In Daytona Beach, a typical home is worth $287,700 and typical rent is $1,328 a month. Compared with all of Volusia County, typical household income is 26% lower, typical rent is 9% lower, and the share of households that own their home is 26 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $225,876 to $251,316.
Typical rent
$1,518a month
= about the same as 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,306 to $1,518.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Daytona Beach is in Volusia County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Volusia County. See the county
What this place has that others do not, from public data, most unusual first.
1
48% of households in Daytona Beach own their home, against 74% in Volusia County.
2
Nearby, in Holly Hill, the typical home value is $205,100: 29% less than in Daytona Beach ($287,700).
3
The typical household income in Daytona Beach is $52,058,26% less than in Volusia County as a whole ($70,044).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Daytona Beach
What homes there are in Daytona Beach, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Daytona Beach
Volusia County
Florida
United States
Kind of home: Daytona Beach and its comparisons
Measure
Daytona Beach
Volusia County
Florida
United States
Detached house
41%
65%
55%
61%
Attached house
7%
4%
7%
6%
Building of 2 to 4
10%
5%
6%
8%
Apartments (5 or more)
39%
19%
25%
19%
Mobile home
3%
8%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Homes in Daytona Beach are varied: detached houses are the largest group, at 41%, against 65% in Volusia County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Daytona Beach
Volusia County
Florida
United States
Year built: Daytona Beach and its comparisons
Measure
Daytona Beach
Volusia County
Florida
United States
Before 1960
18%
11%
10%
26%
1960–1979
29%
24%
24%
24%
1980–1999
30%
37%
34%
25%
2000–2009
8%
17%
18%
14%
2010 or later
15%
11%
14%
11%
Homes in Daytona Beach are older: the typical year built is 1981; in Volusia County, 1986.
Homes in Daytona Beach are smaller: 37% have 3 bedrooms or more; in Volusia County, 58%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K11%
$100K–$200K19%
$200K–$300K22%
$300K–$500K28%
$500K–$750K15%
FHA limit: $541,287
$750K–$1M3%
$1M or more1%
Value of owner-occupied homes: Daytona Beach and its comparisons
Measure
Daytona Beach
Under $100K
11%
$100K–$200K
19%
$200K–$300K
22%
$300K–$500K
28%
$500K–$750K
15%
$750K–$1M
3%
$1M or more
1%
The FHA loan limit for Volusia County is $541,287, and about 83% of owner-occupied homes in Daytona Beach are worth less than that.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5006%
$500–$99915%
$1,000–$1,49943%
$1,500–$1,99929%
HUD fair market rent, 2 bedrooms: $1,673
$2,000–$2,4995%
$2,500–$2,9992%
$3,000 or moreUnreliable
Monthly rent with utilities: Daytona Beach and its comparisons
Measure
Daytona Beach
Under $500
6%
$500–$999
15%
$1,000–$1,499
43%
$1,500–$1,999
29%
$2,000–$2,499
5%
$2,500–$2,999
2%
$3,000 or more
Unreliable estimate
HUD's 2-bedroom fair market rent (FMR) for Volusia County is $1,673; about 73% of rents in Daytona Beach are below it.
With a mortgage
$1,646 a month
Volusia County: $1,688 a month
Without a mortgage
$640 a month
Volusia County: $636 a month
Owners with a mortgage
48%
Volusia County: 56%
The typical cost for an owner with a mortgage in Daytona Beach is $1,646 a month, near the figure in Volusia County ($1,688).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Daytona Beach+88%
Volusia County+79%
Florida+67%
United States+53%
Typical rent
Daytona Beach+42%
Volusia County+40%
Florida+42%
United States+33%
Typical household income
Daytona Beach+45%
Volusia County+42%
Florida+34%
United States+29%
Change since 2015–2019: Daytona Beach and its comparisons
Measure
Daytona Beach
Volusia County
Florida
United States
Typical home value
+88%
+79%
+67%
+53%
Typical rent
+42%
+40%
+42%
+33%
Typical household income
+45%
+42%
+34%
+29%
The typical home value in Daytona Beach rose 88% since 2015–2019, more than in Volusia County (79%).
The typical rent in Daytona Beach rose 42% since 2015–2019, about the same as in Volusia County (40%).
