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City · 8,144 residents · St. Louis County, Missouri

Brentwood , Missouri

In Brentwood, a typical home is worth $299,700 and typical rent is $1,439 a month. Compared with all of St. Louis County, typical household income is 20% higher, typical rent is 19% higher, and the share of households that own their home is 6 points lower.

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  • Typical home value

    $299,700

    8% above the county

    30% above Missouri

    • Brentwood
    • St. Louis
    • Missouri

  • Typical rent

    $1,439a month

    19% above the county

    39% above Missouri

    • Brentwood
    • St. Louis
    • Missouri

  • Typical household income

    $99,719a year

    20% above the county

    41% above Missouri

    • Brentwood
    • St. Louis
    • Missouri

  • Households that own their home

    63%

    6 points below the county

    5 points below Missouri

    • Brentwood
    • St. Louis
    • Missouri

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$267,404
2.3% more than 12 months ago
Typical rent
$1,716 a month
3.9% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Brentwood is in St. Louis County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of St. Louis County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Brentwood apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Maplewood, the typical rent is $970: 33% less than in Brentwood ($1,439).

  2. Nearby, in Maplewood, the typical home value is $237,000: 21% less than in Brentwood ($299,700).

  3. The typical household income in Brentwood is $99,719, 20% more than in St. Louis County as a whole ($82,936).

  4. The typical rent in Brentwood is $1,439 a month, 19% more than in St. Louis County as a whole ($1,209).

  5. 63% of households in Brentwood own their home, against 69% in St. Louis County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Brentwood

What homes there are in Brentwood, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Brentwood there is a bit of everything: no kind of home reaches half. The most common are detached houses (49%); in St. Louis County, 72%.

Year built

Homes in Brentwood are older: the typical year built is 1956; in St. Louis County, 1969.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,719 a month

St. Louis County: $1,753 a month

Without a mortgage

$671 a month

St. Louis County: $698 a month

Owners with a mortgage

63%

St. Louis County: 64%

The typical cost for an owner with a mortgage in Brentwood is $1,719 a month, near the figure in St. Louis County ($1,753).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Brentwood rose 31%; in St. Louis County, it rose 39%.

The typical rent in Brentwood rose 16% over the same time; in St. Louis County, it rose 23%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBrentwoodSt. Louis CountyMissouriUnited States
Rental vacancy Unreliable estimate5.0%5.0%5.5%
Homeowner vacancy Unreliable estimate0.7%0.9%0.9%
More than one person per room Unreliable estimate1.4%1.7%3.4%
People per household 1.992.362.402.53
Drive alone 72%71%75%69%
Carpool 6%6%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 18%18%13%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Brentwood are smaller: 1.99 people on average; in St. Louis County, 2.36.

To get to work, 72% of workers in Brentwood drive alone; in St. Louis County, 71%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Brentwood?

A typical home is tight for the typical income

We start with a typical home in Brentwood, worth $299,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Brentwood, which is $99,719 a year. For that payment to be 28% of income, a household would need to earn about $109,848 a year.

The calculator's FHA and conventional loan limits are those of all of St. Louis County.

Your numbers

Local data
$

Starts at the typical home value in Brentwood. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,490 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,563

at 7.18% · 30 years

Loan amount
$294,271
Total interest
$423,387
Paid off in
November 2056

Includes $5,061 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,327 a month

  • Tight

    $2,327 to $2,992 a month

    Your payment · 31%

  • Hard

    more than $2,992 a month

Compared with the typical household income in Brentwood ($99,719 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,563
Principal & interest$1,993
Property tax$312
Home insurance$125
FHA mortgage insurance (MIP)$133

You need at least $10,490 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Brentwood and St. Louis County

Brentwood is in St. Louis County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Brentwood's own numbers

Typical home value
$299,700
Typical monthly rent
$1,439
Typical yearly household income
$99,719
Households that own their home
63%
Effective property tax rate
1.25%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of St. Louis County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,349
Price change over 5 years (FHFA)
+44%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of St. Louis County.

Everything about St. Louis County

Buying

Buying a home in Brentwood

A typical home in Brentwood is worth $299,700: 8% above the county and 30% above Missouri. With the typical household income in Brentwood ($99,719 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Brentwood 3.0 years
  • St. Louis 3.3 years
  • Missouri 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in St. Louis County

According to FHFA’s house price index, home prices in St. Louis County rose 75% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of St. Louis County.

