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City · 11,455 residents · Webster Parish, Louisiana

Minden , Louisiana

In Minden, a typical home is worth $130,200 and typical rent is $895 a month. Compared with all of Webster Parish, typical household income is 17% lower, the typical home value is 14% higher, and the share of households that own their home is 17 points lower.

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  • Typical home value

    $130,200

    14% above the parish

    40% below Louisiana

    • Minden
    • Webster
    • Louisiana

  • Typical rent

    $895a month

    13% above the parish

    16% below Louisiana

    • Minden
    • Webster
    • Louisiana

  • Typical household income

    $34,294a year

    17% below the parish

    44% below Louisiana

    • Minden
    • Webster
    • Louisiana

  • Households that own their home

    49%

    17 points below the parish

    18 points below Louisiana

    • Minden
    • Webster
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$131,248
4.6% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Minden is in Webster Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Webster Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Minden apart

What this place has that others do not, from public data, most unusual first.

  1. According to Zillow, in the 12 months to September 2026 the typical home value in Minden fell 4.6%; in Louisiana, it rose 2.1%.

  2. 49% of households in Minden own their home, against 67% in Webster Parish.

  3. Nearby, in Grambling, the typical rent is $709: 21% less than in Minden ($895).

  4. The typical household income in Minden is $34,294, 17% less than in Webster Parish as a whole ($41,182).

  5. Minden has the 7th largest share of rent-burdened renters of the 83 cities in Louisiana with more than 5,000 people (71%).

Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data

The homes here

Housing in Minden

What homes there are in Minden, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 76% of homes here, against 67% in Webster Parish.

Year built

Homes in Minden are older: the typical year built is 1968; in Webster Parish, 1973.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 96% of owner-occupied homes in Minden are worth less than $500,000, below the FHA loan limit for Webster Parish ($541,287).

Monthly rent with utilities

With a mortgage

$1,202 a month

Webster Parish: $1,235 a month

Without a mortgage

$422 a month

Webster Parish: $359 a month

Owners with a mortgage

43%

Webster Parish: 37%

In Minden, 43% of owners have a mortgage; their typical cost is $1,202 a month, about the same as in Webster Parish.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Minden rose 34%; in Webster Parish, it rose 41%.

Rents in Minden rose at about the same pace as in Webster Parish: 17% since 2015–2019, against 16%.

The typical household income in Minden rose 38%: more than home values (+34%) and rent (+17%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMindenWebster ParishLouisianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.3%3.4%
People per household 2.442.432.492.53
Drive alone 83%81%79%69%
Carpool 9%8%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate6%8%15%
Other means Unreliable estimate2%2%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

By size, households in Minden look like those in Webster Parish: 2.44 people on average.

In Minden, 83% of workers drive alone to work; in Webster Parish, 81%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Minden?

A typical home is tight for the typical income

We start with a typical home in Minden, worth $130,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Minden, which is $34,294 a year. For that payment to be 28% of income, a household would need to earn about $44,002 a year.

The calculator's FHA and conventional loan limits are those of all of Webster Parish.

Your numbers

Local data
$

Starts at the typical home value in Minden. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,557 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,027

at 7.18% · 30 years

Loan amount
$127,842
Total interest
$183,934
Paid off in
November 2056

Includes $2,199 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $800 a month

  • Tight

    $800 to $1,029 a month

    Your payment · 36%

  • Hard

    more than $1,029 a month

Compared with the typical household income in Minden ($34,294 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,027
Principal & interest$866
Property tax$49
Home insurance$54
FHA mortgage insurance (MIP)$58

You need at least $4,557 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Minden and Webster Parish

Minden is in Webster Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Minden's own numbers

Typical home value
$130,200
Typical monthly rent
$895
Typical yearly household income
$34,294
Households that own their home
49%
Effective property tax rate
0.45%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Webster Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$922
Price change over 5 years (FHFA)
+31%
Homes in a high flood-risk zone
1.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Webster Parish.

Everything about Webster Parish

Buying

Buying a home in Minden

A typical home in Minden is worth $130,200: 14% above the parish and 40% below Louisiana. With the typical household income in Minden ($34,294 a year), a typical home costs 3.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Minden 3.8 years
  • Webster 2.8 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Webster Parish

According to FHFA’s house price index, home prices in Webster Parish rose 36% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Webster Parish.

