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City · 11,619 residents · St. Charles Parish, Louisiana

Destrehan , Louisiana

In Destrehan, a typical home is worth $320,700 and typical rent is $1,257 a month. Compared with all of St. Charles Parish, the typical home value is 22% higher, typical household income is 12% higher, and the share of households that own their home is 8 points lower.

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  • Typical home value

    $320,700

    22% above the parish

    48% above Louisiana

    • Destrehan
    • St. Charles
    • Louisiana

  • Typical rent

    $1,257a month

    4% above the parish

    18% above Louisiana

    • Destrehan
    • St. Charles
    • Louisiana

  • Typical household income

    $90,509a year

    12% above the parish

    49% above Louisiana

    • Destrehan
    • St. Charles
    • Louisiana

  • Households that own their home

    74%

    8 points below the parish

    7 points above Louisiana

    • Destrehan
    • St. Charles
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$294,252
1% more than 12 months ago
Typical rent
$1,499 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Destrehan is in St. Charles Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of St. Charles Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Destrehan apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Waggaman, the typical home value is $170,400: 47% less than in Destrehan ($320,700).

  2. Nearby, in St. Rose, the typical rent is $856: 32% less than in Destrehan ($1,257).

  3. The typical home in Destrehan is worth $320,700, 22% more than in St. Charles Parish as a whole ($263,700).

  4. Destrehan has the 6th largest share of rent-burdened renters of the 83 cities in Louisiana with more than 5,000 people (73%).

  5. 74% of households in Destrehan own their home, against 82% in St. Charles Parish.

  6. Destrehan has the 8th highest typical household income of the 94 cities in Louisiana with more than 5,000 people ($90,509).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Destrehan

What homes there are in Destrehan, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Destrehan, 7 in 10 homes are single-family detached houses; in St. Charles Parish, 8.

Year built

By age, homes in Destrehan look like those in St. Charles Parish: the typical year built is 1986.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,895 a month

St. Charles Parish: $1,818 a month

Without a mortgage

$705 a month

St. Charles Parish: $551 a month

Owners with a mortgage

60%

St. Charles Parish: 60%

Owning costs about the same in Destrehan as in St. Charles Parish: with a mortgage, $1,895 a month; without one, $705.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Destrehan rose 34%; in St. Charles Parish, it rose 31%.

The typical rent in Destrehan stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureDestrehanSt. Charles ParishLouisianaUnited States
Rental vacancy Unreliable estimate9.8%7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.3%3.4%
People per household 2.722.742.492.53
Drive alone 81%83%79%69%
Carpool 5%5%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home 8%8%8%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Destrehan has 2.72 people on average, about the same as in St. Charles Parish (2.74).

To get to work, 81% of workers in Destrehan drive alone; in St. Charles Parish, 83%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Destrehan?

A typical home is tight for the typical income

We start with a typical home in Destrehan, worth $320,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Destrehan, which is $90,509 a year. For that payment to be 28% of income, a household would need to earn about $109,986 a year.

The calculator's FHA and conventional loan limits are those of all of St. Charles Parish.

Your numbers

Local data
$

Starts at the typical home value in Destrehan. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,225 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,566

at 7.18% · 30 years

Loan amount
$314,891
Total interest
$453,054
Paid off in
November 2056

Includes $5,416 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,112 a month

  • Tight

    $2,112 to $2,715 a month

    Your payment · 34%

  • Hard

    more than $2,715 a month

Compared with the typical household income in Destrehan ($90,509 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,566
Principal & interest$2,133
Property tax$158
Home insurance$134
FHA mortgage insurance (MIP)$142

You need at least $11,225 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Destrehan and St. Charles Parish

Destrehan is in St. Charles Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Destrehan's own numbers

Typical home value
$320,700
Typical monthly rent
$1,257
Typical yearly household income
$90,509
Households that own their home
74%
Effective property tax rate
0.59%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of St. Charles Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,480
Price change over 5 years (FHFA)
+23%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of St. Charles Parish.

Everything about St. Charles Parish

Buying

Buying a home in Destrehan

A typical home in Destrehan is worth $320,700: 22% above the parish and 48% above Louisiana. With the typical household income in Destrehan ($90,509 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Destrehan 3.5 years
  • St. Charles 3.3 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in St. Charles Parish

According to FHFA’s house price index, home prices in St. Charles Parish rose 45% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of St. Charles Parish.

