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City · 9,763 residents · Beauregard Parish, Louisiana

DeRidder , Louisiana

In DeRidder, a typical home is worth $156,600 and typical rent is $958 a month. Compared with all of Beauregard Parish, typical household income is 9% lower, typical rent is 7% higher, and the share of households that own their home is 18 points lower.

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  • Typical home value

    $156,600

    3% below the parish

    28% below Louisiana

    • DeRidder
    • Beauregard
    • Louisiana

  • Typical rent

    $958a month

    7% above the parish

    10% below Louisiana

    • DeRidder
    • Beauregard
    • Louisiana

  • Typical household income

    $59,801a year

    9% below the parish

    About the same as Louisiana

    • DeRidder
    • Beauregard
    • Louisiana

  • Households that own their home

    67%

    18 points below the parish

    1 points below Louisiana

    • DeRidder
    • Beauregard
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$193,696
5.3% less than 12 months ago
Typical rent
$1,193 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

DeRidder is in Beauregard Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Beauregard Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets DeRidder apart

What this place has that others do not, from public data, most unusual first.

  1. According to Zillow, in the 12 months to September 2026 the typical home value in DeRidder fell 5.3%; in Louisiana, it rose 2.1%.

  2. Nearby, in Oakdale, the typical home value is $98,700: 37% less than in DeRidder ($156,600).

  3. 67% of households in DeRidder own their home, against 85% in Beauregard Parish.

Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data

The homes here

Housing in DeRidder

What homes there are in DeRidder, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 77% of homes here, against 65% in Beauregard Parish.

Year built

Homes in DeRidder are older: the typical year built is 1975; in Beauregard Parish, 1992.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 99% of owner-occupied homes in DeRidder sit below it: they are worth less than $500,000.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Beauregard Parish is $1,023: about 56% of rents in DeRidder are below it.

With a mortgage

$1,280 a month

Beauregard Parish: $1,446 a month

Without a mortgage

$303 a month

Beauregard Parish: $353 a month

Owners with a mortgage

51%

Beauregard Parish: 41%

In DeRidder, 51% of owners have a mortgage, and their typical cost is $1,280 a month, against $1,446 in Beauregard Parish. Without one it drops to $303.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in DeRidder stayed about the same since 2015–2019: the Census sees no clear change.

Rents in DeRidder rose faster than in Beauregard Parish: 30% since 2015–2019, against 21%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureDeRidderBeauregard ParishLouisianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate2.4%2.3%3.4%
People per household 2.312.592.492.53
Drive alone 82%83%79%69%
Carpool 10%10%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 5%4%8%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.31 on average, against 2.59 in Beauregard Parish.

In DeRidder, 82% of workers drive alone to work; in Beauregard Parish, 83%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in DeRidder?

A typical home is within reach of the typical income

We start with a typical home in DeRidder, worth $156,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in DeRidder, which is $59,801 a year.

The calculator's FHA and conventional loan limits are those of all of Beauregard Parish.

Your numbers

Local data
$

Starts at the typical home value in DeRidder. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,481 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,206

at 7.18% · 30 years

Loan amount
$153,764
Total interest
$221,230
Paid off in
November 2056

Includes $2,645 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,395 a month

    Your payment · 24%

  • Tight

    $1,395 to $1,794 a month

  • Hard

    more than $1,794 a month

Compared with the typical household income in DeRidder ($59,801 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,206
Principal & interest$1,042
Property tax$30
Home insurance$65
FHA mortgage insurance (MIP)$69

You need at least $5,481 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

DeRidder and Beauregard Parish

DeRidder is in Beauregard Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

DeRidder's own numbers

Typical home value
$156,600
Typical monthly rent
$958
Typical yearly household income
$59,801
Households that own their home
67%
Effective property tax rate
0.23%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Beauregard Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,023
Price change over 5 years (FHFA)
+24%
Homes in a high flood-risk zone
3.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Beauregard Parish.

Everything about Beauregard Parish

Buying

Buying a home in DeRidder

A typical home in DeRidder is worth $156,600: 3% below the parish and 28% below Louisiana. With the typical household income in DeRidder ($59,801 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • DeRidder 2.6 years
  • Beauregard 2.5 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Beauregard Parish

According to FHFA’s house price index, home prices in Beauregard Parish rose 38% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Beauregard Parish.

Period Parish Louisiana U.S.
Last year (2025) +3.1% +1.8% +2.9%
5 years (2020–2025) +24% +22% +47%
10 years (2015–2025) +38% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

DeRidder next to Beauregard Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • DeRidder $156,600
  • Beauregard $161,700
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • DeRidder $958
  • Beauregard $898
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • DeRidder $59,801
  • Beauregard $65,944
  • Louisiana $60,756
  • United States $80,734
See the full table
DeRidder next to Beauregard Parish and Louisiana
Measure DeRidder Beauregard Parish Louisiana U.S.
Typical home value $156,600 $161,700 $216,500 $332,700
Typical monthly rent $958 $898 $1,064 $1,413
Typical yearly household income $59,801 $65,944 $60,756 $80,734
Households that own their home 67% 85% 67% 65%
Typical yearly property tax $356 $576 $1,180 $3,119
Effective property tax rate 0.23% 0.36% 0.55% 0.94%
Renters with high rent for their income 44% 45% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Beauregard Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in DeRidder

