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City · 64,767 residents · Volusia County, Florida

Port Orange , Florida

In Port Orange, a typical home is worth $317,200 and typical rent is $1,634 a month. Compared with all of Volusia County, typical rent is 11% higher and typical household income is 6% higher.

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  • Typical home value

    $317,200

    About the same as the county

    12% below Florida

    • Port Orange
    • Volusia
    • Florida

  • Typical rent

    $1,634a month

    11% above the county

    2% below Florida

    • Port Orange
    • Volusia
    • Florida

  • Typical household income

    $74,426a year

    6% above the county

    About the same as Florida

    • Port Orange
    • Volusia
    • Florida

  • Households that own their home

    76%

    2 points above the county

    8 points above Florida

    • Port Orange
    • Volusia
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$339,343
1.7% less than 12 months ago
Typical rent
$1,727 a month
0.9% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Port Orange is in Volusia County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Volusia County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Port Orange apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Holly Hill, the typical home value is $205,100: 35% less than in Port Orange ($317,200).

  2. Nearby, in Daytona Beach, the typical rent is $1,328: 19% less than in Port Orange ($1,634).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Port Orange

What homes there are in Port Orange, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Port Orange: 63% of homes, near the figure in Volusia County (65%).

Mobile homes are 16% of homes in Port Orange, more than in Volusia County (8%).

Year built

By age, homes in Port Orange look like those in Volusia County: the typical year built is 1989.

In Port Orange, 59% of homes have 3 bedrooms or more, about the same as in Volusia County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Port Orange sit under the FHA limit for Volusia County ($541,287): about 88%.

Monthly rent with utilities

With a mortgage

$1,717 a month

Volusia County: $1,688 a month

Without a mortgage

$653 a month

Volusia County: $636 a month

Owners with a mortgage

55%

Volusia County: 56%

The typical cost for an owner with a mortgage in Port Orange is $1,717 a month, near the figure in Volusia County ($1,688).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Volusia County, the typical home value in Port Orange rose 77% since 2015–2019.

Much as in Volusia County, the typical rent in Port Orange rose 41% since 2015–2019.

While home values in Port Orange changed +77% and rent +41%, the typical household income rose 43%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePort OrangeVolusia CountyFloridaUnited States
Rental vacancy Unreliable estimate7.4%7.6%5.5%
Homeowner vacancy Unreliable estimate1.4%1.4%0.9%
More than one person per room 1.2%2.2%3.3%3.4%
People per household 2.282.332.512.53
Drive alone 78%73%70%69%
Carpool 7%9%9%9%
Public transit Unreliable estimate0%1%3%
Walk or bike 2%2%2%3%
Work from home 12%14%16%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Volusia County, 1.2% of households in Port Orange have more than one person per room.

A household in Port Orange has 2.28 people on average, about the same as in Volusia County (2.33).

The car rules in Port Orange: 78% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Port Orange?

A typical home costs more than the typical income allows

We start with a typical home in Port Orange, worth $317,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Port Orange, which is $74,426 a year. For that payment to be 28% of income, a household would need to earn about $110,938 a year.

The calculator's FHA and conventional loan limits are those of all of Volusia County.

Your numbers

Local data
$

Starts at the typical home value in Port Orange. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,102 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,589

at 7.18% · 30 years

Loan amount
$311,455
Total interest
$448,110
Paid off in
November 2056

Includes $5,357 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,737 a month

  • Tight

    $1,737 to $2,233 a month

  • Hard

    more than $2,233 a month

    Your payment · 42%

Compared with the typical household income in Port Orange ($74,426 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,589
Principal & interest$2,110
Property tax$206
Home insurance$132
FHA mortgage insurance (MIP)$140

You need at least $11,102 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Port Orange and Volusia County

Port Orange is in Volusia County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Port Orange's own numbers

Typical home value
$317,200
Typical monthly rent
$1,634
Typical yearly household income
$74,426
Households that own their home
76%
Effective property tax rate
0.78%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Volusia County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,673
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
8.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Volusia County.

Everything about Volusia County

Buying

Buying a home in Port Orange

A typical home in Port Orange is worth $317,200: about the same as the county and 12% below Florida. With the typical household income in Port Orange ($74,426 a year), a typical home costs 4.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Port Orange 4.3 years
  • Volusia 4.5 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Volusia County

According to FHFA’s house price index, home prices in Volusia County rose 140% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Volusia County.

