMI · $105

  • Conventional, 20% down, no PMI $1,394a month

    Down payment
    $44,280
    Cash to close
    $50,922
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,598a month

    Down payment
    $33,210
    Cash to close
    $39,852
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hammond and for Tangipahoa Parish.

Property tax

Effective rate in Hammond

0.55%of the home’s value each year

$1,209 a year for the typical owner in Hammond.

  • Hammond 0.55%
  • Tangipahoa 0.41%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Tangipahoa Parish

FEMA does not publish these numbers by city: they are for all of Tangipahoa Parish.

Homes in the high-risk zone
19%
8,591
Of those, with NFIP insurance
34%
Parish Louisiana U.S.
Homes in the high-risk zone 19% 15% 3.5%
Of those, with NFIP insurance 34% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hammond

Typical rent in Hammond is $1,061 a month: 6% above the parish. In Hammond, 69% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Tangipahoa Parish, by unit size. To pay the 2-bedroom one ($1,097 a month) without spending more than 30% of your income, you would need to earn $21.10 an hour working full time.

HUD fair market rent for all of Tangipahoa Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $782 $15.04 $31,280
1 bedroom $854 $16.42 $34,160
2 bedrooms $1,097 $21.10 $43,880
3 bedrooms $1,384 $26.62 $55,360
4 bedrooms $1,442 $27.73 $57,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Hammond

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hammond has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,090 in 70401 to $1,130 in 70403.

1 of the 3 is above the fair market rent for Tangipahoa Parish ($1,097).

  • 70401 $1,090$1,380
  • 70402 $1,090$1,380
  • 70403 $1,130$1,430

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hammond when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Hammond

HUD lists 23 buildings with rents for lower incomes in Hammond. These are the largest.

  • Tangi Village 13080 Quick Blvd, Hammond 70401 96 homes, 95 low-income · 3 bd: 4 · In service since 2014 · For families (985) 551-0235
  • Terrace of Hammond 1203 Martin Luther King Ave, Hammond 70401 80 low-income homes · 1 bd: 2 · 3 bd: 2 · In service since 2014 · For families
  • The Villas of Hammond 900 Richsmith Ln, Hammond 70403 64 low-income homes · 1 bd: 20 · 2 bd: 44 · In service since 2011 · For older adults
  • Contempo Apts 13054 Quick Blvd, Hammond 70401 48 low-income homes · 1 bd: 20 · 2 bd: 28 · In service since 2005 · For people with disabilities, families
  • Oakwood Estates 2612 Rogers Moore Pkwy, Hammond 70401 40 low-income homes · 3 bd: 1 · In service since 2008

See all 32 buildings in Tangipahoa Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Hammond

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Tangipahoa Parish. The nearest ones are below; many serve by phone or online.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Hammond

No down payment, repair or rent-help program on our list is for Hammond or Tangipahoa Parish. The ones below are statewide in Louisiana: they work in Hammond the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Hammond

The HUD-approved agencies closest to the center of Hammond, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Habitat for Humanity ST. Tammany West

    1400 North Ln, Mandeville · 25 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (985) 888-1214

  • Integrity Homebuyer Association, Incorporated

    2107 S Burnside Ave Ste 5, Gonzales · 34 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (225) 644-6705

  • NSC (naca Counseling Subsidiary) - Baton Rouge, LA

    10101 Siegen Ln Bldg 2 Ste B, Baton Rouge · 39 miles away · Spanish

    • Budget and financial counseling
    • Workshops for new owners
    • and 2 more
    (225) 767-9224

All counseling agencies in Louisiana

Help in Spanish near Hammond

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hammond

HUD’s record names them for Hammond or Tangipahoa Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

2 other authorities have an office in Tangipahoa Parish: see the list Source: HUD

Cities

Other cities in Tangipahoa Parish

These cities are also in Tangipahoa Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Tangipahoa Parish Housing in Louisiana

Nearby cities

The cities closest to Hammond, with the typical home value.

Neighboring counties

If Tangipahoa Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hammond.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Hammond

Short answers with the numbers for Hammond and all of Tangipahoa Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hammond?

The typical home value in Hammond is $221,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tangipahoa Parish it is $212,900.

How much does it cost to rent in Hammond?

Typical rent in Hammond is $1,061 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tangipahoa Parish is $1,097.

What is the FHA loan limit in Hammond?

Hammond uses the FHA limit for all of Tangipahoa Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Hammond?

The typical homeowner in Hammond pays $1,209 a year, according to the U.S. Census Bureau. That is 0.55% of the home’s value; in Tangipahoa Parish, the rate is 0.41%.

Where can I find free help to buy or rent in Hammond?

We found no HUD-approved counseling agencies with an office in Tangipahoa Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).