In Hudson, a typical home is worth $269,200 and typical rent is $1,044 a month. Compared with all of Pasco County, typical rent is 31% lower and typical household income is 27% lower.
Typical home value from Zillow, September 2021 to September 2026: from $256,427 to $285,735.
Typical rent
$1,843a month
▲ 5% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,342 to $1,843.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Hudson is in Pasco County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pasco County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Bayonet Point, the typical home value is $177,000: 34% less than in Hudson ($269,200).
2
The typical rent in Hudson is $1,044 a month, 31% less than in Pasco County as a whole ($1,505).
3
The typical household income in Hudson is $51,513,27% less than in Pasco County as a whole ($70,492).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Hudson
What homes there are in Hudson, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Hudson
Pasco County
Florida
United States
Kind of home: Hudson and its comparisons
Measure
Hudson
Pasco County
Florida
United States
Detached house
62%
64%
55%
61%
Attached house
Unreliable estimate
6%
7%
6%
Building of 2 to 4
Unreliable estimate
3%
6%
8%
Apartments (5 or more)
Unreliable estimate
9%
25%
19%
Mobile home
27%
17%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
As in Pasco County, most homes in Hudson are detached houses (62%).
There are more mobile homes here than in Pasco County: 27% of homes, against 17%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Hudson
Pasco County
Florida
United States
Year built: Hudson and its comparisons
Measure
Hudson
Pasco County
Florida
United States
Before 1960
Unreliable estimate
3%
10%
26%
1960–1979
36%
25%
24%
24%
1980–1999
53%
33%
34%
25%
2000–2009
7%
21%
18%
14%
2010 or later
3%
18%
14%
11%
In Hudson, half of the homes were built before 1984; in Pasco County, before 1992.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K15%
$100K–$200K21%
$200K–$300K21%
$300K–$500K38%
$500K–$750K4%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Hudson and its comparisons
Measure
Hudson
Under $100K
15%
$100K–$200K
21%
$200K–$300K
21%
$300K–$500K
38%
$500K–$750K
4%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
About 95% of owner-occupied homes in Hudson are worth less than the FHA loan limit for Pasco County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99932%
$1,000–$1,49926%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Hudson and its comparisons
Measure
Hudson
Under $500
Unreliable estimate
$500–$999
32%
$1,000–$1,499
26%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,619 a month
Pasco County: $1,817 a month
Without a mortgage
$528 a month
Pasco County: $536 a month
Owners with a mortgage
46%
Pasco County: 57%
The typical cost for an owner with a mortgage in Hudson is $1,619 a month, less than in Pasco County ($1,817); without one, $528.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Hudson+75%
Pasco County+86%
Florida+67%
United States+53%
Typical rent
HudsonNo clear change
Pasco County+42%
Florida+42%
United States+33%
Typical household income
Hudson+23%
Pasco County+33%
Florida+34%
United States+29%
Change since 2015–2019: Hudson and its comparisons
Measure
Hudson
Pasco County
Florida
United States
Typical home value
+75%
+86%
+67%
+53%
Typical rent
No clear change
+42%
+42%
+33%
Typical household income
+23%
+33%
+34%
+29%
From 2015–2019 to 2020–2024, the typical home value in Hudson rose 75%; in Pasco County, it rose 86%.
Rent in Hudson moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Hudson and its comparisons
Measure
Hudson
Pasco County
Florida
United States
Rental vacancy
Unreliable estimate
5.1%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
1.4%
0.9%
More than one person per room
Unreliable estimate
2.0%
3.3%
3.4%
People per household
1.96
2.56
2.51
2.53
Drive alone
73%
68%
70%
69%
Carpool
4%
9%
9%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
17%
20%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 1.96 on average, against 2.56 in Pasco County.
To get to work, 73% of workers in Hudson drive alone; in Pasco County, 68%.
Do the math
What would you pay each month for a home in Hudson?
A typical home costs more than the typical income allows
We start with a typical home in Hudson, worth $269,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Hudson, which is $51,513 a year. For that payment to be 28% of income, a household would need to earn about $92,708 a year.
The calculator's FHA and conventional loan limits are those of all of Pasco County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Hudson. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,422 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,163
at 7.18% · 30 years
Loan amount
$264,324
Total interest
$380,300
Paid off in
November 2056
Includes $4,546 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,202 a month
Tight
$1,202 to $1,545 a month
Hard
more than $1,545 a month
Your payment · 50%
Compared with the typical household income in Hudson ($51,513 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,791
Property tax
$141
Home insurance
$112
FHA mortgage insurance (MIP)
$119
You need at least $9,422 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,163; principal and interest $1,791.
The city and its county
Hudson and Pasco County
Hudson is in Pasco County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Hudson
Map of Pasco County, Florida, with Hudson marked. Around it, the neighboring counties.
