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Renting · Section 8

Data from November 2026

Renting in Pasco County, Florida

Pasco County has a HUD fair market rent of $1,917 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,505 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $36.87 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,917
a month, HUD, Fiscal year 2027
2% less than in Florida
Typical rent
$1,505
a month, Census, Average 2020–2024
10% less than in Florida
Wage needed
$36.87
an hour, 2 bedrooms
Or $76,680 a year, to spend no more than 30% of income on rent.
Rent-burdened households
55%
spend 30% or more of income on rent
9% less than in Florida

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Pasco County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Among the neighboring counties, Citrus County has the lowest typical rent ($1,107), 26% below the $1,505 in Pasco County.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Pasco County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Pasco County was $1,985 a month in September 2026: about the same as 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,597 $30.71 $63,880
1 bedroom $1,648 $31.69 $65,920
2 bedrooms $1,917 $36.87 $76,680
3 bedrooms $2,448 $47.08 $97,920
4 bedrooms $2,977 $57.25 $119,080

HUD area: Tampa-St. Petersburg-Clearwater, FL MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 24 ZIP codes in Pasco County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,230 in 33540 to $2,780 in 34638. 8 ZIP codes are above the county's fair market rent ($1,917).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Pasco County, 55% of renter households are in that position; in Florida, 60%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

55%

of renter households spend 30% or more of their income on rent.

57,342 households rent in Pasco County

  • Spend half or more of their income 27%
  • Spend 30% or more, but less than half 28%
  • Spend less than 30% 45%

Compared with the state and the country

  • Pasco 55%
  • Florida 60%
  • United States 51%

Low-income apartments

Low-income apartments in Pasco County

HUD lists 42 properties with homes for low-income households in Pasco County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
25
HUD-assisted
15
public housing
3

3,354 homes in all; 2,865 of them low-income, according to HUD.