Period Parish Louisiana U.S.
Last year (2025) +3.0% +1.8% +2.9%
5 years (2020–2025) +23% +22% +47%
10 years (2015–2025) +45% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Destrehan next to St. Charles Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Destrehan $320,700
  • St. Charles $263,700
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Destrehan $1,257
  • St. Charles $1,210
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Destrehan $90,509
  • St. Charles $80,897
  • Louisiana $60,756
  • United States $80,734
See the full table
Destrehan next to St. Charles Parish and Louisiana
Measure Destrehan St. Charles Parish Louisiana U.S.
Typical home value $320,700 $263,700 $216,500 $332,700
Typical monthly rent $1,257 $1,210 $1,064 $1,413
Typical yearly household income $90,509 $80,897 $60,756 $80,734
Households that own their home 74% 82% 67% 65%
Typical yearly property tax $1,900 $1,562 $1,180 $3,119
Effective property tax rate 0.59% 0.59% 0.55% 0.94%
Renters with high rent for their income 73% 66% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below St. Charles Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Destrehan

For a typical $320,700 home in Destrehan, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Destrehan's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,566a month

    Least cash to close
    Down payment
    $11,225
    Cash to close
    $20,846
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $142

  • Conventional, 5% down $2,508a month

    Down payment
    $16,035
    Cash to close
    $25,656
    Rate
    7.18%
    Mortgage insurance
    PMI · $152

  • Conventional, 20% down, no PMI $2,029a month

    Down payment
    $64,140
    Cash to close
    $73,761
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,326a month

    Down payment
    $48,105
    Cash to close
    $57,726
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Destrehan and for St. Charles Parish.

Property tax

Effective rate in Destrehan

0.59%of the home’s value each year

$1,900 a year for the typical owner in Destrehan.

  • Destrehan 0.59%
  • St. Charles 0.59%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in St. Charles Parish

FEMA does not publish these numbers by city: they are for all of St. Charles Parish.

FEMA’s maps count no homes in the high-risk zone in St. Charles Parish. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Destrehan

Typical rent in Destrehan is $1,257 a month: 4% above the parish. In Destrehan, 73% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of St. Charles Parish, by unit size. To pay the 2-bedroom one ($1,480 a month) without spending more than 30% of your income, you would need to earn $28.46 an hour working full time.

HUD fair market rent for all of St. Charles Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,096 $21.08 $43,840
1 bedroom $1,229 $23.63 $49,160
2 bedrooms $1,480 $28.46 $59,200
3 bedrooms $1,900 $36.54 $76,000
4 bedrooms $2,233 $42.94 $89,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Destrehan

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Destrehan is in ZIP code 70047.

For 2 bedrooms it is $1,440: $40 less than the fair market rent for St. Charles Parish ($1,480).

  • 70047 $1,440$1,850

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Destrehan when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Destrehan

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in St. Charles Parish. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Destrehan

No down payment, repair or rent-help program on our list is for Destrehan or St. Charles Parish. The ones below are statewide in Louisiana: they work in Destrehan the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Destrehan

The HUD-approved agencies closest to the center of Destrehan, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Jefferson Community Action Programs

    1221 Elmwood Park Blvd, New Orleans · 10 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (504) 736-6900

  • New Orleans Neighborhood Development Foundation

    1429 S Rampart St, New Orleans · 17 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (504) 488-0155

  • Louisiana Fair Housing Action Center, Inc.

    1340 Poydras St, New Orleans · 17 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    (504) 596-2100

All counseling agencies in Louisiana

Help in Spanish near Destrehan

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Destrehan

HUD’s record names them for Destrehan or St. Charles Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of St. Charles Parish Public housing and Section 8 vouchers (985) 785-2601

All housing agencies in Louisiana Source: HUD

Cities

Other cities in St. Charles Parish

These cities are also in St. Charles Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about St. Charles Parish Housing in Louisiana

Nearby cities

The cities closest to Destrehan, with the typical home value.

Neighboring counties

If St. Charles Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Destrehan.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Destrehan

Short answers with the numbers for Destrehan and all of St. Charles Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Destrehan?

The typical home value in Destrehan is $320,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in St. Charles Parish it is $263,700.

How much does it cost to rent in Destrehan?

Typical rent in Destrehan is $1,257 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in St. Charles Parish is $1,480.

What is the FHA loan limit in Destrehan?

Destrehan uses the FHA limit for all of St. Charles Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Destrehan?

The typical homeowner in Destrehan pays $1,900 a year, according to the U.S. Census Bureau. That is 0.59% of the home’s value; in St. Charles Parish, the rate is 0.59%.

Where can I find free help to buy or rent in Destrehan?

We found no HUD-approved counseling agencies with an office in St. Charles Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).