Period Parish Louisiana U.S.
Last year (2025) +4.9% +1.8% +2.9%
5 years (2020–2025) +31% +22% +47%
10 years (2015–2025) +36% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Minden next to Webster Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Minden $130,200
  • Webster $114,500
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Minden $895
  • Webster $795
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Minden $34,294
  • Webster $41,182
  • Louisiana $60,756
  • United States $80,734
See the full table
Minden next to Webster Parish and Louisiana
Measure Minden Webster Parish Louisiana U.S.
Typical home value $130,200 $114,500 $216,500 $332,700
Typical monthly rent $895 $795 $1,064 $1,413
Typical yearly household income $34,294 $41,182 $60,756 $80,734
Households that own their home 49% 67% 67% 65%
Typical yearly property tax $587 $412 $1,180 $3,119
Effective property tax rate 0.45% 0.36% 0.55% 0.94%
Renters with high rent for their income 71% 66% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Webster Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Minden

For a typical $130,200 home in Minden, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Minden's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,027a month

    Least cash to close
    Down payment
    $4,557
    Cash to close
    $8,463
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $58

  • Conventional, 5% down $1,003a month

    Down payment
    $6,510
    Cash to close
    $10,416
    Rate
    7.18%
    Mortgage insurance
    PMI · $62

  • Conventional, 20% down, no PMI $809a month

    Down payment
    $26,040
    Cash to close
    $29,946
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $929a month

    Down payment
    $19,530
    Cash to close
    $23,436
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Minden and for Webster Parish.

Property tax

Effective rate in Minden

0.45%of the home’s value each year

$587 a year for the typical owner in Minden.

  • Minden 0.45%
  • Webster 0.36%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Webster Parish

FEMA does not publish these numbers by city: they are for all of Webster Parish.

Homes in the high-risk zone
1.8%
334
Of those, with NFIP insurance
24%
Parish Louisiana U.S.
Homes in the high-risk zone 1.8% 15% 3.5%
Of those, with NFIP insurance 24% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Minden

Typical rent in Minden is $895 a month: 13% above the parish. In Minden, 71% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Webster Parish, by unit size. To pay the 2-bedroom one ($922 a month) without spending more than 30% of your income, you would need to earn $17.73 an hour working full time.

HUD fair market rent for all of Webster Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $642 $12.35 $25,680
1 bedroom $705 $13.56 $28,200
2 bedrooms $922 $17.73 $36,880
3 bedrooms $1,183 $22.75 $47,320
4 bedrooms $1,212 $23.31 $48,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Minden

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Minden is in ZIP code 71055.

For 2 bedrooms it is $990: $68 more than the fair market rent for Webster Parish ($922).

  • 71055 $990$1,270

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Minden when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Minden

HUD lists 8 buildings with rents for lower incomes in Minden. These are the largest.

  • Southfield Plaza 1398 Sheppard St, Minden 71055 247 low-income homes · Run by Housing Authority of the City of Minden · Average payment: $311 a month · Average wait: 5 months (318) 377-1077
  • Webster Manor 300 Miller St, Minden 71055 86 low-income homes · For families (318) 371-2795
  • Sheppard Park Village Apartments 1355 Sheppard St, Minden 71055 80 low-income homes · 1 bd: 79 · 2 bd: 1 · For older adults (318) 377-8474
  • MT. Calm Senior Hamlet 334 Lee St, Minden 71055 40 low-income homes · For older adults (318) 371-1760
  • Hillside Apts 400 Hillside Ln, Minden 71055 60 homes · 1 bd: 8 · In service since 2001 · For people with disabilities

See all 15 buildings in Webster Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Minden

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Webster Parish. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Minden

No down payment, repair or rent-help program on our list is for Minden or Webster Parish. The ones below are statewide in Louisiana: they work in Minden the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Minden

The HUD-approved agencies closest to the center of Minden, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Highland Center Corporation

    520 Olive St, Shreveport · 29 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (318) 673-8440

  • Catholic Charities of North Louisiana

    902 Olive St, Shreveport · 29 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (318) 865-0200

  • Mount Pleasant Community Development Corp. Inc

    105 Bernice Drive, Monroe · 68 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (318) 323-3632

All counseling agencies in Louisiana

Help in Spanish near Minden

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Minden

HUD’s record names them for Minden or Webster Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Minden Public housing and Section 8 vouchers (318) 377-1077
  • Webster Parish Police Jury Section 8 vouchers (318) 377-7022

One other authority has an office in Webster Parish: see the list Source: HUD

Cities

Nearby cities

The cities closest to Minden, with the typical home value.

Everything about Webster Parish Housing in Louisiana

Neighboring counties

If Webster Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Minden.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Minden

Short answers with the numbers for Minden and all of Webster Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Minden?

The typical home value in Minden is $130,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Webster Parish it is $114,500.

How much does it cost to rent in Minden?

Typical rent in Minden is $895 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Webster Parish is $922.

What is the FHA loan limit in Minden?

Minden uses the FHA limit for all of Webster Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Minden?

The typical homeowner in Minden pays $587 a year, according to the U.S. Census Bureau. That is 0.45% of the home’s value; in Webster Parish, the rate is 0.36%.

Where can I find free help to buy or rent in Minden?

We found no HUD-approved counseling agencies with an office in Webster Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).