In Daytona Beach Shores, a typical home is worth $437,800 and typical rent is $1,505 a month. Compared with all of Volusia County, the typical home value is 40% higher and typical household income is 6% higher.
Typical home value from Zillow, September 2021 to September 2026: from $354,188 to $370,330.
Typical rent
$2,279a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Daytona Beach Shores is in Volusia County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Volusia County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Holly Hill, the typical home value is $205,100: 53% less than in Daytona Beach Shores ($437,800).
2
The typical home in Daytona Beach Shores is worth $437,800,40% more than in Volusia County as a whole ($313,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Daytona Beach Shores
What homes there are in Daytona Beach Shores, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Daytona Beach Shores
Volusia County
Florida
United States
Kind of home: Daytona Beach Shores and its comparisons
Measure
Daytona Beach Shores
Volusia County
Florida
United States
Detached house
8%
65%
55%
61%
Attached house
Unreliable estimate
4%
7%
6%
Building of 2 to 4
Unreliable estimate
5%
6%
8%
Apartments (5 or more)
87%
19%
25%
19%
Mobile home
Unreliable estimate
8%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Many people here live in apartments: 9 in 10 homes; in Volusia County, 2.
Year built
Before 19601960–19791980–19992000–20092010 or later
Daytona Beach Shores
Volusia County
Florida
United States
Year built: Daytona Beach Shores and its comparisons
Measure
Daytona Beach Shores
Volusia County
Florida
United States
Before 1960
4%
11%
10%
26%
1960–1979
24%
24%
24%
24%
1980–1999
45%
37%
34%
25%
2000–2009
24%
17%
18%
14%
2010 or later
3%
11%
14%
11%
By age, homes in Daytona Beach Shores look like those in Volusia County: the typical year built is 1988.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K14%
$300K–$500K45%
$500K–$750K18%
$750K–$1M13%
$1M or moreUnreliable
Value of owner-occupied homes: Daytona Beach Shores and its comparisons
Measure
Daytona Beach Shores
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
14%
$300K–$500K
45%
$500K–$750K
18%
$750K–$1M
13%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,49914%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Daytona Beach Shores and its comparisons
Measure
Daytona Beach Shores
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
14%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,488 a month
Volusia County: $1,688 a month
Without a mortgage
$1,274 a month
Volusia County: $636 a month
Owners with a mortgage
38%
Volusia County: 56%
Owning costs more in Daytona Beach Shores: with a mortgage, the typical cost is $2,488 a month; in Volusia County, $1,688. Without one, $1,274.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Daytona Beach Shores+49%
Volusia County+79%
Florida+67%
United States+53%
Typical rent
Daytona Beach Shores+52%
Volusia County+40%
Florida+42%
United States+33%
Typical household income
Daytona Beach Shores+36%
Volusia County+42%
Florida+34%
United States+29%
Change since 2015–2019: Daytona Beach Shores and its comparisons
Measure
Daytona Beach Shores
Volusia County
Florida
United States
Typical home value
+49%
+79%
+67%
+53%
Typical rent
+52%
+40%
+42%
+33%
Typical household income
+36%
+42%
+34%
+29%
The typical home value in Daytona Beach Shores rose 49% since 2015–2019, less than in Volusia County (79%).
Rents in Daytona Beach Shores rose faster than in Volusia County: 52% since 2015–2019, against 40%.
Housing prices ran ahead of income in Daytona Beach Shores: typical income rose 36%, against +49% for home values and +52% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Daytona Beach Shores and its comparisons
Measure
Daytona Beach Shores
Volusia County
Florida
United States
Rental vacancy
14.6%
7.4%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.4%
1.4%
0.9%
More than one person per room
Unreliable estimate
2.2%
3.3%
3.4%
People per household
1.63
2.33
2.51
2.53
Drive alone
54%
73%
70%
69%
Carpool
Unreliable estimate
9%
9%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
26%
14%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Daytona Beach Shores, the rental vacancy rate is 14.6%; in Volusia County, 7.4%.
Households in Daytona Beach Shores are smaller: 1.63 people on average; in Volusia County, 2.33.
Working from home is more common in Daytona Beach Shores: 26%, against 14% in Volusia County.
Do the math
What would you pay each month for a home in Daytona Beach Shores?
A typical home costs more than the typical income allows
We start with a typical home in Daytona Beach Shores, worth $437,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 59% of the typical household income in Daytona Beach Shores, which is $74,392 a year. For that payment to be 28% of income, a household would need to earn about $155,931 a year.
The calculator's FHA and conventional loan limits are those of all of Volusia County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Daytona Beach Shores. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $15,323 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,638
at 7.18% · 30 years
Loan amount
$429,870
Total interest
$618,483
Paid off in
November 2056
Includes $7,393 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,736 a month
Tight
$1,736 to $2,232 a month
Hard
more than $2,232 a month
Your payment · 59%
Compared with the typical household income in Daytona Beach Shores ($74,392 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,912
Property tax
$350
Home insurance
$182
FHA mortgage insurance (MIP)
$194
You need at least $15,323 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,638; principal and interest $2,912.
The city and its county
Daytona Beach Shores and Volusia County
Daytona Beach Shores is in Volusia County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Map of Volusia County, Florida, with Daytona Beach Shores marked. Around it, the neighboring counties.
Volusia County
Daytona Beach Shores's own numbers
Typical home value
$437,800
Typical monthly rent
$1,505
Typical yearly household income
$74,392
Households that own their home
75%
Effective property tax rate
0.96%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Volusia County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,673
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
8.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Volusia County.
