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City · 23,571 residents · Pasco County, Florida

Jasmine Estates , Florida

In Jasmine Estates, a typical home is worth $199,500 and typical rent is $1,457 a month. Compared with all of Pasco County, the typical home value is 34% lower, typical household income is 28% lower, and the share of households that own their home is 19 points lower.

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  • Typical home value

    $199,500

    34% below the county

    44% below Florida

    • Jasmine Estates
    • Pasco
    • Florida

  • Typical rent

    $1,457a month

    3% below the county

    13% below Florida

    • Jasmine Estates
    • Pasco
    • Florida

  • Typical household income

    $50,718a year

    28% below the county

    32% below Florida

    • Jasmine Estates
    • Pasco
    • Florida

  • Households that own their home

    57%

    19 points below the county

    11 points below Florida

    • Jasmine Estates
    • Pasco
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Jasmine Estates is in Pasco County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pasco County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Jasmine Estates apart

What this place has that others do not, from public data, most unusual first.

  1. 57% of households in Jasmine Estates own their home, against 76% in Pasco County.

  2. The typical home in Jasmine Estates is worth $199,500, 34% less than in Pasco County as a whole ($300,900).

  3. Nearby, in Hudson, the typical rent is $1,044: 28% less than in Jasmine Estates ($1,457).

  4. The typical household income in Jasmine Estates is $50,718, 28% less than in Pasco County as a whole ($70,492).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Jasmine Estates

What homes there are in Jasmine Estates, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Jasmine Estates: 82% of homes, more than in Pasco County (64%).

Year built

The typical home in Jasmine Estates was built in 1979, 13 years before the typical one in Pasco County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 98% of owner-occupied homes in Jasmine Estates are worth less than $500,000, below the FHA loan limit for Pasco County ($541,287).

Monthly rent with utilities

With a mortgage

$1,202 a month

Pasco County: $1,817 a month

Without a mortgage

$420 a month

Pasco County: $536 a month

Owners with a mortgage

61%

Pasco County: 57%

In Jasmine Estates, 61% of owners have a mortgage, and their typical cost is $1,202 a month, against $1,817 in Pasco County. Without one it drops to $420.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Jasmine Estates rose 112%; in Pasco County, it rose 86%.

The typical rent in Jasmine Estates rose 43% since 2015–2019, about the same as in Pasco County (42%).

Housing prices ran ahead of income in Jasmine Estates: typical income rose 36%, against +112% for home values and +43% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureJasmine EstatesPasco CountyFloridaUnited States
Rental vacancy Unreliable estimate5.1%7.6%5.5%
Homeowner vacancy Unreliable estimate1.3%1.4%0.9%
More than one person per room 2.2%2.0%3.3%3.4%
People per household 2.582.562.512.53
Drive alone 70%68%70%69%
Carpool 13%9%9%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 10%20%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 2.2% of households in Jasmine Estates live, near the figure in Pasco County (2.0%).

Much as in Pasco County, a household in Jasmine Estates has 2.58 people on average.

Carpooling is common in Jasmine Estates: 13% of workers get to work that way, against 9% in Pasco County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Jasmine Estates?

A typical home costs more than the typical income allows

We start with a typical home in Jasmine Estates, worth $199,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Jasmine Estates, which is $50,718 a year. For that payment to be 28% of income, a household would need to earn about $68,989 a year.

The calculator's FHA and conventional loan limits are those of all of Pasco County.

Your numbers

Local data
$

Starts at the typical home value in Jasmine Estates. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,983 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,610

at 7.18% · 30 years

Loan amount
$195,886
Total interest
$281,834
Paid off in
November 2056

Includes $3,369 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,183 a month

  • Tight

    $1,183 to $1,522 a month

  • Hard

    more than $1,522 a month

    Your payment · 38%

Compared with the typical household income in Jasmine Estates ($50,718 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,610
Principal & interest$1,327
Property tax$111
Home insurance$83
FHA mortgage insurance (MIP)$88

You need at least $6,983 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Jasmine Estates and Pasco County

Jasmine Estates is in Pasco County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Jasmine Estates's own numbers

Typical home value
$199,500
Typical monthly rent
$1,457
Typical yearly household income
$50,718
Households that own their home
57%
Effective property tax rate
0.67%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pasco County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,917
Price change over 5 years (FHFA)
+69%
Homes in a high flood-risk zone
16%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pasco County.

Everything about Pasco County

Buying

Buying a home in Jasmine Estates

A typical home in Jasmine Estates is worth $199,500: 34% below the county and 44% below Florida. With the typical household income in Jasmine Estates ($50,718 a year), a typical home costs 3.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Jasmine Estates 3.9 years
  • Pasco 4.3 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Pasco County

According to FHFA’s house price index, home prices in Pasco County rose 167% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pasco County.

