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City · 180,982 residents · Caddo Parish, Louisiana

Shreveport , Louisiana

In Shreveport, a typical home is worth $178,900 and typical rent is $987 a month. Compared with all of Caddo Parish, the share of households that own their home is 7 points lower.

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  • Typical home value

    $178,900

    About the same as the parish

    17% below Louisiana

    • Shreveport
    • Caddo
    • Louisiana

  • Typical rent

    $987a month

    About the same as the parish

    7% below Louisiana

    • Shreveport
    • Caddo
    • Louisiana

  • Typical household income

    $48,699a year

    4% below the parish

    20% below Louisiana

    • Shreveport
    • Caddo
    • Louisiana

  • Households that own their home

    53%

    7 points below the parish

    14 points below Louisiana

    • Shreveport
    • Caddo
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$145,457
4.4% more than 12 months ago
Typical rent
$1,149 a month
5.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Shreveport is in Caddo Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Caddo Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Shreveport apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Grambling, the typical rent is $709: 28% less than in Shreveport ($987).

  2. Nearby, in Minden, the typical home value is $130,200: 27% less than in Shreveport ($178,900).

  3. 53% of households in Shreveport own their home, against 60% in Caddo Parish.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Shreveport

What homes there are in Shreveport, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Shreveport, 7 in 10 homes are single-family detached houses, about the same as in Caddo Parish.

Year built

In Shreveport, half of the homes were built before 1973; in Caddo Parish, before 1975.

Homes in Shreveport are smaller: 59% have 3 bedrooms or more; in Caddo Parish, 63%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Caddo Parish is $541,287, and about 94% of owner-occupied homes in Shreveport are worth less than that.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Caddo Parish is $1,045: about 55% of rents in Shreveport are below it.

With a mortgage

$1,431 a month

Caddo Parish: $1,423 a month

Without a mortgage

$449 a month

Caddo Parish: $433 a month

Owners with a mortgage

58%

Caddo Parish: 54%

In Shreveport, 58% of owners have a mortgage; their typical cost is $1,431 a month, about the same as in Caddo Parish.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Shreveport rose 21%; in Caddo Parish, it rose 18%.

The typical rent in Shreveport rose 22% since 2015–2019, about the same as in Caddo Parish (22%).

While home values in Shreveport changed +21% and rent +22%, the typical household income rose 25%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureShreveportCaddo ParishLouisianaUnited States
Rental vacancy 9.9%9.4%7.8%5.5%
Homeowner vacancy Unreliable estimate1.4%1.3%0.9%
More than one person per room 2.7%2.5%2.3%3.4%
People per household 2.312.352.492.53
Drive alone 79%80%79%69%
Carpool 9%9%9%9%
Public transit 1%1%1%3%
Walk or bike 1%1%2%3%
Work from home 7%7%8%15%
Other means 2%2%2%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

In Shreveport, the rental vacancy rate is 9.9%, about the same as in Caddo Parish.

In Shreveport, 2.7% of households live with more than one person per room, about the same as in Caddo Parish.

Much as in Caddo Parish, a household in Shreveport has 2.31 people on average.

To get to work, 79% of workers in Shreveport drive alone; in Caddo Parish, 80%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Shreveport?

A typical home is tight for the typical income

We start with a typical home in Shreveport, worth $178,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Shreveport, which is $48,699 a year. For that payment to be 28% of income, a household would need to earn about $61,866 a year.

The calculator's FHA and conventional loan limits are those of all of Caddo Parish.

Your numbers

Local data
$

Starts at the typical home value in Shreveport. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,262 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,444

at 7.18% · 30 years

Loan amount
$175,659
Total interest
$252,732
Paid off in
November 2056

Includes $3,021 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,136 a month

  • Tight

    $1,136 to $1,461 a month

    Your payment · 36%

  • Hard

    more than $1,461 a month

Compared with the typical household income in Shreveport ($48,699 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,444
Principal & interest$1,190
Property tax$100
Home insurance$75
FHA mortgage insurance (MIP)$79

You need at least $6,262 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Shreveport and Caddo Parish

Shreveport is in Caddo Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Shreveport's own numbers

Typical home value
$178,900
Typical monthly rent
$987
Typical yearly household income
$48,699
Households that own their home
53%
Effective property tax rate
0.67%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Caddo Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,045
Price change over 5 years (FHFA)
+19%
Homes in a high flood-risk zone
7.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Caddo Parish.

Everything about Caddo Parish

Buying

Buying a home in Shreveport

A typical home in Shreveport is worth $178,900: about the same as the parish and 17% below Louisiana. With the typical household income in Shreveport ($48,699 a year), a typical home costs 3.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Shreveport 3.7 years
  • Caddo 3.5 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Caddo Parish

According to FHFA’s house price index, home prices in Caddo Parish rose 27% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Caddo Parish.