A typical home in Daytona Beach Shores is worth $437,800: 40% above the county and 22% above Florida. With the typical household income in Daytona Beach Shores ($74,392 a year), a typical home costs 5.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Daytona Beach Shores5.9 years
Volusia4.5 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Volusia County
According to FHFA’s house price index, home prices in Volusia County rose 140% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Volusia County.
Yearly change in FHFA’s price index in Volusia County, 2016 to 2025
2016: +11.1% +11.1% 2016
2017: +12.3% +12.3% 2017
2018: +9.8% +9.8% 2018
2019: +6.5% +6.5% 2019
2020: +5.9% +5.9% 2020
2021: +16.6% +16.6% 2021
2022: +23.1% +23.1% 2022
2023: +7.3% +7.3% 2023
2024: +2.0% +2.0% 2024
2025: −1.0% −1.0% 2025
Change in FHFA’s price index in Volusia County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−1.0%
−0.5%
+2.9%
5 years (2020–2025)
+56%
+60%
+47%
10 years (2015–2025)
+140%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Daytona Beach Shores next to Volusia County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Daytona Beach Shores$437,800
Volusia$313,000
Florida$359,000
United States$332,700
Typical monthly rent
Daytona Beach Shores$1,505
Volusia$1,467
Florida$1,669
United States$1,413
Typical yearly household income
Daytona Beach Shores$74,392
Volusia$70,044
Florida$74,568
United States$80,734
See the full table
Daytona Beach Shores next to Volusia County and Florida
Measure
Daytona Beach Shores
Volusia County
Florida
U.S.
Typical home value
$437,800 ▲40% above the county
$313,000
$359,000
$332,700
Typical monthly rent
$1,505 ▲3% above the county
$1,467
$1,669
$1,413
Typical yearly household income
$74,392 ▲6% above the county
$70,044
$74,568
$80,734
Households that own their home
75% ▲1 points above the county
74%
68%
65%
Typical yearly property tax
$4,192 ▲75% above the county
$2,395
$2,730
$3,119
Effective property tax rate
0.96% ▲0.19 points above the county
0.77%
0.76%
0.94%
Renters with high rent for their income
59% ▲1 points above the county
58%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Volusia County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Daytona Beach Shores
For a typical $437,800 home in Daytona Beach Shores, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Daytona Beach Shores's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,638a month
Least cash to close
Down payment
$15,323
Cash to close
$28,457
Rate
7.18%
Mortgage insurance
FHA MIP · $194
Conventional, 5% down$3,558a month
Down payment
$21,890
Cash to close
$35,024
Rate
7.18%
Mortgage insurance
PMI · $208
Conventional, 20% down, no PMI$2,905a month
Down payment
$87,560
Cash to close
$100,694
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,310a month
Down payment
$65,670
Cash to close
$78,804
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Daytona Beach Shores
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,638
$15,323
$429,870
7.18%
FHA MIP · $194
$28,457
580
Conventional, 5% down
$3,558
$21,890
$415,910
7.18%
PMI · $208
$35,024
620*
Conventional, 20% down, no PMI
$2,905
$87,560
$350,240
7.18%
None
$100,694
620*
ITIN, 15% down (example)
$3,310
$65,670
$372,130
8.18%
None
$78,804
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Daytona Beach Shores is $1,505 a month: 3% above the county. In Daytona Beach Shores, 59% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Volusia County, by unit size. To pay the 2-bedroom one ($1,673 a month) without spending more than 30% of your income, you would need to earn $32.17 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Volusia County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,258
$24.19
$50,320
1 bedroom
$1,363
$26.21
$54,520
2 bedrooms
$1,673
$32.17
$66,920
3 bedrooms
$2,204
$42.38
$88,160
4 bedrooms
$2,403
$46.21
$96,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Daytona Beach Shores
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Daytona Beach Shores is in ZIP code 32118.
For 2 bedrooms it is $1,550: $123 less than the fair market rent for Volusia County ($1,673).
Fair market rent by ZIP code and size in Daytona Beach Shores, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
32118
$1,170
$1,260
$1,550
$2,040
$2,230
ZIP code2 bd3 bd
32118 $1,550$2,040
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Daytona Beach Shores when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 4 HUD-approved agencies with an office in Volusia County; 3 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Daytona Beach Shores or Volusia County. The ones below are statewide in Florida: they work in Daytona Beach Shores the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of Daytona Beach Shores, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
CL
Community Legal Services of Mid-Florida, Inc. - Orlando Office
1440 N Nova Rd, Daytona Beach · 6 miles away · Spanish
2 of the 3 agencies on this list say they serve in Spanish.
Ask for service in Spanish
When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.
Housing authorities of Daytona Beach Shores
HUD’s record names them for Daytona Beach Shores or Volusia County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.
County of Volusia Dept. of Community ServicesSection 8 vouchers(386) 740-5112
No legal help resource on our list is for Daytona Beach Shores or Volusia County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Daytona Beach Shores and all of Volusia County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Daytona Beach Shores?
The typical home value in Daytona Beach Shores is $437,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Volusia County it is $313,000.
How much does it cost to rent in Daytona Beach Shores?
Typical rent in Daytona Beach Shores is $1,505 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Volusia County is $1,673.
What is the FHA loan limit in Daytona Beach Shores?
Daytona Beach Shores uses the FHA limit for all of Volusia County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Daytona Beach Shores?
The typical homeowner in Daytona Beach Shores pays $4,192 a year, according to the U.S. Census Bureau. That is 0.96% of the home’s value; in Volusia County, the rate is 0.77%.
Where can I find free help to buy or rent in Daytona Beach Shores?
There are 4 HUD-approved counseling agencies with an office in Volusia County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