While home values in Daytona Beach changed +88% and rent +42%, the typical household income rose 45%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Daytona Beach and its comparisons
Measure
Daytona Beach
Volusia County
Florida
United States
Rental vacancy
8.0%
7.4%
7.6%
5.5%
Homeowner vacancy
1.5%
1.4%
1.4%
0.9%
More than one person per room
2.8%
2.2%
3.3%
3.4%
People per household
2.08
2.33
2.51
2.53
Drive alone
72%
73%
70%
69%
Carpool
10%
9%
9%
9%
Public transit
1%
0%
1%
3%
Walk or bike
3%
2%
2%
3%
Work from home
11%
14%
16%
15%
Other means
3%
2%
2%
2%
Typical commute
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Open rentals in Daytona Beach look like those in Volusia County: the rental vacancy rate is 8.0%.
In Daytona Beach, 2.8% of households live with more than one person per room, about the same as in Volusia County.
On average, a household in Daytona Beach has 2.08 people, fewer than in Volusia County (2.33).
The car rules in Daytona Beach: 72% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.
Do the math
What would you pay each month for a home in Daytona Beach?
A typical home costs more than the typical income allows
We start with a typical home in Daytona Beach, worth $287,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 54% of the typical household income in Daytona Beach, which is $52,058 a year. For that payment to be 28% of income, a household would need to earn about $99,696 a year.
The calculator's FHA and conventional loan limits are those of all of Volusia County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Daytona Beach. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,070 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,326
at 7.18% · 30 years
Loan amount
$282,489
Total interest
$406,435
Paid off in
November 2056
Includes $4,859 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,215 a month
Tight
$1,215 to $1,562 a month
Hard
more than $1,562 a month
Your payment · 54%
Compared with the typical household income in Daytona Beach ($52,058 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,914
Property tax
$165
Home insurance
$120
FHA mortgage insurance (MIP)
$127
You need at least $10,070 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,326; principal and interest $1,914.
The city and its county
Daytona Beach and Volusia County
Daytona Beach is in Volusia County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Daytona Beach
Map of Volusia County, Florida, with Daytona Beach marked. Around it, the neighboring counties.
Daytona Beach
Volusia County
Other cities with a page
Daytona Beach's own numbers
Typical home value
$287,700
Typical monthly rent
$1,328
Typical yearly household income
$52,058
Households that own their home
48%
Effective property tax rate
0.69%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Volusia County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,673
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
8.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Volusia County.
A typical home in Daytona Beach is worth $287,700: 8% below the county and 20% below Florida. With the typical household income in Daytona Beach ($52,058 a year), a typical home costs 5.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Daytona Beach5.5 years
Volusia4.5 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Volusia County
According to FHFA’s house price index, home prices in Volusia County rose 140% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Volusia County.
Yearly change in FHFA’s price index in Volusia County, 2016 to 2025
2016: +11.1% +11.1% 2016
2017: +12.3% +12.3% 2017
2018: +9.8% +9.8% 2018
2019: +6.5% +6.5% 2019
2020: +5.9% +5.9% 2020
2021: +16.6% +16.6% 2021
2022: +23.1% +23.1% 2022
2023: +7.3% +7.3% 2023
2024: +2.0% +2.0% 2024
2025: −1.0% −1.0% 2025
Change in FHFA’s price index in Volusia County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−1.0%
−0.5%
+2.9%
5 years (2020–2025)
+56%
+60%
+47%
10 years (2015–2025)
+140%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Daytona Beach next to Volusia County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Daytona Beach$287,700
Volusia$313,000
Florida$359,000
United States$332,700
Typical monthly rent
Daytona Beach$1,328
Volusia$1,467
Florida$1,669
United States$1,413
Typical yearly household income
Daytona Beach$52,058
Volusia$70,044
Florida$74,568
United States$80,734
See the full table
Daytona Beach next to Volusia County and Florida
Measure
Daytona Beach
Volusia County
Florida
U.S.
