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City · 6,253 residents · Evangeline Parish, Louisiana

Ville Platte , Louisiana

In Ville Platte, a typical home is worth $101,200 and typical rent is $656 a month. Compared with all of Evangeline Parish, typical household income is 32% lower, the typical home value is 19% lower, and the share of households that own their home is 23 points lower.

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  • Typical home value

    $101,200

    19% below the parish

    53% below Louisiana

    • Ville Platte
    • Evangeline
    • Louisiana

  • Typical rent

    $656a month

    4% below the parish

    38% below Louisiana

    • Ville Platte
    • Evangeline
    • Louisiana

  • Typical household income

    $28,361a year

    32% below the parish

    53% below Louisiana

    • Ville Platte
    • Evangeline
    • Louisiana

  • Households that own their home

    44%

    23 points below the parish

    24 points below Louisiana

    • Ville Platte
    • Evangeline
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$104,656
about the same as 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Ville Platte is in Evangeline Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Evangeline Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Ville Platte apart

What this place has that others do not, from public data, most unusual first.

  1. Ville Platte has the 2nd lowest typical household income of the 94 cities in Louisiana with more than 5,000 people ($28,361).

  2. 44% of households in Ville Platte own their home, against 66% in Evangeline Parish.

  3. Ville Platte has the 4th lowest typical rent of the 92 cities in Louisiana with more than 5,000 people ($656).

  4. The typical home in Ville Platte is worth $101,200, 19% less than in Evangeline Parish as a whole ($124,600).

  5. 27% of households in Ville Platte have no internet at home (18% in Evangeline Parish).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Ville Platte

What homes there are in Ville Platte, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Ville Platte (68%), but less so than in Evangeline Parish (72%).

Year built

The typical home in Ville Platte was built in 1975, 5 years before the typical one in Evangeline Parish.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

About 79% of rented homes in Ville Platte cost less than HUD's 2-bedroom fair market rent for Evangeline Parish ($892).

With a mortgage

$1,019 a month

Evangeline Parish: $1,247 a month

Without a mortgage

$380 a month

Evangeline Parish: $389 a month

Owners with a mortgage

26%

Evangeline Parish: 42%

The typical cost for an owner with a mortgage in Ville Platte is $1,019 a month, less than in Evangeline Parish ($1,247); without one, $380.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Ville Platte stayed about the same since 2015–2019: the Census sees no clear change.

Rent in Ville Platte moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureVille PlatteEvangeline ParishLouisianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate3.6%2.3%3.4%
People per household 2.272.452.492.53
Drive alone 74%82%79%69%
Carpool Unreliable estimate8%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate3%8%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

On average, a household in Ville Platte has 2.27 people, fewer than in Evangeline Parish (2.45).

To get to work, 74% of workers in Ville Platte drive alone; in Evangeline Parish, 82%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Ville Platte?

A typical home is tight for the typical income

We start with a typical home in Ville Platte, worth $101,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Ville Platte, which is $28,361 a year. For that payment to be 28% of income, a household would need to earn about $33,297 a year.

The calculator's FHA and conventional loan limits are those of all of Evangeline Parish.

Your numbers

Local data
$

Starts at the typical home value in Ville Platte. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,542 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$777

at 7.18% · 30 years

Loan amount
$99,367
Total interest
$142,966
Paid off in
November 2056

Includes $1,709 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $662 a month

  • Tight

    $662 to $851 a month

    Your payment · 33%

  • Hard

    more than $851 a month

Compared with the typical household income in Ville Platte ($28,361 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$777
Principal & interest$673
Property tax$17
Home insurance$42
FHA mortgage insurance (MIP)$45

You need at least $3,542 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Ville Platte and Evangeline Parish

Ville Platte is in Evangeline Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Ville Platte's own numbers

Typical home value
$101,200
Typical monthly rent
$656
Typical yearly household income
$28,361
Households that own their home
44%
Effective property tax rate
0.2%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Evangeline Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$892
Price change over 5 years (FHFA)
+29%
Homes in a high flood-risk zone
16%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Evangeline Parish.

Everything about Evangeline Parish

Buying

Buying a home in Ville Platte

A typical home in Ville Platte is worth $101,200: 19% below the parish and 53% below Louisiana. With the typical household income in Ville Platte ($28,361 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Ville Platte 3.6 years
  • Evangeline 3.0 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Evangeline Parish

According to FHFA’s house price index, home prices in Evangeline Parish rose 36% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Evangeline Parish.

