In Oakdale, a typical home is worth $98,700 and typical rent is $873 a month. Compared with all of Allen Parish, typical rent is 13% higher, typical household income is 8% lower, and the share of households that own their home is 7 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $109,362 to $98,133.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Oakdale is in Allen Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Allen Parish. See the county
What this place has that others do not, from public data, most unusual first.
1
According to Zillow, in the 12 months to September 2026 the typical home value in Oakdale fell 6.6%; in Louisiana, it rose 2.1%.
2
Nearby, in Ville Platte, the typical rent is $656: 25% less than in Oakdale ($873).
3
Oakdale has the 6th lowest typical home value of the 96 cities in Louisiana with more than 5,000 people ($98,700).
4
67% of households in Oakdale own their home, against 74% in Allen Parish.
Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data
The homes here
Housing in Oakdale
What homes there are in Oakdale, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Oakdale
Allen Parish
Louisiana
United States
Kind of home: Oakdale and its comparisons
Measure
Oakdale
Allen Parish
Louisiana
United States
Detached house
79%
68%
65%
61%
Attached house
Unreliable estimate
Unreliable estimate
3%
6%
Building of 2 to 4
Unreliable estimate
7%
8%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
11%
19%
Mobile home
Unreliable estimate
22%
13%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Oakdale, 8 in 10 homes are single-family detached houses; in Allen Parish, 7.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Oakdale
Allen Parish
Louisiana
United States
Year built: Oakdale and its comparisons
Measure
Oakdale
Allen Parish
Louisiana
United States
Before 1960
38%
21%
18%
26%
1960–1979
32%
26%
28%
24%
1980–1999
21%
27%
26%
25%
2000–2009
Unreliable estimate
14%
14%
14%
2010 or later
Unreliable estimate
12%
14%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K52%
$100K–$200K38%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Oakdale and its comparisons
Measure
Oakdale
Under $100K
52%
$100K–$200K
38%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99941%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Oakdale and its comparisons
Measure
Oakdale
Under $500
Unreliable estimate
$500–$999
41%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$783 a month
Allen Parish: $1,192 a month
Without a mortgage
$373 a month
Allen Parish: $364 a month
Owners with a mortgage
29%
Allen Parish: 29%
Owning costs less in Oakdale: with a mortgage, the typical cost is $783 a month; in Allen Parish, $1,192. Without one, $373.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Oakdale+42%
Allen ParishNo clear change
Louisiana+33%
United States+53%
Typical rent
Oakdale+97%
Allen Parish+29%
Louisiana+23%
United States+33%
Typical household income
OakdaleNo clear change
Allen ParishNo clear change
Louisiana+23%
United States+29%
Change since 2015–2019: Oakdale and its comparisons
Measure
Oakdale
Allen Parish
Louisiana
United States
Typical home value
+42%
No clear change
+33%
+53%
Typical rent
+97%
+29%
+23%
+33%
Typical household income
No clear change
No clear change
+23%
+29%
From 2015–2019 to 2020–2024, the typical home value in Oakdale rose 42%.
Rents in Oakdale rose faster than in Allen Parish: 97% since 2015–2019, against 29%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Oakdale and its comparisons
Measure
Oakdale
Allen Parish
Louisiana
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.3%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.3%
3.4%
People per household
2.26
2.44
2.49
2.53
Drive alone
77%
83%
79%
69%
Carpool
Unreliable estimate
7%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
14%
Unreliable estimate
8%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
On average, a household in Oakdale has 2.26 people, fewer than in Allen Parish (2.44).
In Oakdale, 77% of workers drive alone to work; in Allen Parish, 83%.
Do the math
What would you pay each month for a home in Oakdale?
A typical home is within reach of the typical income
We start with a typical home in Oakdale, worth $98,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Oakdale, which is $42,540 a year.
The calculator's FHA and conventional loan limits are those of all of Allen Parish.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Oakdale. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,455 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$758
at 7.18% · 30 years
Loan amount
$96,912
Total interest
$139,433
Paid off in
November 2056
Includes $1,667 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $993 a month
Your payment · 21%
Tight
$993 to $1,276 a month
Hard
more than $1,276 a month
Compared with the typical household income in Oakdale ($42,540 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$657
Property tax
$16
Home insurance
$41
FHA mortgage insurance (MIP)
$44
You need at least $3,455 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $758; principal and interest $657.
The city and its county
Oakdale and Allen Parish
Oakdale is in Allen Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Oakdale
Map of Allen Parish, Louisiana, with Oakdale marked. Around it, the neighboring counties.
Oakdale
Allen Parish
Other cities with a page
Oakdale's own numbers
Typical home value
$98,700
Typical monthly rent
$873
Typical yearly household income
$42,540
Households that own their home
67%
Effective property tax rate
0.2%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Allen Parish
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$910
Price change over 5 years (FHFA)
+27%
Homes in a high flood-risk zone
14%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Allen Parish.
A typical home in Oakdale is worth $98,700: 6% below the parish and 54% below Louisiana. With the typical household income in Oakdale ($42,540 a year), a typical home costs 2.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Oakdale2.3 years
Allen2.2 years
Louisiana3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Allen Parish
According to FHFA’s house price index, home prices in Allen Parish rose 44% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Allen Parish.
