In North Weeki Wachee, a typical home is worth $328,700 and typical rent is $1,746 a month. Compared with all of Hernando County, typical rent is 35% higher, the typical home value is 19% higher, and the share of households that own their home is 9 points higher.
North Weeki Wachee is in Hernando County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hernando County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Brooksville, the typical home value is $141,000: 57% less than in North Weeki Wachee ($328,700).
2
Nearby, in Shady Hills, the typical rent is $993: 43% less than in North Weeki Wachee ($1,746).
3
The typical rent in North Weeki Wachee is $1,746 a month, 35% more than in Hernando County as a whole ($1,298).
4
North Weeki Wachee has the 24th highest homeownership rate of the 481 cities in Florida with more than 5,000 people (91%).
5
The typical home in North Weeki Wachee is worth $328,700,19% more than in Hernando County as a whole ($276,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in North Weeki Wachee
What homes there are in North Weeki Wachee, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
North Weeki Wachee
Hernando County
Florida
United States
Kind of home: North Weeki Wachee and its comparisons
Measure
North Weeki Wachee
Hernando County
Florida
United States
Detached house
78%
77%
55%
61%
Attached house
4%
3%
7%
6%
Building of 2 to 4
Unreliable estimate
2%
6%
8%
Apartments (5 or more)
Unreliable estimate
4%
25%
19%
Mobile home
15%
14%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in North Weeki Wachee: 78% of homes, near the figure in Hernando County (77%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
North Weeki Wachee
Hernando County
Florida
United States
Year built: North Weeki Wachee and its comparisons
Measure
North Weeki Wachee
Hernando County
Florida
United States
Before 1960
Unreliable estimate
3%
10%
26%
1960–1979
8%
16%
24%
24%
1980–1999
58%
48%
34%
25%
2000–2009
27%
24%
18%
14%
2010 or later
6%
10%
14%
11%
In North Weeki Wachee, half of the homes were built before 1994; in Hernando County, before 1991.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K9%
$100K–$200K15%
$200K–$300K20%
$300K–$500K36%
$500K–$750K15%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: North Weeki Wachee and its comparisons
Measure
North Weeki Wachee
Under $100K
9%
$100K–$200K
15%
$200K–$300K
20%
$300K–$500K
36%
$500K–$750K
15%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
By price, most homes in North Weeki Wachee sit under the FHA limit for Hernando County ($541,287): about 83%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: North Weeki Wachee and its comparisons
Measure
North Weeki Wachee
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,685 a month
Hernando County: $1,513 a month
Without a mortgage
$513 a month
Hernando County: $473 a month
Owners with a mortgage
49%
Hernando County: 55%
Owning costs more in North Weeki Wachee: with a mortgage, the typical cost is $1,685 a month; in Hernando County, $1,513. Without one, $513.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
North Weeki Wachee+90%
Hernando County+94%
Florida+67%
United States+53%
Typical rent
North Weeki Wachee+133%
Hernando County+32%
Florida+42%
United States+33%
Typical household income
North Weeki Wachee+35%
Hernando County+35%
Florida+34%
United States+29%
Change since 2015–2019: North Weeki Wachee and its comparisons
Measure
North Weeki Wachee
Hernando County
Florida
United States
Typical home value
+90%
+94%
+67%
+53%
Typical rent
+133%
+32%
+42%
+33%
Typical household income
+35%
+35%
+34%
+29%
From 2015–2019 to 2020–2024, the typical home value in North Weeki Wachee rose 90%; in Hernando County, it rose 94%.
Since 2015–2019, the typical rent in North Weeki Wachee rose 133%, more than in Hernando County (32%).
Housing prices ran ahead of income in North Weeki Wachee: typical income rose 35%, against +90% for home values and +133% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: North Weeki Wachee and its comparisons
Measure
North Weeki Wachee
Hernando County
Florida
United States
Rental vacancy
Unreliable estimate
7.7%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
0.8%
1.4%
0.9%
More than one person per room
Unreliable estimate
1.8%
3.3%
3.4%
People per household
2.49
2.49
2.51
2.53
Drive alone
67%
73%
70%
69%
Carpool
16%
9%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
12%
14%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in North Weeki Wachee look like those in Hernando County: 2.49 people on average.
In North Weeki Wachee, 16% of workers share a car to get to work; in Hernando County, 9%.
Do the math
What would you pay each month for a home in North Weeki Wachee?
A typical home costs more than the typical income allows
We start with a typical home in North Weeki Wachee, worth $328,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 49% of the typical household income in North Weeki Wachee, which is $64,891 a year. For that payment to be 28% of income, a household would need to earn about $113,786 a year.
The calculator's FHA and conventional loan limits are those of all of Hernando County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in North Weeki Wachee. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,505 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,655
at 7.18% · 30 years
Loan amount
$322,746
Total interest
$464,356
Paid off in
November 2056
Includes $5,551 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,514 a month
Tight
$1,514 to $1,947 a month
Hard
more than $1,947 a month
Your payment · 49%
Compared with the typical household income in North Weeki Wachee ($64,891 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,186
Property tax
$186
Home insurance
$137
FHA mortgage insurance (MIP)
$145
You need at least $11,505 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,655; principal and interest $2,186.
The city and its county
North Weeki Wachee and Hernando County
North Weeki Wachee is in Hernando County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
North Weeki Wachee
Map of Hernando County, Florida, with North Weeki Wachee marked. Around it, the neighboring counties.
North Weeki Wachee
Hernando County
Other cities with a page
North Weeki Wachee's own numbers
Typical home value
$328,700
Typical monthly rent
$1,746
Typical yearly household income
$64,891
Households that own their home
91%
Effective property tax rate
0.68%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Hernando County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,917
Price change over 5 years (FHFA)
+68%
Homes in a high flood-risk zone
5.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hernando County.