  • Regency Palms Tax credit (LIHTC) 8332 Alnwick Cir, Port Richey 34668 200 low-income homes · 2 bd: 40 · 3 bd: 160 · In service since 1999 · For families
  • Weston Oaks Tax credit (LIHTC) 1223 Weston Oaks Dr, Holiday 34691 200 low-income homes · 1 bd: 40 · 2 bd: 96 · 3 bd: 64 · In service since 2001
  • Pasco Woods Tax credit (LIHTC) 6050 Ryerson Cir, Wesley Chapel 33544 200 homes, 198 low-income · 2 bd: 100 · 3 bd: 100 · In service since 2001
  • Landings of ST Andrew Tax credit (LIHTC) 5852 Sea Forest Dr, New Port Richey 34652 196 homes, 187 low-income · 1 bd: 10 · 2 bd: 186 · In service since 1995 · For older adults, families
  • Hudson Ridge Tax credit (LIHTC) 12200 Hudson Ridge Dr, Port Richey 34668 168 low-income homes · 2 bd: 112 · 3 bd: 56 · In service since 2010 · For families
  • Grand Reserve at Zephyrhills Tax credit (LIHTC) 38422 Valley Oaks Cir, Zephyrhills 33540 160 low-income homes · 1 bd: 80 · 2 bd: 80 · In service since 2011 · For older adults
  • Landings at Sea Forest Tax credit (LIHTC) 4522 Seagull Dr, New Port Richey 34652 200 homes, 120 low-income · 1 bd: 160 · 2 bd: 40 · In service since 1998 · For older adults, families
  • Fort King Colony Tax credit (LIHTC) 6900 Aqua Vista Dr, Zephyrhills 33542 120 low-income homes · 2 bd: 104 · 3 bd: 52 · In service since 2011 · For families
  • Osprey Pointe - Pasco Tax credit (LIHTC) 12870 Courtyard Estates Blvd, Dade City 33525 110 low-income homes · 1 bd: 18 · 2 bd: 62 · 3 bd: 30 · In service since 2020 · For families
  • Journet Place Tax credit (LIHTC) 8356 Journet Blvd, Port Richey 34668 108 low-income homes · 1 bd: 60 · 2 bd: 48 · In service since 2011 · For older adults
  • Bonnie Dale and Sunny Dale Public housing 6951 Menifee Ct, New Port Richey 34653 98 low-income homes · Run by Pasco County Housing Authority · Average payment: $433 a month · Average wait: 43 months · Homes at several sites · (352) 567-0848
  • Banyan Senior Tax credit (LIHTC) 11390 US Highway 19, Port Richey 34668 96 low-income homes · 1 bd: 48 · 2 bd: 48 · In service since 2009 · For older adults
  • Summerset Tax credit (LIHTC) 6635 Fort King Rd, Zephyrhills 33542 96 low-income homes · 1 bd: 16 · 2 bd: 60 · 3 bd: 20 · In service since 2016
  • Arbours at Fort King Tax credit (LIHTC) 12838 Stately Oak St, Dade City 33525 94 low-income homes · 1 bd: 32 · 2 bd: 30 · 3 bd: 32 · In service since 2011 · For families
  • Richey Woods Tax credit (LIHTC) 6400 Sentry Way, New Port Richey 34653 95 homes, 83 low-income · 1 bd: 32 · 2 bd: 18 · 3 bd: 18 · 4 bd: 32 · In service since 2014 · For older adults, families
  • Greencastle of Bayonet Point HUD-assisted 11722 La Madera Blvd, Port Richey 34668 80 low-income homes · For older adults · (727) 869-6617
  • Magnolia Place Tax credit (LIHTC) 6715 Congress St, New Port Richey 34653 80 low-income homes · In service since 2013 · For older adults, families
  • Hilltop Landings Tax credit (LIHTC) · HUD-assisted 37611 Colina Dr, Dade City 33523 69 low-income homes · 1 bd: 14 · 2 bd: 23 · 3 bd: 17 · 4 bd: 15 · In service since 2016 · For families · (844) 376-2138
  • Hudson Hills Manor HUD-assisted 9600 Call Ct, Hudson 34667 64 low-income homes · For families · (727) 863-5436
  • Ivy Chase - Hudson Tax credit (LIHTC) 14611 Ivy Chase Ln, Hudson 34667 61 low-income homes · 2 bd: 24 · 3 bd: 37 · In service since 1995 · For families
  • Bethlehem Housing HUD-assisted 8014 State Road 52, Hudson 34667 60 low-income homes · For older adults · (727) 819-2861
  • Citrus Villas/Cypress Villas I & II Public housing 20543 Blanchette Ct, Dade City 33523 59 homes, 58 low-income · Run by Pasco County Housing Authority · Average payment: $332 a month · Average wait: 33 months · Homes at several sites · (352) 567-0848
  • Hudson Estates HUD-assisted 15819 Hobart Ln, Hudson 34667 52 low-income homes · For families · (727) 862-5753
  • Evergreen Village HUD-assisted 38415 Evergreen Village Dr, Zephyrhills 33542 51 homes, 50 low-income · For older adults · (813) 782-2740
  • AHEPA 489 Apartments HUD-assisted 6625 Rowan Rd, New Port Richey 34653 50 low-income homes · For older adults · (727) 843-0636
  • Pasco Terrace Public housing 11801 Pasco Terrace Ct, Port Richey 34668 50 low-income homes · Run by Pasco County Housing Authority · Average payment: $421 a month · Average wait: 37 months · (352) 567-0848
  • Village Chase of Zephyrhills Tax credit (LIHTC) 39216 Village Chase, Zephyrhills 33542 47 low-income homes
  • Oakcrest II Tax credit (LIHTC) 14940 Willowbrook Dr, Dade City 33523 20 low-income homes · 1 bd: 14 · 2 bd: 6 · In service since 2004 · For families
  • Congress Street Apts HUD-assisted 6913 Hills Dr, New Port Richey 34653 18 homes, 17 low-income · For people with disabilities · (727) 816-1252
  • Countryside Villas II Tax credit (LIHTC) 37305 Country Ln, Dade City 33523 16 low-income homes · In service since 1990
  • Hardy Street Apartments HUD-assisted 8426 Hardy St, Port Richey 34668 16 homes, 15 low-income · For people with disabilities · (727) 816-7252
  • Mandala Satellite Apartments HUD-assisted 6536 Kentucky Ave, New Port Richey 34653 15 homes, 14 low-income · For people with disabilities · (727) 816-1252
  • Egret Apts. HUD-assisted 6005 Vermont Ave, New Port Richey 34653 7 low-income homes · For people with disabilities · (813) 987-6522
  • Zephyrhills Duplex Project HUD-assisted 39141 6th Ave, Zephyrhills 33542 6 low-income homes · For people with disabilities · (727) 816-1252
  • Dade City Quadraplex HUD-assisted 37020 Coleman Ave, Dade City 33525 4 low-income homes · For people with disabilities · (727) 816-1252
  • Pasadena Drive Duplexes HUD-assisted 5429 Pasadena Dr, New Port Richey 34652 4 low-income homes · For people with disabilities · (727) 816-1252
  • Forest Avenue Triplex HUD-assisted 6013 Tennessee Ave, New Port Richey 34653 3 low-income homes · For people with disabilities · (727) 816-1252
  • Park at Wellington Tax credit (LIHTC) 4311 Jordana Way, Holiday 34691 110 homes · 1 bd: 18 · 2 bd: 62 · 3 bd: 30 · In service since 2017 · For families
  • Park at Wellington II Tax credit (LIHTC) 4205 Jordana Way, Holiday 34691 110 homes · 1 bd: 18 · 2 bd: 62 · 3 bd: 30 · In service since 2018 · For families
  • Abigail Court Tax credit (LIHTC) 7850 Washington St, Port Richey 34668 90 homes · 1 bd: 45 · 2 bd: 45 · In service since 2018 · For older adults, families
  • Village Walk Tax credit (LIHTC) 6012 Village Walk, Zephyrhills 33542 43 homes · 1 bd: 12 · 2 bd: 31 · In service since 2019 · For families
  • Park Place - Zephyrhills Tax credit (LIHTC) 39234 Park Place Cir, Zephyrhills 33542 28 homes · 1 bd: 16 · 2 bd: 12 · In service since 2019 · For families