Yearly change in FHFA’s price index in Allen Parish, 2016 to 2025
2016: +0.8% +0.8% 2016
2017: +4.5% +4.5% 2017
2018: +3.2% +3.2% 2018
2019: +5.8% +5.8% 2019
2020: −1.4% −1.4% 2020
2021: +10.3% +10.3% 2021
2022: +5.2% +5.2% 2022
2023: +3.2% +3.2% 2023
2024: +4.0% +4.0% 2024
2025: +1.9% +1.9% 2025
Change in FHFA’s price index in Allen Parish, Louisiana and the United States
Period
Parish
Louisiana
U.S.
Last year (2025)
+1.9%
+1.8%
+2.9%
5 years (2020–2025)
+27%
+22%
+47%
10 years (2015–2025)
+44%
+38%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Oakdale next to Allen Parish, Louisiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Oakdale$98,700
Allen$104,500
Louisiana$216,500
United States$332,700
Typical monthly rent
Oakdale$873
Allen$775
Louisiana$1,064
United States$1,413
Typical yearly household income
Oakdale$42,540
Allen$46,469
Louisiana$60,756
United States$80,734
See the full table
Oakdale next to Allen Parish and Louisiana
Measure
Oakdale
Allen Parish
Louisiana
U.S.
Typical home value
$98,700 ▼6% below the parish
$104,500
$216,500
$332,700
Typical monthly rent
$873 ▲13% above the parish
$775
$1,064
$1,413
Typical yearly household income
$42,540 ▼8% below the parish
$46,469
$60,756
$80,734
Households that own their home
67% ▼7 points below the parish
74%
67%
65%
Typical yearly property tax
$199 ▼25% below the parish
$267
$1,180
$3,119
Effective property tax rate
0.2% ▼0.06 points below the parish
0.26%
0.55%
0.94%
Renters with high rent for their income
66% ▲9 points above the parish
58%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Allen Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Oakdale
For a typical $98,700 home in Oakdale, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Oakdale's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$758a month
Least cash to close
Down payment
$3,455
Cash to close
$6,416
Rate
7.18%
Mortgage insurance
FHA MIP · $44
Conventional, 5% down$740a month
Down payment
$4,935
Cash to close
$7,896
Rate
7.18%
Mortgage insurance
PMI · $47
Conventional, 20% down, no PMI$592a month
Down payment
$19,740
Cash to close
$22,701
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$684a month
Down payment
$14,805
Cash to close
$17,766
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Oakdale
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$758
$3,455
$96,912
7.18%
FHA MIP · $44
$6,416
580
Conventional, 5% down
$740
$4,935
$93,765
7.18%
PMI · $47
$7,896
620*
Conventional, 20% down, no PMI
$592
$19,740
$78,960
7.18%
None
$22,701
620*
ITIN, 15% down (example)
$684
$14,805
$83,895
8.18%
None
$17,766
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Oakdale is $873 a month: 13% above the parish. In Oakdale, 66% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Allen Parish, by unit size. To pay the 2-bedroom one ($910 a month) without spending more than 30% of your income, you would need to earn $17.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Allen Parish (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$657
$12.63
$26,280
1 bedroom
$836
$16.08
$33,440
2 bedrooms
$910
$17.50
$36,400
3 bedrooms
$1,169
$22.48
$46,760
4 bedrooms
$1,382
$26.58
$55,280
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Oakdale
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Oakdale is in ZIP code 71463.
For 2 bedrooms it is $900: $10 less than the fair market rent for Allen Parish ($910).
Fair market rent by ZIP code and size in Oakdale, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
71463
$660
$810
$900
$1,210
$1,380
ZIP code2 bd3 bd
71463 $900$1,210
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Oakdale when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Oakdale. These are the largest.
Pear Orchard212 William St, Oakdale 71463156 low-income homes · Run by Housing Authority of Oakdale · Average payment: $353 a month · Average wait: 2 months(318) 335-2417
Southeast Oakdale Subdivision105 Ray ST, Oakdale 7146333 low-income homes · 3 bd: 1 · In service since 2008
Oakland Apartments605 Hospital Dr, Oakdale 7146346 homes · 2 bd: 8 · In service since 2001
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Allen Parish. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Oakdale or Allen Parish. The ones below are statewide in Louisiana: they work in Oakdale the same as in the rest of the state.
Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months.Offered by Louisiana Housing Corporation (LHC).
Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing.Offered by Louisiana Housing Corporation (LHC).
No legal help resource on our list is for Oakdale or Allen Parish in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Oakdale and all of Allen Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Oakdale?
The typical home value in Oakdale is $98,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Allen Parish it is $104,500.
How much does it cost to rent in Oakdale?
Typical rent in Oakdale is $873 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Allen Parish is $910.
What is the FHA loan limit in Oakdale?
Oakdale uses the FHA limit for all of Allen Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Oakdale?
The typical homeowner in Oakdale pays $199 a year, according to the U.S. Census Bureau. That is 0.2% of the home’s value; in Allen Parish, the rate is 0.26%.
Where can I find free help to buy or rent in Oakdale?
We found no HUD-approved counseling agencies with an office in Allen Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
