In New Port Richey East, a typical home is worth $220,700 and typical rent is $1,156 a month. Compared with all of Pasco County, typical household income is 34% lower, the typical home value is 27% lower, and the share of households that own their home is 18 points lower.
New Port Richey East is in Pasco County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pasco County. See the county
What this place has that others do not, from public data, most unusual first.
1
58% of households in New Port Richey East own their home, against 76% in Pasco County.
2
The typical household income in New Port Richey East is $46,641,34% less than in Pasco County as a whole ($70,492).
3
The typical home in New Port Richey East is worth $220,700,27% less than in Pasco County as a whole ($300,900).
4
Nearby, in Bayonet Point, the typical home value is $177,000: 20% less than in New Port Richey East ($220,700).
5
The typical rent in New Port Richey East is $1,156 a month, 23% less than in Pasco County as a whole ($1,505).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in New Port Richey East
What homes there are in New Port Richey East, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
New Port Richey East
Pasco County
Florida
United States
Kind of home: New Port Richey East and its comparisons
Measure
New Port Richey East
Pasco County
Florida
United States
Detached house
54%
64%
55%
61%
Attached house
Unreliable estimate
6%
7%
6%
Building of 2 to 4
9%
3%
6%
8%
Apartments (5 or more)
Unreliable estimate
9%
25%
19%
Mobile home
18%
17%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In New Port Richey East, 5 in 10 homes are single-family detached houses; in Pasco County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
New Port Richey East
Pasco County
Florida
United States
Year built: New Port Richey East and its comparisons
Measure
New Port Richey East
Pasco County
Florida
United States
Before 1960
Unreliable estimate
3%
10%
26%
1960–1979
33%
25%
24%
24%
1980–1999
49%
33%
34%
25%
2000–2009
7%
21%
18%
14%
2010 or later
Unreliable estimate
18%
14%
11%
Homes in New Port Richey East are older: the typical year built is 1984; in Pasco County, 1992.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K25%
$100K–$200K18%
$200K–$300K27%
$300K–$500K26%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: New Port Richey East and its comparisons
Measure
New Port Richey East
Under $100K
25%
$100K–$200K
18%
$200K–$300K
27%
$300K–$500K
26%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
The FHA limit for Pasco County is high ($541,287): at least 96% of owner-occupied homes in New Port Richey East are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49946%
$1,500–$1,99914%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: New Port Richey East and its comparisons
Measure
New Port Richey East
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
46%
$1,500–$1,999
14%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,275 a month
Pasco County: $1,817 a month
Without a mortgage
$531 a month
Pasco County: $536 a month
Owners with a mortgage
46%
Pasco County: 57%
In New Port Richey East, 46% of owners have a mortgage, and their typical cost is $1,275 a month, against $1,817 in Pasco County. Without one it drops to $531.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
New Port Richey East+115%
Pasco County+86%
Florida+67%
United States+53%
Typical rent
New Port Richey East+15%
Pasco County+42%
Florida+42%
United States+33%
Typical household income
New Port Richey East+18%
Pasco County+33%
Florida+34%
United States+29%
Change since 2015–2019: New Port Richey East and its comparisons
Measure
New Port Richey East
Pasco County
Florida
United States
Typical home value
+115%
+86%
+67%
+53%
Typical rent
+15%
+42%
+42%
+33%
Typical household income
+18%
+33%
+34%
+29%
The typical home value in New Port Richey East rose 115% since 2015–2019, more than in Pasco County (86%).
The typical rent in New Port Richey East rose 15% over the same time; in Pasco County, it rose 42%.
To compare: typical income in New Port Richey East rose 18%; the home, +115%; the rent, +15%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: New Port Richey East and its comparisons
Measure
New Port Richey East
Pasco County
Florida
United States
Rental vacancy
Unreliable estimate
5.1%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
1.4%
0.9%
More than one person per room
Unreliable estimate
2.0%
3.3%
3.4%
People per household
2.16
2.56
2.51
2.53
Drive alone
72%
68%
70%
69%
Carpool
10%
9%
9%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
Unreliable estimate
20%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Households in New Port Richey East are smaller: 2.16 people on average; in Pasco County, 2.56.
To get to work, 72% of workers in New Port Richey East drive alone; in Pasco County, 68%.
Do the math
What would you pay each month for a home in New Port Richey East?
A typical home costs more than the typical income allows
We start with a typical home in New Port Richey East, worth $220,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in New Port Richey East, which is $46,641 a year. For that payment to be 28% of income, a household would need to earn about $75,611 a year.
The calculator's FHA and conventional loan limits are those of all of Pasco County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in New Port Richey East. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,725 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,764
at 7.18% · 30 years
Loan amount
$216,702
Total interest
$311,783
Paid off in
November 2056
Includes $3,727 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,088 a month
Tight
$1,088 to $1,399 a month
Hard
more than $1,399 a month
Your payment · 45%
Compared with the typical household income in New Port Richey East ($46,641 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,468
Property tax
$107
Home insurance
$92
FHA mortgage insurance (MIP)
$98
You need at least $7,725 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,764; principal and interest $1,468.
The city and its county
New Port Richey East and Pasco County
New Port Richey East is in Pasco County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
New Port Richey East
Map of Pasco County, Florida, with New Port Richey East marked. Around it, the neighboring counties.
New Port Richey East
Pasco County
Other cities with a page
New Port Richey East's own numbers
Typical home value
$220,700
Typical monthly rent
$1,156
Typical yearly household income
$46,641
Households that own their home
58%
Effective property tax rate
0.58%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Pasco County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,917
Price change over 5 years (FHFA)
+69%
Homes in a high flood-risk zone
16%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pasco County.