Period Parish Louisiana U.S.
Last year (2025) +0.1% +1.8% +2.9%
5 years (2020–2025) +19% +22% +47%
10 years (2015–2025) +27% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Shreveport next to Caddo Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Shreveport $178,900
  • Caddo $175,700
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Shreveport $987
  • Caddo $974
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Shreveport $48,699
  • Caddo $50,705
  • Louisiana $60,756
  • United States $80,734
See the full table
Shreveport next to Caddo Parish and Louisiana
Measure Shreveport Caddo Parish Louisiana U.S.
Typical home value $178,900 $175,700 $216,500 $332,700
Typical monthly rent $987 $974 $1,064 $1,413
Typical yearly household income $48,699 $50,705 $60,756 $80,734
Households that own their home 53% 60% 67% 65%
Typical yearly property tax $1,201 $1,085 $1,180 $3,119
Effective property tax rate 0.67% 0.62% 0.55% 0.94%
Renters with high rent for their income 56% 55% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Caddo Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Shreveport

For a typical $178,900 home in Shreveport, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Shreveport's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,444a month

    Least cash to close
    Down payment
    $6,262
    Cash to close
    $11,629
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $79

  • Conventional, 5% down $1,411a month

    Down payment
    $8,945
    Cash to close
    $14,312
    Rate
    7.18%
    Mortgage insurance
    PMI · $85

  • Conventional, 20% down, no PMI $1,144a month

    Down payment
    $35,780
    Cash to close
    $41,147
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,309a month

    Down payment
    $26,835
    Cash to close
    $32,202
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Shreveport and for Caddo Parish.

Property tax

Effective rate in Shreveport

0.67%of the home’s value each year

$1,201 a year for the typical owner in Shreveport.

  • Shreveport 0.67%
  • Caddo 0.62%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Caddo Parish

FEMA does not publish these numbers by city: they are for all of Caddo Parish.

Homes in the high-risk zone
7.8%
7,383
Of those, with NFIP insurance
44%
Parish Louisiana U.S.
Homes in the high-risk zone 7.8% 15% 3.5%
Of those, with NFIP insurance 44% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Shreveport

Typical rent in Shreveport is $987 a month: about the same as the parish. In Shreveport, 56% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Caddo Parish, by unit size. To pay the 2-bedroom one ($1,045 a month) without spending more than 30% of your income, you would need to earn $20.10 an hour working full time.

HUD fair market rent for all of Caddo Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $832 $16.00 $33,280
1 bedroom $926 $17.81 $37,040
2 bedrooms $1,045 $20.10 $41,800
3 bedrooms $1,380 $26.54 $55,200
4 bedrooms $1,450 $27.88 $58,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Shreveport

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Shreveport has 9 ZIP codes with their own.

For 2 bedrooms it runs from $1,000 in 71101 to $1,300 in 71105.

3 of the 9 are above the fair market rent for Caddo Parish ($1,045).

  • 71101 $1,000$1,320
  • 71103 $1,000$1,320
  • 71104 $1,100$1,450
  • 71105 $1,300$1,720
  • 71106 $1,000$1,320
  • 71107 $1,000$1,320
  • 71108 $1,100$1,450
  • 71109 $1,000$1,320
  • 71118 $1,040$1,370

5 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Shreveport when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Shreveport

HUD lists 102 buildings with rents for lower incomes in Shreveport. These are the largest.

  • Jordan Square 625 Jordan St, Shreveport 71101 170 low-income homes · For older adults (318) 227-2591
  • Wellington Square 1812 Jewella Ave, Shreveport 71109 170 low-income homes · For older adults (318) 635-5867
  • Stone Vista Apartments 541 E Stoner Ave, Shreveport 71101 154 homes, 152 low-income · For families (318) 222-0725
  • Cedar Hills 7401 Saint Vincent Ave, Shreveport 71106 143 homes, 142 low-income · For older adults (318) 861-6915
  • Canaan Village 1915 Patzman St, Shreveport 71101 128 low-income homes · For families (318) 221-6663

See all 113 buildings in Caddo Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Shreveport

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Caddo Parish; none says it serves in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Shreveport

No down payment, repair or rent-help program on our list is for Shreveport or Caddo Parish. The ones below are statewide in Louisiana: they work in Shreveport the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Shreveport

The HUD-approved agencies closest to the center of Shreveport, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Catholic Charities of North Louisiana

    902 Olive St, Shreveport · 3 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (318) 865-0200

  • The Highland Center Corporation

    520 Olive St, Shreveport · 3 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (318) 673-8440

  • Mount Pleasant Community Development Corp. Inc

    105 Bernice Drive, Monroe · 98 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (318) 323-3632

Every agency in Caddo Parish All counseling agencies in Louisiana

Help in Spanish near Shreveport

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Shreveport

HUD’s record names them for Shreveport or Caddo Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Shreveport Public housing and Section 8 vouchers (318) 698-3600
  • Caddo Parish Commission Section 8 vouchers (318) 698-3646

3 other authorities have an office in Caddo Parish: see the list Source: HUD

Cities

Nearby cities

The cities closest to Shreveport, with the typical home value.

Everything about Caddo Parish Housing in Louisiana

Neighboring counties

If Caddo Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Shreveport.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Shreveport

Short answers with the numbers for Shreveport and all of Caddo Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Shreveport?

The typical home value in Shreveport is $178,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Caddo Parish it is $175,700.

How much does it cost to rent in Shreveport?

Typical rent in Shreveport is $987 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Caddo Parish is $1,045.

What is the FHA loan limit in Shreveport?

Shreveport uses the FHA limit for all of Caddo Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Shreveport?

The typical homeowner in Shreveport pays $1,201 a year, according to the U.S. Census Bureau. That is 0.67% of the home’s value; in Caddo Parish, the rate is 0.62%.

Where can I find free help to buy or rent in Shreveport?

There are 2 HUD-approved counseling agencies with an office in Caddo Parish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).