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City · 7,501 residents · St. Martin Parish, Louisiana

Breaux Bridge , Louisiana

In Breaux Bridge, a typical home is worth $175,900 and typical rent is $891 a month. Compared with all of St. Martin Parish, typical household income is 15% lower, the typical home value is 7% higher, and the share of households that own their home is 9 points lower.

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  • Typical home value

    $175,900

    7% above the parish

    19% below Louisiana

    • Breaux Bridge
    • St. Martin
    • Louisiana

  • Typical rent

    $891a month

    2% above the parish

    16% below Louisiana

    • Breaux Bridge
    • St. Martin
    • Louisiana

  • Typical household income

    $47,806a year

    15% below the parish

    21% below Louisiana

    • Breaux Bridge
    • St. Martin
    • Louisiana

  • Households that own their home

    69%

    9 points below the parish

    1 points above Louisiana

    • Breaux Bridge
    • St. Martin
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$182,106
2.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Breaux Bridge is in St. Martin Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of St. Martin Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Breaux Bridge apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in St. Martinville, the typical home value is $100,100: 43% less than in Breaux Bridge ($175,900).

  2. 69% of households in Breaux Bridge own their home, against 78% in St. Martin Parish.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Breaux Bridge

What homes there are in Breaux Bridge, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Breaux Bridge, 8 in 10 homes are single-family detached houses; in St. Martin Parish, 7.

Year built

In Breaux Bridge, half of the homes were built before 1980; in St. Martin Parish, before 1986.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 91% of owner-occupied homes in Breaux Bridge are worth less than $500,000, below the FHA loan limit for St. Martin Parish ($541,287).

Monthly rent with utilities

With a mortgage

$1,579 a month

St. Martin Parish: $1,430 a month

Without a mortgage

$396 a month

St. Martin Parish: $360 a month

Owners with a mortgage

42%

St. Martin Parish: 43%

In Breaux Bridge, 42% of owners have a mortgage, and their typical cost is $1,579 a month, against $1,430 in St. Martin Parish. Without one it drops to $396.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Breaux Bridge did not change clearly: the difference is within the Census margin of error.

The typical rent in Breaux Bridge stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBreaux BridgeSt. Martin ParishLouisianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate3.1%2.3%3.4%
People per household 2.592.612.492.53
Drive alone 78%83%79%69%
Carpool 9%7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home 10%8%8%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Breaux Bridge look like those in St. Martin Parish: 2.59 people on average.

To get to work, 78% of workers in Breaux Bridge drive alone; in St. Martin Parish, 83%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Breaux Bridge?

A typical home is tight for the typical income

We start with a typical home in Breaux Bridge, worth $175,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Breaux Bridge, which is $47,806 a year. For that payment to be 28% of income, a household would need to earn about $59,509 a year.

The calculator's FHA and conventional loan limits are those of all of St. Martin Parish.

Your numbers

Local data
$

Starts at the typical home value in Breaux Bridge. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,157 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,389

at 7.18% · 30 years

Loan amount
$172,714
Total interest
$248,494
Paid off in
November 2056

Includes $2,971 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,115 a month

  • Tight

    $1,115 to $1,434 a month

    Your payment · 35%

  • Hard

    more than $1,434 a month

Compared with the typical household income in Breaux Bridge ($47,806 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,389
Principal & interest$1,170
Property tax$67
Home insurance$73
FHA mortgage insurance (MIP)$78

You need at least $6,157 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Breaux Bridge and St. Martin Parish

Breaux Bridge is in St. Martin Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Breaux Bridge's own numbers

Typical home value
$175,900
Typical monthly rent
$891
Typical yearly household income
$47,806
Households that own their home
69%
Effective property tax rate
0.46%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of St. Martin Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,092
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
24%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of St. Martin Parish.

Everything about St. Martin Parish

Buying

Buying a home in Breaux Bridge

A typical home in Breaux Bridge is worth $175,900: 7% above the parish and 19% below Louisiana. With the typical household income in Breaux Bridge ($47,806 a year), a typical home costs 3.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Breaux Bridge 3.7 years
  • St. Martin 2.9 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in St. Martin Parish

According to FHFA’s house price index, home prices in St. Martin Parish rose 41% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of St. Martin Parish.

Period Parish Louisiana U.S.
Last year (2025) +3.7% +1.8% +2.9%
5 years (2020–2025) +30% +22% +47%
10 years (2015–2025) +41% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Breaux Bridge next to St. Martin Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Breaux Bridge $175,900
  • St. Martin $164,200
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Breaux Bridge $891
  • St. Martin $870
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Breaux Bridge $47,806
  • St. Martin $55,960
  • Louisiana $60,756
  • United States $80,734
See the full table
Breaux Bridge next to St. Martin Parish and Louisiana
Measure Breaux Bridge St. Martin Parish Louisiana U.S.
Typical home value $175,900 $164,200 $216,500 $332,700
Typical monthly rent $891 $870 $1,064 $1,413
Typical yearly household income $47,806 $55,960 $60,756 $80,734
Households that own their home 69% 78% 67% 65%
Typical yearly property tax $805 $725 $1,180 $3,119
Effective property tax rate 0.46% 0.44% 0.55% 0.94%
Renters with high rent for their income 54% 45% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below St. Martin Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Breaux Bridge

