Español

Este sitio también está en español. Leer en español

City · 13,308 residents · Ouachita Parish, Louisiana

Claiborne , Louisiana

In Claiborne, a typical home is worth $219,200 and typical rent is $1,206 a month. Compared with all of Ouachita Parish, typical household income is 32% higher, typical rent is 26% higher, and the share of households that own their home is 8 points higher.

WhatsApp

  • Typical home value

    $219,200

    13% above the parish

    About the same as Louisiana

    • Claiborne
    • Ouachita
    • Louisiana

  • Typical rent

    $1,206a month

    26% above the parish

    13% above Louisiana

    • Claiborne
    • Ouachita
    • Louisiana

  • Typical household income

    $72,420a year

    32% above the parish

    19% above Louisiana

    • Claiborne
    • Ouachita
    • Louisiana

  • Households that own their home

    69%

    8 points above the parish

    2 points above Louisiana

    • Claiborne
    • Ouachita
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Claiborne is in Ouachita Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Ouachita Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Claiborne apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Bastrop, the typical home value is $87,800: 60% less than in Claiborne ($219,200).

  2. Nearby, in Grambling, the typical rent is $709: 41% less than in Claiborne ($1,206).

  3. The typical household income in Claiborne is $72,420, 32% more than in Ouachita Parish as a whole ($54,688).

  4. The typical rent in Claiborne is $1,206 a month, 26% more than in Ouachita Parish as a whole ($959).

  5. 69% of households in Claiborne own their home, against 61% in Ouachita Parish.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Claiborne

What homes there are in Claiborne, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 72% of homes here, against 67% in Ouachita Parish.

Year built

Homes in Claiborne are newer: the typical year built is 1992; in Ouachita Parish, 1983.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 98% of owner-occupied homes in Claiborne are worth less than $500,000, below the FHA loan limit for Ouachita Parish ($541,287).

Monthly rent with utilities

With a mortgage

$1,487 a month

Ouachita Parish: $1,458 a month

Without a mortgage

$453 a month

Ouachita Parish: $455 a month

Owners with a mortgage

66%

Ouachita Parish: 53%

In Claiborne, 66% of owners have a mortgage; their typical cost is $1,487 a month, about the same as in Ouachita Parish.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Claiborne gained value faster than in Ouachita Parish: 43% against 33%.

Rents in Claiborne rose at about the same pace as in Ouachita Parish: 25% since 2015–2019, against 25%.

The typical household income in Claiborne rose 29% over that time; home values changed +43% and rent +25%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureClaiborneOuachita ParishLouisianaUnited States
Rental vacancy Unreliable estimate9.3%7.8%5.5%
Homeowner vacancy Unreliable estimate1.4%1.3%0.9%
More than one person per room Unreliable estimate1.6%2.3%3.4%
People per household 2.522.502.492.53
Drive alone 82%78%79%69%
Carpool Unreliable estimate10%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 10%8%8%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

A household in Claiborne has 2.52 people on average, about the same as in Ouachita Parish (2.50).

To get to work, 82% of workers in Claiborne drive alone; in Ouachita Parish, 78%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Claiborne?

A typical home is tight for the typical income

We start with a typical home in Claiborne, worth $219,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Claiborne, which is $72,420 a year. For that payment to be 28% of income, a household would need to earn about $74,471 a year.

The calculator's FHA and conventional loan limits are those of all of Ouachita Parish.

Your numbers

Local data
$

Starts at the typical home value in Claiborne. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,672 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,738

at 7.18% · 30 years

Loan amount
$215,230
Total interest
$309,665
Paid off in
November 2056

Includes $3,702 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,690 a month

  • Tight

    $1,690 to $2,173 a month

    Your payment · 29%

  • Hard

    more than $2,173 a month

Compared with the typical household income in Claiborne ($72,420 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,738
Principal & interest$1,458
Property tax$91
Home insurance$91
FHA mortgage insurance (MIP)$97

You need at least $7,672 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Claiborne and Ouachita Parish

Claiborne is in Ouachita Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Claiborne's own numbers

Typical home value
$219,200
Typical monthly rent
$1,206
Typical yearly household income
$72,420
Households that own their home
69%
Effective property tax rate
0.5%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Ouachita Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,017
Price change over 5 years (FHFA)
+26%
Homes in a high flood-risk zone
11%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Ouachita Parish.

Everything about Ouachita Parish

Buying

Buying a home in Claiborne

A typical home in Claiborne is worth $219,200: 13% above the parish and about the same as Louisiana. With the typical household income in Claiborne ($72,420 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Claiborne 3.0 years
  • Ouachita 3.6 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Ouachita Parish

According to FHFA’s house price index, home prices in Ouachita Parish rose 36% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Ouachita Parish.