Period County Florida U.S.
Last year (2025) −1.0% −0.5% +2.9%
5 years (2020–2025) +56% +60% +47%
10 years (2015–2025) +140% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Port Orange next to Volusia County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Port Orange $317,200
  • Volusia $313,000
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Port Orange $1,634
  • Volusia $1,467
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Port Orange $74,426
  • Volusia $70,044
  • Florida $74,568
  • United States $80,734
See the full table
Port Orange next to Volusia County and Florida
Measure Port Orange Volusia County Florida U.S.
Typical home value $317,200 $313,000 $359,000 $332,700
Typical monthly rent $1,634 $1,467 $1,669 $1,413
Typical yearly household income $74,426 $70,044 $74,568 $80,734
Households that own their home 76% 74% 68% 65%
Typical yearly property tax $2,490 $2,395 $2,730 $3,119
Effective property tax rate 0.78% 0.77% 0.76% 0.94%
Renters with high rent for their income 54% 58% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Volusia County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Port Orange

For a typical $317,200 home in Port Orange, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Port Orange's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,589a month

    Least cash to close
    Down payment
    $11,102
    Cash to close
    $20,618
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $140

  • Conventional, 5% down $2,530a month

    Down payment
    $15,860
    Cash to close
    $25,376
    Rate
    7.18%
    Mortgage insurance
    PMI · $151

  • Conventional, 20% down, no PMI $2,057a month

    Down payment
    $63,440
    Cash to close
    $72,956
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,351a month

    Down payment
    $47,580
    Cash to close
    $57,096
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Port Orange and for Volusia County.

Property tax

Effective rate in Port Orange

0.78%of the home’s value each year

$2,490 a year for the typical owner in Port Orange.

  • Port Orange 0.78%
  • Volusia 0.77%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Volusia County

FEMA does not publish these numbers by city: they are for all of Volusia County.

Homes in the high-risk zone
8.4%
19,091
Of those, with NFIP insurance
57%
County Florida U.S.
Homes in the high-risk zone 8.4% 13% 3.5%
Of those, with NFIP insurance 57% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Port Orange

Typical rent in Port Orange is $1,634 a month: 11% above the county. In Port Orange, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Volusia County, by unit size. To pay the 2-bedroom one ($1,673 a month) without spending more than 30% of your income, you would need to earn $32.17 an hour working full time.

HUD fair market rent for all of Volusia County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,258 $24.19 $50,320
1 bedroom $1,363 $26.21 $54,520
2 bedrooms $1,673 $32.17 $66,920
3 bedrooms $2,204 $42.38 $88,160
4 bedrooms $2,403 $46.21 $96,120

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Port Orange

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Port Orange has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,680 in 32127 to $1,980 in 32128.

3 of the 3 are above the fair market rent for Volusia County ($1,673).

  • 32127 $1,680$2,210
  • 32128 $1,980$2,610
  • 32129 $1,850$2,440

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Port Orange when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Port Orange

HUD lists 4 buildings with rents for lower incomes in Port Orange. These are the largest.

  • Ashton Point 6305 S Williamson Blvd, Port Orange 32128 268 low-income homes · 2 bd: 124 · 3 bd: 104 · 4 bd: 40 · In service since 2002 · For families
  • Sunrise Pointe 1375 Richel Dr, Port Orange 32129 208 low-income homes · 1 bd: 48 · 2 bd: 80 · 3 bd: 56 · 4 bd: 24 · In service since 2001 · For families
  • Club at Sugar Mill 3635 Caramel Ave, Port Orange 32129 168 homes, 167 low-income · 1 bd: 48 · 2 bd: 66 · 3 bd: 54 · In service since 2001
  • Epiphany Manor 4792 S Ridgewood Ave, Port Orange 32127 72 low-income homes · For older adults (386) 767-2556

See all 58 buildings in Volusia County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Port Orange

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in Volusia County; 3 say they serve in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Port Orange

No down payment, repair or rent-help program on our list is for Port Orange or Volusia County. The ones below are statewide in Florida: they work in Port Orange the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Port Orange

The HUD-approved agencies closest to the center of Port Orange, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Mid-Florida Housing Partnership, Inc.

    1834 Mason Ave, Daytona Beach · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    386-274-4441-1

  • Community Legal Services of Mid-Florida, Inc. - Orlando Office

    1440 N Nova Rd, Daytona Beach · 9 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (386) 255-6573

  • Halifax Urban Ministries Inc

    1340 Wright St, Daytona Beach · 10 miles away

    • Budget and credit workshops
    • Homelessness services
    • and 3 more
    (386) 235-8859

Every agency in Volusia County All counseling agencies in Florida

Help in Spanish near Port Orange

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Port Orange

HUD’s record names them for Port Orange or Volusia County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • County of Volusia Dept. of Community Services Section 8 vouchers (386) 740-5112

4 other authorities have an office in Volusia County: see the list Source: HUD

Cities

Other cities in Volusia County

These cities are also in Volusia County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Volusia County Housing in Florida

Nearby cities

The cities closest to Port Orange, with the typical home value.

Neighboring counties

If Volusia County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Port Orange.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Port Orange

Short answers with the numbers for Port Orange and all of Volusia County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Port Orange?

The typical home value in Port Orange is $317,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Volusia County it is $313,000.

How much does it cost to rent in Port Orange?

Typical rent in Port Orange is $1,634 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Volusia County is $1,673.

What is the FHA loan limit in Port Orange?

Port Orange uses the FHA limit for all of Volusia County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Port Orange?

The typical homeowner in Port Orange pays $2,490 a year, according to the U.S. Census Bureau. That is 0.78% of the home’s value; in Volusia County, the rate is 0.77%.

Where can I find free help to buy or rent in Port Orange?

There are 4 HUD-approved counseling agencies with an office in Volusia County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).