A typical home in New Port Richey East is worth $220,700: 27% below the county and 39% below Florida. With the typical household income in New Port Richey East ($46,641 a year), a typical home costs 4.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
New Port Richey East4.7 years
Pasco4.3 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Pasco County
According to FHFA’s house price index, home prices in Pasco County rose 167% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Pasco County.
Yearly change in FHFA’s price index in Pasco County, 2016 to 2025
2016: +11.0% +11.0% 2016
2017: +11.2% +11.2% 2017
2018: +11.7% +11.7% 2018
2019: +8.2% +8.2% 2019
2020: +5.9% +5.9% 2020
2021: +21.6% +21.6% 2021
2022: +28.8% +28.8% 2022
2023: +9.5% +9.5% 2023
2024: +1.2% +1.2% 2024
2025: −2.6% −2.6% 2025
Change in FHFA’s price index in Pasco County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−2.6%
−0.5%
+2.9%
5 years (2020–2025)
+69%
+60%
+47%
10 years (2015–2025)
+167%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
New Port Richey East next to Pasco County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
New Port Richey East$220,700
Pasco$300,900
Florida$359,000
United States$332,700
Typical monthly rent
New Port Richey East$1,156
Pasco$1,505
Florida$1,669
United States$1,413
Typical yearly household income
New Port Richey East$46,641
Pasco$70,492
Florida$74,568
United States$80,734
See the full table
New Port Richey East next to Pasco County and Florida
Measure
New Port Richey East
Pasco County
Florida
U.S.
Typical home value
$220,700 ▼27% below the county
$300,900
$359,000
$332,700
Typical monthly rent
$1,156 ▼23% below the county
$1,505
$1,669
$1,413
Typical yearly household income
$46,641 ▼34% below the county
$70,492
$74,568
$80,734
Households that own their home
58% ▼18 points below the county
76%
68%
65%
Typical yearly property tax
$1,278 ▼42% below the county
$2,206
$2,730
$3,119
Effective property tax rate
0.58% ▼0.15 points below the county
0.73%
0.76%
0.94%
Renters with high rent for their income
68% ▲13 points above the county
55%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pasco County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in New Port Richey East
For a typical $220,700 home in New Port Richey East, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, New Port Richey East's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,764a month
Least cash to close
Down payment
$7,725
Cash to close
$14,346
Rate
7.18%
Mortgage insurance
FHA MIP · $98
Conventional, 5% down$1,724a month
Down payment
$11,035
Cash to close
$17,656
Rate
7.18%
Mortgage insurance
PMI · $105
Conventional, 20% down, no PMI$1,395a month
Down payment
$44,140
Cash to close
$50,761
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,599a month
Down payment
$33,105
Cash to close
$39,726
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in New Port Richey East
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,764
$7,725
$216,703
7.18%
FHA MIP · $98
$14,346
580
Conventional, 5% down
$1,724
$11,035
$209,665
7.18%
PMI · $105
$17,656
620*
Conventional, 20% down, no PMI
$1,395
$44,140
$176,560
7.18%
None
$50,761
620*
ITIN, 15% down (example)
$1,599
$33,105
$187,595
8.18%
None
$39,726
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in New Port Richey East is $1,156 a month: 23% below the county. In New Port Richey East, 68% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Pasco County, by unit size. To pay the 2-bedroom one ($1,917 a month) without spending more than 30% of your income, you would need to earn $36.87 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Pasco County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,597
$30.71
$63,880
1 bedroom
$1,648
$31.69
$65,920
2 bedrooms
$1,917
$36.87
$76,680
3 bedrooms
$2,448
$47.08
$97,920
4 bedrooms
$2,977
$57.25
$119,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in New Port Richey East
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). New Port Richey East has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,540 in 34653 to $1,690 in 34668.
None is above the fair market rent for Pasco County ($1,917).
Fair market rent by ZIP code and size in New Port Richey East, fiscal year 2027.
34653
$1,280
$1,320
$1,540
$1,970
$2,390
34668
$1,410
$1,450
$1,690
$2,160
$2,620
ZIP code2 bd3 bd
34653 $1,540$1,970
34668 $1,690$2,160
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for New Port Richey East when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Pasco County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for New Port Richey East or Pasco County. The ones below are statewide in Florida: they work in New Port Richey East the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of New Port Richey East, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
1 of the 3 agencies on this list says it serves in Spanish.
Ask for service in Spanish
When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.
Housing authorities of New Port Richey East
HUD’s record names them for New Port Richey East or Pasco County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.
Pasco County Housing AuthorityPublic housing and Section 8 vouchers(352) 567-0848
No legal help resource on our list is for New Port Richey East or Pasco County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for New Port Richey East and all of Pasco County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in New Port Richey East?
The typical home value in New Port Richey East is $220,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pasco County it is $300,900.
How much does it cost to rent in New Port Richey East?
Typical rent in New Port Richey East is $1,156 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pasco County is $1,917.
What is the FHA loan limit in New Port Richey East?
New Port Richey East uses the FHA limit for all of Pasco County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in New Port Richey East?
The typical homeowner in New Port Richey East pays $1,278 a year, according to the U.S. Census Bureau. That is 0.58% of the home’s value; in Pasco County, the rate is 0.73%.
Where can I find free help to buy or rent in New Port Richey East?
We found no HUD-approved counseling agencies with an office in Pasco County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
