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City · 11,330 residents · Jefferson Parish, Louisiana

Waggaman , Louisiana

In Waggaman, a typical home is worth $170,400 and typical rent is $1,510 a month. Compared with all of Jefferson Parish, the typical home value is 32% lower, typical rent is 27% higher, and the share of households that own their home is 8 points higher.

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  • Typical home value

    $170,400

    32% below the parish

    21% below Louisiana

    • Waggaman
    • Jefferson
    • Louisiana

  • Typical rent

    $1,510a month

    27% above the parish

    42% above Louisiana

    • Waggaman
    • Jefferson
    • Louisiana

  • Typical household income

    $68,374a year

    5% above the parish

    13% above Louisiana

    • Waggaman
    • Jefferson
    • Louisiana

  • Households that own their home

    70%

    8 points above the parish

    3 points above Louisiana

    • Waggaman
    • Jefferson
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Waggaman is in Jefferson Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jefferson Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Waggaman apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Bridge City, the typical home value is $95,700: 44% less than in Waggaman ($170,400).

  2. Waggaman has the 5th highest typical rent of the 92 cities in Louisiana with more than 5,000 people ($1,510).

  3. Nearby, in Harahan, the typical rent is $1,082: 28% less than in Waggaman ($1,510).

  4. The typical home in Waggaman is worth $170,400, 32% less than in Jefferson Parish as a whole ($251,400).

  5. Waggaman has the 5th largest share of rent-burdened renters of the 83 cities in Louisiana with more than 5,000 people (74%).

  6. 70% of households in Waggaman own their home, against 63% in Jefferson Parish.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Waggaman

What homes there are in Waggaman, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 96% of homes here, against 65% in Jefferson Parish.

Year built

Here half of the homes date from 1983 or later; in Jefferson Parish, from 1975 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,567 a month

Jefferson Parish: $1,762 a month

Without a mortgage

$381 a month

Jefferson Parish: $539 a month

Owners with a mortgage

61%

Jefferson Parish: 53%

Owning costs less in Waggaman: with a mortgage, the typical cost is $1,567 a month; in Jefferson Parish, $1,762. Without one, $381.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Waggaman gained value faster than in Jefferson Parish: 51% against 34%.

The typical rent in Waggaman rose 35% over the same time; in Jefferson Parish, it rose 22%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWaggamanJefferson ParishLouisianaUnited States
Rental vacancy Unreliable estimate6.1%7.8%5.5%
Homeowner vacancy Unreliable estimate1.1%1.3%0.9%
More than one person per room Unreliable estimate2.6%2.3%3.4%
People per household 2.972.422.492.53
Drive alone 79%77%79%69%
Carpool Unreliable estimate11%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate8%8%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Waggaman are bigger: 2.97 people on average; in Jefferson Parish, 2.42.

In Waggaman, 79% of workers drive alone to work; in Jefferson Parish, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Waggaman?

A typical home is within reach of the typical income

We start with a typical home in Waggaman, worth $170,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Waggaman, which is $68,374 a year.

The calculator's FHA and conventional loan limits are those of all of Jefferson Parish.

Your numbers

Local data
$

Starts at the typical home value in Waggaman. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,964 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,348

at 7.18% · 30 years

Loan amount
$167,314
Total interest
$240,725
Paid off in
November 2056

Includes $2,878 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,595 a month

    Your payment · 24%

  • Tight

    $1,595 to $2,051 a month

  • Hard

    more than $2,051 a month

Compared with the typical household income in Waggaman ($68,374 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,348
Principal & interest$1,133
Property tax$68
Home insurance$71
FHA mortgage insurance (MIP)$75

You need at least $5,964 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Waggaman and Jefferson Parish

Waggaman is in Jefferson Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Waggaman's own numbers

Typical home value
$170,400
Typical monthly rent
$1,510
Typical yearly household income
$68,374
Households that own their home
70%
Effective property tax rate
0.48%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Jefferson Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,480
Price change over 5 years (FHFA)
+22%
Homes in a high flood-risk zone
32%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jefferson Parish.

Everything about Jefferson Parish

Buying

Buying a home in Waggaman

A typical home in Waggaman is worth $170,400: 32% below the parish and 21% below Louisiana. With the typical household income in Waggaman ($68,374 a year), a typical home costs 2.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Waggaman 2.5 years
  • Jefferson 3.9 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Jefferson Parish

According to FHFA’s house price index, home prices in Jefferson Parish rose 48% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Jefferson Parish.