Period Parish Louisiana U.S.
Last year (2025) +4.1% +1.8% +2.9%
5 years (2020–2025) +26% +22% +47%
10 years (2015–2025) +36% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Claiborne next to Ouachita Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Claiborne $219,200
  • Ouachita $194,400
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Claiborne $1,206
  • Ouachita $959
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Claiborne $72,420
  • Ouachita $54,688
  • Louisiana $60,756
  • United States $80,734
See the full table
Claiborne next to Ouachita Parish and Louisiana
Measure Claiborne Ouachita Parish Louisiana U.S.
Typical home value $219,200 $194,400 $216,500 $332,700
Typical monthly rent $1,206 $959 $1,064 $1,413
Typical yearly household income $72,420 $54,688 $60,756 $80,734
Households that own their home 69% 61% 67% 65%
Typical yearly property tax $1,092 $1,054 $1,180 $3,119
Effective property tax rate 0.5% 0.54% 0.55% 0.94%
Renters with high rent for their income 53% 58% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Ouachita Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Claiborne

For a typical $219,200 home in Claiborne, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Claiborne's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,738a month

    Least cash to close
    Down payment
    $7,672
    Cash to close
    $14,248
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $97

  • Conventional, 5% down $1,697a month

    Down payment
    $10,960
    Cash to close
    $17,536
    Rate
    7.18%
    Mortgage insurance
    PMI · $104

  • Conventional, 20% down, no PMI $1,371a month

    Down payment
    $43,840
    Cash to close
    $50,416
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,573a month

    Down payment
    $32,880
    Cash to close
    $39,456
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Claiborne and for Ouachita Parish.

Property tax

Effective rate in Claiborne

0.5%of the home’s value each year

$1,092 a year for the typical owner in Claiborne.

  • Claiborne 0.5%
  • Ouachita 0.54%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Ouachita Parish

FEMA does not publish these numbers by city: they are for all of Ouachita Parish.

Homes in the high-risk zone
11%
6,209
Of those, with NFIP insurance
47%
Parish Louisiana U.S.
Homes in the high-risk zone 11% 15% 3.5%
Of those, with NFIP insurance 47% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Claiborne

Typical rent in Claiborne is $1,206 a month: 26% above the parish. In Claiborne, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Ouachita Parish, by unit size. To pay the 2-bedroom one ($1,017 a month) without spending more than 30% of your income, you would need to earn $19.56 an hour working full time.

HUD fair market rent for all of Ouachita Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $782 $15.04 $31,280
1 bedroom $794 $15.27 $31,760
2 bedrooms $1,017 $19.56 $40,680
3 bedrooms $1,314 $25.27 $52,560
4 bedrooms $1,337 $25.71 $53,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Claiborne

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Claiborne is in ZIP code 71291.

For 2 bedrooms it is $1,120: $103 more than the fair market rent for Ouachita Parish ($1,017).

  • 71291 $1,120$1,450

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Claiborne when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Claiborne

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Ouachita Parish; none says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Claiborne

No down payment, repair or rent-help program on our list is for Claiborne or Ouachita Parish. The ones below are statewide in Louisiana: they work in Claiborne the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Claiborne

The HUD-approved agencies closest to the center of Claiborne, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Mount Pleasant Community Development Corp. Inc

    105 Bernice Drive, Monroe · 5 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (318) 323-3632

  • Rapides Station Community Ministries

    1429 3rd St, Alexandria · 86 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (318) 487-9254

  • Cenla Community Action Committee, Incorporated

    2011 Macarthur Dr, Alexandria · 89 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (318) 314-3480

Every agency in Ouachita Parish All counseling agencies in Louisiana

Help in Spanish near Claiborne

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Claiborne

HUD’s record names them for Claiborne or Ouachita Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

2 other authorities have an office in Ouachita Parish: see the list Source: HUD

Cities

Other cities in Ouachita Parish

These cities are also in Ouachita Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Ouachita Parish Housing in Louisiana

Nearby cities

The cities closest to Claiborne, with the typical home value.

Neighboring counties

If Ouachita Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Claiborne.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Claiborne

Short answers with the numbers for Claiborne and all of Ouachita Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Claiborne?

The typical home value in Claiborne is $219,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Ouachita Parish it is $194,400.

How much does it cost to rent in Claiborne?

Typical rent in Claiborne is $1,206 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Ouachita Parish is $1,017.

What is the FHA loan limit in Claiborne?

Claiborne uses the FHA limit for all of Ouachita Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Claiborne?

The typical homeowner in Claiborne pays $1,092 a year, according to the U.S. Census Bureau. That is 0.5% of the home’s value; in Ouachita Parish, the rate is 0.54%.

Where can I find free help to buy or rent in Claiborne?

There is 1 HUD-approved counseling agency with an office in Ouachita Parish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).