The full explanation
They are not lenders or real estate agents and sell you nothing. Your county page lists the official agencies with phone numbers.
An example
Before buying, Rosa takes the homebuyer course at a HUD-approved agency near her home. The certificate counts for her state's assistance program.
In numbers: housing counselor
HUD-approved housing counseling agencies: how many each state has, and how many serve people in Spanish.
- National total
- 1,366 agencies
| State | Figure | In Spanish |
|---|---|---|
| Florida | 98 agencies | 57 in Spanish |
| New Jersey | 34 agencies | 18 in Spanish |
| Hawaii | 17 agencies | 2 in Spanish |
| Nebraska | 8 agencies | 4 in Spanish |
| Wyoming | 1 agency | 0 in Spanish |
If you look for "housing counselor", Florida has 98 agencies; Wyoming, 1 agency; the whole country, 1,366 agencies.
Sources: HUD-approved housing counseling agencies (Retrieved November 6, 2026)
Where you see it on the site
You will see it in…
- Your county and state pages, under “Help near you”
- Program requirements (“homebuyer education required”)
- HUD's and the CFPB's agency locators
