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City · 12,482 residents · Calcasieu Parish, Louisiana

Moss Bluff , Louisiana

In Moss Bluff, a typical home is worth $252,900 and typical rent is $1,324 a month. Compared with all of Calcasieu Parish, typical household income is 36% higher, typical rent is 19% higher, and the share of households that own their home is 8 points higher.

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  • Typical home value

    $252,900

    17% above the parish

    17% above Louisiana

    • Moss Bluff
    • Calcasieu
    • Louisiana

  • Typical rent

    $1,324a month

    19% above the parish

    24% above Louisiana

    • Moss Bluff
    • Calcasieu
    • Louisiana

  • Typical household income

    $92,036a year

    36% above the parish

    51% above Louisiana

    • Moss Bluff
    • Calcasieu
    • Louisiana

  • Households that own their home

    81%

    8 points above the parish

    14 points above Louisiana

    • Moss Bluff
    • Calcasieu
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Moss Bluff is in Calcasieu Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Calcasieu Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Moss Bluff apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Jennings, the typical home value is $136,700: 46% less than in Moss Bluff ($252,900).

  2. Nearby, in Jennings, the typical rent is $881: 33% less than in Moss Bluff ($1,324).

  3. The typical household income in Moss Bluff is $92,036, 36% more than in Calcasieu Parish as a whole ($67,564).

  4. The typical rent in Moss Bluff is $1,324 a month, 19% more than in Calcasieu Parish as a whole ($1,109).

  5. The typical home in Moss Bluff is worth $252,900, 17% more than in Calcasieu Parish as a whole ($217,000).

  6. 81% of households in Moss Bluff own their home, against 73% in Calcasieu Parish.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Moss Bluff

What homes there are in Moss Bluff, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Moss Bluff (64%), but less so than in Calcasieu Parish (69%).

In Moss Bluff there are many mobile homes: 17% of homes; in Calcasieu Parish, 14%.

Year built

Here half of the homes date from 1998 or later; in Calcasieu Parish, from 1989 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,690 a month

Calcasieu Parish: $1,596 a month

Without a mortgage

$454 a month

Calcasieu Parish: $426 a month

Owners with a mortgage

56%

Calcasieu Parish: 51%

In Moss Bluff, 56% of owners have a mortgage, and their typical cost is $1,690 a month, against $1,596 in Calcasieu Parish. Without one it drops to $454.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Moss Bluff rose 33%; in Calcasieu Parish, it rose 38%.

Since 2015–2019, the typical rent in Moss Bluff rose 55%, more than in Calcasieu Parish (33%).

Here income gained ground: typical income rose 68%, against +33% for home values and +55% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMoss BluffCalcasieu ParishLouisianaUnited States
Rental vacancy Unreliable estimate14.0%7.8%5.5%
Homeowner vacancy Unreliable estimate1.6%1.3%0.9%
More than one person per room Unreliable estimate2.0%2.3%3.4%
People per household 2.442.622.492.53
Drive alone 85%81%79%69%
Carpool Unreliable estimate10%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 7%6%8%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Households in Moss Bluff are smaller: 2.44 people on average; in Calcasieu Parish, 2.62.

To get to work, 85% of workers in Moss Bluff drive alone; in Calcasieu Parish, 81%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Moss Bluff?

A typical home is within reach of the typical income

We start with a typical home in Moss Bluff, worth $252,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Moss Bluff, which is $92,036 a year.

The calculator's FHA and conventional loan limits are those of all of Calcasieu Parish.

Your numbers

Local data
$

Starts at the typical home value in Moss Bluff. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,852 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,032

at 7.18% · 30 years

Loan amount
$248,319
Total interest
$357,273
Paid off in
November 2056

Includes $4,271 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,148 a month

    Your payment · 26%

  • Tight

    $2,148 to $2,761 a month

  • Hard

    more than $2,761 a month

Compared with the typical household income in Moss Bluff ($92,036 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,032
Principal & interest$1,682
Property tax$133
Home insurance$105
FHA mortgage insurance (MIP)$112

You need at least $8,852 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Moss Bluff and Calcasieu Parish

Moss Bluff is in Calcasieu Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Moss Bluff's own numbers

Typical home value
$252,900
Typical monthly rent
$1,324
Typical yearly household income
$92,036
Households that own their home
81%
Effective property tax rate
0.63%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Calcasieu Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,231
Price change over 5 years (FHFA)
+12%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Calcasieu Parish.

Everything about Calcasieu Parish

Buying

Buying a home in Moss Bluff

A typical home in Moss Bluff is worth $252,900: 17% above the parish and 17% above Louisiana. With the typical household income in Moss Bluff ($92,036 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Moss Bluff 2.7 years
  • Calcasieu 3.2 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Calcasieu Parish

According to FHFA’s house price index, home prices in Calcasieu Parish rose 28% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Calcasieu Parish.

