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City · 17,427 residents · Lafayette Parish, Louisiana

Youngsville , Louisiana

In Youngsville, a typical home is worth $287,700. Compared with all of Lafayette Parish, typical household income is 57% higher, the typical home value is 18% higher, and the share of households that own their home is 22 points higher.

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  • Typical home value

    $287,700

    18% above the parish

    33% above Louisiana

    • Youngsville
    • Lafayette
    • Louisiana

  • Typical household income

    $105,876a year

    57% above the parish

    74% above Louisiana

    • Youngsville
    • Lafayette
    • Louisiana

  • Households that own their home

    87%

    22 points above the parish

    20 points above Louisiana

    • Youngsville
    • Lafayette
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$275,869
1.6% more than 12 months ago
Typical rent
$1,781 a month
about the same as 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Youngsville is in Lafayette Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lafayette Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Youngsville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Abbeville, the typical home value is $97,300: 66% less than in Youngsville ($287,700).

  2. The typical household income in Youngsville is $105,876, 57% more than in Lafayette Parish as a whole ($67,451).

  3. 87% of households in Youngsville own their home, against 65% in Lafayette Parish.

  4. The typical home in Youngsville is worth $287,700, 18% more than in Lafayette Parish as a whole ($242,900).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Youngsville

What homes there are in Youngsville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Youngsville, 9 in 10 homes are single-family detached houses; in Lafayette Parish, 7.

Year built

Here half of the homes date from 2011 or later; in Lafayette Parish, from 1988 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,782 a month

Lafayette Parish: $1,605 a month

Without a mortgage

$634 a month

Lafayette Parish: $483 a month

Owners with a mortgage

71%

Lafayette Parish: 58%

The typical cost for an owner with a mortgage in Youngsville is $1,782 a month, more than in Lafayette Parish ($1,605); without one, $634.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Lafayette Parish, the typical home value in Youngsville rose 29% since 2015–2019.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureYoungsvilleLafayette ParishLouisianaUnited States
Rental vacancy Unreliable estimate5.7%7.8%5.5%
Homeowner vacancy Unreliable estimate1.4%1.3%0.9%
More than one person per room Unreliable estimate2.4%2.3%3.4%
People per household 2.852.432.492.53
Drive alone 78%80%79%69%
Carpool 4%6%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 14%10%8%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.85 on average, against 2.43 in Lafayette Parish.

Working from home is more common in Youngsville: 14%, against 10% in Lafayette Parish.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Youngsville?

A typical home is within reach of the typical income

We start with a typical home in Youngsville, worth $287,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Youngsville, which is $105,876 a year.

The calculator's FHA and conventional loan limits are those of all of Lafayette Parish.

Your numbers

Local data
$

Starts at the typical home value in Youngsville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,070 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,319

at 7.18% · 30 years

Loan amount
$282,489
Total interest
$406,435
Paid off in
November 2056

Includes $4,859 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,470 a month

    Your payment · 26%

  • Tight

    $2,470 to $3,176 a month

  • Hard

    more than $3,176 a month

Compared with the typical household income in Youngsville ($105,876 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,319
Principal & interest$1,914
Property tax$158
Home insurance$120
FHA mortgage insurance (MIP)$127

You need at least $10,070 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Youngsville and Lafayette Parish

Youngsville is in Lafayette Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Youngsville's own numbers

Typical home value
$287,700
Typical yearly household income
$105,876
Households that own their home
87%
Effective property tax rate
0.66%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Lafayette Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,092
Price change over 5 years (FHFA)
+21%
Homes in a high flood-risk zone
20%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lafayette Parish.

Everything about Lafayette Parish

Buying

Buying a home in Youngsville

A typical home in Youngsville is worth $287,700: 18% above the parish and 33% above Louisiana. With the typical household income in Youngsville ($105,876 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Youngsville 2.7 years
  • Lafayette 3.6 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Lafayette Parish

According to FHFA’s house price index, home prices in Lafayette Parish rose 28% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Lafayette Parish.

