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City · 5,287 residents · Lincoln Parish, Louisiana

Grambling , Louisiana

In Grambling, a typical home is worth $181,700 and typical rent is $709 a month. Compared with all of Lincoln Parish, typical rent is 14% lower, the typical home value is 14% lower, and the share of households that own their home is 23 points lower.

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  • Typical home value

    $181,700

    14% below the parish

    16% below Louisiana

    • Grambling
    • Lincoln
    • Louisiana

  • Typical rent

    $709a month

    14% below the parish

    33% below Louisiana

    • Grambling
    • Lincoln
    • Louisiana

  • Households that own their home

    31%

    23 points below the parish

    36 points below Louisiana

    • Grambling
    • Lincoln
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$161,061
6.6% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Grambling is in Lincoln Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lincoln Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Grambling apart

What this place has that others do not, from public data, most unusual first.

  1. Grambling has the 2nd lowest homeownership rate of the 96 cities in Louisiana with more than 5,000 people (31%).

  2. Grambling has the 3rd largest share of rent-burdened renters of the 83 cities in Louisiana with more than 5,000 people (78%).

  3. Grambling has the 5th lowest typical rent of the 92 cities in Louisiana with more than 5,000 people ($709).

  4. Nearby, in Minden, the typical home value is $130,200: 28% less than in Grambling ($181,700).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in Grambling rose 6.6%; in Louisiana, it rose 2.1%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Grambling

What homes there are in Grambling, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Grambling; the largest group, detached houses, adds up to 50%, less than in Lincoln Parish (59%).

Year built

Homes in Grambling are older: the typical year built is 1976; in Lincoln Parish, 1984.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,149 a month

Lincoln Parish: $1,439 a month

Without a mortgage

$355 a month

Lincoln Parish: $398 a month

Owning costs less in Grambling: with a mortgage, the typical cost is $1,149 a month; in Lincoln Parish, $1,439. Without one, $355.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Grambling rose 58%; in Lincoln Parish, it rose 36%.

Since 2015–2019, the typical rent in Grambling did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGramblingLincoln ParishLouisianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.3%3.4%
People per household 2.192.352.492.53
Drive alone 57%77%79%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 25%12%8%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.19 on average, against 2.35 in Lincoln Parish.

In Grambling, 25% of workers work from home, more than in Lincoln Parish (12%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Grambling?

The Census Bureau publishes no typical home value or typical household income for Grambling, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The calculator starts with the typical home value in Grambling: $181,700. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Lincoln Parish. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Lincoln Parish.

Your numbers

Local data
$

Starts at the typical home value in Grambling. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,360 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,434

at 7.18% · 30 years

Loan amount
$178,408
Total interest
$256,688
Paid off in
November 2056

Includes $3,068 FHA upfront mortgage insurance premium.

Does it fit the income?

Type your income to see which tier this payment lands in.

Show the result as
per month$1,434
Principal & interest$1,209
Property tax$70
Home insurance$76
FHA mortgage insurance (MIP)$80

You need at least $6,360 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Grambling and Lincoln Parish

Grambling is in Lincoln Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Grambling's own numbers

Typical home value
$181,700
Typical monthly rent
$709
Households that own their home
31%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Lincoln Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$892
Price change over 5 years (FHFA)
+28%
Homes in a high flood-risk zone
1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lincoln Parish.

Everything about Lincoln Parish

Buying

Buying a home in Grambling

A typical home in Grambling is worth $181,700: 14% below the parish and 16% below Louisiana.

How prices have changed in Lincoln Parish

According to FHFA’s house price index, home prices in Lincoln Parish rose 43% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Lincoln Parish.

Period Parish Louisiana U.S.
Last year (2025) +3.3% +1.8% +2.9%
5 years (2020–2025) +28% +22% +47%
10 years (2015–2025) +43% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Grambling next to Lincoln Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Grambling $181,700
  • Lincoln $210,100
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Grambling $709
  • Lincoln $825
  • Louisiana $1,064
  • United States $1,413
See the full table
Grambling next to Lincoln Parish and Louisiana
Measure Grambling Lincoln Parish Louisiana U.S.
Typical home value $181,700 $210,100 $216,500 $332,700
Typical monthly rent $709 $825 $1,064 $1,413
Households that own their home 31% 54% 67% 65%
Renters with high rent for their income 78% 67% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lincoln Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Grambling

For a typical $181,700 home in Grambling, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish Grambling's rate.