Period County Florida U.S.
Last year (2025) −2.6% −0.5% +2.9%
5 years (2020–2025) +69% +60% +47%
10 years (2015–2025) +167% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Jasmine Estates next to Pasco County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Jasmine Estates $199,500
  • Pasco $300,900
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Jasmine Estates $1,457
  • Pasco $1,505
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Jasmine Estates $50,718
  • Pasco $70,492
  • Florida $74,568
  • United States $80,734
See the full table
Jasmine Estates next to Pasco County and Florida
Measure Jasmine Estates Pasco County Florida U.S.
Typical home value $199,500 $300,900 $359,000 $332,700
Typical monthly rent $1,457 $1,505 $1,669 $1,413
Typical yearly household income $50,718 $70,492 $74,568 $80,734
Households that own their home 57% 76% 68% 65%
Typical yearly property tax $1,342 $2,206 $2,730 $3,119
Effective property tax rate 0.67% 0.73% 0.76% 0.94%
Renters with high rent for their income 67% 55% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pasco County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Jasmine Estates

For a typical $199,500 home in Jasmine Estates, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jasmine Estates's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,610a month

    Least cash to close
    Down payment
    $6,983
    Cash to close
    $12,968
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $88

  • Conventional, 5% down $1,573a month

    Down payment
    $9,975
    Cash to close
    $15,960
    Rate
    7.18%
    Mortgage insurance
    PMI · $95

  • Conventional, 20% down, no PMI $1,276a month

    Down payment
    $39,900
    Cash to close
    $45,885
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,460a month

    Down payment
    $29,925
    Cash to close
    $35,910
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Jasmine Estates and for Pasco County.

Property tax

Effective rate in Jasmine Estates

0.67%of the home’s value each year

$1,342 a year for the typical owner in Jasmine Estates.

  • Jasmine Estates 0.67%
  • Pasco 0.73%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Pasco County

FEMA does not publish these numbers by city: they are for all of Pasco County.

Homes in the high-risk zone
16%
35,604
Of those, with NFIP insurance
47%
County Florida U.S.
Homes in the high-risk zone 16% 13% 3.5%
Of those, with NFIP insurance 47% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Jasmine Estates

Typical rent in Jasmine Estates is $1,457 a month: 3% below the county. In Jasmine Estates, 67% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pasco County, by unit size. To pay the 2-bedroom one ($1,917 a month) without spending more than 30% of your income, you would need to earn $36.87 an hour working full time.

HUD fair market rent for all of Pasco County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,597 $30.71 $63,880
1 bedroom $1,648 $31.69 $65,920
2 bedrooms $1,917 $36.87 $76,680
3 bedrooms $2,448 $47.08 $97,920
4 bedrooms $2,977 $57.25 $119,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Jasmine Estates

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jasmine Estates is in ZIP code 34668.

For 2 bedrooms it is $1,690: $227 less than the fair market rent for Pasco County ($1,917).

  • 34668 $1,690$2,160

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jasmine Estates when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Jasmine Estates

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Pasco County. The nearest ones are below; many serve by phone or online.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Jasmine Estates

No down payment, repair or rent-help program on our list is for Jasmine Estates or Pasco County. The ones below are statewide in Florida: they work in Jasmine Estates the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Jasmine Estates

The HUD-approved agencies closest to the center of Jasmine Estates, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NSC (naca Counseling Subsidiary) - Tampa, FL

    3824 W. Sligh Avenue, Tampa · 23 miles away · Spanish

    Also serves in Portuguese.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (813) 287-5051

  • TAMPA BAY CDC dba SUNCOAST HOUSING CONNECTIONS

    2139 NE Coachman Rd, Clearwater · 23 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 2 more
    (727) 442-7075

  • Operation Hope- Tampa

    2208 E Fowler Ave, Tampa · 23 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (813) 867-9658

All counseling agencies in Florida

Help in Spanish near Jasmine Estates

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Jasmine Estates

HUD’s record names them for Jasmine Estates or Pasco County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Pasco County Housing Authority Public housing and Section 8 vouchers (352) 567-0848

All housing agencies in Florida Source: HUD

Cities

Other cities in Pasco County

These cities are also in Pasco County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Pasco County Housing in Florida
See 7 more cities in Pasco County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Jasmine Estates, with the typical home value.

Neighboring counties

If Pasco County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Jasmine Estates.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Jasmine Estates

Short answers with the numbers for Jasmine Estates and all of Pasco County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Jasmine Estates?

The typical home value in Jasmine Estates is $199,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pasco County it is $300,900.

How much does it cost to rent in Jasmine Estates?

Typical rent in Jasmine Estates is $1,457 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pasco County is $1,917.

What is the FHA loan limit in Jasmine Estates?

Jasmine Estates uses the FHA limit for all of Pasco County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Jasmine Estates?

The typical homeowner in Jasmine Estates pays $1,342 a year, according to the U.S. Census Bureau. That is 0.67% of the home’s value; in Pasco County, the rate is 0.73%.

Where can I find free help to buy or rent in Jasmine Estates?

We found no HUD-approved counseling agencies with an office in Pasco County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).