Period Parish Louisiana U.S.
Last year (2025) −0.1% +1.8% +2.9%
5 years (2020–2025) +21% +22% +47%
10 years (2015–2025) +28% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Youngsville next to Lafayette Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Youngsville $287,700
  • Lafayette $242,900
  • Louisiana $216,500
  • United States $332,700
Typical yearly household income
  • Youngsville $105,876
  • Lafayette $67,451
  • Louisiana $60,756
  • United States $80,734
See the full table
Youngsville next to Lafayette Parish and Louisiana
Measure Youngsville Lafayette Parish Louisiana U.S.
Typical home value $287,700 $242,900 $216,500 $332,700
Typical yearly household income $105,876 $67,451 $60,756 $80,734
Households that own their home 87% 65% 67% 65%
Typical yearly property tax $1,902 $1,380 $1,180 $3,119
Effective property tax rate 0.66% 0.57% 0.55% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lafayette Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Youngsville

For a typical $287,700 home in Youngsville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Youngsville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,319a month

    Least cash to close
    Down payment
    $10,070
    Cash to close
    $18,701
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $127

  • Conventional, 5% down $2,266a month

    Down payment
    $14,385
    Cash to close
    $23,016
    Rate
    7.18%
    Mortgage insurance
    PMI · $137

  • Conventional, 20% down, no PMI $1,837a month

    Down payment
    $57,540
    Cash to close
    $66,171
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,103a month

    Down payment
    $43,155
    Cash to close
    $51,786
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Youngsville and for Lafayette Parish.

Property tax

Effective rate in Youngsville

0.66%of the home’s value each year

$1,902 a year for the typical owner in Youngsville.

  • Youngsville 0.66%
  • Lafayette 0.57%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Lafayette Parish

FEMA does not publish these numbers by city: they are for all of Lafayette Parish.

Homes in the high-risk zone
20%
16,496
Of those, with NFIP insurance
47%
Parish Louisiana U.S.
Homes in the high-risk zone 20% 15% 3.5%
Of those, with NFIP insurance 47% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Youngsville

The Census Bureau publishes no typical rent for Youngsville. Below are the fair market rents for Lafayette Parish.

HUD publishes a fair market rent for all of Lafayette Parish, by unit size. To pay the 2-bedroom one ($1,092 a month) without spending more than 30% of your income, you would need to earn $21.00 an hour working full time.

HUD fair market rent for all of Lafayette Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $835 $16.06 $33,400
1 bedroom $971 $18.67 $38,840
2 bedrooms $1,092 $21.00 $43,680
3 bedrooms $1,375 $26.44 $55,000
4 bedrooms $1,607 $30.90 $64,280

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Youngsville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Youngsville is in ZIP code 70592.

For 2 bedrooms it is $1,120: $28 more than the fair market rent for Lafayette Parish ($1,092).

  • 70592 $1,120$1,410

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Youngsville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Youngsville

HUD lists 2 buildings with rents for lower incomes in Youngsville. These are the largest.

  • Somerset Apartments 408 Iberia St, Youngsville 70592 47 low-income homes · 2 bd: 8 · In service since 2014 · For families
  • Unnamed 125 Romero St, Youngsville 70592 20 low-income homes · Run by Housing Authority of the Town of Youngsville · Average payment: $484 a month · Average wait: 5 months (337) 856-4534

See all 49 buildings in Lafayette Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Youngsville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Lafayette Parish; 1 says it serves in Spanish.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Youngsville

No down payment, repair or rent-help program on our list is for Youngsville or Lafayette Parish. The ones below are statewide in Louisiana: they work in Youngsville the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Youngsville

The HUD-approved agencies closest to the center of Youngsville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Saint Martin, Iberia, Lafayette Community Action Agency

    501 Saint John St, Lafayette · 9 miles away · Spanish

    Also serves in French.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    337-234-3272-203

  • Lafayette Consolidated Government Neighborhood Counseling Services

    111 Shirley Picard Dr, Lafayette · 9 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (337) 291-5450

  • Assist Agency - Vermilion Parish

    304C N Hospital Dr, Abbeville · 11 miles away · Spanish

    • Budget and financial counseling
    • Home improvement and repairs
    • and 2 more
    (337) 898-9554

Every agency in Lafayette Parish All counseling agencies in Louisiana

Help in Spanish near Youngsville

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Youngsville

HUD’s record names them for Youngsville or Lafayette Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the Town of Youngsville Public housing (337) 856-4534

2 other authorities have an office in Lafayette Parish: see the list Source: HUD

Cities

Other cities in Lafayette Parish

These cities are also in Lafayette Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Lafayette Parish Housing in Louisiana

Nearby cities

The cities closest to Youngsville, with the typical home value.

Neighboring counties

If Lafayette Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Youngsville.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Youngsville

Short answers with the numbers for Youngsville and all of Lafayette Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Youngsville?

The typical home value in Youngsville is $287,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lafayette Parish it is $242,900.

What is the FHA loan limit in Youngsville?

Youngsville uses the FHA limit for all of Lafayette Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Youngsville?

The typical homeowner in Youngsville pays $1,902 a year, according to the U.S. Census Bureau. That is 0.66% of the home’s value; in Lafayette Parish, the rate is 0.57%.

Where can I find free help to buy or rent in Youngsville?

There are 3 HUD-approved counseling agencies with an office in Lafayette Parish. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).