Period Parish Louisiana U.S.
Last year (2025) −6.2% +1.8% +2.9%
5 years (2020–2025) +29% +22% +47%
10 years (2015–2025) +36% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Ville Platte next to Evangeline Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Ville Platte $101,200
  • Evangeline $124,600
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Ville Platte $656
  • Evangeline $681
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Ville Platte $28,361
  • Evangeline $41,915
  • Louisiana $60,756
  • United States $80,734
See the full table
Ville Platte next to Evangeline Parish and Louisiana
Measure Ville Platte Evangeline Parish Louisiana U.S.
Typical home value $101,200 $124,600 $216,500 $332,700
Typical monthly rent $656 $681 $1,064 $1,413
Typical yearly household income $28,361 $41,915 $60,756 $80,734
Households that own their home 44% 66% 67% 65%
Typical yearly property tax $199 $362 $1,180 $3,119
Effective property tax rate 0.2% 0.29% 0.55% 0.94%
Renters with high rent for their income 47% 53% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Evangeline Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Ville Platte

For a typical $101,200 home in Ville Platte, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Ville Platte's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $777a month

    Least cash to close
    Down payment
    $3,542
    Cash to close
    $6,578
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $45

  • Conventional, 5% down $758a month

    Down payment
    $5,060
    Cash to close
    $8,096
    Rate
    7.18%
    Mortgage insurance
    PMI · $48

  • Conventional, 20% down, no PMI $607a month

    Down payment
    $20,240
    Cash to close
    $23,276
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $701a month

    Down payment
    $15,180
    Cash to close
    $18,216
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Ville Platte and for Evangeline Parish.

Property tax

Effective rate in Ville Platte

0.2%of the home’s value each year

$199 a year for the typical owner in Ville Platte.

  • Ville Platte 0.2%
  • Evangeline 0.29%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Evangeline Parish

FEMA does not publish these numbers by city: they are for all of Evangeline Parish.

Homes in the high-risk zone
16%
1,861
Of those, with NFIP insurance
18%
Parish Louisiana U.S.
Homes in the high-risk zone 16% 15% 3.5%
Of those, with NFIP insurance 18% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Ville Platte

Typical rent in Ville Platte is $656 a month: 4% below the parish. In Ville Platte, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Evangeline Parish, by unit size. To pay the 2-bedroom one ($892 a month) without spending more than 30% of your income, you would need to earn $17.15 an hour working full time.

HUD fair market rent for all of Evangeline Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $644 $12.38 $25,760
1 bedroom $682 $13.12 $27,280
2 bedrooms $892 $17.15 $35,680
3 bedrooms $1,166 $22.42 $46,640
4 bedrooms $1,172 $22.54 $46,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Ville Platte

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Ville Platte is in ZIP code 70586.

For 2 bedrooms it is $970: $78 more than the fair market rent for Evangeline Parish ($892).

  • 70586 $970$1,270

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Ville Platte when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Ville Platte

HUD lists 11 buildings with rents for lower incomes in Ville Platte. These are the largest.

  • Parkview Apts 704 N Dupre St, Ville Platte 70586 218 homes, 217 low-income · Run by Housing Authority of Ville Platte · Average payment: $235 a month · Average wait: 6 months (337) 363-2535
  • Village de Memoire I & II 1001 N Reed St, Ville Platte 70586 115 homes, 114 low-income · For older adults (337) 363-5992
  • Gabriel Villa 806 N Latour St, Ville Platte 70586 64 low-income homes · For families (337) 363-7214
  • Chateau Des Amis 955 W Dardeau St, Ville Platte 70586 49 low-income homes · For older adults (337) 363-4301
  • Ville Platte 1201 Tom Dr, Ville Platte 70586 32 low-income homes · 3 bd: 8 · In service since 1999

See all 18 buildings in Evangeline Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Ville Platte

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Evangeline Parish. The nearest ones are below; many serve by phone or online.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Ville Platte

No down payment, repair or rent-help program on our list is for Ville Platte or Evangeline Parish. The ones below are statewide in Louisiana: they work in Ville Platte the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Ville Platte

The HUD-approved agencies closest to the center of Ville Platte, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Step Up Acadiana

    601 Loire Ave Ste H, Lafayette · 31 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (337) 484-1501

  • Assist Agency

    225 N Avenue C, Crowley · 34 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (337) 788-7551

  • Saint Martin, Iberia, Lafayette Community Action Agency

    501 Saint John St, Lafayette · 35 miles away · Spanish

    Also serves in French.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    337-234-3272-203

All counseling agencies in Louisiana

Help in Spanish near Ville Platte

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Ville Platte

HUD’s record names them for Ville Platte or Evangeline Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

One other authority has an office in Evangeline Parish: see the list Source: HUD

Cities

Nearby cities

The cities closest to Ville Platte, with the typical home value.

Everything about Evangeline Parish Housing in Louisiana

Neighboring counties

If Evangeline Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Ville Platte.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Ville Platte

Short answers with the numbers for Ville Platte and all of Evangeline Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Ville Platte?

The typical home value in Ville Platte is $101,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Evangeline Parish it is $124,600.

How much does it cost to rent in Ville Platte?

Typical rent in Ville Platte is $656 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Evangeline Parish is $892.

What is the FHA loan limit in Ville Platte?

Ville Platte uses the FHA limit for all of Evangeline Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Ville Platte?

The typical homeowner in Ville Platte pays $199 a year, according to the U.S. Census Bureau. That is 0.2% of the home’s value; in Evangeline Parish, the rate is 0.29%.

Where can I find free help to buy or rent in Ville Platte?

We found no HUD-approved counseling agencies with an office in Evangeline Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).