Hudson
Pasco County
Other cities with a page
Hudson's own numbers
Typical home value
$269,200
Typical monthly rent
$1,044
Typical yearly household income
$51,513
Households that own their home
77%
Effective property tax rate
0.63%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Pasco County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,917
Price change over 5 years (FHFA)
+69%
Homes in a high flood-risk zone
16%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pasco County.
A typical home in Hudson is worth $269,200: 11% below the county and 25% below Florida. With the typical household income in Hudson ($51,513 a year), a typical home costs 5.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Hudson5.2 years
Pasco4.3 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Pasco County
According to FHFA’s house price index, home prices in Pasco County rose 167% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Pasco County.
Yearly change in FHFA’s price index in Pasco County, 2016 to 2025
2016: +11.0% +11.0% 2016
2017: +11.2% +11.2% 2017
2018: +11.7% +11.7% 2018
2019: +8.2% +8.2% 2019
2020: +5.9% +5.9% 2020
2021: +21.6% +21.6% 2021
2022: +28.8% +28.8% 2022
2023: +9.5% +9.5% 2023
2024: +1.2% +1.2% 2024
2025: −2.6% −2.6% 2025
Change in FHFA’s price index in Pasco County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−2.6%
−0.5%
+2.9%
5 years (2020–2025)
+69%
+60%
+47%
10 years (2015–2025)
+167%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Hudson next to Pasco County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Hudson$269,200
Pasco$300,900
Florida$359,000
United States$332,700
Typical monthly rent
Hudson$1,044
Pasco$1,505
Florida$1,669
United States$1,413
Typical yearly household income
Hudson$51,513
Pasco$70,492
Florida$74,568
United States$80,734
See the full table
Hudson next to Pasco County and Florida
Measure
Hudson
Pasco County
Florida
U.S.
Typical home value
$269,200 ▼11% below the county
$300,900
$359,000
$332,700
Typical monthly rent
$1,044 ▼31% below the county
$1,505
$1,669
$1,413
Typical yearly household income
$51,513 ▼27% below the county
$70,492
$74,568
$80,734
Households that own their home
77% ▲1 points above the county
76%
68%
65%
Typical yearly property tax
$1,706 ▼23% below the county
$2,206
$2,730
$3,119
Effective property tax rate
0.63% ▼0.1 points below the county
0.73%
0.76%
0.94%
Renters with high rent for their income
53% ▼2 points below the county
55%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pasco County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Hudson
For a typical $269,200 home in Hudson, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hudson's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,163a month
Least cash to close
Down payment
$9,422
Cash to close
$17,498
Rate
7.18%
Mortgage insurance
FHA MIP · $119
Conventional, 5% down$2,114a month
Down payment
$13,460
Cash to close
$21,536
Rate
7.18%
Mortgage insurance
PMI · $128
Conventional, 20% down, no PMI$1,712a month
Down payment
$53,840
Cash to close
$61,916
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,961a month
Down payment
$40,380
Cash to close
$48,456
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Hudson
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,163
$9,422
$264,324
7.18%
FHA MIP · $119
$17,498
580
Conventional, 5% down
$2,114
$13,460
$255,740
7.18%
PMI · $128
$21,536
620*
Conventional, 20% down, no PMI
$1,712
$53,840
$215,360
7.18%
None
$61,916
620*
ITIN, 15% down (example)
$1,961
$40,380
$228,820
8.18%
None
$48,456
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Hudson is $1,044 a month: 31% below the county. In Hudson, 53% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Pasco County, by unit size. To pay the 2-bedroom one ($1,917 a month) without spending more than 30% of your income, you would need to earn $36.87 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Pasco County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,597
$30.71
$63,880
1 bedroom
$1,648
$31.69
$65,920
2 bedrooms
$1,917
$36.87
$76,680
3 bedrooms
$2,448
$47.08
$97,920
4 bedrooms
$2,977
$57.25
$119,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Hudson
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hudson is in ZIP code 34667.
For 2 bedrooms it is $1,540: $377 less than the fair market rent for Pasco County ($1,917).
Fair market rent by ZIP code and size in Hudson, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
34667
$1,280
$1,320
$1,540
$1,970
$2,390
ZIP code2 bd3 bd
34667 $1,540$1,970
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hudson when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Pasco County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Hudson or Pasco County. The ones below are statewide in Florida: they work in Hudson the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
No legal help resource on our list is for Hudson or Pasco County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Hudson and all of Pasco County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Hudson?
The typical home value in Hudson is $269,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pasco County it is $300,900.
How much does it cost to rent in Hudson?
Typical rent in Hudson is $1,044 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pasco County is $1,917.
What is the FHA loan limit in Hudson?
Hudson uses the FHA limit for all of Pasco County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Hudson?
The typical homeowner in Hudson pays $1,706 a year, according to the U.S. Census Bureau. That is 0.63% of the home’s value; in Pasco County, the rate is 0.73%.
Where can I find free help to buy or rent in Hudson?
We found no HUD-approved counseling agencies with an office in Pasco County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