For a typical $156,600 home in DeRidder, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, DeRidder's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,206a month

    Least cash to close
    Down payment
    $5,481
    Cash to close
    $10,179
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $69

  • Conventional, 5% down $1,177a month

    Down payment
    $7,830
    Cash to close
    $12,528
    Rate
    7.18%
    Mortgage insurance
    PMI · $74

  • Conventional, 20% down, no PMI $944a month

    Down payment
    $31,320
    Cash to close
    $36,018
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,089a month

    Down payment
    $23,490
    Cash to close
    $28,188
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for DeRidder and for Beauregard Parish.

Property tax

Effective rate in DeRidder

0.23%of the home’s value each year

$356 a year for the typical owner in DeRidder.

  • DeRidder 0.23%
  • Beauregard 0.36%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Beauregard Parish

FEMA does not publish these numbers by city: they are for all of Beauregard Parish.

Homes in the high-risk zone
3.9%
600
Of those, with NFIP insurance
24%
Parish Louisiana U.S.
Homes in the high-risk zone 3.9% 15% 3.5%
Of those, with NFIP insurance 24% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in DeRidder

Typical rent in DeRidder is $958 a month: 7% above the parish. In DeRidder, 44% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Beauregard Parish, by unit size. To pay the 2-bedroom one ($1,023 a month) without spending more than 30% of your income, you would need to earn $19.67 an hour working full time.

HUD fair market rent for all of Beauregard Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $716 $13.77 $28,640
1 bedroom $782 $15.04 $31,280
2 bedrooms $1,023 $19.67 $40,920
3 bedrooms $1,251 $24.06 $50,040
4 bedrooms $1,710 $32.88 $68,400

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in DeRidder

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). DeRidder is in ZIP code 70634.

For 2 bedrooms it is $1,040: $17 more than the fair market rent for Beauregard Parish ($1,023).

  • 70634 $1,040$1,280

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for DeRidder when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in DeRidder

HUD lists 5 buildings with rents for lower incomes in DeRidder. These are the largest.

  • Warren St. Apartments 208A W North St, Deridder 70634 122 low-income homes · Run by Housing Authority of the City of DeRidder · Average payment: $345 a month · Average wait: 5 months (337) 463-7288
  • Nanny O'neal/Beauregard SRS. 561 Oneal St, Deridder 70634 40 low-income homes · 1 bd: 2 · 2 bd: 2 · In service since 1997
  • Rosepine SRS Apts 100 Sonnier Ln, Deridder 70634 32 low-income homes · 1 bd: 16 · 2 bd: 16 · In service since 2007
  • Auburn Place 720 E North St, Deridder 70634 30 low-income homes · For families (337) 462-3296
  • Hope Bailey/Beauregard Apartments 1925 Community Action Dr, Deridder 70634 40 homes · 1 bd: 4 · In service since 1996

See all 6 buildings in Beauregard Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in DeRidder

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Beauregard Parish. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in DeRidder

No down payment, repair or rent-help program on our list is for DeRidder or Beauregard Parish. The ones below are statewide in Louisiana: they work in DeRidder the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near DeRidder

The HUD-approved agencies closest to the center of DeRidder, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Calcasieu Parish Housing Counseling Agency

    2001 Moeling St, Lake Charles · 42 miles away

    • Budget and financial counseling
    • Fair housing pre-purchase workshops
    • and 4 more
    (337) 721-4030

  • Cenla Community Action Committee, Incorporated

    2011 Macarthur Dr, Alexandria · 57 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (318) 314-3480

  • Assist Agency - Jeff Davis Parish

    107 E. Nezpique St., Jennings · 57 miles away · Spanish

    • Budget and financial counseling
    • Home improvement and repairs
    • and 3 more
    (337) 824-7800

All counseling agencies in Louisiana

Help in Spanish near DeRidder

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of DeRidder

HUD’s record names them for DeRidder or Beauregard Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of DeRidder Public housing and Section 8 vouchers (337) 463-7288

One other authority has an office in Beauregard Parish: see the list Source: HUD

Cities

Nearby cities

The cities closest to DeRidder, with the typical home value.

Everything about Beauregard Parish Housing in Louisiana

Neighboring counties

If Beauregard Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in DeRidder.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about DeRidder

Short answers with the numbers for DeRidder and all of Beauregard Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in DeRidder?

The typical home value in DeRidder is $156,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Beauregard Parish it is $161,700.

How much does it cost to rent in DeRidder?

Typical rent in DeRidder is $958 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Beauregard Parish is $1,023.

What is the FHA loan limit in DeRidder?

DeRidder uses the FHA limit for all of Beauregard Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in DeRidder?

The typical homeowner in DeRidder pays $356 a year, according to the U.S. Census Bureau. That is 0.23% of the home’s value; in Beauregard Parish, the rate is 0.36%.

Where can I find free help to buy or rent in DeRidder?

We found no HUD-approved counseling agencies with an office in Beauregard Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).