For a typical $175,900 home in Breaux Bridge, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Breaux Bridge's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,389a month

    Least cash to close
    Down payment
    $6,157
    Cash to close
    $11,434
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $78

  • Conventional, 5% down $1,356a month

    Down payment
    $8,795
    Cash to close
    $14,072
    Rate
    7.18%
    Mortgage insurance
    PMI · $84

  • Conventional, 20% down, no PMI $1,094a month

    Down payment
    $35,180
    Cash to close
    $40,457
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,257a month

    Down payment
    $26,385
    Cash to close
    $31,662
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Breaux Bridge and for St. Martin Parish.

Property tax

Effective rate in Breaux Bridge

0.46%of the home’s value each year

$805 a year for the typical owner in Breaux Bridge.

  • Breaux Bridge 0.46%
  • St. Martin 0.44%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in St. Martin Parish

FEMA does not publish these numbers by city: they are for all of St. Martin Parish.

Homes in the high-risk zone
24%
5,221
Of those, with NFIP insurance
25%
Parish Louisiana U.S.
Homes in the high-risk zone 24% 15% 3.5%
Of those, with NFIP insurance 25% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Breaux Bridge

Typical rent in Breaux Bridge is $891 a month: 2% above the parish. In Breaux Bridge, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of St. Martin Parish, by unit size. To pay the 2-bedroom one ($1,092 a month) without spending more than 30% of your income, you would need to earn $21.00 an hour working full time.

HUD fair market rent for all of St. Martin Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $835 $16.06 $33,400
1 bedroom $971 $18.67 $38,840
2 bedrooms $1,092 $21.00 $43,680
3 bedrooms $1,375 $26.44 $55,000
4 bedrooms $1,607 $30.90 $64,280

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Breaux Bridge

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Breaux Bridge is in ZIP code 70517.

For 2 bedrooms it is $1,010: $82 less than the fair market rent for St. Martin Parish ($1,092).

  • 70517 $1,010$1,270

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Breaux Bridge when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Breaux Bridge

HUD lists 3 buildings with rents for lower incomes in Breaux Bridge. These are the largest.

  • La 59-2 328 Guilbeau St, Breaux Bridge 70517 98 low-income homes · Run by Housing Authority of the City of Breaux Bridge · Average payment: $398 a month · Average wait: 13 months (337) 332-2808
  • Garden Park 800 Agnes Dr, Breaux Bridge 70517 25 low-income homes · 3 bd: 1 · In service since 2014 · For families
  • Armentine Cove 338 Armentine Cv, Breaux Bridge 70517 41 homes · 4 bd: 1 · In service since 2003

See all 10 buildings in St. Martin Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Breaux Bridge

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in St. Martin Parish. The nearest ones are below; many serve by phone or online.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Breaux Bridge

No down payment, repair or rent-help program on our list is for Breaux Bridge or St. Martin Parish. The ones below are statewide in Louisiana: they work in Breaux Bridge the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Breaux Bridge

The HUD-approved agencies closest to the center of Breaux Bridge, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Lafayette Consolidated Government Neighborhood Counseling Services

    111 Shirley Picard Dr, Lafayette · 7 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (337) 291-5450

  • Step Up Acadiana

    601 Loire Ave Ste H, Lafayette · 7 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (337) 484-1501

  • Saint Martin, Iberia, Lafayette Community Action Agency

    501 Saint John St, Lafayette · 8 miles away · Spanish

    Also serves in French.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    337-234-3272-203

All counseling agencies in Louisiana

Help in Spanish near Breaux Bridge

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Breaux Bridge

HUD’s record names them for Breaux Bridge or St. Martin Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Breaux Bridge Public housing (337) 332-2808
  • ST. Martin Parish Police Jury Section 8 vouchers (337) 394-2246

3 other authorities have an office in St. Martin Parish: see the list Source: HUD

Cities

Other cities in St. Martin Parish

These cities are also in St. Martin Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about St. Martin Parish Housing in Louisiana

Nearby cities

The cities closest to Breaux Bridge, with the typical home value.

Neighboring counties

If St. Martin Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Breaux Bridge.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Breaux Bridge

Short answers with the numbers for Breaux Bridge and all of St. Martin Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Breaux Bridge?

The typical home value in Breaux Bridge is $175,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in St. Martin Parish it is $164,200.

How much does it cost to rent in Breaux Bridge?

Typical rent in Breaux Bridge is $891 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in St. Martin Parish is $1,092.

What is the FHA loan limit in Breaux Bridge?

Breaux Bridge uses the FHA limit for all of St. Martin Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Breaux Bridge?

The typical homeowner in Breaux Bridge pays $805 a year, according to the U.S. Census Bureau. That is 0.46% of the home’s value; in St. Martin Parish, the rate is 0.44%.

Where can I find free help to buy or rent in Breaux Bridge?

We found no HUD-approved counseling agencies with an office in St. Martin Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).