Este sitio también está en español. Leer en español

DictionaryRenting

Rent burden: what it means

Rent burden measures how much of a household's income goes to gross rent. The Census Bureau computes it household by household: monthly gross rent divided by monthly household income.

In Spanish it is

Carga de renta

Also written as: cost burden · housing cost burden · severely cost-burdened

The full explanation

A household is rent-burdened when it spends 30% or more of its income on housing, and severely burdened when it spends half or more; that 30% is the same share of adjusted income HUD sets as the tenant's payment in its rental assistance programs. On your county pages we show what share of renter households is in each situation.

An example

In Lucía's county, more than half of renter households spend 30% or more of their income on housing. That tells her rents weigh heavily against local wages.

With real numbers

Computed with official data for the whole U.S. In your county the numbers may differ.

Spend 30% or more
51%
Spend 50% or more
26%

In the U.S., 51% of renter households spend 30% or more of their income on rent. And 26% spend 50% or more: that is called a severe burden.

Computed with: American Community Survey (ACS) 5-year estimates (2020–2024)

In numbers: rent burden

Renters with a rent burden: the national figure and some of the 52 states, from highest to lowest, with the same source and the same date.

Nationwide
51%
Renters with a rent burden, by state: 5 states, from highest to lowest
State Figure vs. US
Florida 60% +18%
New Jersey 52% +0.9%
Virginia 49% −5.0%
Oklahoma 46% −9.4%
North Dakota 39% −24%

If a document mentions "rent burden", think of these figures: in Florida it is 60%; in North Dakota, 39%; nationwide, 51%.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024)

Where you see it on the site

You will see it in…

  • Your county page, under “Renter households”
  • Census (ACS) tables on gross rent as a percentage of income
  • Our “how much rent can I afford” calculator

Words that go with it

You will rarely see this word alone. These are the ones that show up with it on the same papers.

A young woman and a young man point to a line in their notes beside a laptop in a library.

Still confused by a paper?

A HUD-approved housing counselor can walk you through it. Agencies usually charge little or nothing, many work in Spanish, and they do not sell you anything.

Official sources

We sum up what these official sources say, in plain words. We add no rules they do not state; when a rule changes, the definition and its date change.

  1. 1. U.S. Census Bureau · American Community Survey subject definitions: gross rent as a percentage of household income (external site) · in English · Verified on October 16, 2026
  2. 2. Code of Federal Regulations (govinfo) · 24 CFR 5.628: total tenant payment (external site) · in English · Verified on October 16, 2026