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National origin: what it means

National origin is one of the characteristics the Fair Housing Act protects. According to the Department of Justice, national origin discrimination can be based on the country where you were born or where your ancestors came from.

In Spanish it is

Origen nacional (national origin)

Also written as: national origin discrimination · country of origin

The full explanation

The law prohibits refusing to sell or rent you a home, setting different terms or publishing ads that state a preference based on your national origin. According to the CFPB, the Equal Credit Opportunity Act also prohibits lenders from discriminating against you because of your national origin when you apply for credit, such as a mortgage.

An example

A landlord texts Hugo that he does not rent “to people from your country.” Hugo saves the message, because the Fair Housing Act prohibits refusing to rent based on national origin.

You will see it in…

  • Rental or sale ads that state a preference based on country of origin
  • Housing or lending discrimination complaints
  • The text of the Fair Housing Act (42 U.S.C. 3604)

Words that go with it

You will rarely see this word alone. These are the ones that show up with it on the same papers.

An older man and his daughter go over papers with a professional.

Still confused by a paper?

A HUD-approved housing counselor can walk you through it. Agencies usually charge little or nothing, many work in Spanish, and they do not sell you anything.

Official sources

We sum up what these official sources say, in plain words. We add no rules they do not state; when a rule changes, the definition and its date change.

  1. 1. U.S. Department of Justice, Civil Rights Division · The Fair Housing Act: discrimination in housing based upon national origin (external site) · in English · Verified on October 17, 2026
  2. 2. Legal Information Institute (Cornell Law School) · 42 U.S.C. § 3604: discrimination in the sale or rental of housing (external site) · in English · Verified on October 17, 2026
  3. 3. CFPB · Credit discrimination is illegal (external site) · in English · Verified on October 17, 2026