Español

Este sitio también está en español. Leer en español

City · 5,297 residents · St. Martin Parish, Louisiana

St. Martinville , Louisiana

In St. Martinville, a typical home is worth $100,100 and typical rent is $765 a month. Compared with all of St. Martin Parish, the typical home value is 39% lower, typical household income is 35% lower, and the share of households that own their home is 21 points lower.

WhatsApp

  • Typical home value

    $100,100

    39% below the parish

    54% below Louisiana

    • St. Martinville
    • St. Martin
    • Louisiana

  • Typical rent

    $765a month

    12% below the parish

    28% below Louisiana

    • St. Martinville
    • St. Martin
    • Louisiana

  • Typical household income

    $36,130a year

    35% below the parish

    41% below Louisiana

    • St. Martinville
    • St. Martin
    • Louisiana

  • Households that own their home

    57%

    21 points below the parish

    11 points below Louisiana

    • St. Martinville
    • St. Martin
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$150,026
2.8% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

St. Martinville is in St. Martin Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of St. Martin Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets St. Martinville apart

What this place has that others do not, from public data, most unusual first.

  1. 57% of households in St. Martinville own their home, against 78% in St. Martin Parish.

  2. The typical home in St. Martinville is worth $100,100, 39% less than in St. Martin Parish as a whole ($164,200).

  3. The typical household income in St. Martinville is $36,130, 35% less than in St. Martin Parish as a whole ($55,960).

  4. 28% of households in St. Martinville have no internet at home (15% in St. Martin Parish).

  5. St. Martinville has the 8th lowest typical rent of the 92 cities in Louisiana with more than 5,000 people ($765).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in St. Martinville

What homes there are in St. Martinville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 77% of homes here, against 70% in St. Martin Parish.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,107 a month

St. Martin Parish: $1,430 a month

Without a mortgage

$302 a month

St. Martin Parish: $360 a month

Owners with a mortgage

41%

St. Martin Parish: 43%

The typical cost for an owner with a mortgage in St. Martinville is $1,107 a month, less than in St. Martin Parish ($1,430); without one, $302.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in St. Martinville stayed about the same since 2015–2019: the Census sees no clear change.

The typical rent in St. Martinville stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSt. MartinvilleSt. Martin ParishLouisianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate3.1%2.3%3.4%
People per household 1.822.612.492.53
Drive alone 87%83%79%69%
Carpool Unreliable estimate7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate8%8%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 1.82 on average, against 2.61 in St. Martin Parish.

To get to work, 87% of workers in St. Martinville drive alone; in St. Martin Parish, 83%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in St. Martinville?

A typical home is within reach of the typical income

We start with a typical home in St. Martinville, worth $100,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in St. Martinville, which is $36,130 a year.

The calculator's FHA and conventional loan limits are those of all of St. Martin Parish.

Your numbers

Local data
$

Starts at the typical home value in St. Martinville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,504 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$789

at 7.18% · 30 years

Loan amount
$98,286
Total interest
$141,411
Paid off in
November 2056

Includes $1,690 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $843 a month

    Your payment · 26%

  • Tight

    $843 to $1,084 a month

  • Hard

    more than $1,084 a month

Compared with the typical household income in St. Martinville ($36,130 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$789
Principal & interest$666
Property tax$37
Home insurance$42
FHA mortgage insurance (MIP)$44

You need at least $3,504 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

St. Martinville and St. Martin Parish

St. Martinville is in St. Martin Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

St. Martinville's own numbers

Typical home value
$100,100
Typical monthly rent
$765
Typical yearly household income
$36,130
Households that own their home
57%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of St. Martin Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,092
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
24%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of St. Martin Parish.

Everything about St. Martin Parish

Buying

Buying a home in St. Martinville

A typical home in St. Martinville is worth $100,100: 39% below the parish and 54% below Louisiana. With the typical household income in St. Martinville ($36,130 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • St. Martinville 2.8 years
  • St. Martin 2.9 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in St. Martin Parish

According to FHFA’s house price index, home prices in St. Martin Parish rose 41% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of St. Martin Parish.