A typical home in North Weeki Wachee is worth $328,700: 19% above the county and 8% below Florida. With the typical household income in North Weeki Wachee ($64,891 a year), a typical home costs 5.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
North Weeki Wachee5.1 years
Hernando4.2 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Hernando County
According to FHFA’s house price index, home prices in Hernando County rose 173% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Hernando County.
Yearly change in FHFA’s price index in Hernando County, 2016 to 2025
2016: +10.7% +10.7% 2016
2017: +12.7% +12.7% 2017
2018: +13.1% +13.1% 2018
2019: +6.8% +6.8% 2019
2020: +7.6% +7.6% 2020
2021: +21.2% +21.2% 2021
2022: +27.0% +27.0% 2022
2023: +7.6% +7.6% 2023
2024: +2.1% +2.1% 2024
2025: −0.6% −0.6% 2025
Change in FHFA’s price index in Hernando County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−0.6%
−0.5%
+2.9%
5 years (2020–2025)
+68%
+60%
+47%
10 years (2015–2025)
+173%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
North Weeki Wachee next to Hernando County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
North Weeki Wachee$328,700
Hernando$276,000
Florida$359,000
United States$332,700
Typical monthly rent
North Weeki Wachee$1,746
Hernando$1,298
Florida$1,669
United States$1,413
Typical yearly household income
North Weeki Wachee$64,891
Hernando$66,058
Florida$74,568
United States$80,734
See the full table
North Weeki Wachee next to Hernando County and Florida
Measure
North Weeki Wachee
Hernando County
Florida
U.S.
Typical home value
$328,700 ▲19% above the county
$276,000
$359,000
$332,700
Typical monthly rent
$1,746 ▲35% above the county
$1,298
$1,669
$1,413
Typical yearly household income
$64,891
$66,058
$74,568
$80,734
Households that own their home
91% ▲9 points above the county
83%
68%
65%
Typical yearly property tax
$2,247 ▲21% above the county
$1,858
$2,730
$3,119
Effective property tax rate
0.68% ▲0.01 points above the county
0.67%
0.76%
0.94%
Renters with high rent for their income
72% ▲16 points above the county
56%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hernando County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in North Weeki Wachee
For a typical $328,700 home in North Weeki Wachee, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, North Weeki Wachee's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,655a month
Least cash to close
Down payment
$11,505
Cash to close
$21,366
Rate
7.18%
Mortgage insurance
FHA MIP · $145
Conventional, 5% down$2,595a month
Down payment
$16,435
Cash to close
$26,296
Rate
7.18%
Mortgage insurance
PMI · $156
Conventional, 20% down, no PMI$2,105a month
Down payment
$65,740
Cash to close
$75,601
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,408a month
Down payment
$49,305
Cash to close
$59,166
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in North Weeki Wachee
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,655
$11,505
$322,746
7.18%
FHA MIP · $145
$21,366
580
Conventional, 5% down
$2,595
$16,435
$312,265
7.18%
PMI · $156
$26,296
620*
Conventional, 20% down, no PMI
$2,105
$65,740
$262,960
7.18%
None
$75,601
620*
ITIN, 15% down (example)
$2,408
$49,305
$279,395
8.18%
None
$59,166
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in North Weeki Wachee is $1,746 a month: 35% above the county. In North Weeki Wachee, 72% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Hernando County, by unit size. To pay the 2-bedroom one ($1,917 a month) without spending more than 30% of your income, you would need to earn $36.87 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Hernando County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,597
$30.71
$63,880
1 bedroom
$1,648
$31.69
$65,920
2 bedrooms
$1,917
$36.87
$76,680
3 bedrooms
$2,448
$47.08
$97,920
4 bedrooms
$2,977
$57.25
$119,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in North Weeki Wachee
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). North Weeki Wachee is in ZIP code 34613.
For 2 bedrooms it is $1,460: $457 less than the fair market rent for Hernando County ($1,917).
Fair market rent by ZIP code and size in North Weeki Wachee, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
34613
$1,220
$1,260
$1,460
$1,860
$2,270
ZIP code2 bd3 bd
34613 $1,460$1,860
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for North Weeki Wachee when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Hernando County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for North Weeki Wachee or Hernando County. The ones below are statewide in Florida: they work in North Weeki Wachee the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of North Weeki Wachee, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
UF
University of Florida/Florida Cooperative Extension - Citrus County Cooperative Extension Service
3650 W. Sovereign Path, Ste. 1, Lecanto · 19 miles away
2 of the 3 agencies on this list say they serve in Spanish.
Ask for service in Spanish
When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.
Housing authorities of North Weeki Wachee
HUD’s record names them for North Weeki Wachee or Hernando County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.
Hernando County Housing AuthoritySection 8 vouchers(352) 754-4160
No legal help resource on our list is for North Weeki Wachee or Hernando County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for North Weeki Wachee and all of Hernando County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in North Weeki Wachee?
The typical home value in North Weeki Wachee is $328,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hernando County it is $276,000.
How much does it cost to rent in North Weeki Wachee?
Typical rent in North Weeki Wachee is $1,746 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hernando County is $1,917.
What is the FHA loan limit in North Weeki Wachee?
North Weeki Wachee uses the FHA limit for all of Hernando County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in North Weeki Wachee?
The typical homeowner in North Weeki Wachee pays $2,247 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Hernando County, the rate is 0.67%.
Where can I find free help to buy or rent in North Weeki Wachee?
We found no HUD-approved counseling agencies with an office in Hernando County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