Period Parish Louisiana U.S.
Last year (2025) −1.4% +1.8% +2.9%
5 years (2020–2025) +12% +22% +47%
10 years (2015–2025) +28% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Moss Bluff next to Calcasieu Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Moss Bluff $252,900
  • Calcasieu $217,000
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Moss Bluff $1,324
  • Calcasieu $1,109
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Moss Bluff $92,036
  • Calcasieu $67,564
  • Louisiana $60,756
  • United States $80,734
See the full table
Moss Bluff next to Calcasieu Parish and Louisiana
Measure Moss Bluff Calcasieu Parish Louisiana U.S.
Typical home value $252,900 $217,000 $216,500 $332,700
Typical monthly rent $1,324 $1,109 $1,064 $1,413
Typical yearly household income $92,036 $67,564 $60,756 $80,734
Households that own their home 81% 73% 67% 65%
Typical yearly property tax $1,603 $968 $1,180 $3,119
Effective property tax rate 0.63% 0.45% 0.55% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Calcasieu Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Moss Bluff

For a typical $252,900 home in Moss Bluff, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Moss Bluff's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,032a month

    Least cash to close
    Down payment
    $8,852
    Cash to close
    $16,439
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $112

  • Conventional, 5% down $1,986a month

    Down payment
    $12,645
    Cash to close
    $20,232
    Rate
    7.18%
    Mortgage insurance
    PMI · $120

  • Conventional, 20% down, no PMI $1,609a month

    Down payment
    $50,580
    Cash to close
    $58,167
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,843a month

    Down payment
    $37,935
    Cash to close
    $45,522
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Moss Bluff and for Calcasieu Parish.

Property tax

Effective rate in Moss Bluff

0.63%of the home’s value each year

$1,603 a year for the typical owner in Moss Bluff.

  • Moss Bluff 0.63%
  • Calcasieu 0.45%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Calcasieu Parish

FEMA does not publish these numbers by city: they are for all of Calcasieu Parish.

Homes in the high-risk zone
19%
12,927
Of those, with NFIP insurance
43%
Parish Louisiana U.S.
Homes in the high-risk zone 19% 15% 3.5%
Of those, with NFIP insurance 43% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Moss Bluff

Typical rent in Moss Bluff is $1,324 a month: 19% above the parish.

HUD publishes a fair market rent for all of Calcasieu Parish, by unit size. To pay the 2-bedroom one ($1,231 a month) without spending more than 30% of your income, you would need to earn $23.67 an hour working full time.

HUD fair market rent for all of Calcasieu Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $935 $17.98 $37,400
1 bedroom $941 $18.10 $37,640
2 bedrooms $1,231 $23.67 $49,240
3 bedrooms $1,467 $28.21 $58,680
4 bedrooms $1,713 $32.94 $68,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Moss Bluff

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Moss Bluff is in ZIP code 70611.

For 2 bedrooms it is $1,390: $159 more than the fair market rent for Calcasieu Parish ($1,231).

  • 70611 $1,390$1,660

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Moss Bluff when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Moss Bluff

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Calcasieu Parish; none says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Moss Bluff

No down payment, repair or rent-help program on our list is for Moss Bluff or Calcasieu Parish. The ones below are statewide in Louisiana: they work in Moss Bluff the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Moss Bluff

The HUD-approved agencies closest to the center of Moss Bluff, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Calcasieu Parish Housing Counseling Agency

    2001 Moeling St, Lake Charles · 4 miles away

    • Budget and financial counseling
    • Fair housing pre-purchase workshops
    • and 4 more
    (337) 721-4030

  • Assist Agency - Jeff Davis Parish

    107 E. Nezpique St., Jennings · 33 miles away · Spanish

    • Budget and financial counseling
    • Home improvement and repairs
    • and 3 more
    (337) 824-7800

  • Assist Agency

    225 N Avenue C, Crowley · 50 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (337) 788-7551

Every agency in Calcasieu Parish All counseling agencies in Louisiana

Help in Spanish near Moss Bluff

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Moss Bluff

HUD’s record names them for Moss Bluff or Calcasieu Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Calcasieu Parish Human Services Department Section 8 vouchers (337) 721-4030

5 other authorities have an office in Calcasieu Parish: see the list Source: HUD

Cities

Other cities in Calcasieu Parish

These cities are also in Calcasieu Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Calcasieu Parish Housing in Louisiana

Nearby cities

The cities closest to Moss Bluff, with the typical home value.

Neighboring counties

If Calcasieu Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Moss Bluff.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Moss Bluff

Short answers with the numbers for Moss Bluff and all of Calcasieu Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Moss Bluff?

The typical home value in Moss Bluff is $252,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Calcasieu Parish it is $217,000.

How much does it cost to rent in Moss Bluff?

Typical rent in Moss Bluff is $1,324 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Calcasieu Parish is $1,231.

What is the FHA loan limit in Moss Bluff?

Moss Bluff uses the FHA limit for all of Calcasieu Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Moss Bluff?

The typical homeowner in Moss Bluff pays $1,603 a year, according to the U.S. Census Bureau. That is 0.63% of the home’s value; in Calcasieu Parish, the rate is 0.45%.

Where can I find free help to buy or rent in Moss Bluff?

There is 1 HUD-approved counseling agency with an office in Calcasieu Parish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).