Period County Missouri U.S.
Last year (2025) +3.8% +3.7% +2.9%
5 years (2020–2025) +44% +51% +47%
10 years (2015–2025) +75% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Brentwood next to St. Louis County, Missouri and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Brentwood $299,700
  • St. Louis $276,800
  • Missouri $230,300
  • United States $332,700
Typical monthly rent
  • Brentwood $1,439
  • St. Louis $1,209
  • Missouri $1,033
  • United States $1,413
Typical yearly household income
  • Brentwood $99,719
  • St. Louis $82,936
  • Missouri $70,702
  • United States $80,734
See the full table
Brentwood next to St. Louis County and Missouri
Measure Brentwood St. Louis County Missouri U.S.
Typical home value $299,700 $276,800 $230,300 $332,700
Typical monthly rent $1,439 $1,209 $1,033 $1,413
Typical yearly household income $99,719 $82,936 $70,702 $80,734
Households that own their home 63% 69% 68% 65%
Typical yearly property tax $3,738 $3,335 $1,948 $3,119
Effective property tax rate 1.25% 1.2% 0.85% 0.94%
Renters with high rent for their income 33% 48% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below St. Louis County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Brentwood

For a typical $299,700 home in Brentwood, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Brentwood's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,563a month

    Least cash to close
    Down payment
    $10,490
    Cash to close
    $19,481
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $133

  • Conventional, 5% down $2,508a month

    Down payment
    $14,985
    Cash to close
    $23,976
    Rate
    7.18%
    Mortgage insurance
    PMI · $142

  • Conventional, 20% down, no PMI $2,061a month

    Down payment
    $59,940
    Cash to close
    $68,931
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,338a month

    Down payment
    $44,955
    Cash to close
    $53,946
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Brentwood and for St. Louis County.

Property tax

Effective rate in Brentwood

1.25%of the home’s value each year

$3,738 a year for the typical owner in Brentwood.

  • Brentwood 1.25%
  • St. Louis 1.2%
  • Missouri 0.85%

What Missouri publishes Deadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))

Exemptions and deadlines in Missouri

Flood risk in St. Louis County

FEMA does not publish these numbers by city: they are for all of St. Louis County.

Homes in the high-risk zone
1%
3,470
Of those, with NFIP insurance
34%
County Missouri U.S.
Homes in the high-risk zone 1% 1.6% 3.5%
Of those, with NFIP insurance 34% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Brentwood

Typical rent in Brentwood is $1,439 a month: 19% above the county. In Brentwood, 33% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of St. Louis County, by unit size. To pay the 2-bedroom one ($1,349 a month) without spending more than 30% of your income, you would need to earn $25.94 an hour working full time.

HUD fair market rent for all of St. Louis County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,064 $20.46 $42,560
1 bedroom $1,104 $21.23 $44,160
2 bedrooms $1,349 $25.94 $53,960
3 bedrooms $1,731 $33.29 $69,240
4 bedrooms $1,997 $38.40 $79,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Brentwood

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brentwood is in ZIP code 63144.

For 2 bedrooms it is $1,780: $431 more than the fair market rent for St. Louis County ($1,349).

  • 63144 $1,780$2,280

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Brentwood when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Brentwood

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 5 HUD-approved agencies with an office in St. Louis County; none says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Brentwood

No down payment, repair or rent-help program on our list is for Brentwood or St. Louis County. The ones below are statewide in Missouri: they work in Brentwood the same as in the rest of the state.

Which programs do I qualify for? All programs in Missouri

  • First Place Loan Program

    Statewide in Missouri

    Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs. Offered by Missouri Housing Development Commission (MHDC).

    Type not stated

    See the program Official page

  • Next Step Program

    Statewide in Missouri

    Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years. Offered by Missouri Housing Development Commission (MHDC).

    Forgivable

    See the program Official page

Housing counselors near Brentwood

The HUD-approved agencies closest to the center of Brentwood, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NSC (naca Counseling Subsidiary) - ST. Louis, MO

    1300 Hampton Avenue suite 101, Saint Louis · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (314) 645-8333

  • Better Family Life, Inc.

    5415 Page Blvd, Saint Louis · 5 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (314) 367-3440

  • Urban League of Metropolitan Saint Louis, Inc.

    1408 N Kingshighway Blvd, Saint Louis · 6 miles away

    • Mortgage delinquency and default
    • Fair housing pre-purchase workshops
    • and 6 more
    (314) 615-3600

Every agency in St. Louis County All counseling agencies in Missouri

Help in Spanish near Brentwood

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Brentwood

HUD’s record names them for Brentwood or St. Louis County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of St. Louis County Public housing and Section 8 vouchers (314) 428-3200

4 other authorities have an office in St. Louis County: see the list Source: HUD

Cities

Other cities in St. Louis County

These cities are also in St. Louis County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about St. Louis County Housing in Missouri
See 31 more cities in St. Louis County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Brentwood, with the typical home value.

Neighboring counties

If St. Louis County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Brentwood.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Brentwood

Short answers with the numbers for Brentwood and all of St. Louis County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Brentwood?

The typical home value in Brentwood is $299,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in St. Louis County it is $276,800.

How much does it cost to rent in Brentwood?

Typical rent in Brentwood is $1,439 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in St. Louis County is $1,349.

What is the FHA loan limit in Brentwood?

Brentwood uses the FHA limit for all of St. Louis County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Brentwood?

The typical homeowner in Brentwood pays $3,738 a year, according to the U.S. Census Bureau. That is 1.25% of the home’s value; in St. Louis County, the rate is 1.2%.

Where can I find free help to buy or rent in Brentwood?

There are 5 HUD-approved counseling agencies with an office in St. Louis County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).