The full explanation
It is not the same as a credit report. If a landlord denies you, or asks for a larger deposit or higher rent, because of the report, federal law requires the landlord to tell you, name the company and explain your right to a free copy and to dispute errors.
An example
Diego is turned down for an apartment because of an eviction case that is not his. The landlord's letter names the company that made the report. Diego asks that company for his free copy and disputes the error so it gets corrected.
You will see it in…
- The rental application, where you authorize the background check
- The landlord's denial or adverse action notice
- The report you request from the tenant screening company