Period Parish Louisiana U.S.
Last year (2025) +3.7% +1.8% +2.9%
5 years (2020–2025) +30% +22% +47%
10 years (2015–2025) +41% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

St. Martinville next to St. Martin Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • St. Martinville $100,100
  • St. Martin $164,200
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • St. Martinville $765
  • St. Martin $870
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • St. Martinville $36,130
  • St. Martin $55,960
  • Louisiana $60,756
  • United States $80,734
See the full table
St. Martinville next to St. Martin Parish and Louisiana
Measure St. Martinville St. Martin Parish Louisiana U.S.
Typical home value $100,100 $164,200 $216,500 $332,700
Typical monthly rent $765 $870 $1,064 $1,413
Typical yearly household income $36,130 $55,960 $60,756 $80,734
Households that own their home 57% 78% 67% 65%
Renters with high rent for their income 62% 45% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below St. Martin Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in St. Martinville

For a typical $100,100 home in St. Martinville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish St. Martinville's rate.

  • FHA, 3.5% down $752a month

    Least cash to close
    Down payment
    $3,504
    Cash to close
    $6,507
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $44

  • Conventional, 5% down $733a month

    Down payment
    $5,005
    Cash to close
    $8,008
    Rate
    7.18%
    Mortgage insurance
    PMI · $48

  • Conventional, 20% down, no PMI $584a month

    Down payment
    $20,020
    Cash to close
    $23,023
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $677a month

    Down payment
    $15,015
    Cash to close
    $18,018
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for St. Martinville and for St. Martin Parish.

Property tax

Data not available for this place

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in St. Martin Parish

FEMA does not publish these numbers by city: they are for all of St. Martin Parish.

Homes in the high-risk zone
24%
5,221
Of those, with NFIP insurance
25%
Parish Louisiana U.S.
Homes in the high-risk zone 24% 15% 3.5%
Of those, with NFIP insurance 25% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in St. Martinville

Typical rent in St. Martinville is $765 a month: 12% below the parish. In St. Martinville, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of St. Martin Parish, by unit size. To pay the 2-bedroom one ($1,092 a month) without spending more than 30% of your income, you would need to earn $21.00 an hour working full time.

HUD fair market rent for all of St. Martin Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $835 $16.06 $33,400
1 bedroom $971 $18.67 $38,840
2 bedrooms $1,092 $21.00 $43,680
3 bedrooms $1,375 $26.44 $55,000
4 bedrooms $1,607 $30.90 $64,280

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in St. Martinville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). St. Martinville is in ZIP code 70582.

For 2 bedrooms it is $920: $172 less than the fair market rent for St. Martin Parish ($1,092).

  • 70582 $920$1,180

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for St. Martinville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in St. Martinville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in St. Martin Parish. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in St. Martinville

No down payment, repair or rent-help program on our list is for St. Martinville or St. Martin Parish. The ones below are statewide in Louisiana: they work in St. Martinville the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near St. Martinville

The HUD-approved agencies closest to the center of St. Martinville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Lafayette Consolidated Government Neighborhood Counseling Services

    111 Shirley Picard Dr, Lafayette · 13 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (337) 291-5450

  • Saint Martin, Iberia, Lafayette Community Action Agency

    501 Saint John St, Lafayette · 13 miles away · Spanish

    Also serves in French.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    337-234-3272-203

  • Step Up Acadiana

    601 Loire Ave Ste H, Lafayette · 16 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (337) 484-1501

All counseling agencies in Louisiana

Help in Spanish near St. Martinville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of St. Martinville

HUD’s record names them for St. Martinville or St. Martin Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

2 other authorities have an office in St. Martin Parish: see the list Source: HUD

Cities

Other cities in St. Martin Parish

These cities are also in St. Martin Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about St. Martin Parish Housing in Louisiana

Nearby cities

The cities closest to St. Martinville, with the typical home value.

Neighboring counties

If St. Martin Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in St. Martinville.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about St. Martinville

Short answers with the numbers for St. Martinville and all of St. Martin Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in St. Martinville?

The typical home value in St. Martinville is $100,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in St. Martin Parish it is $164,200.

How much does it cost to rent in St. Martinville?

Typical rent in St. Martinville is $765 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in St. Martin Parish is $1,092.

What is the FHA loan limit in St. Martinville?

St. Martinville uses the FHA limit for all of St. Martin Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

Where can I find free help to buy or rent in St. Martinville?

We found no HUD-approved counseling agencies with an office in St. Martin Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).