One property has two programs at the same address and appears once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Pasco County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Pasco County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Tampa-St. Petersburg-Clearwater, FL MSA.
People Extremely low (30%) Very low (50%) Low
1 person $24,100 $40,150 $64,250
2 people $27,550 $45,850 $73,400
3 people $31,000 $51,600 $82,600
4 people $34,400 $57,350 $91,750
5 people $38,680 $61,950 $99,100
6 people $44,360 $66,550 $106,450
7 people $50,040 $71,150 $113,800
8 people $55,720 $75,700 $121,150

Area median income: $104,700. HUD income limits by family size, Fiscal year 2026. Area: Tampa-St. Petersburg-Clearwater, FL MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,437 – $1,757
  • 1 bedroom $1,483 – $1,813
  • 2 bedrooms $1,725 – $2,109
  • 3 bedrooms $2,203 – $2,693
  • 4 bedrooms $2,679 – $3,275

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Florida Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Florida

What Florida law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
15 days
Fla. Stat. §83.49(3)(a)
If I fall behind on rent, what notice must I get?
3 days
Fla. Stat. §83.56(3)
How much notice ends a month-to-month rental?
30 days
Fla. Stat. §83.57(3)
  • Only a court order can remove youFla. Stat. §83.67(2)
  • Protection from retaliationFla. Stat. §83.64

Help

Where to get help with rent in Pasco County

This is the nearest HUD-approved agency. They counsel for free or at low cost.

  • Solita's House Inc

    1029 E Hillsborough Ave, Tampa · 22 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more

Rental assistance programs

The ones that serve in Pasco County or the whole state, with what each page says about being open.

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Pasco County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Florida, the average home bill was $156 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$3,834

What you need before you get the keys.

What adds up

First month
$1,917
Security deposit
$1,917
Total
$3,834

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Pasco County?

According to HUD (Fiscal year 2027): Studio: $1,597; 1 bedroom: $1,648; 2 bedrooms: $1,917; 3 bedrooms: $2,448; 4 bedrooms: $2,977. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Pasco County?

Paying the 2-bedroom fair market rent ($1,917) without spending more than 30% of income takes $36.87 an hour full time, or $76,680 a year.

Who qualifies for Section 8 in Pasco County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $57,350 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Pasco County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,725 and $2,109 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Pasco County?

For 2 bedrooms they run from $1,230 in 33540 to $2,780 in 34638. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Pasco County?

HUD lists 42 properties with homes for low-income households in Pasco County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Pasco County?

HUD counts rent as a burden when it reaches 30% of income or more. In Pasco County, 55% of renter households are in that position; in Florida, 60%, and nationwide, 51% (Average 2020–2024, Census).