Period Parish Louisiana U.S.
Last year (2025) +2.3% +1.8% +2.9%
5 years (2020–2025) +22% +22% +47%
10 years (2015–2025) +48% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Waggaman next to Jefferson Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Waggaman $170,400
  • Jefferson $251,400
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Waggaman $1,510
  • Jefferson $1,190
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Waggaman $68,374
  • Jefferson $65,252
  • Louisiana $60,756
  • United States $80,734
See the full table
Waggaman next to Jefferson Parish and Louisiana
Measure Waggaman Jefferson Parish Louisiana U.S.
Typical home value $170,400 $251,400 $216,500 $332,700
Typical monthly rent $1,510 $1,190 $1,064 $1,413
Typical yearly household income $68,374 $65,252 $60,756 $80,734
Households that own their home 70% 63% 67% 65%
Typical yearly property tax $811 $1,312 $1,180 $3,119
Effective property tax rate 0.48% 0.52% 0.55% 0.94%
Renters with high rent for their income 74% 54% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jefferson Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Waggaman

For a typical $170,400 home in Waggaman, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Waggaman's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,348a month

    Least cash to close
    Down payment
    $5,964
    Cash to close
    $11,076
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $75

  • Conventional, 5% down $1,317a month

    Down payment
    $8,520
    Cash to close
    $13,632
    Rate
    7.18%
    Mortgage insurance
    PMI · $81

  • Conventional, 20% down, no PMI $1,063a month

    Down payment
    $34,080
    Cash to close
    $39,192
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,220a month

    Down payment
    $25,560
    Cash to close
    $30,672
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Waggaman and for Jefferson Parish.

Property tax

Effective rate in Waggaman

0.48%of the home’s value each year

$811 a year for the typical owner in Waggaman.

  • Waggaman 0.48%
  • Jefferson 0.52%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Jefferson Parish

FEMA does not publish these numbers by city: they are for all of Jefferson Parish.

Homes in the high-risk zone
32%
36,689
Of those, with NFIP insurance
—
Parish Louisiana U.S.
Homes in the high-risk zone 32% 15% 3.5%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Waggaman

Typical rent in Waggaman is $1,510 a month: 27% above the parish. In Waggaman, 74% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Jefferson Parish, by unit size. To pay the 2-bedroom one ($1,480 a month) without spending more than 30% of your income, you would need to earn $28.46 an hour working full time.

HUD fair market rent for all of Jefferson Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,096 $21.08 $43,840
1 bedroom $1,229 $23.63 $49,160
2 bedrooms $1,480 $28.46 $59,200
3 bedrooms $1,900 $36.54 $76,000
4 bedrooms $2,233 $42.94 $89,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Waggaman

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Waggaman is in ZIP code 70094.

For 2 bedrooms it is $1,460: $20 less than the fair market rent for Jefferson Parish ($1,480).

  • 70094 $1,460$1,870

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Waggaman when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Waggaman

HUD lists 4 buildings with rents for lower incomes in Waggaman. These are the largest.

  • Floral Acres Apt I 733 Dandelion Dr, Waggaman 70094 42 low-income homes · 1 bd: 2 · In service since 2011 · For families
  • Floral Acres Apt II 733 Dandelion Dr, Waggaman 70094 32 low-income homes · In service since 2011 · For families
  • Floral Acres II Apts Iris Lane, Waggaman 70094 31 low-income homes · 1 bd: 1 · 2 bd: 1 · In service since 1994
  • Lor/Ros Residences Clifford Court, Waggaman 70094 61 homes · 3 bd: 1 · In service since 2008

See all 41 buildings in Jefferson Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Waggaman

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Jefferson Parish; none says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Waggaman

No down payment, repair or rent-help program on our list is for Waggaman or Jefferson Parish. The ones below are statewide in Louisiana: they work in Waggaman the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Waggaman

The HUD-approved agencies closest to the center of Waggaman, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Jefferson Community Action Programs

    1221 Elmwood Park Blvd, New Orleans · 3 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (504) 736-6900

  • New Orleans Neighborhood Development Foundation

    1429 S Rampart St, New Orleans · 9 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (504) 488-0155

  • Louisiana Fair Housing Action Center, Inc.

    1340 Poydras St, New Orleans · 9 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    (504) 596-2100

Every agency in Jefferson Parish All counseling agencies in Louisiana

Help in Spanish near Waggaman

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Waggaman

HUD’s record names them for Waggaman or Jefferson Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

3 other authorities have an office in Jefferson Parish: see the list Source: HUD

Cities

Other cities in Jefferson Parish

These cities are also in Jefferson Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Jefferson Parish Housing in Louisiana
See 3 more cities in Jefferson Parish, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Waggaman, with the typical home value.

Neighboring counties

If Jefferson Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Waggaman.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Waggaman

Short answers with the numbers for Waggaman and all of Jefferson Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Waggaman?

The typical home value in Waggaman is $170,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jefferson Parish it is $251,400.

How much does it cost to rent in Waggaman?

Typical rent in Waggaman is $1,510 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jefferson Parish is $1,480.

What is the FHA loan limit in Waggaman?

Waggaman uses the FHA limit for all of Jefferson Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Waggaman?

The typical homeowner in Waggaman pays $811 a year, according to the U.S. Census Bureau. That is 0.48% of the home’s value; in Jefferson Parish, the rate is 0.52%.

Where can I find free help to buy or rent in Waggaman?

There is 1 HUD-approved counseling agency with an office in Jefferson Parish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).