  • FHA, 3.5% down $1,365a month

    Least cash to close
    Down payment
    $6,360
    Cash to close
    $11,811
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $80

  • Conventional, 5% down $1,331a month

    Down payment
    $9,085
    Cash to close
    $14,536
    Rate
    7.18%
    Mortgage insurance
    PMI · $86

  • Conventional, 20% down, no PMI $1,060a month

    Down payment
    $36,340
    Cash to close
    $41,791
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,228a month

    Down payment
    $27,255
    Cash to close
    $32,706
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Grambling and for Lincoln Parish.

Property tax

Data not available for this place

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Lincoln Parish

FEMA does not publish these numbers by city: they are for all of Lincoln Parish.

Homes in the high-risk zone
1.1%
175
Of those, with NFIP insurance
29%
Parish Louisiana U.S.
Homes in the high-risk zone 1.1% 15% 3.5%
Of those, with NFIP insurance 29% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Grambling

Typical rent in Grambling is $709 a month: 14% below the parish. In Grambling, 78% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Lincoln Parish, by unit size. To pay the 2-bedroom one ($892 a month) without spending more than 30% of your income, you would need to earn $17.15 an hour working full time.

HUD fair market rent for all of Lincoln Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $724 $13.92 $28,960
1 bedroom $754 $14.50 $30,160
2 bedrooms $892 $17.15 $35,680
3 bedrooms $1,235 $23.75 $49,400
4 bedrooms $1,440 $27.69 $57,600

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Grambling

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Grambling is in ZIP code 71245.

For 2 bedrooms it is $890: $2 less than the fair market rent for Lincoln Parish ($892).

  • 71245 $890$1,240

A ZIP code counts for Grambling when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Grambling

HUD lists 4 buildings with rents for lower incomes in Grambling. These are the largest.

  • Perkins Lane Complex 100 Ellis Washington St, Grambling 71245 96 homes, 94 low-income · Run by Housing Authority of the Town of Grambling · Average payment: $338 a month · Average wait: 8 months (318) 247-6035
  • Mansfield Estates Intersection of Stadium DR and King Street, Grambling 71245 34 low-income homes · 2 bd: 1 · In service since 2013 · For families
  • The Fairways 1419 Martin Luther King Jr Ave, Grambling 71245 40 homes
  • Tradition Cove Subdivision Martin Luther King Drive, Grambling 71270 24 homes · 4 bd: 1

See all 26 buildings in Lincoln Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Grambling

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Lincoln Parish. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Grambling

No down payment, repair or rent-help program on our list is for Grambling or Lincoln Parish. The ones below are statewide in Louisiana: they work in Grambling the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Grambling

The HUD-approved agencies closest to the center of Grambling, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Mount Pleasant Community Development Corp. Inc

    105 Bernice Drive, Monroe · 35 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (318) 323-3632

  • The Highland Center Corporation

    520 Olive St, Shreveport · 60 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (318) 673-8440

  • Catholic Charities of North Louisiana

    902 Olive St, Shreveport · 61 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (318) 865-0200

All counseling agencies in Louisiana

Help in Spanish near Grambling

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Grambling

HUD’s record names them for Grambling or Lincoln Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the Town of Grambling Public housing and Section 8 vouchers (318) 247-6035
  • Lincoln Parish Police Jury Section 8 vouchers (318) 251-9867

4 other authorities have an office in Lincoln Parish: see the list Source: HUD

Cities

Other cities in Lincoln Parish

These cities are also in Lincoln Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Lincoln Parish Housing in Louisiana

Nearby cities

The cities closest to Grambling, with the typical home value.

Neighboring counties

If Lincoln Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Grambling.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Grambling

Short answers with the numbers for Grambling and all of Lincoln Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Grambling?

The typical home value in Grambling is $181,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lincoln Parish it is $210,100.

How much does it cost to rent in Grambling?

Typical rent in Grambling is $709 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lincoln Parish is $892.

What is the FHA loan limit in Grambling?

Grambling uses the FHA limit for all of Lincoln Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

Where can I find free help to buy or rent in Grambling?

We found no HUD-approved counseling agencies with an office in Lincoln Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).