Typical home value
$287,700 ▼8% below the county
$313,000
$359,000
$332,700
Typical monthly rent
$1,328 ▼9% below the county
$1,467
$1,669
$1,413
Typical yearly household income
$52,058 ▼26% below the county
$70,044
$74,568
$80,734
Households that own their home
48% ▼26 points below the county
74%
68%
65%
Typical yearly property tax
$1,976 ▼17% below the county
$2,395
$2,730
$3,119
Effective property tax rate
0.69% ▼0.08 points below the county
0.77%
0.76%
0.94%
Renters with high rent for their income
60% ▲2 points above the county
58%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Volusia County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Daytona Beach
For a typical $287,700 home in Daytona Beach, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Daytona Beach's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,326a month
Least cash to close
Down payment
$10,070
Cash to close
$18,701
Rate
7.18%
Mortgage insurance
FHA MIP · $127
Conventional, 5% down$2,273a month
Down payment
$14,385
Cash to close
$23,016
Rate
7.18%
Mortgage insurance
PMI · $137
Conventional, 20% down, no PMI$1,844a month
Down payment
$57,540
Cash to close
$66,171
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,110a month
Down payment
$43,155
Cash to close
$51,786
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Daytona Beach
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,326
$10,070
$282,489
7.18%
FHA MIP · $127
$18,701
580
Conventional, 5% down
$2,273
$14,385
$273,315
7.18%
PMI · $137
$23,016
620*
Conventional, 20% down, no PMI
$1,844
$57,540
$230,160
7.18%
None
$66,171
620*
ITIN, 15% down (example)
$2,110
$43,155
$244,545
8.18%
None
$51,786
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Daytona Beach is $1,328 a month: 9% below the county. In Daytona Beach, 60% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Volusia County, by unit size. To pay the 2-bedroom one ($1,673 a month) without spending more than 30% of your income, you would need to earn $32.17 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Volusia County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,258
$24.19
$50,320
1 bedroom
$1,363
$26.21
$54,520
2 bedrooms
$1,673
$32.17
$66,920
3 bedrooms
$2,204
$42.38
$88,160
4 bedrooms
$2,403
$46.21
$96,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Daytona Beach
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Daytona Beach has 4 ZIP codes with their own.
For 2 bedrooms it runs from $1,550 in 32118 to $2,210 in 32124.
2 of the 4 are above the fair market rent for Volusia County ($1,673).
2-bedroom fair market rent in each of the 4 ZIP codes of Daytona Beach, beside the one for Volusia County. For 2 bedrooms it runs from $1,550 in 32118 to $2,210 in 32124. 2 of the 4 are above the fair market rent for Volusia County ($1,673).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,673
Lowest: $1,550 (32118)Highest: $2,210 (32124)
Fair market rent by ZIP code and size in Daytona Beach, fiscal year 2027.
32114
$1,210
$1,310
$1,610
$2,120
$2,310
32117
$1,310
$1,420
$1,740
$2,290
$2,500
32118
$1,170
$1,260
$1,550
$2,040
$2,230
32124
$1,660
$1,800
$2,210
$2,910
$3,170
ZIP code2 bd3 bd
32114 $1,610$2,120
32117 $1,740$2,290
32118 $1,550$2,040
32124 $2,210$2,910
3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Daytona Beach when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 21 buildings with rents for lower incomes in Daytona Beach. These are the largest.
Caroline VillageDaytona Beach 32117307 low-income homes · Run by Housing Authority of City of Daytona Beach · Average payment: $357 a month · Average wait: 19 months(386) 253-5653
Wedgewood1717 Mason Ave, Daytona Beach 32117300 homes, 298 low-income · 1 bd: 24 · 2 bd: 180 · 3 bd: 96 · In service since 1995
Daytona Garden Apartments South437 Jean St, Daytona Beach 32114230 low-income homes · For families(386) 253-0902
Daytona Gardens401 Jean St, Daytona Beach 32114230 low-income homes · 1 bd: 38 · 2 bd: 102 · 3 bd: 64 · 4 bd: 26 · In service since 2003 · For families
Carolina Club104 Carolina Lake Dr, Daytona Beach 32114224 low-income homes · 1 bd: 24 · 2 bd: 104 · 3 bd: 96 · In service since 2002 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 4 HUD-approved agencies with an office in Volusia County; 3 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Daytona Beach or Volusia County. The ones below are statewide in Florida: they work in Daytona Beach the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of Daytona Beach, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Daytona Beach or Volusia County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Daytona Beach and all of Volusia County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Daytona Beach?
The typical home value in Daytona Beach is $287,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Volusia County it is $313,000.
How much does it cost to rent in Daytona Beach?
Typical rent in Daytona Beach is $1,328 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Volusia County is $1,673.
What is the FHA loan limit in Daytona Beach?
Daytona Beach uses the FHA limit for all of Volusia County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Daytona Beach?
The typical homeowner in Daytona Beach pays $1,976 a year, according to the U.S. Census Bureau. That is 0.69% of the home’s value; in Volusia County, the rate is 0.77%.
Where can I find free help to buy or rent in Daytona Beach?
There are 4 HUD-approved counseling agencies with an office in Volusia County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
